Last update: Oct 2026

Cost of Living Comparison Between Oamaru and Tbilisi

For one person, living is cheaper in Tbilisi: $1,269 a month against $1,809 in Oamaru, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

93

Cost of Living Index in Oamaru
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Oamaru Living Index
61

Cost of Living Index in Tbilisi
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Tbilisi Living Index

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Oamaru

🇳🇿 New Zealand

$1,809

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,269

/mo nomad

Monthly Cost of Living

How much you'll spend in Oamaru and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oamaru and in Tbilisi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,809 in Oamaru versus $1,269 in Tbilisi.

Oamaru $1,809
Tbilisi $1,269

Estimated couple costs with rent: $2,753 in Oamaru versus $2,016 in Tbilisi.

Oamaru $2,753
Tbilisi $2,016

Monthly costs for a family of three with rent: $3,698 in Oamaru versus $2,763 in Tbilisi.

Oamaru $3,698
Tbilisi $2,763

Living in Oamaru is roughly 42% more expensive than in Tbilisi, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Oamaru is 33% above, Tbilisi is 7% below.

Meal at Budget Restaurant

$14.46 NZ$25.67

$11.63 ₾30.07

24.33%

Three-Course Dinner for Two, Mid-Range

$68.4 NZ$121

$37.83 ₾97.8

80.68%

Fast Food Meal (McDonalds, etc)

$9.20 NZ$16.33

$9.66 ₾24.98

-4.76%

Cappuccino

$3.35 NZ$5.94

$3.57 ₾9.24

-6.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.30 NZ$4.09

$1.08 ₾2.78

112.96%

Water (0.33 liter bottle)

$1.78 NZ$3.15

$0.56 ₾1.45

217.86%

Local Beer (0.5 liter draught)

$6.64 NZ$11.79

$2.62 ₾6.78

153.44%

Imported Beer (0.33 liter bottle)

$6.97 NZ$12.37

$3.04 ₾7.85

129.28%

Milk (1 liter)

$1.73 NZ$3.08

$2.17 ₾5.60

-20.28%

White Bread (500g)

$1.32 NZ$2.34

$0.80 ₾2.06

65.00%

Rice (white) (1kg)

$1.47 NZ$2.60

$1.74 ₾4.51

-15.52%

Eggs

$5.53 NZ$9.82

$2.83 ₾7.31

95.41%

Local Cheese (1kg)

$7.53 NZ$13.36

$9.31 ₾24.07

-19.12%

Chicken Fillets (1kg)

$8.85 NZ$15.72

$6.52 ₾16.85

35.74%

Beef Round Steak (1kg)

$13.64 NZ$24.21

$12.95 ₾33.50

5.33%

Apples (1kg)

$2.39 NZ$4.25

$1.68 ₾4.33

42.26%

Banana (1kg)

$2.10 NZ$3.73

$1.85 ₾4.79

13.51%

Oranges (1kg)

$2.65 NZ$4.70

$1.97 ₾5.10

34.52%

Tomato (1kg)

$2.91 NZ$5.17

$2.42 ₾6.25

20.25%

Potato (1kg)

$1.50 NZ$2.67

$0.82 ₾2.11

82.93%

Onion (1kg)

$1.39 NZ$2.47

$0.74 ₾1.91

87.84%

Lettuce (1 head)

$2.07 NZ$3.68

$1.34 ₾3.47

54.48%

Water (1.5 liter bottle)

$0.65 NZ$1.16

$0.77 ₾2.00

-15.58%

Cigarettes 20 Pack (Marlboro, Camel)

$24.01 NZ$42.63

$3.57 ₾9.24

572.55%

Wine (Bottle)

$5.66 NZ$10.05

$7.67 ₾19.83

-26.21%

Local Beer (0.5 liter bottle)

$3.42 NZ$6.08

$1.70 ₾4.39

101.18%

Imported Beer (0.33 liter bottle)

$4.44 NZ$7.89

$2.40 ₾6.21

85.00%

One-way Ticket (Public Transport)

$2.05 NZ$3.63

$0.40 ₾1.05

412.50%

Public Transport Monthly Pass (Regular Price)

$108 NZ$191

$15.23 ₾39.38

605.84%

Taxi Start (Normal Tariff)

$2.58 NZ$4.58

$1.14 ₾2.95

126.32%

Taxi (Normal Tariff) (1km)

$1.72 NZ$3.06

$0.78 ₾2.02

120.51%

Taxi 1hour Waiting (Normal Tariff)

$28.67 NZ$50.9

$11.83 ₾30.58

142.35%

Gasoline (1 liter)

$1.62 NZ$2.88

$1.45 ₾3.75

11.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K NZ$51.2K

$24.6K ₾63.6K

17.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K NZ$42.1K

$22.3K ₾57.8K

6.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$157 NZ$279

$88.8 ₾230

76.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.20 NZ$35.86

$13.12 ₾33.93

53.96%

Internet (50+ Mbps, Unlimited Data)

$44.97 NZ$79.8

$19.67 ₾50.9

128.62%

Gym Membership (Monthly)

$39.17 NZ$69.6

$64.1 ₾166

-38.84%

Tennis Court (1 Hour on Weekend)

$19.04 ₾49.24

Cinema Ticket

$10.03 NZ$17.81

$7.12 ₾18.42

40.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$677 NZ$1,202

$375 ₾971

80.35%

International Primary School, 1 Child (Yearly)

$22.4K NZ$39.7K

$10.5K ₾27.1K

113.80%

Jeans (Levis 501 Or Similar)

$57.6 NZ$102

$104 ₾268

-44.39%

Summer Dress (H&M, Zara, etc)

$17.36 NZ$30.83

$39.26 ₾102

-55.78%

Sport Shoes (Adidas, Nike)

$45.93 NZ$81.6

$117 ₾303

-60.86%

Men's Leather Business Shoes

$51.0 NZ$90.6

$122 ₾315

-58.11%

1-bedroom Apartment, City Center (Monthly)

$1,042 NZ$1,850

$695 ₾1,798

49.87%

1-bedroom Apartment, Outside City Center (Monthly)

$799 NZ$1,419

$451 ₾1,167

77.19%

3-bedroom Apartment, City Center (Monthly)

$1,588 NZ$2,820

$1,355 ₾3,504

17.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,426 NZ$2,531

$906 ₾2,343

57.36%

Buy Apartment in City Center (m2)

$4,866 NZ$8,638

$2,295 ₾5,934

112.02%

Buy Apartment Outside City Center (m2)

$3,783 NZ$6,716

$1,345 ₾3,478

181.27%

Average Monthly Net Salary (After Tax)

$1,950 NZ$3,462

$664 ₾1,718

193.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.91

12.62

-53.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oamaru: October 26, 2026

Last update for Tbilisi: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oamaru

$799 44.2%

Tbilisi

$451 35.6% 43.6% $348

Groceries & Markets

Oamaru

$277 15.3%

Tbilisi

$234 18.4% 15.5% $43

Eating Out

Oamaru

$247 13.7%

Tbilisi

$191 15% 22.8% $56

Monthly Utilities & Internet

Oamaru

$222 12.3%

Tbilisi

$122 9.6% 45.3% $101

Getting Around

Oamaru

$127 7%

Tbilisi

$22 1.7% 82.7% $105

Clothing & Footwear

Oamaru

$77 4.3%

Tbilisi

$172 13.5% 122% $95

Sport & Entertainment

Oamaru

$59 3.3%

Tbilisi

$78 6.2% 32.2% $19

Cost Breakdown

A one-bedroom apartment in the center runs $1,042 in Oamaru and $695 in Tbilisi. Housing cost is often the main lever when comparing two cities.

Oamaru pays about 2.9 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $68 in Oamaru vs $38 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $277 vs $234 per month, with Tbilisi cheaper across the board.

Good to know

🇳🇿 Oamaru

🇬🇪 Tbilisi

🕒 Local time

06:48 6:48 AM

21:48 9:48 PM

9 h behind Oamaru

🌤 Weather

👥 Population

13,850

1,241,700 Capital

💱 Currency

New Zealand Dollar NZD $

Georgian Lari GEL ₾

📈 Exchange rate

1 NZD = 0.563 USD

1 NZD = 0.504 EUR

1 GEL = 0.387 USD

1 GEL = 0.346 EUR

Exchange rates and currency converter

GEL, USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of November 1, 2026: 1 USD = 1.78 NZD (1 NZD = 0.563 USD). 1 EUR = 1.98 NZD (1 NZD = 0.504 EUR).

Georgian Lari exchange rates as of November 1, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.89 GEL (1 GEL = 0.346 EUR).

USD to NZD in detail →

On the map

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Between locations

Oamaru Tbilisi 15,730 km ≈ 20 h nonstop flight

From you

Oamaru
Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oamaru vs Tbilisi: Cost of Living - Frequently Asked Questions

Tbilisi is about 30% cheaper overall, especially in transport, eating out, and groceries. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Oamaru is about 2.9 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,042 in Oamaru versus $695 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 18% higher in Oamaru. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Tbilisi – a meal for two runs $38 versus $68 in Oamaru. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $2,000 a month, though Tbilisi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Oamaru and Tbilisi are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Tbilisi gentler on the wallet – expenses run 30% less than in Oamaru. Beyond cost, consider language, visa policies, and how big the international community is in each city.