Last update: Oct 2026

Cost of Living Comparison Between Tbilisi and Oamaru

For one person, living is cheaper in Tbilisi: $1,269 a month against $1,809 in Oamaru, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

61

Cost of Living Index in Tbilisi
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Tbilisi Living Index
93

Cost of Living Index in Oamaru
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Oamaru Living Index

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Tbilisi

🇬🇪 Georgia

$1,269

/mo nomad

Oamaru

🇳🇿 New Zealand

$1,809

/mo nomad

Monthly Cost of Living

How much you'll spend in Tbilisi and in Oamaru

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tbilisi and in Oamaru actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,269 in Tbilisi versus $1,809 in Oamaru.

Tbilisi $1,269
Oamaru $1,809

Estimated couple costs with rent: $2,016 in Tbilisi versus $2,753 in Oamaru.

Tbilisi $2,016
Oamaru $2,753

Monthly costs for a family of three with rent: $2,763 in Tbilisi versus $3,698 in Oamaru.

Tbilisi $2,763
Oamaru $3,698

Living in Tbilisi costs roughly 30% less than in Oamaru, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Tbilisi is 7% below, Oamaru is 33% above.

Meal at Budget Restaurant

$11.63 ₾30.07

$14.46 NZ$25.67

-19.57%

Three-Course Dinner for Two, Mid-Range

$37.83 ₾97.8

$68.4 NZ$121

-44.65%

Fast Food Meal (McDonalds, etc)

$9.66 ₾24.98

$9.20 NZ$16.33

5.00%

Cappuccino

$3.57 ₾9.24

$3.35 NZ$5.94

6.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.08 ₾2.78

$2.30 NZ$4.09

-53.04%

Water (0.33 liter bottle)

$0.56 ₾1.45

$1.78 NZ$3.15

-68.54%

Local Beer (0.5 liter draught)

$2.62 ₾6.78

$6.64 NZ$11.79

-60.54%

Imported Beer (0.33 liter bottle)

$3.04 ₾7.85

$6.97 NZ$12.37

-56.38%

Milk (1 liter)

$2.17 ₾5.60

$1.73 NZ$3.08

25.43%

White Bread (500g)

$0.80 ₾2.06

$1.32 NZ$2.34

-39.39%

Rice (white) (1kg)

$1.74 ₾4.51

$1.47 NZ$2.60

18.37%

Eggs

$2.83 ₾7.31

$5.53 NZ$9.82

-48.82%

Local Cheese (1kg)

$9.31 ₾24.07

$7.53 NZ$13.36

23.64%

Chicken Fillets (1kg)

$6.52 ₾16.85

$8.85 NZ$15.72

-26.33%

Beef Round Steak (1kg)

$12.95 ₾33.50

$13.64 NZ$24.21

-5.06%

Apples (1kg)

$1.68 ₾4.33

$2.39 NZ$4.25

-29.71%

Banana (1kg)

$1.85 ₾4.79

$2.10 NZ$3.73

-11.90%

Oranges (1kg)

$1.97 ₾5.10

$2.65 NZ$4.70

-25.66%

Tomato (1kg)

$2.42 ₾6.25

$2.91 NZ$5.17

-16.84%

Potato (1kg)

$0.82 ₾2.11

$1.50 NZ$2.67

-45.33%

Onion (1kg)

$0.74 ₾1.91

$1.39 NZ$2.47

-46.76%

Lettuce (1 head)

$1.34 ₾3.47

$2.07 NZ$3.68

-35.27%

Water (1.5 liter bottle)

$0.77 ₾2.00

$0.65 NZ$1.16

18.46%

Cigarettes 20 Pack (Marlboro, Camel)

$3.57 ₾9.24

$24.01 NZ$42.63

-85.13%

Wine (Bottle)

$7.67 ₾19.83

$5.66 NZ$10.05

35.51%

Local Beer (0.5 liter bottle)

$1.70 ₾4.39

$3.42 NZ$6.08

-50.29%

Imported Beer (0.33 liter bottle)

$2.40 ₾6.21

$4.44 NZ$7.89

-45.95%

One-way Ticket (Public Transport)

$0.40 ₾1.05

$2.05 NZ$3.63

-80.49%

Public Transport Monthly Pass (Regular Price)

$15.23 ₾39.38

$108 NZ$191

-85.83%

Taxi Start (Normal Tariff)

$1.14 ₾2.95

$2.58 NZ$4.58

-55.81%

Taxi (Normal Tariff) (1km)

$0.78 ₾2.02

$1.72 NZ$3.06

-54.65%

Taxi 1hour Waiting (Normal Tariff)

$11.83 ₾30.58

$28.67 NZ$50.9

-58.74%

Gasoline (1 liter)

$1.45 ₾3.75

$1.62 NZ$2.88

-10.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K ₾63.6K

$28.8K NZ$51.2K

-14.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K ₾57.8K

$23.7K NZ$42.1K

-5.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.8 ₾230

$157 NZ$279

-43.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.12 ₾33.93

$20.20 NZ$35.86

-35.05%

Internet (50+ Mbps, Unlimited Data)

$19.67 ₾50.9

$44.97 NZ$79.8

-56.26%

Gym Membership (Monthly)

$64.1 ₾166

$39.17 NZ$69.6

63.52%

Tennis Court (1 Hour on Weekend)

$19.04 ₾49.24

Cinema Ticket

$7.12 ₾18.42

$10.03 NZ$17.81

-29.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$375 ₾971

$677 NZ$1,202

-44.55%

International Primary School, 1 Child (Yearly)

$10.5K ₾27.1K

$22.4K NZ$39.7K

-53.23%

Jeans (Levis 501 Or Similar)

$104 ₾268

$57.6 NZ$102

79.84%

Summer Dress (H&M, Zara, etc)

$39.26 ₾102

$17.36 NZ$30.83

126.15%

Sport Shoes (Adidas, Nike)

$117 ₾303

$45.93 NZ$81.6

155.52%

Men's Leather Business Shoes

$122 ₾315

$51.0 NZ$90.6

138.71%

1-bedroom Apartment, City Center (Monthly)

$695 ₾1,798

$1,042 NZ$1,850

-33.27%

1-bedroom Apartment, Outside City Center (Monthly)

$451 ₾1,167

$799 NZ$1,419

-43.56%

3-bedroom Apartment, City Center (Monthly)

$1,355 ₾3,504

$1,588 NZ$2,820

-14.70%

3-bedroom Apartment, Outside City Center (Monthly)

$906 ₾2,343

$1,426 NZ$2,531

-36.45%

Buy Apartment in City Center (m2)

$2,295 ₾5,934

$4,866 NZ$8,638

-52.83%

Buy Apartment Outside City Center (m2)

$1,345 ₾3,478

$3,783 NZ$6,716

-64.45%

Average Monthly Net Salary (After Tax)

$664 ₾1,718

$1,950 NZ$3,462

-65.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

5.91

113.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: October 27, 2026

Last update for Oamaru: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tbilisi

$451 35.6%

Oamaru

$799 44.2% 77.2% $348

Groceries & Markets

Tbilisi

$234 18.4%

Oamaru

$277 15.3% 18.3% $43

Eating Out

Tbilisi

$191 15%

Oamaru

$247 13.7% 29.6% $56

Clothing & Footwear

Tbilisi

$172 13.5%

Oamaru

$77 4.3% 55% $95

Monthly Utilities & Internet

Tbilisi

$122 9.6%

Oamaru

$222 12.3% 82.8% $101

Sport & Entertainment

Tbilisi

$78 6.2%

Oamaru

$59 3.3% 24.4% $19

Getting Around

Tbilisi

$22 1.7%

Oamaru

$127 7% 479% $105

Cost Breakdown

A one-bedroom apartment in the center runs $695 in Tbilisi and $1,042 in Oamaru. Housing cost is often the main lever when comparing two cities.

Oamaru pays about 2.9 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $38 in Tbilisi vs $68 in Oamaru for a mid-range dinner for two. Groceries echo the gap at $234 vs $277 per month, with Tbilisi cheaper across the board.

Good to know

🇬🇪 Tbilisi

🇳🇿 Oamaru

🕒 Local time

22:21 10:21 PM

07:21 7:21 AM

9 h ahead of Tbilisi

🌤 Weather

👥 Population

1,241,700 Capital

13,850

💱 Currency

Georgian Lari GEL ₾

New Zealand Dollar NZD $

📈 Exchange rate

1 GEL = 0.387 USD

1 GEL = 0.346 EUR

1 NZD = 0.563 USD

1 NZD = 0.504 EUR

Exchange rates and currency converter

NZD, USD, EUR to GEL – Georgian Lari Converter

🇺🇸 United States Dollar ($)

🇬🇪 Georgian Lari (₾)

Georgian Lari exchange rates as of November 1, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.89 GEL (1 GEL = 0.346 EUR).

New Zealand Dollar exchange rates as of November 1, 2026: 1 USD = 1.78 NZD (1 NZD = 0.563 USD). 1 EUR = 1.98 NZD (1 NZD = 0.504 EUR).

USD to GEL in detail →

On the map

Lowest

Highest

Between locations

Tbilisi Oamaru 15,730 km ≈ 20 h nonstop flight

From you

Tbilisi
Oamaru

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Oamaru: Cost of Living - Frequently Asked Questions

Tbilisi is about 30% cheaper overall, especially in transport, eating out, and groceries. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 66% lower in Tbilisi. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $695 in Tbilisi versus $1,042 in Oamaru. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 18% higher in Oamaru. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Tbilisi – a meal for two runs $38 versus $68 in Oamaru. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $2,000 a month, though Tbilisi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tbilisi and Oamaru are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Tbilisi gentler on the wallet – expenses run 30% less than in Oamaru. Beyond cost, consider language, visa policies, and how big the international community is in each city.