🙂Monthly costs for one person with rent: $1,365 in Nowy Sacz versus $2,025 in Warsaw.
🙂Estimated couple costs with rent: $2,059 in Nowy Sacz versus $2,904 in Warsaw.
🙂Monthly costs for a family of three with rent: $2,754 in Nowy Sacz versus $3,783 in Warsaw.
🌍Living in Nowy Sacz costs roughly 33% less than in Warsaw, driven mainly by Clothing & Footwear.
📊Both cities are pricier than the global median: Nowy Sacz2% above, Warsaw52% above.
Currency
🍽 Eating Out
Nowy Sacz
Warsaw
Difference
Meal at Budget Restaurant
$9.35zł 35.52
$10.75zł 40.81
-13.02%
Three-Course Dinner for Two, Mid-Range
$40.30zł 153
$56.6zł 215
-28.84%
Fast Food Meal(McDonalds, etc)
$8.24zł 31.29
$9.45zł 35.89
-12.80%
Cappuccino
$3.18zł 12.06
$4.17zł 15.83
-23.74%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.18zł 8.27
$2.10zł 7.99
3.81%
Water(0.33 liter bottle)
$1.70zł 6.48
$1.83zł 6.94
-7.10%
Local Beer(0.5 liter draught)
$2.95zł 11.19
$4.47zł 16.97
-34.00%
Imported Beer(0.33 liter bottle)
$3.58zł 13.59
$4.54zł 17.24
-21.15%
🛒 Groceries & Markets
Nowy Sacz
Warsaw
Difference
Milk(1 liter)
$1.05zł 3.98
$1.19zł 4.52
-11.76%
White Bread(500g)
$1.30zł 4.92
$1.42zł 5.40
-8.45%
Rice(white)(1kg)
$1.59zł 6.03
$1.79zł 6.79
-11.17%
Eggs
$3.38zł 12.84
$3.57zł 13.57
-5.32%
Local Cheese(1kg)
$7.62zł 28.93
$9.98zł 37.91
-23.65%
Chicken Fillets(1kg)
$6.23zł 23.65
$6.92zł 26.30
-9.97%
Beef Round Steak(1kg)
$9.92zł 37.68
$14.53zł 55.2
-31.73%
Apples(1kg)
$1.15zł 4.37
$1.30zł 4.94
-11.54%
Banana(1kg)
$1.55zł 5.90
$1.86zł 7.07
-16.67%
Oranges(1kg)
$1.58zł 5.99
$1.93zł 7.35
-18.13%
Tomato(1kg)
$2.60zł 9.89
$3.77zł 14.30
-31.03%
Potato(1kg)
$0.97zł 3.69
$1.06zł 4.01
-8.49%
Onion(1kg)
$1.25zł 4.74
$1.24zł 4.70
0.81%
Lettuce(1 head)
$1.37zł 5.19
$1.44zł 5.48
-4.86%
Water(1.5 liter bottle)
$0.65zł 2.45
$0.72zł 2.73
-9.72%
Cigarettes 20 Pack(Marlboro, Camel)
$5.44zł 20.67
$5.55zł 21.07
-1.98%
Wine(Bottle)
$6.74zł 25.61
$7.75zł 29.43
-13.03%
Local Beer(0.5 liter bottle)
$1.01zł 3.85
$1.37zł 5.21
-26.28%
Imported Beer(0.33 liter bottle)
$1.82zł 6.92
$1.87zł 7.09
-2.67%
🚌 Getting Around
Nowy Sacz
Warsaw
Difference
One-way Ticket(Public Transport)
$1.06zł 4.04
$1.17zł 4.43
-9.40%
Public Transport Monthly Pass(Regular Price)
$32.91zł 125
$29.63zł 113
11.07%
Taxi Start(Normal Tariff)
$2.23zł 8.47
$2.66zł 10.12
-16.17%
Taxi(Normal Tariff)(1km)
$0.77zł 2.91
$1.02zł 3.86
-24.51%
Taxi 1hour Waiting(Normal Tariff)
$10.64zł 40.40
$13.35zł 50.7
-20.30%
Gasoline(1 liter)
$1.75zł 6.64
$1.79zł 6.79
-2.23%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.1Kzł 129.4K
$32.8Kzł 124.4K
4.03%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.6Kzł 116.2K
$32.6Kzł 123.7K
-6.12%
🧾 Monthly Utilities & Internet
Nowy Sacz
Warsaw
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$291zł 1,105
$357zł 1,354
-18.41%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$7.67zł 29.15
$10.23zł 38.84
-25.02%
Internet(50+ Mbps, Unlimited Data)
$13.54zł 51.4
$17.49zł 66.4
-22.58%
🎉 Sport & Entertainment
Nowy Sacz
Warsaw
Difference
Gym Membership(Monthly)
$37.05zł 141
$44.37zł 169
-16.50%
Tennis Court(1 Hour on Weekend)
$19.84zł 75.4
$29.18zł 111
-32.01%
Cinema Ticket
$8.56zł 32.52
$9.39zł 35.67
-8.84%
🧸 Childcare & Education
Nowy Sacz
Warsaw
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$266zł 1,009
$571zł 2,170
-53.51%
International Primary School, 1 Child(Yearly)
$2,272zł 8,628
$15.3Kzł 58.2K
-85.18%
👕👟 Clothing & Footwear
Nowy Sacz
Warsaw
Difference
Jeans(Levis 501 Or Similar)
$62.1zł 236
$98.7zł 375
-37.15%
Summer Dress(H&M, Zara, etc)
$38.65zł 147
$46.99zł 178
-17.75%
Sport Shoes(Adidas, Nike)
$58.6zł 222
$94.7zł 360
-38.16%
Men's Leather Business Shoes
$75.5zł 287
$109zł 415
-30.97%
🏠 Accommodation & Living
Nowy Sacz
Warsaw
Difference
1-bedroom Apartment, City Center(Monthly)
$556zł 2,111
$1,135zł 4,309
-51.01%
1-bedroom Apartment, Outside City Center(Monthly)
$460zł 1,746
$922zł 3,501
-50.12%
3-bedroom Apartment, City Center(Monthly)
$1,106zł 4,202
$2,090zł 7,939
-47.07%
3-bedroom Apartment, Outside City Center(Monthly)
$967zł 3,672
$1,526zł 5,796
-36.64%
Buy Apartment in City Center(m2)
$1,958zł 7,437
$6,322zł 24.0K
-69.03%
Buy Apartment Outside City Center(m2)
$1,172zł 4,452
$3,919zł 14.9K
-70.09%
💵 Salaries & Financials
Nowy Sacz
Warsaw
Difference
Average Monthly Net Salary(After Tax)
$958zł 3,640
$2,150zł 8,165
-55.42%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.28
7.55
-16.82%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Nowy Sacz: July 12, 2026
Last update for Warsaw: July 13, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $556 in Nowy Sacz and $1,135 in Warsaw. Housing cost is often the main lever when comparing two cities.
💰Warsaw pays 124% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $40.00 in Nowy Sacz vs $57.0 in Warsaw for a mid-range dinner for two. Groceries echo the gap at $202 vs $246 per month, with Nowy Sacz cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nowy Sacz vs Warsaw: Cost of Living - Frequently Asked Questions
Is Warsaw cheaper than Nowy Sacz?
Nowy Sacz is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 48% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Nowy Sacz or Warsaw?
On paper, salaries run 124% lower in Warsaw. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Nowy Sacz and Warsaw?
Rent for a central apartment: $556 in Nowy Sacz versus $1,135 in Warsaw. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $266 in Nowy Sacz versus $571 in Warsaw. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in Nowy Sacz and in Warsaw?
Supermarket bills run roughly 22% higher in Warsaw. For households that cook at home regularly, that difference adds up over a month.
Is $1,500 a realistic budget for living in Nowy Sacz or in Warsaw?
At $1,365 in Nowy Sacz versus $2,025 in Warsaw, a $1,500 budget is realistic in Nowy Sacz but tight or insufficient in Warsaw. The gap between the two cities makes Nowy Sacz the clear choice for anyone on this budget.
Is Nowy Sacz or Warsaw more family-friendly?
For families, Nowy Sacz is more practical. Housing and childcare are both notably cheaper than in Warsaw, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Nowy Sacz or Warsaw?
Safety-wise, Nowy Sacz and Warsaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Nowy Sacz gentler on the wallet – expenses run 48% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.