Last update: Oct 2026

Cost of Living Comparison Between Nowy Sacz and Warsaw

For one person, living is cheaper in Nowy Sacz: $1,302 a month against $2,032 in Warsaw, rent and utilities included – about $8,800 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Nowy Sacz
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Nowy Sacz Living Index
99

Cost of Living Index in Warsaw
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Warsaw Living Index

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Nowy Sacz

🇵🇱 Poland

$1,302

/mo nomad

Warsaw

🇵🇱 Poland

$2,032

/mo nomad

Monthly Cost of Living

How much you'll spend in Nowy Sacz and in Warsaw

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nowy Sacz and in Warsaw actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,302 in Nowy Sacz versus $2,032 in Warsaw.

Nowy Sacz $1,302
Warsaw $2,032

Estimated couple costs with rent: $1,984 in Nowy Sacz versus $2,918 in Warsaw.

Nowy Sacz $1,984
Warsaw $2,918

Monthly costs for a family of three with rent: $2,666 in Nowy Sacz versus $3,804 in Warsaw.

Nowy Sacz $2,666
Warsaw $3,804

Living in Nowy Sacz costs roughly 36% less than in Warsaw, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Nowy Sacz is 4% below, Warsaw is 50% above.

Meal at Budget Restaurant

$8.66 zł 33.65

$11.51 zł 44.72

-24.76%

Three-Course Dinner for Two, Mid-Range

$38.46 zł 149

$60.6 zł 236

-36.57%

Fast Food Meal (McDonalds, etc)

$7.80 zł 30.31

$10.00 zł 38.87

-22.00%

Cappuccino

$2.98 zł 11.57

$4.17 zł 16.22

-28.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 zł 7.45

$2.27 zł 8.81

-15.42%

Water (0.33 liter bottle)

$1.54 zł 5.99

$2.21 zł 8.61

-30.32%

Local Beer (0.5 liter draught)

$2.74 zł 10.65

$4.60 zł 17.87

-40.43%

Imported Beer (0.33 liter bottle)

$3.25 zł 12.64

$5.01 zł 19.47

-35.13%

Milk (1 liter)

$1.02 zł 3.98

$1.05 zł 4.07

-2.86%

White Bread (500g)

$1.31 zł 5.07

$1.52 zł 5.90

-13.82%

Rice (white) (1kg)

$1.54 zł 5.97

$1.54 zł 6.00

Eggs

$3.31 zł 12.86

$3.76 zł 14.60

-11.97%

Local Cheese (1kg)

$8.53 zł 33.13

$8.55 zł 33.22

-0.23%

Chicken Fillets (1kg)

$6.56 zł 25.47

$6.29 zł 24.43

4.29%

Beef Round Steak (1kg)

$11.37 zł 44.16

$14.54 zł 56.5

-21.80%

Apples (1kg)

$1.18 zł 4.60

$1.17 zł 4.55

0.85%

Banana (1kg)

$1.72 zł 6.68

$1.73 zł 6.73

-0.58%

Oranges (1kg)

$1.73 zł 6.72

$1.71 zł 6.66

1.17%

Tomato (1kg)

$2.55 zł 9.93

$4.04 zł 15.71

-36.88%

Potato (1kg)

$0.93 zł 3.62

$0.91 zł 3.53

2.20%

Onion (1kg)

$1.04 zł 4.05

$0.86 zł 3.34

20.93%

Lettuce (1 head)

$1.39 zł 5.41

$1.39 zł 5.39

Water (1.5 liter bottle)

$0.73 zł 2.85

$0.69 zł 2.67

5.80%

Cigarettes 20 Pack (Marlboro, Camel)

$4.81 zł 18.70

$6.19 zł 24.04

-22.29%

Wine (Bottle)

$6.45 zł 25.08

$6.46 zł 25.10

-0.15%

Local Beer (0.5 liter bottle)

$1.06 zł 4.13

$1.10 zł 4.28

-3.64%

Imported Beer (0.33 liter bottle)

$1.75 zł 6.82

$1.63 zł 6.35

7.36%

One-way Ticket (Public Transport)

$0.93 zł 3.63

$1.11 zł 4.31

-16.22%

Public Transport Monthly Pass (Regular Price)

$28.06 zł 109

$28.52 zł 111

-1.61%

Taxi Start (Normal Tariff)

$2.00 zł 7.76

$2.47 zł 9.58

-19.03%

Taxi (Normal Tariff) (1km)

$0.79 zł 3.09

$1.31 zł 5.08

-39.69%

Taxi 1hour Waiting (Normal Tariff)

$9.75 zł 37.89

$12.87 zł 50.0

-24.24%

Gasoline (1 liter)

$1.66 zł 6.43

$1.75 zł 6.80

-5.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K zł 118.8K

$30.7K zł 119.4K

-0.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K zł 102.5K

$30.8K zł 119.5K

-14.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$295 zł 1,145

$341 zł 1,324

-13.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.54 zł 37.08

$9.00 zł 34.95

6.00%

Internet (50+ Mbps, Unlimited Data)

$12.80 zł 49.73

$16.19 zł 62.9

-20.94%

Gym Membership (Monthly)

$32.47 zł 126

$45.81 zł 178

-29.12%

Tennis Court (1 Hour on Weekend)

$20.48 zł 79.6

$27.81 zł 108

-26.36%

Cinema Ticket

$7.91 zł 30.73

$9.04 zł 35.12

-12.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$251 zł 976

$594 zł 2,306

-57.67%

International Primary School, 1 Child (Yearly)

$2,095 zł 8,138

$14.3K zł 55.6K

-85.37%

Jeans (Levis 501 Or Similar)

$56.2 zł 219

$109 zł 424

-48.42%

Summer Dress (H&M, Zara, etc)

$37.64 zł 146

$40.12 zł 156

-6.18%

Sport Shoes (Adidas, Nike)

$55.5 zł 216

$104 zł 405

-46.77%

Men's Leather Business Shoes

$72.3 zł 281

$111 zł 431

-34.81%

1-bedroom Apartment, City Center (Monthly)

$516 zł 2,003

$1,181 zł 4,587

-56.33%

1-bedroom Apartment, Outside City Center (Monthly)

$425 zł 1,652

$942 zł 3,659

-54.87%

3-bedroom Apartment, City Center (Monthly)

$1,064 zł 4,133

$2,074 zł 8,056

-48.70%

3-bedroom Apartment, Outside City Center (Monthly)

$912 zł 3,542

$1,533 zł 5,958

-40.55%

Buy Apartment in City Center (m2)

$1,912 zł 7,428

$5,932 zł 23.0K

-67.77%

Buy Apartment Outside City Center (m2)

$1,126 zł 4,376

$3,836 zł 14.9K

-70.63%

Average Monthly Net Salary (After Tax)

$917 zł 3,562

$2,049 zł 7,959

-55.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.02

6.68

5.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nowy Sacz: October 10, 2026

Last update for Warsaw: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nowy Sacz

$425 32.6%

Warsaw

$942 46.4% 122% $517

Monthly Utilities & Internet

Nowy Sacz

$317 24.3%

Warsaw

$366 18% 15.5% $49

Groceries & Markets

Nowy Sacz

$212 16.3%

Warsaw

$231 11.4% 8.8% $19

Eating Out

Nowy Sacz

$162 12.5%

Warsaw

$223 11% 37.3% $61

Clothing & Footwear

Nowy Sacz

$100 7.7%

Warsaw

$164 8.1% 64.4% $64

Sport & Entertainment

Nowy Sacz

$48 3.7%

Warsaw

$64 3.1% 32.3% $16

Getting Around

Nowy Sacz

$38 2.9%

Warsaw

$42 2.1% 11.1% $4.2

Cost Breakdown

A one-bedroom apartment in the center runs $516 in Nowy Sacz and $1,181 in Warsaw. Housing cost is often the main lever when comparing two cities.

Warsaw pays 123% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $38.00 in Nowy Sacz vs $61.0 in Warsaw for a mid-range dinner for two. Groceries echo the gap at $212 vs $231 per month, with Nowy Sacz cheaper across the board.

Good to know

🇵🇱 Nowy Sacz

🇵🇱 Warsaw

🕒 Local time

13:36 1:36 PM

Same time as Nowy Sacz

🌤 Weather

👥 Population

83,943

1,861,599 Capital

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

On the map

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Nowy Sacz Warsaw 290 km

From you

Nowy Sacz
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nowy Sacz vs Warsaw: Cost of Living - Frequently Asked Questions

Nowy Sacz is cheaper overall, especially in groceries, eating out, and clothing. The 56% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 123% lower in Warsaw. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $516 in Nowy Sacz versus $1,181 in Warsaw. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $251 in Nowy Sacz versus $594 in Warsaw. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 9% higher in Warsaw. For households that cook at home regularly, that difference adds up over a month.

At $1,302 in Nowy Sacz versus $2,032 in Warsaw, a $1,500 budget is realistic in Nowy Sacz but tight or insufficient in Warsaw. The gap between the two cities makes Nowy Sacz the clear choice for anyone on this budget.

For families, Nowy Sacz is more practical. Housing and childcare are both notably cheaper than in Warsaw, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Nowy Sacz and Warsaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nowy Sacz gentler on the wallet – expenses run 56% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.