🙂Monthly costs for one person with rent: $1,401 in Nowy Sacz versus $2,184 in Warsaw.
🙂Estimated couple costs with rent: $2,112 in Nowy Sacz versus $3,125 in Warsaw.
🙂Monthly costs for a family of three with rent: $2,824 in Nowy Sacz versus $4,066 in Warsaw.
🌍Living in Nowy Sacz costs roughly 36% less than in Warsaw, driven mainly by Clothing & Footwear.
📊Both cities are pricier than the global median: Nowy Sacz2% above, Warsaw59% above.
Currency
🍽 Eating Out
Nowy Sacz
Warsaw
Difference
Meal at Budget Restaurant
$9.48zł 35.22
$12.19zł 45.27
-22.23%
Three-Course Dinner for Two, Mid-Range
$40.56zł 151
$61.8zł 229
-34.32%
Fast Food Meal(McDonalds, etc)
$7.88zł 29.28
$10.60zł 39.38
-25.66%
Cappuccino
$3.20zł 11.90
$4.61zł 17.14
-30.59%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.05zł 7.61
$2.52zł 9.36
-18.65%
Water(0.33 liter bottle)
$1.57zł 5.84
$2.40zł 8.92
-34.58%
Local Beer(0.5 liter draught)
$2.88zł 10.70
$4.86zł 18.04
-40.74%
Imported Beer(0.33 liter bottle)
$3.30zł 12.28
$5.24zł 19.48
-37.02%
🛒 Groceries & Markets
Nowy Sacz
Warsaw
Difference
Milk(1 liter)
$1.04zł 3.86
$1.15zł 4.28
-9.57%
White Bread(500g)
$1.38zł 5.13
$1.58zł 5.88
-12.66%
Rice(white)(1kg)
$1.67zł 6.21
$1.82zł 6.74
-8.24%
Eggs
$3.43zł 12.76
$3.98zł 14.77
-13.82%
Local Cheese(1kg)
$9.31zł 34.57
$9.70zł 36.03
-4.02%
Chicken Fillets(1kg)
$6.58zł 24.46
$7.33zł 27.21
-10.23%
Beef Round Steak(1kg)
$12.00zł 44.59
$15.32zł 56.9
-21.67%
Apples(1kg)
$1.26zł 4.68
$1.32zł 4.92
-4.55%
Banana(1kg)
$1.88zł 6.97
$1.78zł 6.62
5.62%
Oranges(1kg)
$1.85zł 6.88
$1.84zł 6.84
0.54%
Tomato(1kg)
$2.70zł 10.02
$4.06zł 15.10
-33.50%
Potato(1kg)
$0.98zł 3.63
$0.94zł 3.47
4.26%
Onion(1kg)
$1.10zł 4.10
$0.93zł 3.44
18.28%
Lettuce(1 head)
$1.42zł 5.28
$1.57zł 5.82
-9.55%
Water(1.5 liter bottle)
$0.72zł 2.68
$0.72zł 2.68
-
Cigarettes 20 Pack(Marlboro, Camel)
$5.35zł 19.88
$6.54zł 24.28
-18.20%
Wine(Bottle)
$6.91zł 25.66
$6.63zł 24.64
4.22%
Local Beer(0.5 liter bottle)
$1.11zł 4.12
$1.14zł 4.24
-2.63%
Imported Beer(0.33 liter bottle)
$1.80zł 6.68
$1.88zł 6.99
-4.26%
🚌 Getting Around
Nowy Sacz
Warsaw
Difference
One-way Ticket(Public Transport)
$1.27zł 4.73
$1.20zł 4.47
5.83%
Public Transport Monthly Pass(Regular Price)
$31.60zł 117
$29.66zł 110
6.54%
Taxi Start(Normal Tariff)
$2.21zł 8.19
$2.63zł 9.77
-15.97%
Taxi(Normal Tariff)(1km)
$0.77zł 2.88
$1.32zł 4.89
-41.67%
Taxi 1hour Waiting(Normal Tariff)
$10.58zł 39.30
$13.55zł 50.3
-21.92%
Gasoline(1 liter)
$1.65zł 6.12
$1.68zł 6.24
-1.79%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.7Kzł 121.6K
$32.3Kzł 119.9K
1.41%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.1Kzł 104.2K
$32.0Kzł 118.9K
-12.32%
🧾 Monthly Utilities & Internet
Nowy Sacz
Warsaw
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$313zł 1,161
$372zł 1,381
-15.93%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$10.27zł 38.15
$8.79zł 32.64
16.84%
Internet(50+ Mbps, Unlimited Data)
$13.19zł 49.01
$17.37zł 64.5
-24.06%
🎉 Sport & Entertainment
Nowy Sacz
Warsaw
Difference
Gym Membership(Monthly)
$45.53zł 169
$51.6zł 192
-11.73%
Tennis Court(1 Hour on Weekend)
$24.34zł 90.4
$29.74zł 110
-18.16%
Cinema Ticket
$8.68zł 32.23
$9.82zł 36.49
-11.61%
🧸 Childcare & Education
Nowy Sacz
Warsaw
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$266zł 987
$608zł 2,259
-56.33%
International Primary School, 1 Child(Yearly)
$2,236zł 8,307
$15.4Kzł 57.2K
-85.48%
👕👟 Clothing & Footwear
Nowy Sacz
Warsaw
Difference
Jeans(Levis 501 Or Similar)
$59.9zł 223
$115zł 428
-47.97%
Summer Dress(H&M, Zara, etc)
$39.62zł 147
$42.18zł 157
-6.07%
Sport Shoes(Adidas, Nike)
$59.7zł 222
$116zł 429
-48.35%
Men's Leather Business Shoes
$73.8zł 274
$125zł 466
-41.14%
🏠 Accommodation & Living
Nowy Sacz
Warsaw
Difference
1-bedroom Apartment, City Center(Monthly)
$542zł 2,014
$1,250zł 4,642
-56.63%
1-bedroom Apartment, Outside City Center(Monthly)
$444zł 1,651
$984zł 3,655
-54.83%
3-bedroom Apartment, City Center(Monthly)
$1,104zł 4,100
$2,138zł 7,942
-48.38%
3-bedroom Apartment, Outside City Center(Monthly)
$937zł 3,480
$1,550zł 5,757
-39.54%
Buy Apartment in City Center(m2)
$2,006zł 7,450
$6,397zł 23.8K
-68.65%
Buy Apartment Outside City Center(m2)
$1,205zł 4,476
$4,118zł 15.3K
-70.74%
💵 Salaries & Financials
Nowy Sacz
Warsaw
Difference
Average Monthly Net Salary(After Tax)
$975zł 3,623
$2,103zł 7,812
-53.62%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.02
6.68
5.09%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Nowy Sacz: August 31, 2026
Last update for Warsaw: August 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $542 in Nowy Sacz and $1,250 in Warsaw. Housing cost is often the main lever when comparing two cities.
💰Warsaw pays 116% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $41.00 in Nowy Sacz vs $62.0 in Warsaw for a mid-range dinner for two. Groceries echo the gap at $222 vs $250 per month, with Nowy Sacz cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nowy Sacz vs Warsaw: Cost of Living - Frequently Asked Questions
Is Warsaw cheaper than Nowy Sacz?
Nowy Sacz is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 56% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Nowy Sacz or Warsaw?
On paper, salaries run 116% lower in Warsaw. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Nowy Sacz and Warsaw?
Rent for a central apartment: $542 in Nowy Sacz versus $1,250 in Warsaw. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $266 in Nowy Sacz versus $608 in Warsaw. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in Nowy Sacz and in Warsaw?
Supermarket bills run roughly 12% higher in Warsaw. For households that cook at home regularly, that difference adds up over a month.
Is $1,500 a realistic budget for living in Nowy Sacz or in Warsaw?
At $1,401 in Nowy Sacz versus $2,184 in Warsaw, a $1,500 budget is realistic in Nowy Sacz but tight or insufficient in Warsaw. The gap between the two cities makes Nowy Sacz the clear choice for anyone on this budget.
Is Nowy Sacz or Warsaw more family-friendly?
For families, Nowy Sacz is more practical. Housing and childcare are both notably cheaper than in Warsaw, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Nowy Sacz or Warsaw?
Safety-wise, Nowy Sacz and Warsaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Nowy Sacz gentler on the wallet – expenses run 56% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.