🙂Monthly costs for one person with rent: $1,334 in Nowy Sacz versus $2,040 in Warsaw.
🙂Estimated couple costs with rent: $2,027 in Nowy Sacz versus $2,889 in Warsaw.
🙂Monthly costs for a family of three with rent: $2,720 in Nowy Sacz versus $3,737 in Warsaw.
🙂Living in Nowy Sacz costs roughly 35% less than in Warsaw, driven mainly by Clothing & Footwear.
📊Both cities are pricier than the global median: Nowy Sacz0% above, Warsaw52% above.
Currency
🍽 Eating Out
Nowy Sacz
Warsaw
Difference
Meal at Budget Restaurant
$9.78zł 35.67
$11.04zł 40.26
-11.41%
Three-Course Dinner for Two, Mid-Range
$39.99zł 146
$58.1zł 212
-31.19%
Fast Food Meal(McDonalds, etc)
$8.36zł 30.49
$9.74zł 35.51
-14.17%
Cappuccino
$3.17zł 11.55
$4.29zł 15.63
-26.11%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.19zł 7.99
$2.11zł 7.70
3.79%
Water(0.33 liter bottle)
$1.65zł 6.03
$1.81zł 6.61
-8.84%
Local Beer(0.5 liter draught)
$2.96zł 10.80
$4.45zł 16.22
-33.48%
Imported Beer(0.33 liter bottle)
$3.56zł 12.98
$4.68zł 17.07
-23.93%
🛒 Groceries & Markets
Nowy Sacz
Warsaw
Difference
Milk(1 liter)
$1.01zł 3.69
$1.15zł 4.19
-12.17%
White Bread(500g)
$1.23zł 4.47
$1.36zł 4.97
-9.56%
Rice(white)(1kg)
$1.61zł 5.88
$1.84zł 6.70
-12.50%
Eggs
$3.35zł 12.19
$3.63zł 13.23
-7.71%
Local Cheese(1kg)
$7.72zł 28.13
$10.11zł 36.86
-23.64%
Chicken Fillets(1kg)
$6.27zł 22.86
$6.98zł 25.44
-10.17%
Beef Round Steak(1kg)
$9.95zł 36.28
$14.55zł 53.1
-31.62%
Apples(1kg)
$1.19zł 4.33
$1.29zł 4.71
-7.75%
Banana(1kg)
$1.54zł 5.60
$1.79zł 6.51
-13.97%
Oranges(1kg)
$1.57zł 5.74
$1.94zł 7.06
-19.07%
Tomato(1kg)
$2.58zł 9.40
$3.62zł 13.21
-28.73%
Potato(1kg)
$0.93zł 3.38
$1.06zł 3.86
-12.26%
Onion(1kg)
$1.20zł 4.38
$1.18zł 4.29
1.69%
Lettuce(1 head)
$1.37zł 4.99
$1.44zł 5.24
-4.86%
Water(1.5 liter bottle)
$0.64zł 2.34
$0.67zł 2.43
-4.48%
Cigarettes 20 Pack(Marlboro, Camel)
$5.31zł 19.34
$5.29zł 19.29
0.38%
Wine(Bottle)
$7.06zł 25.73
$8.29zł 30.23
-14.84%
Local Beer(0.5 liter bottle)
$1.02zł 3.70
$1.43zł 5.20
-28.67%
Imported Beer(0.33 liter bottle)
$1.80zł 6.55
$1.88zł 6.86
-4.26%
🚌 Getting Around
Nowy Sacz
Warsaw
Difference
One-way Ticket(Public Transport)
$1.10zł 4.02
$1.16zł 4.23
-5.17%
Public Transport Monthly Pass(Regular Price)
$32.66zł 119
$29.77zł 109
9.71%
Taxi Start(Normal Tariff)
$2.15zł 7.85
$2.63zł 9.60
-18.25%
Taxi(Normal Tariff)(1km)
$0.77zł 2.79
$0.98zł 3.56
-21.43%
Taxi 1hour Waiting(Normal Tariff)
$10.50zł 38.28
$13.42zł 48.94
-21.76%
Gasoline(1 liter)
$1.75zł 6.39
$1.71zł 6.22
2.34%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.3Kzł 121.4K
$33.4Kzł 121.7K
-0.29%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.9Kzł 112.5K
$33.6Kzł 122.5K
-8.13%
🧾 Monthly Utilities & Internet
Nowy Sacz
Warsaw
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$294zł 1,071
$357zł 1,302
-17.77%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$7.73zł 28.17
$10.03zł 36.57
-22.93%
Internet(50+ Mbps, Unlimited Data)
$13.77zł 50.2
$17.56zł 64.0
-21.58%
🎉 Sport & Entertainment
Nowy Sacz
Warsaw
Difference
Gym Membership(Monthly)
$36.42zł 133
$44.87zł 164
-18.83%
Tennis Court(1 Hour on Weekend)
$19.26zł 70.2
$29.23zł 107
-34.11%
Cinema Ticket
$8.92zł 32.52
$9.70zł 35.35
-8.04%
🧸 Childcare & Education
Nowy Sacz
Warsaw
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$269zł 980
$580zł 2,113
-53.63%
International Primary School, 1 Child(Yearly)
$2,280zł 8,312
$15.7Kzł 57.1K
-85.45%
👕👟 Clothing & Footwear
Nowy Sacz
Warsaw
Difference
Jeans(Levis 501 Or Similar)
$60.7zł 221
$99.2zł 362
-38.88%
Summer Dress(H&M, Zara, etc)
$39.16zł 143
$46.99zł 171
-16.66%
Sport Shoes(Adidas, Nike)
$60.3zł 220
$92.5zł 337
-34.85%
Men's Leather Business Shoes
$75.5zł 275
$111zł 404
-31.86%
🏠 Accommodation & Living
Nowy Sacz
Warsaw
Difference
1-bedroom Apartment, City Center(Monthly)
$556zł 2,026
$1,161zł 4,232
-52.12%
1-bedroom Apartment, Outside City Center(Monthly)
$444zł 1,619
$890zł 3,243
-50.07%
3-bedroom Apartment, City Center(Monthly)
$1,141zł 4,160
$2,033zł 7,412
-43.87%
3-bedroom Apartment, Outside City Center(Monthly)
$969zł 3,533
$1,526zł 5,564
-36.50%
Buy Apartment in City Center(m2)
$2,034zł 7,415
$6,283zł 22.9K
-67.62%
Buy Apartment Outside City Center(m2)
$1,259zł 4,589
$4,074zł 14.9K
-69.10%
💵 Salaries & Financials
Nowy Sacz
Warsaw
Difference
Average Monthly Net Salary(After Tax)
$1,000zł 3,647
$2,228zł 8,123
-55.10%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.28
7.55
-16.82%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Nowy Sacz: June 1, 2026
Last update for Warsaw: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $556 in Nowy Sacz and $1,161 in Warsaw. Housing cost is often the main lever when comparing two cities.
💰Warsaw pays 123% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $40.00 in Nowy Sacz vs $58.0 in Warsaw for a mid-range dinner for two. Groceries echo the gap at $202 vs $246 per month, with Nowy Sacz cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nowy Sacz vs Warsaw: Cost of Living - Frequently Asked Questions
Is Warsaw cheaper than Nowy Sacz?
Nowy Sacz is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 53% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Nowy Sacz or Warsaw?
On paper, Warsaw earns 123% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Nowy Sacz and Warsaw?
Rent for a central apartment: $556 in Nowy Sacz versus $1,161 in Warsaw. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $269 in Nowy Sacz versus $580 in Warsaw. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in Nowy Sacz and Warsaw?
Supermarket bills run roughly 22% higher in Warsaw. For households that cook at home regularly, that difference adds up over a month.
Is $1,500 a realistic budget for Nowy Sacz or Warsaw?
At $1,334 in Nowy Sacz versus $2,040 in Warsaw, a $1,500 budget is realistic in Nowy Sacz but tight or insufficient in Warsaw. The gap between the two cities makes Nowy Sacz the clear choice for anyone on this budget.
Is Nowy Sacz or Warsaw more family-friendly?
For families, Nowy Sacz is more practical. Housing and childcare are both notably cheaper than in Warsaw, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Nowy Sacz or Warsaw?
Safety-wise, Nowy Sacz and Warsaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Nowy Sacz gentler on the wallet – expenses run 53% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.