Cost of Living Comparison Between Warsaw and Nowy Sacz Cost of Living Comparison Between Warsaw and Nowy Sacz

Monthly Cost of Living

Monthly costs for one person with rent: $2,040 in Warsaw versus $1,334 in Nowy Sacz.

Estimated couple costs with rent: $2,889 in Warsaw versus $2,027 in Nowy Sacz.

Monthly costs for a family of three with rent: $3,737 in Warsaw versus $2,720 in Nowy Sacz.

Living in Warsaw is roughly 53% more expensive than Nowy Sacz, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Warsaw 52% above, Nowy Sacz 0% above.

Meal at Budget Restaurant

$11.04 zł 40.35

$9.78 zł 35.74

12.88%

Three-Course Dinner for Two, Mid-Range

$58.1 zł 212

$39.99 zł 146

45.34%

Fast Food Meal (McDonalds, etc)

$9.74 zł 35.59

$8.36 zł 30.56

16.51%

Cappuccino

$4.29 zł 15.67

$3.17 zł 11.58

35.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 zł 7.72

$2.19 zł 8.01

-3.65%

Water (0.33 liter bottle)

$1.81 zł 6.63

$1.65 zł 6.05

9.70%

Local Beer (0.5 liter draught)

$4.45 zł 16.26

$2.96 zł 10.82

50.34%

Imported Beer (0.33 liter bottle)

$4.68 zł 17.11

$3.56 zł 13.01

31.46%

Milk (1 liter)

$1.15 zł 4.20

$1.01 zł 3.70

13.86%

White Bread (500g)

$1.36 zł 4.98

$1.23 zł 4.48

10.57%

Rice (white) (1kg)

$1.84 zł 6.71

$1.61 zł 5.90

14.29%

Eggs

$3.63 zł 13.26

$3.35 zł 12.22

8.36%

Local Cheese (1kg)

$10.11 zł 36.94

$7.72 zł 28.19

30.96%

Chicken Fillets (1kg)

$6.98 zł 25.49

$6.27 zł 22.91

11.32%

Beef Round Steak (1kg)

$14.55 zł 53.2

$9.95 zł 36.35

46.23%

Apples (1kg)

$1.29 zł 4.72

$1.19 zł 4.34

8.40%

Banana (1kg)

$1.79 zł 6.52

$1.54 zł 5.61

16.23%

Oranges (1kg)

$1.94 zł 7.07

$1.57 zł 5.75

23.57%

Tomato (1kg)

$3.62 zł 13.24

$2.58 zł 9.42

40.31%

Potato (1kg)

$1.06 zł 3.87

$0.93 zł 3.38

13.98%

Onion (1kg)

$1.18 zł 4.30

$1.20 zł 4.39

-1.67%

Lettuce (1 head)

$1.44 zł 5.26

$1.37 zł 5.00

5.11%

Water (1.5 liter bottle)

$0.67 zł 2.44

$0.64 zł 2.35

4.69%

Cigarettes 20 Pack (Marlboro, Camel)

$5.29 zł 19.33

$5.31 zł 19.39

-0.38%

Wine (Bottle)

$8.29 zł 30.29

$7.06 zł 25.79

17.42%

Local Beer (0.5 liter bottle)

$1.43 zł 5.21

$1.02 zł 3.71

40.20%

Imported Beer (0.33 liter bottle)

$1.88 zł 6.88

$1.80 zł 6.57

4.44%

One-way Ticket (Public Transport)

$1.16 zł 4.24

$1.10 zł 4.03

5.45%

Public Transport Monthly Pass (Regular Price)

$29.77 zł 109

$32.66 zł 119

-8.85%

Taxi Start (Normal Tariff)

$2.63 zł 9.62

$2.15 zł 7.87

22.33%

Taxi (Normal Tariff) (1km)

$0.98 zł 3.57

$0.77 zł 2.80

27.27%

Taxi 1hour Waiting (Normal Tariff)

$13.42 zł 49.04

$10.50 zł 38.36

27.81%

Gasoline (1 liter)

$1.71 zł 6.24

$1.75 zł 6.41

-2.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K zł 122.0K

$33.3K zł 121.7K

0.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.6K zł 122.7K

$30.9K zł 112.8K

8.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$357 zł 1,305

$294 zł 1,073

21.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.03 zł 36.65

$7.73 zł 28.23

29.75%

Internet (50+ Mbps, Unlimited Data)

$17.56 zł 64.1

$13.77 zł 50.3

27.52%

Gym Membership (Monthly)

$44.87 zł 164

$36.42 zł 133

23.20%

Tennis Court (1 Hour on Weekend)

$29.23 zł 107

$19.26 zł 70.4

51.77%

Cinema Ticket

$9.70 zł 35.43

$8.92 zł 32.59

8.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$580 zł 2,117

$269 zł 982

115.65%

International Primary School, 1 Child (Yearly)

$15.7K zł 57.2K

$2,280 zł 8,330

587.21%

Jeans (Levis 501 Or Similar)

$99.2 zł 363

$60.7 zł 222

63.60%

Summer Dress (H&M, Zara, etc)

$46.99 zł 172

$39.16 zł 143

19.99%

Sport Shoes (Adidas, Nike)

$92.5 zł 338

$60.3 zł 220

53.48%

Men's Leather Business Shoes

$111 zł 404

$75.5 zł 276

46.75%

1-bedroom Apartment, City Center (Monthly)

$1,161 zł 4,241

$556 zł 2,030

108.88%

1-bedroom Apartment, Outside City Center (Monthly)

$890 zł 3,250

$444 zł 1,622

100.29%

3-bedroom Apartment, City Center (Monthly)

$2,033 zł 7,427

$1,141 zł 4,169

78.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,526 zł 5,576

$969 zł 3,541

57.47%

Buy Apartment in City Center (m2)

$6,283 zł 23.0K

$2,034 zł 7,431

208.86%

Buy Apartment Outside City Center (m2)

$4,074 zł 14.9K

$1,259 zł 4,599

223.62%

Average Monthly Net Salary (After Tax)

$2,228 zł 8,140

$1,000 zł 3,655

122.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

6.28

20.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: June 1, 2026

Last update for Nowy Sacz: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,161 in Warsaw and $556 in Nowy Sacz. Housing cost is often the main lever when comparing two cities.

Warsaw pays 123% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $58.0 in Warsaw vs $40.00 in Nowy Sacz for a mid-range dinner for two. Groceries echo the gap at $246 vs $202 per month, with Nowy Sacz cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Nowy Sacz: Cost of Living - Frequently Asked Questions

Nowy Sacz is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 53% gap adds up to real monthly savings that compound significantly over time.

Warsaw pays 123% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,161 in Warsaw versus $556 in Nowy Sacz. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $580 in Warsaw versus $269 in Nowy Sacz. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 22% higher in Warsaw. For households that cook at home regularly, that difference adds up over a month.

At $1,334 in Nowy Sacz versus $2,040 in Warsaw, a $1,500 budget is realistic in Nowy Sacz but tight or insufficient in Warsaw. The gap between the two cities makes Nowy Sacz the clear choice for anyone on this budget.

For families, Nowy Sacz is more practical. Housing and childcare are both notably cheaper than in Warsaw, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Warsaw and Nowy Sacz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nowy Sacz gentler on the wallet – expenses run 53% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.