Last update: Oct 2026

Cost of Living Comparison Between Warsaw and Nowy Sacz

For one person, living is cheaper in Nowy Sacz: $1,302 a month against $2,032 in Warsaw, rent and utilities included – about $8,800 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Warsaw
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Warsaw Living Index
64

Cost of Living Index in Nowy Sacz
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Nowy Sacz Living Index

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Warsaw

🇵🇱 Poland

$2,032

/mo nomad

Nowy Sacz

🇵🇱 Poland

$1,302

/mo nomad

Monthly Cost of Living

How much you'll spend in Warsaw and in Nowy Sacz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warsaw and in Nowy Sacz actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,032 in Warsaw versus $1,302 in Nowy Sacz.

Warsaw $2,032
Nowy Sacz $1,302

Estimated couple costs with rent: $2,918 in Warsaw versus $1,984 in Nowy Sacz.

Warsaw $2,918
Nowy Sacz $1,984

Monthly costs for a family of three with rent: $3,804 in Warsaw versus $2,666 in Nowy Sacz.

Warsaw $3,804
Nowy Sacz $2,666

Living in Warsaw is roughly 56% more expensive than in Nowy Sacz, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Warsaw is 50% above, Nowy Sacz is 4% below.

Meal at Budget Restaurant

$11.51 zł 44.72

$8.66 zł 33.65

32.91%

Three-Course Dinner for Two, Mid-Range

$60.6 zł 236

$38.46 zł 149

57.64%

Fast Food Meal (McDonalds, etc)

$10.00 zł 38.87

$7.80 zł 30.31

28.21%

Cappuccino

$4.17 zł 16.22

$2.98 zł 11.57

39.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 zł 8.81

$1.92 zł 7.45

18.23%

Water (0.33 liter bottle)

$2.21 zł 8.61

$1.54 zł 5.99

43.51%

Local Beer (0.5 liter draught)

$4.60 zł 17.87

$2.74 zł 10.65

67.88%

Imported Beer (0.33 liter bottle)

$5.01 zł 19.47

$3.25 zł 12.64

54.15%

Milk (1 liter)

$1.05 zł 4.07

$1.02 zł 3.98

2.94%

White Bread (500g)

$1.52 zł 5.90

$1.31 zł 5.07

16.03%

Rice (white) (1kg)

$1.54 zł 6.00

$1.54 zł 5.97

Eggs

$3.76 zł 14.60

$3.31 zł 12.86

13.60%

Local Cheese (1kg)

$8.55 zł 33.22

$8.53 zł 33.13

0.23%

Chicken Fillets (1kg)

$6.29 zł 24.43

$6.56 zł 25.47

-4.12%

Beef Round Steak (1kg)

$14.54 zł 56.5

$11.37 zł 44.16

27.88%

Apples (1kg)

$1.17 zł 4.55

$1.18 zł 4.60

-0.85%

Banana (1kg)

$1.73 zł 6.73

$1.72 zł 6.68

0.58%

Oranges (1kg)

$1.71 zł 6.66

$1.73 zł 6.72

-1.16%

Tomato (1kg)

$4.04 zł 15.71

$2.55 zł 9.93

58.43%

Potato (1kg)

$0.91 zł 3.53

$0.93 zł 3.62

-2.15%

Onion (1kg)

$0.86 zł 3.34

$1.04 zł 4.05

-17.31%

Lettuce (1 head)

$1.39 zł 5.39

$1.39 zł 5.41

Water (1.5 liter bottle)

$0.69 zł 2.67

$0.73 zł 2.85

-5.48%

Cigarettes 20 Pack (Marlboro, Camel)

$6.19 zł 24.04

$4.81 zł 18.70

28.69%

Wine (Bottle)

$6.46 zł 25.10

$6.45 zł 25.08

0.16%

Local Beer (0.5 liter bottle)

$1.10 zł 4.28

$1.06 zł 4.13

3.77%

Imported Beer (0.33 liter bottle)

$1.63 zł 6.35

$1.75 zł 6.82

-6.86%

One-way Ticket (Public Transport)

$1.11 zł 4.31

$0.93 zł 3.63

19.35%

Public Transport Monthly Pass (Regular Price)

$28.52 zł 111

$28.06 zł 109

1.64%

Taxi Start (Normal Tariff)

$2.47 zł 9.58

$2.00 zł 7.76

23.50%

Taxi (Normal Tariff) (1km)

$1.31 zł 5.08

$0.79 zł 3.09

65.82%

Taxi 1hour Waiting (Normal Tariff)

$12.87 zł 50.0

$9.75 zł 37.89

32.00%

Gasoline (1 liter)

$1.75 zł 6.80

$1.66 zł 6.43

5.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K zł 119.4K

$30.6K zł 118.8K

0.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.8K zł 119.5K

$26.4K zł 102.5K

16.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$341 zł 1,324

$295 zł 1,145

15.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.00 zł 34.95

$9.54 zł 37.08

-5.66%

Internet (50+ Mbps, Unlimited Data)

$16.19 zł 62.9

$12.80 zł 49.73

26.48%

Gym Membership (Monthly)

$45.81 zł 178

$32.47 zł 126

41.08%

Tennis Court (1 Hour on Weekend)

$27.81 zł 108

$20.48 zł 79.6

35.79%

Cinema Ticket

$9.04 zł 35.12

$7.91 zł 30.73

14.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$594 zł 2,306

$251 zł 976

136.26%

International Primary School, 1 Child (Yearly)

$14.3K zł 55.6K

$2,095 zł 8,138

583.54%

Jeans (Levis 501 Or Similar)

$109 zł 424

$56.2 zł 219

93.87%

Summer Dress (H&M, Zara, etc)

$40.12 zł 156

$37.64 zł 146

6.59%

Sport Shoes (Adidas, Nike)

$104 zł 405

$55.5 zł 216

87.88%

Men's Leather Business Shoes

$111 zł 431

$72.3 zł 281

53.39%

1-bedroom Apartment, City Center (Monthly)

$1,181 zł 4,587

$516 zł 2,003

129.00%

1-bedroom Apartment, Outside City Center (Monthly)

$942 zł 3,659

$425 zł 1,652

121.57%

3-bedroom Apartment, City Center (Monthly)

$2,074 zł 8,056

$1,064 zł 4,133

94.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,533 zł 5,958

$912 zł 3,542

68.21%

Buy Apartment in City Center (m2)

$5,932 zł 23.0K

$1,912 zł 7,428

210.27%

Buy Apartment Outside City Center (m2)

$3,836 zł 14.9K

$1,126 zł 4,376

240.53%

Average Monthly Net Salary (After Tax)

$2,049 zł 7,959

$917 zł 3,562

123.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

7.02

-4.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: October 10, 2026

Last update for Nowy Sacz: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Warsaw

$942 46.4%

Nowy Sacz

$425 32.6% 54.9% $517

Monthly Utilities & Internet

Warsaw

$366 18%

Nowy Sacz

$317 24.3% 13.4% $49

Groceries & Markets

Warsaw

$231 11.4%

Nowy Sacz

$212 16.3% 8.1% $19

Eating Out

Warsaw

$223 11%

Nowy Sacz

$162 12.5% 27.2% $61

Clothing & Footwear

Warsaw

$164 8.1%

Nowy Sacz

$100 7.7% 39.2% $64

Sport & Entertainment

Warsaw

$64 3.1%

Nowy Sacz

$48 3.7% 24.4% $16

Getting Around

Warsaw

$42 2.1%

Nowy Sacz

$38 2.9% 10% $4.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,181 in Warsaw and $516 in Nowy Sacz. Housing cost is often the main lever when comparing two cities.

Warsaw pays 123% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $61.0 in Warsaw vs $38.00 in Nowy Sacz for a mid-range dinner for two. Groceries echo the gap at $231 vs $212 per month, with Nowy Sacz cheaper across the board.

Good to know

🇵🇱 Warsaw

🇵🇱 Nowy Sacz

🕒 Local time

09:40 9:40 AM

Same time as Warsaw

🌤 Weather

👥 Population

1,861,599 Capital

83,943

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

On the map

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Between locations

Warsaw Nowy Sacz 290 km

From you

Warsaw
Nowy Sacz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Nowy Sacz: Cost of Living - Frequently Asked Questions

Nowy Sacz is cheaper overall, especially in groceries, eating out, and clothing. The 56% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 123% higher in Warsaw, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,181 in Warsaw versus $516 in Nowy Sacz. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $594 in Warsaw versus $251 in Nowy Sacz. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 9% higher in Warsaw. For households that cook at home regularly, that difference adds up over a month.

At $1,302 in Nowy Sacz versus $2,032 in Warsaw, a $1,500 budget is realistic in Nowy Sacz but tight or insufficient in Warsaw. The gap between the two cities makes Nowy Sacz the clear choice for anyone on this budget.

For families, Nowy Sacz is more practical. Housing and childcare are both notably cheaper than in Warsaw, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Warsaw and Nowy Sacz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nowy Sacz gentler on the wallet – expenses run 56% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.