Cost of Living Comparison Between Warsaw and Nowy Sacz Cost of Living Comparison Between Warsaw and Nowy Sacz

Monthly Cost of Living

Monthly costs for one person with rent: $2,184 in Warsaw versus $1,401 in Nowy Sacz.

Estimated couple costs with rent: $3,125 in Warsaw versus $2,112 in Nowy Sacz.

Monthly costs for a family of three with rent: $4,066 in Warsaw versus $2,824 in Nowy Sacz.

Living in Warsaw is roughly 56% more expensive than in Nowy Sacz, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Warsaw 59% above, Nowy Sacz 2% above.

Meal at Budget Restaurant

$12.19 zł 45.27

$9.48 zł 35.22

28.59%

Three-Course Dinner for Two, Mid-Range

$61.8 zł 229

$40.56 zł 151

52.24%

Fast Food Meal (McDonalds, etc)

$10.60 zł 39.38

$7.88 zł 29.28

34.52%

Cappuccino

$4.61 zł 17.14

$3.20 zł 11.90

44.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 zł 9.36

$2.05 zł 7.61

22.93%

Water (0.33 liter bottle)

$2.40 zł 8.92

$1.57 zł 5.84

52.87%

Local Beer (0.5 liter draught)

$4.86 zł 18.04

$2.88 zł 10.70

68.75%

Imported Beer (0.33 liter bottle)

$5.24 zł 19.48

$3.30 zł 12.28

58.79%

Milk (1 liter)

$1.15 zł 4.28

$1.04 zł 3.86

10.58%

White Bread (500g)

$1.58 zł 5.88

$1.38 zł 5.13

14.49%

Rice (white) (1kg)

$1.82 zł 6.74

$1.67 zł 6.21

8.98%

Eggs

$3.98 zł 14.77

$3.43 zł 12.76

16.03%

Local Cheese (1kg)

$9.70 zł 36.03

$9.31 zł 34.57

4.19%

Chicken Fillets (1kg)

$7.33 zł 27.21

$6.58 zł 24.46

11.40%

Beef Round Steak (1kg)

$15.32 zł 56.9

$12.00 zł 44.59

27.67%

Apples (1kg)

$1.32 zł 4.92

$1.26 zł 4.68

4.76%

Banana (1kg)

$1.78 zł 6.62

$1.88 zł 6.97

-5.32%

Oranges (1kg)

$1.84 zł 6.84

$1.85 zł 6.88

-0.54%

Tomato (1kg)

$4.06 zł 15.10

$2.70 zł 10.02

50.37%

Potato (1kg)

$0.94 zł 3.47

$0.98 zł 3.63

-4.08%

Onion (1kg)

$0.93 zł 3.44

$1.10 zł 4.10

-15.45%

Lettuce (1 head)

$1.57 zł 5.82

$1.42 zł 5.28

10.56%

Water (1.5 liter bottle)

$0.72 zł 2.68

Cigarettes 20 Pack (Marlboro, Camel)

$6.54 zł 24.28

$5.35 zł 19.88

22.24%

Wine (Bottle)

$6.63 zł 24.64

$6.91 zł 25.66

-4.05%

Local Beer (0.5 liter bottle)

$1.14 zł 4.24

$1.11 zł 4.12

2.70%

Imported Beer (0.33 liter bottle)

$1.88 zł 6.99

$1.80 zł 6.68

4.44%

One-way Ticket (Public Transport)

$1.20 zł 4.47

$1.27 zł 4.73

-5.51%

Public Transport Monthly Pass (Regular Price)

$29.66 zł 110

$31.60 zł 117

-6.14%

Taxi Start (Normal Tariff)

$2.63 zł 9.77

$2.21 zł 8.19

19.00%

Taxi (Normal Tariff) (1km)

$1.32 zł 4.89

$0.77 zł 2.88

71.43%

Taxi 1hour Waiting (Normal Tariff)

$13.55 zł 50.3

$10.58 zł 39.30

28.07%

Gasoline (1 liter)

$1.68 zł 6.24

$1.65 zł 6.12

1.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K zł 119.9K

$32.7K zł 121.6K

-1.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.0K zł 118.9K

$28.1K zł 104.2K

14.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$372 zł 1,381

$313 zł 1,161

18.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.79 zł 32.64

$10.27 zł 38.15

-14.41%

Internet (50+ Mbps, Unlimited Data)

$17.37 zł 64.5

$13.19 zł 49.01

31.69%

Gym Membership (Monthly)

$51.6 zł 192

$45.53 zł 169

13.29%

Tennis Court (1 Hour on Weekend)

$29.74 zł 110

$24.34 zł 90.4

22.19%

Cinema Ticket

$9.82 zł 36.49

$8.68 zł 32.23

13.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$608 zł 2,259

$266 zł 987

128.98%

International Primary School, 1 Child (Yearly)

$15.4K zł 57.2K

$2,236 zł 8,307

588.80%

Jeans (Levis 501 Or Similar)

$115 zł 428

$59.9 zł 223

92.20%

Summer Dress (H&M, Zara, etc)

$42.18 zł 157

$39.62 zł 147

6.46%

Sport Shoes (Adidas, Nike)

$116 zł 429

$59.7 zł 222

93.63%

Men's Leather Business Shoes

$125 zł 466

$73.8 zł 274

69.91%

1-bedroom Apartment, City Center (Monthly)

$1,250 zł 4,642

$542 zł 2,014

130.55%

1-bedroom Apartment, Outside City Center (Monthly)

$984 zł 3,655

$444 zł 1,651

121.40%

3-bedroom Apartment, City Center (Monthly)

$2,138 zł 7,942

$1,104 zł 4,100

93.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,550 zł 5,757

$937 zł 3,480

65.41%

Buy Apartment in City Center (m2)

$6,397 zł 23.8K

$2,006 zł 7,450

218.94%

Buy Apartment Outside City Center (m2)

$4,118 zł 15.3K

$1,205 zł 4,476

241.77%

Average Monthly Net Salary (After Tax)

$2,103 zł 7,812

$975 zł 3,623

115.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

7.02

-4.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: August 31, 2026

Last update for Nowy Sacz: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,250 in Warsaw and $542 in Nowy Sacz. Housing cost is often the main lever when comparing two cities.

Warsaw pays 116% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $62.0 in Warsaw vs $41.00 in Nowy Sacz for a mid-range dinner for two. Groceries echo the gap at $250 vs $222 per month, with Nowy Sacz cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Nowy Sacz: Cost of Living - Frequently Asked Questions

Nowy Sacz is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 56% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 116% higher in Warsaw, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,250 in Warsaw versus $542 in Nowy Sacz. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $608 in Warsaw versus $266 in Nowy Sacz. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 12% higher in Warsaw. For households that cook at home regularly, that difference adds up over a month.

At $1,401 in Nowy Sacz versus $2,184 in Warsaw, a $1,500 budget is realistic in Nowy Sacz but tight or insufficient in Warsaw. The gap between the two cities makes Nowy Sacz the clear choice for anyone on this budget.

For families, Nowy Sacz is more practical. Housing and childcare are both notably cheaper than in Warsaw, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Warsaw and Nowy Sacz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nowy Sacz gentler on the wallet – expenses run 56% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.