Last update: Oct 2026

Cost of Living Comparison Between Novomoskovsk and Cebu

For one person, living is cheaper in Novomoskovsk: $698 a month against $915 in Cebu, rent and utilities included – about $2,600 less a year. Rent and utilities account for most of the difference.

Novomoskovsk
🇺🇦 Ukraine
$698
/mo nomad
Cebu
🇵🇭 Philippines
$915
/mo nomad
Monthly Cost of Living

How much you'll spend in Novomoskovsk and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Novomoskovsk and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $698 in Novomoskovsk versus $915 in Cebu.

  • Novomoskovsk $698
  • Cebu $915

Estimated couple costs with rent: $1,112 in Novomoskovsk versus $1,418 in Cebu.

  • Novomoskovsk $1,112
  • Cebu $1,418

Monthly costs for a family of three with rent: $1,527 in Novomoskovsk versus $1,921 in Cebu.

  • Novomoskovsk $1,527
  • Cebu $1,921

Living in Novomoskovsk costs roughly 24% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Novomoskovsk 49% lower, Cebu 33% lower.

Currency
🍽 Eating Out
Novomoskovsk
Cebu
Difference
Meal at Budget Restaurant
$8.91 ₴400
$3.05 ₱192
192.13%
Three-Course Dinner for Two, Mid-Range
$25.85 ₴1,160
$24.00 ₱1,511
7.71%
Fast Food Meal (McDonalds, etc)
$5.54 ₴249
$3.99 ₱251
38.85%
Cappuccino
$1.42 ₴63.7
$2.50 ₱157
-43.20%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.59 ₴26.46
$1.54 ₱97.1
-61.69%
Water (0.33 liter bottle)
$0.34 ₴15.43
$0.50 ₱31.37
-32.00%
Local Beer (0.5 liter draught)
$0.93 ₴41.83
$1.78 ₱112
-47.75%
Imported Beer (0.33 liter bottle)
$1.58 ₴70.8
$2.17 ₱136
-27.19%
🛒 Groceries & Markets
Novomoskovsk
Cebu
Difference
Milk (1 liter)
$1.23 ₴55.4
$2.00 ₱126
-38.50%
White Bread (500g)
$0.63 ₴28.10
$1.37 ₱86.2
-54.01%
Rice (white) (1kg)
$1.23 ₴55.2
$1.03 ₱64.9
19.42%
Eggs
$1.64 ₴73.7
$2.03 ₱128
-19.21%
Local Cheese (1kg)
$9.23 ₴414
$10.20 ₱642
-9.51%
Chicken Fillets (1kg)
$3.95 ₴177
$4.45 ₱280
-11.24%
Beef Round Steak (1kg)
$6.25 ₴280
$7.67 ₱483
-18.51%
Apples (1kg)
$1.08 ₴48.41
$3.31 ₱208
-67.37%
Banana (1kg)
$1.46 ₴65.7
$1.46 ₱91.8
-
Oranges (1kg)
$1.21 ₴54.1
$2.32 ₱146
-47.84%
Tomato (1kg)
$2.20 ₴98.8
$1.49 ₱94.0
47.65%
Potato (1kg)
$0.62 ₴27.64
$2.34 ₱147
-73.50%
Onion (1kg)
$0.42 ₴18.81
$1.94 ₱122
-78.35%
Lettuce (1 head)
$1.45 ₴65.2
$1.16 ₱73.0
25.00%
Water (1.5 liter bottle)
$0.44 ₴19.97
$0.68 ₱42.89
-35.29%
Cigarettes 20 Pack (Marlboro, Camel)
$3.06 ₴138
$2.99 ₱188
2.34%
Wine (Bottle)
$3.31 ₴148
$6.24 ₱393
-46.96%
Local Beer (0.5 liter bottle)
$0.70 ₴31.51
$1.23 ₱77.3
-43.09%
Imported Beer (0.33 liter bottle)
$1.39 ₴62.2
$1.73 ₱109
-19.65%
🚌 Getting Around
Novomoskovsk
Cebu
Difference
One-way Ticket (Public Transport)
$0.30 ₴13.36
$0.23 ₱14.36
30.43%
Public Transport Monthly Pass (Regular Price)
$12.64 ₴567
$12.34 ₱777
2.43%
Taxi Start (Normal Tariff)
$1.76 ₴79.2
$0.79 ₱49.96
122.78%
Taxi (Normal Tariff) (1km)
$0.60 ₴26.74
$0.22 ₱13.86
172.73%
Taxi 1hour Waiting (Normal Tariff)
$5.42 ₴243
$4.54 ₱286
19.38%
Gasoline (1 liter)
$1.57 ₴70.3
$1.32 ₱82.9
18.94%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.8K ₴1.3M
$21.0K ₱1.3M
41.98%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.0K ₴1.1M
$19.4K ₱1.2M
23.57%
🧾 Monthly Utilities & Internet
Novomoskovsk
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$85.7 ₴3,848
$119 ₱7,464
-27.69%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.53 ₴248
$14.22 ₱896
-61.11%
Internet (50+ Mbps, Unlimited Data)
$4.33 ₴195
$27.47 ₱1,730
-84.24%
🎉 Sport & Entertainment
Novomoskovsk
Cebu
Difference
Gym Membership (Monthly)
$30.46 ₴1,367
$32.31 ₱2,034
-5.73%
Tennis Court (1 Hour on Weekend)
$12.63 ₴567
$6.50 ₱409
94.31%
Cinema Ticket
$4.41 ₴198
$5.40 ₱340
-18.33%
🧸 Childcare & Education
Novomoskovsk
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$218 ₴9,807
$276 ₱17.4K
-20.85%
International Primary School, 1 Child (Yearly)
$4,154 ₴186.5K
$7,866 ₱495.3K
-47.19%
👕👟 Clothing & Footwear
Novomoskovsk
Cebu
Difference
Jeans (Levis 501 Or Similar)
$41.06 ₴1,843
$49.37 ₱3,108
-16.83%
Summer Dress (H&M, Zara, etc)
$28.21 ₴1,266
$24.58 ₱1,548
14.77%
Sport Shoes (Adidas, Nike)
$70.1 ₴3,146
$76.6 ₱4,825
-8.56%
Men's Leather Business Shoes
$77.4 ₴3,475
$58.9 ₱3,706
31.52%
🏠 Accommodation & Living
Novomoskovsk
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$332 ₴14.9K
$503 ₱31.7K
-34.12%
1-bedroom Apartment, Outside City Center (Monthly)
$177 ₴7,951
$305 ₱19.2K
-41.83%
3-bedroom Apartment, City Center (Monthly)
$481 ₴21.6K
$1,075 ₱67.7K
-55.23%
3-bedroom Apartment, Outside City Center (Monthly)
$351 ₴15.8K
$632 ₱39.8K
-44.41%
Buy Apartment in City Center (m2)
$989 ₴44.4K
$2,870 ₱180.7K
-65.55%
Buy Apartment Outside City Center (m2)
$693 ₴31.1K
$1,877 ₱118.2K
-63.08%
💵 Salaries & Financials
Novomoskovsk
Cebu
Difference
Average Monthly Net Salary (After Tax)
$399 ₴17.9K
$336 ₱21.1K
18.83%
20-Year Fixed Mortgage Interest Rate (Annual %)
15.25
7.2
111.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novomoskovsk: October 19, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Novomoskovsk
$177
Cebu
$305 71.9% $127
Groceries & Markets
Novomoskovsk
$153
Cebu
$210 37% $57
Eating Out
Novomoskovsk
$116
Cebu
$88 24.7% $29
Clothing & Footwear
Novomoskovsk
$98
Cebu
$94 3.4% $3.3
Monthly Utilities & Internet
Novomoskovsk
$96
Cebu
$160 67.6% $65
Sport & Entertainment
Novomoskovsk
$39
Cebu
$43 9.7% $3.8
Getting Around
Novomoskovsk
$19
Cebu
$15 18.4% $3.4

Cost Breakdown

A one-bedroom apartment in the center runs $332 in Novomoskovsk and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Novomoskovsk pays 19% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $26.00 in Novomoskovsk vs $24.00 in Cebu. Groceries flip the comparison at $153 vs $210, with Novomoskovsk cheaper for home cooking.

Good to know
🇺🇦 Novomoskovsk
🇵🇭 Cebu
🕒 Local time
00:52 12:52 AM
05:52 5:52 AM
5 h ahead of Novomoskovsk
🌤 Weather
👥 Population
124,787
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to UAH – Ukrainian Hryvnia Converter

Ukrainian Hryvnia exchange rates as of October 20, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Novomoskovsk Cebu 9,050 km ≈ 12 h nonstop flight
From you
  • Novomoskovsk
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Novomoskovsk vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Novomoskovsk?
Novomoskovsk is cheaper overall, especially in groceries, leisure, and utilities. The 31% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Novomoskovsk or Cebu?
Average pay runs 19% higher in Novomoskovsk, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Novomoskovsk and Cebu?
Rent for a central apartment: $332 in Novomoskovsk versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Novomoskovsk and in Cebu?
All in, you'll spend $698 per month in Novomoskovsk versus $915 in Cebu – a 31% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Novomoskovsk runs roughly 2% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,000 enough for either Novomoskovsk or Cebu?
Either city works on $1,000 a month, though Novomoskovsk gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Novomoskovsk or Cebu more family-friendly?
For families, Novomoskovsk is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Novomoskovsk or Cebu?
Safety-wise, Novomoskovsk and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Novomoskovsk gentler on the wallet – expenses run 31% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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