Last update: Oct 2026

Cost of Living Comparison Between Cebu and Novomoskovsk

For one person, living is cheaper in Novomoskovsk: $698 a month against $915 in Cebu, rent and utilities included – about $2,600 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
35

Cost of Living Index in Novomoskovsk
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Novomoskovsk Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Novomoskovsk

🇺🇦 Ukraine

$698

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Novomoskovsk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Novomoskovsk actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $698 in Novomoskovsk.

Cebu $915
Novomoskovsk $698

Estimated couple costs with rent: $1,418 in Cebu versus $1,112 in Novomoskovsk.

Cebu $1,418
Novomoskovsk $1,112

Monthly costs for a family of three with rent: $1,921 in Cebu versus $1,527 in Novomoskovsk.

Cebu $1,921
Novomoskovsk $1,527

Living in Cebu is roughly 31% more expensive than in Novomoskovsk, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 33% lower, Novomoskovsk 49% lower.

Meal at Budget Restaurant

$3.05 ₱192

$8.91 ₴400

-65.77%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$25.85 ₴1,160

-7.16%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$5.54 ₴249

-27.98%

Cappuccino

$2.50 ₱157

$1.42 ₴63.7

76.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$0.59 ₴26.46

161.02%

Water (0.33 liter bottle)

$0.50 ₱31.37

$0.34 ₴15.43

47.06%

Local Beer (0.5 liter draught)

$1.78 ₱112

$0.93 ₴41.83

91.40%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$1.58 ₴70.8

37.34%

Milk (1 liter)

$2.00 ₱126

$1.23 ₴55.4

62.60%

White Bread (500g)

$1.37 ₱86.2

$0.63 ₴28.10

117.46%

Rice (white) (1kg)

$1.03 ₱64.9

$1.23 ₴55.2

-16.26%

Eggs

$2.03 ₱128

$1.64 ₴73.7

23.78%

Local Cheese (1kg)

$10.20 ₱642

$9.23 ₴414

10.51%

Chicken Fillets (1kg)

$4.45 ₱280

$3.95 ₴177

12.66%

Beef Round Steak (1kg)

$7.67 ₱483

$6.25 ₴280

22.72%

Apples (1kg)

$3.31 ₱208

$1.08 ₴48.41

206.48%

Banana (1kg)

$1.46 ₱91.8

$1.46 ₴65.7

Oranges (1kg)

$2.32 ₱146

$1.21 ₴54.1

91.74%

Tomato (1kg)

$1.49 ₱94.0

$2.20 ₴98.8

-32.27%

Potato (1kg)

$2.34 ₱147

$0.62 ₴27.64

277.42%

Onion (1kg)

$1.94 ₱122

$0.42 ₴18.81

361.90%

Lettuce (1 head)

$1.16 ₱73.0

$1.45 ₴65.2

-20.00%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.44 ₴19.97

54.55%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$3.06 ₴138

-2.29%

Wine (Bottle)

$6.24 ₱393

$3.31 ₴148

88.52%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$0.70 ₴31.51

75.71%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$1.39 ₴62.2

24.46%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$0.30 ₴13.36

-23.33%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

$12.64 ₴567

-2.37%

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$1.76 ₴79.2

-55.11%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$0.60 ₴26.74

-63.33%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$5.42 ₴243

-16.24%

Gasoline (1 liter)

$1.32 ₱82.9

$1.57 ₴70.3

-15.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$29.8K ₴1.3M

-29.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$24.0K ₴1.1M

-19.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$85.7 ₴3,848

38.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$5.53 ₴248

157.14%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$4.33 ₴195

534.41%

Gym Membership (Monthly)

$32.31 ₱2,034

$30.46 ₴1,367

6.07%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

$12.63 ₴567

-48.54%

Cinema Ticket

$5.40 ₱340

$4.41 ₴198

22.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$218 ₴9,807

26.34%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$4,154 ₴186.5K

89.36%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$41.06 ₴1,843

20.24%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$28.21 ₴1,266

-12.87%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$70.1 ₴3,146

9.36%

Men's Leather Business Shoes

$58.9 ₱3,706

$77.4 ₴3,475

-23.96%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$332 ₴14.9K

51.78%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$177 ₴7,951

71.90%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$481 ₴21.6K

123.34%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$351 ₴15.8K

79.89%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

$989 ₴44.4K

190.26%

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$693 ₴31.1K

170.85%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

$399 ₴17.9K

-15.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

15.25

-52.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Novomoskovsk: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Novomoskovsk

$177 25.4% 41.8% $127

Groceries & Markets

Cebu

$210 22.9%

Novomoskovsk

$153 21.9% 27% $57

Monthly Utilities & Internet

Cebu

$160 17.5%

Novomoskovsk

$96 13.7% 40.3% $65

Clothing & Footwear

Cebu

$94 10.3%

Novomoskovsk

$98 14% 3.5% $3.3

Eating Out

Cebu

$88 9.6%

Novomoskovsk

$116 16.7% 32.7% $29

Sport & Entertainment

Cebu

$43 4.7%

Novomoskovsk

$39 5.6% 8.9% $3.8

Getting Around

Cebu

$15 1.7%

Novomoskovsk

$19 2.7% 22.6% $3.4

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $332 in Novomoskovsk. Housing cost is often the main lever when comparing two cities.

Novomoskovsk pays 19% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $26.00 in Novomoskovsk. Groceries flip the comparison at $210 vs $153, with Novomoskovsk cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇺🇦 Novomoskovsk

🕒 Local time

05:55 5:55 AM

00:55 12:55 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

124,787

💱 Currency

Philippine Peso PHP ₱

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

Exchange rates and currency converter

UAH, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Ukrainian Hryvnia exchange rates as of October 20, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Novomoskovsk 9,050 km ≈ 12 h nonstop flight

From you

Cebu
Novomoskovsk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Novomoskovsk: Cost of Living - Frequently Asked Questions

Novomoskovsk is cheaper overall, especially in groceries, leisure, and utilities. The 31% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 19% lower in Novomoskovsk. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $503 in Cebu versus $332 in Novomoskovsk. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $915 per month in Cebu versus $698 in Novomoskovsk – a 31% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Novomoskovsk runs roughly 2% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Novomoskovsk gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Novomoskovsk is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Novomoskovsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Novomoskovsk gentler on the wallet – expenses run 31% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.