Cost of Living Comparison Between Novomoskovsk and Ubud, Bali Cost of Living Comparison Between Novomoskovsk and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $976 in Novomoskovsk versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $1,488 in Novomoskovsk versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,999 in Novomoskovsk versus $3,723 in Ubud, Bali.

Living in Novomoskovsk costs roughly 30% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Novomoskovsk is 27% below, Ubud, Bali is 5% above.

Currency
🍽 Eating Out
Novomoskovsk
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.73 ₽776
$3.57 Rp 64.6K
172.55%
Three-Course Dinner for Two, Mid-Range
$38.73 ₽3,090
$32.32 Rp 584.4K
19.83%
Fast Food Meal (McDonalds, etc)
$5.68 ₽453
$5.01 Rp 90.5K
13.37%
Cappuccino
$2.26 ₽180
$2.82 Rp 51.1K
-19.86%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.09 ₽86.7
$1.35 Rp 24.4K
-19.26%
Water (0.33 liter bottle)
$0.48 ₽38.43
$0.73 Rp 13.2K
-34.25%
Local Beer (0.5 liter draught)
$1.35 ₽108
$2.93 Rp 53.0K
-53.92%
Imported Beer (0.33 liter bottle)
$2.59 ₽206
$3.94 Rp 71.2K
-34.26%
🛒 Groceries & Markets
Novomoskovsk
Ubud, Bali
Difference
Milk (1 liter)
$1.11 ₽88.4
$1.78 Rp 32.2K
-37.64%
White Bread (500g)
$0.70 ₽56.0
$2.45 Rp 44.3K
-71.43%
Rice (white) (1kg)
$1.44 ₽115
$1.15 Rp 20.8K
25.22%
Eggs
$1.79 ₽143
$2.41 Rp 43.7K
-25.73%
Local Cheese (1kg)
$10.88 ₽868
$14.33 Rp 259.1K
-24.08%
Chicken Fillets (1kg)
$4.78 ₽381
$4.19 Rp 75.7K
14.08%
Beef Round Steak (1kg)
$8.77 ₽699
$12.06 Rp 218.1K
-27.28%
Apples (1kg)
$1.72 ₽137
$3.64 Rp 65.8K
-52.75%
Banana (1kg)
$1.88 ₽150
$1.57 Rp 28.3K
19.75%
Oranges (1kg)
$1.98 ₽158
$2.79 Rp 50.4K
-29.03%
Tomato (1kg)
$2.79 ₽223
$2.24 Rp 40.5K
24.55%
Potato (1kg)
$0.80 ₽64.1
$1.98 Rp 35.8K
-59.60%
Onion (1kg)
$0.66 ₽53.0
$2.28 Rp 41.2K
-71.05%
Lettuce (1 head)
$1.40 ₽111
$1.05 Rp 19.1K
33.33%
Water (1.5 liter bottle)
$0.67 ₽53.7
$0.79 Rp 14.2K
-15.19%
Cigarettes 20 Pack (Marlboro, Camel)
$3.03 ₽241
$3.19 Rp 57.7K
-5.02%
Wine (Bottle)
$7.51 ₽599
$23.49 Rp 424.8K
-68.03%
Local Beer (0.5 liter bottle)
$1.02 ₽81.1
$2.90 Rp 52.4K
-64.83%
Imported Beer (0.33 liter bottle)
$1.88 ₽150
$2.76 Rp 49.8K
-31.88%
🚌 Getting Around
Novomoskovsk
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.53 ₽42.31
$0.27 Rp 4,821
96.30%
Public Transport Monthly Pass (Regular Price)
-
$8.37 Rp 151.3K
-
Taxi Start (Normal Tariff)
$1.89 ₽151
$0.45 Rp 8,180
320.00%
Taxi (Normal Tariff) (1km)
$0.33 ₽26.22
$0.46 Rp 8,311
-28.26%
Taxi 1hour Waiting (Normal Tariff)
$6.32 ₽504
$6.07 Rp 109.7K
4.12%
Gasoline (1 liter)
$0.77 ₽61.1
$0.86 Rp 15.6K
-10.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.7K ₽2.8M
$26.6K Rp 480.7M
30.52%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.6K ₽2.8M
$32.5K Rp 588.6M
9.23%
🧾 Monthly Utilities & Internet
Novomoskovsk
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$108 ₽8,633
$79.0 Rp 1.4M
36.94%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.91 ₽472
$4.09 Rp 74.0K
44.50%
Internet (50+ Mbps, Unlimited Data)
$7.95 ₽635
$23.85 Rp 431.2K
-66.67%
🎉 Sport & Entertainment
Novomoskovsk
Ubud, Bali
Difference
Gym Membership (Monthly)
$35.22 ₽2,810
$98.8 Rp 1.8M
-64.35%
Tennis Court (1 Hour on Weekend)
-
$6.35 Rp 114.9K
-
Cinema Ticket
$5.10 ₽407
$4.01 Rp 72.5K
27.18%
🧸 Childcare & Education
Novomoskovsk
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$318 ₽25.3K
$297 Rp 5.4M
6.88%
International Primary School, 1 Child (Yearly)
$7,095 ₽566.0K
$6,602 Rp 119.4M
7.47%
👕👟 Clothing & Footwear
Novomoskovsk
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$70.4 ₽5,618
$53.4 Rp 966.0K
31.80%
Summer Dress (H&M, Zara, etc)
$45.04 ₽3,593
$38.11 Rp 689.2K
18.18%
Sport Shoes (Adidas, Nike)
$115 ₽9,190
$88.7 Rp 1.6M
29.95%
Men's Leather Business Shoes
$106 ₽8,462
$76.6 Rp 1.4M
38.44%
🏠 Accommodation & Living
Novomoskovsk
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$447 ₽35.6K
$1,020 Rp 18.4M
-56.19%
1-bedroom Apartment, Outside City Center (Monthly)
$311 ₽24.8K
$680 Rp 12.3M
-54.35%
3-bedroom Apartment, City Center (Monthly)
$747 ₽59.6K
$3,469 Rp 62.7M
-78.46%
3-bedroom Apartment, Outside City Center (Monthly)
$510 ₽40.7K
$2,090 Rp 37.8M
-75.60%
Buy Apartment in City Center (m2)
$2,590 ₽206.6K
$2,729 Rp 49.3M
-5.10%
Buy Apartment Outside City Center (m2)
$1,310 ₽104.5K
$2,295 Rp 41.5M
-42.94%
💵 Salaries & Financials
Novomoskovsk
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$164 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
15.33
13.28
15.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novomoskovsk: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $447 in Novomoskovsk and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $39.00 in Novomoskovsk vs $32.00 in Ubud, Bali. Groceries flip the comparison at $197 vs $298, with Novomoskovsk cheaper for home cooking.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Novomoskovsk vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Novomoskovsk and in Ubud, Bali?
Novomoskovsk and Ubud, Bali differ by about 43% in total monthly costs ($976 vs $1,392 including rent). Novomoskovsk is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Novomoskovsk compared to Ubud, Bali?
You'd need roughly $1,464 in Novomoskovsk and $2,088 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Novomoskovsk and in Ubud, Bali?
Rent for a central apartment: $447 in Novomoskovsk versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Novomoskovsk and Ubud, Bali?
Childcare runs $318 in Novomoskovsk versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Novomoskovsk – a meal for two runs $39.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $976 in Novomoskovsk versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Novomoskovsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Novomoskovsk the clear choice for anyone on this budget.
How does quality of life compare between Novomoskovsk and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Novomoskovsk or Ubud, Bali safer for residents?
Safety-wise, Novomoskovsk and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Novomoskovsk or Ubud, Bali?
Expats usually find Novomoskovsk gentler on the wallet – expenses run 43% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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