Cost of Living Comparison Between Novomoskovsk and Ubud, Bali Cost of Living Comparison Between Novomoskovsk and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $958 in Novomoskovsk versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $1,466 in Novomoskovsk versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,974 in Novomoskovsk versus $3,694 in Ubud, Bali.

Living in Novomoskovsk costs roughly 32% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Novomoskovsk is 29% below, Ubud, Bali is 4% above.

Currency
🍽 Eating Out
Novomoskovsk
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.33 ₽676
$3.57 Rp 64.0K
161.34%
Three-Course Dinner for Two, Mid-Range
$38.86 ₽2,816
$32.50 Rp 582.3K
19.57%
Fast Food Meal (McDonalds, etc)
$5.67 ₽411
$4.86 Rp 87.1K
16.67%
Cappuccino
$2.37 ₽172
$2.75 Rp 49.2K
-13.82%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.07 ₽77.8
$1.32 Rp 23.7K
-18.94%
Water (0.33 liter bottle)
$0.48 ₽34.91
$0.70 Rp 12.6K
-31.43%
Local Beer (0.5 liter draught)
$1.35 ₽98.0
$2.91 Rp 52.2K
-53.61%
Imported Beer (0.33 liter bottle)
$2.49 ₽180
$3.79 Rp 68.0K
-34.30%
🛒 Groceries & Markets
Novomoskovsk
Ubud, Bali
Difference
Milk (1 liter)
$1.12 ₽81.0
$1.71 Rp 30.6K
-34.50%
White Bread (500g)
$0.65 ₽47.46
$2.47 Rp 44.3K
-73.68%
Rice (white) (1kg)
$1.36 ₽98.6
$1.20 Rp 21.5K
13.33%
Eggs
$1.73 ₽125
$2.44 Rp 43.8K
-29.10%
Local Cheese (1kg)
$10.95 ₽794
$14.38 Rp 257.7K
-23.85%
Chicken Fillets (1kg)
$4.92 ₽356
$4.31 Rp 77.1K
14.15%
Beef Round Steak (1kg)
$8.76 ₽635
$12.21 Rp 218.7K
-28.26%
Apples (1kg)
$1.80 ₽130
$3.68 Rp 66.0K
-51.09%
Banana (1kg)
$1.86 ₽135
$1.55 Rp 27.8K
20.00%
Oranges (1kg)
$1.93 ₽140
$2.79 Rp 49.9K
-30.82%
Tomato (1kg)
$2.67 ₽194
$2.33 Rp 41.8K
14.59%
Potato (1kg)
$0.85 ₽61.5
$1.97 Rp 35.3K
-56.85%
Onion (1kg)
$0.70 ₽51.0
$2.31 Rp 41.4K
-69.70%
Lettuce (1 head)
$1.41 ₽102
$1.06 Rp 19.1K
33.02%
Water (1.5 liter bottle)
$0.66 ₽47.86
$0.73 Rp 13.1K
-9.59%
Cigarettes 20 Pack (Marlboro, Camel)
$2.86 ₽207
$3.28 Rp 58.8K
-12.80%
Wine (Bottle)
$8.77 ₽635
$22.79 Rp 408.4K
-61.52%
Local Beer (0.5 liter bottle)
$0.94 ₽68.4
$2.81 Rp 50.3K
-66.55%
Imported Beer (0.33 liter bottle)
$1.88 ₽136
$2.78 Rp 49.9K
-32.37%
🚌 Getting Around
Novomoskovsk
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.53 ₽38.40
$0.29 Rp 5,217
82.76%
Public Transport Monthly Pass (Regular Price)
-
$8.06 Rp 144.4K
-
Taxi Start (Normal Tariff)
$1.91 ₽139
$0.45 Rp 8,047
324.44%
Taxi (Normal Tariff) (1km)
$0.33 ₽23.87
$0.45 Rp 8,094
-26.67%
Taxi 1hour Waiting (Normal Tariff)
$6.39 ₽463
$6.24 Rp 111.7K
2.40%
Gasoline (1 liter)
$0.78 ₽56.7
$0.85 Rp 15.2K
-8.24%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.8K ₽2.4M
$26.0K Rp 465.4M
30.09%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.7K ₽2.6M
$31.7K Rp 567.2M
12.71%
🧾 Monthly Utilities & Internet
Novomoskovsk
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$109 ₽7,896
$80.8 Rp 1.4M
34.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.98 ₽433
$4.06 Rp 72.7K
47.29%
Internet (50+ Mbps, Unlimited Data)
$7.84 ₽568
$24.42 Rp 437.6K
-67.90%
🎉 Sport & Entertainment
Novomoskovsk
Ubud, Bali
Difference
Gym Membership (Monthly)
$34.88 ₽2,527
$97.7 Rp 1.7M
-64.29%
Tennis Court (1 Hour on Weekend)
-
$6.45 Rp 115.5K
-
Cinema Ticket
$5.00 ₽362
$4.04 Rp 72.4K
23.76%
🧸 Childcare & Education
Novomoskovsk
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$320 ₽23.2K
$304 Rp 5.4M
5.31%
International Primary School, 1 Child (Yearly)
$7,055 ₽511.2K
$6,621 Rp 118.6M
6.56%
👕👟 Clothing & Footwear
Novomoskovsk
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$69.8 ₽5,059
$54.2 Rp 971.7K
28.75%
Summer Dress (H&M, Zara, etc)
$44.23 ₽3,205
$38.78 Rp 694.7K
14.05%
Sport Shoes (Adidas, Nike)
$113 ₽8,208
$86.1 Rp 1.5M
31.50%
Men's Leather Business Shoes
$109 ₽7,865
$76.7 Rp 1.4M
41.57%
🏠 Accommodation & Living
Novomoskovsk
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$447 ₽32.4K
$986 Rp 17.7M
-54.63%
1-bedroom Apartment, Outside City Center (Monthly)
$304 ₽22.0K
$658 Rp 11.8M
-53.81%
3-bedroom Apartment, City Center (Monthly)
$754 ₽54.6K
$3,369 Rp 60.4M
-77.62%
3-bedroom Apartment, Outside City Center (Monthly)
$499 ₽36.1K
$2,066 Rp 37.0M
-75.86%
Buy Apartment in City Center (m2)
$2,282 ₽165.3K
$2,741 Rp 49.1M
-16.78%
Buy Apartment Outside City Center (m2)
$1,566 ₽113.5K
$2,228 Rp 39.9M
-29.68%
💵 Salaries & Financials
Novomoskovsk
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$163 Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
15.33
13.28
15.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novomoskovsk: June 9, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $447 in Novomoskovsk and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $39.00 in Novomoskovsk vs $33.00 in Ubud, Bali. Groceries flip the comparison at $199 vs $297, with Novomoskovsk cheaper for home cooking.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Novomoskovsk vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Novomoskovsk and Ubud, Bali?
Novomoskovsk and Ubud, Bali differ by about 47% in total monthly costs ($958 vs $1,404 including rent). Novomoskovsk is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Novomoskovsk compared to Ubud, Bali?
You'd need roughly $1,437 in Novomoskovsk and $2,106 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Novomoskovsk and Ubud, Bali?
Rent for a central apartment: $447 in Novomoskovsk versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Novomoskovsk and Ubud, Bali?
Childcare runs $320 in Novomoskovsk versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Novomoskovsk – a meal for two runs $39.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $958 in Novomoskovsk versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Novomoskovsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Novomoskovsk the clear choice for anyone on this budget.
How does quality of life compare between Novomoskovsk and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Novomoskovsk or Ubud, Bali safer for residents?
Safety-wise, Novomoskovsk and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Novomoskovsk or Ubud, Bali?
Expats usually find Novomoskovsk gentler on the wallet – expenses run 47% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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