Cost of Living Comparison Between Ubud, Bali and Novomoskovsk Cost of Living Comparison Between Ubud, Bali and Novomoskovsk

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $956 in Novomoskovsk.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $1,496 in Novomoskovsk.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $2,036 in Novomoskovsk.

Living in Ubud, Bali is roughly 46% more expensive than Novomoskovsk, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Novomoskovsk is 28% below.

Meal at Budget Restaurant

$3.40 Rp 60.2K

$9.61 ₽696

-64.62%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 573.6K

$37.70 ₽2,732

-14.11%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 88.6K

$5.69 ₽412

-12.13%

Cappuccino

$2.82 Rp 50.0K

$2.28 ₽166

23.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.4K

$1.07 ₽77.8

28.97%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.52 ₽37.39

40.38%

Local Beer (0.5 liter draught)

$2.98 Rp 52.8K

$1.37 ₽99.0

117.52%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.3K

$2.57 ₽186

54.47%

Milk (1 liter)

$1.79 Rp 31.8K

$1.15 ₽83.0

55.65%

White Bread (500g)

$2.46 Rp 43.7K

$0.65 ₽47.20

278.46%

Rice (white) (1kg)

$1.20 Rp 21.2K

$1.38 ₽100

-13.04%

Eggs

$2.39 Rp 42.3K

$1.70 ₽123

40.59%

Local Cheese (1kg)

$14.40 Rp 255.1K

$10.74 ₽778

34.08%

Chicken Fillets (1kg)

$4.28 Rp 75.9K

$4.94 ₽358

-13.36%

Beef Round Steak (1kg)

$11.82 Rp 209.4K

$8.91 ₽645

32.66%

Apples (1kg)

$3.78 Rp 67.0K

$1.75 ₽127

116.00%

Banana (1kg)

$1.63 Rp 28.9K

$1.82 ₽132

-10.44%

Oranges (1kg)

$2.80 Rp 49.6K

$1.91 ₽138

46.60%

Tomato (1kg)

$2.26 Rp 40.0K

$2.74 ₽199

-17.52%

Potato (1kg)

$2.00 Rp 35.3K

$0.81 ₽58.4

146.91%

Onion (1kg)

$2.21 Rp 39.2K

$0.67 ₽48.37

229.85%

Lettuce (1 head)

$1.07 Rp 18.9K

$1.40 ₽101

-23.57%

Water (1.5 liter bottle)

$0.76 Rp 13.5K

$0.72 ₽52.4

5.56%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.4K

$2.91 ₽211

7.56%

Wine (Bottle)

$23.81 Rp 421.9K

$8.41 ₽610

183.12%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.3K

$1.00 ₽72.7

184.00%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.2K

$1.87 ₽136

48.66%

One-way Ticket (Public Transport)

$0.27 Rp 4,726

$0.49 ₽35.85

-44.90%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

Taxi Start (Normal Tariff)

$0.45 Rp 8,034

$1.91 ₽139

-76.44%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,578

$0.33 ₽23.86

30.30%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 105.9K

$6.18 ₽448

-3.24%

Gasoline (1 liter)

$0.80 Rp 14.2K

$0.78 ₽56.2

2.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 457.2M

$34.4K ₽2.5M

-25.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 563.4M

$35.0K ₽2.5M

-9.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$110 ₽7,958

-26.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.3K

$5.79 ₽419

-28.50%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 427.2K

$7.94 ₽575

203.78%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$35.29 ₽2,557

176.99%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

Cinema Ticket

$4.04 Rp 71.5K

$4.99 ₽362

-19.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$318 ₽23.0K

-6.49%

International Primary School, 1 Child (Yearly)

$6,590 Rp 116.7M

$7,091 ₽513.8K

-7.06%

Jeans (Levis 501 Or Similar)

$55.1 Rp 976.8K

$70.4 ₽5,102

-21.69%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 682.1K

$44.04 ₽3,192

-12.56%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$113 ₽8,159

-23.51%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$108 ₽7,821

-27.78%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.5M

$445 ₽32.2K

121.59%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$307 ₽22.2K

116.54%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.0M

$759 ₽55.0K

354.16%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.2M

$506 ₽36.6K

303.91%

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

$2,362 ₽171.1K

19.78%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

$1,746 ₽126.5K

30.70%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

15.33

-13.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Novomoskovsk: June 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $445 in Novomoskovsk. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $38.00 in Novomoskovsk. Groceries flip the comparison at $299 vs $199, with Novomoskovsk cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Novomoskovsk: Cost of Living - Frequently Asked Questions

Ubud, Bali and Novomoskovsk differ by about 46% in total monthly costs ($1,394 vs $956 including rent). Novomoskovsk is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,091 in Ubud, Bali and $1,434 in Novomoskovsk to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $985 in Ubud, Bali versus $445 in Novomoskovsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $318 in Novomoskovsk. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Novomoskovsk – a meal for two runs $38.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $956 in Novomoskovsk versus $1,394 in Ubud, Bali, a $2,000 budget is realistic in Novomoskovsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Novomoskovsk the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Novomoskovsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Novomoskovsk gentler on the wallet – expenses run 46% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.