Cost of Living Comparison Between Ubud, Bali and Novomoskovsk Cost of Living Comparison Between Ubud, Bali and Novomoskovsk

Monthly Cost of Living

Monthly costs for one person with rent: $1,379 in Ubud, Bali versus $1,010 in Novomoskovsk.

Estimated couple costs with rent: $2,363 in Ubud, Bali versus $1,536 in Novomoskovsk.

Monthly costs for a family of three with rent: $3,347 in Ubud, Bali versus $2,061 in Novomoskovsk.

Living in Ubud, Bali is roughly 37% more expensive than in Novomoskovsk, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 1% above, Novomoskovsk is 26% below.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$9.94 ₽833

-66.70%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$36.92 ₽3,091

5.85%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$5.93 ₽497

-5.23%

Cappuccino

$2.64 Rp 46.9K

$2.69 ₽225

-1.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$1.07 ₽89.3

47.66%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$0.53 ₽44.69

33.96%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$1.78 ₽149

53.37%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

$2.88 ₽241

50.00%

Milk (1 liter)

$1.54 Rp 27.4K

$1.14 ₽95.7

35.09%

White Bread (500g)

$2.30 Rp 40.8K

$0.71 ₽59.2

223.94%

Rice (white) (1kg)

$1.03 Rp 18.3K

$1.31 ₽110

-21.37%

Eggs

$2.12 Rp 37.7K

$1.56 ₽131

35.90%

Local Cheese (1kg)

$17.30 Rp 307.5K

$10.89 ₽912

58.86%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$5.23 ₽438

-22.94%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

$9.82 ₽823

26.48%

Apples (1kg)

$3.70 Rp 65.7K

$1.65 ₽138

124.24%

Banana (1kg)

$1.62 Rp 28.7K

$1.77 ₽148

-8.47%

Oranges (1kg)

$2.27 Rp 40.3K

$1.75 ₽146

29.71%

Tomato (1kg)

$1.99 Rp 35.4K

$2.83 ₽237

-29.68%

Potato (1kg)

$1.83 Rp 32.5K

$0.84 ₽70.2

117.86%

Onion (1kg)

$2.25 Rp 40.1K

$0.60 ₽50.6

275.00%

Lettuce (1 head)

$1.04 Rp 18.6K

$1.29 ₽108

-19.38%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.70 ₽58.4

-20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$2.90 ₽243

-23.45%

Wine (Bottle)

$23.22 Rp 412.7K

$7.42 ₽621

212.94%

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

$0.99 ₽82.5

141.41%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

$1.98 ₽166

44.95%

One-way Ticket (Public Transport)

$0.25 Rp 4,416

$0.50 ₽42.17

-50.00%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

$22.24 ₽1,863

-67.76%

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$2.16 ₽181

-78.70%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$0.38 ₽31.62

21.05%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$5.50 ₽461

3.64%

Gasoline (1 liter)

$0.76 Rp 13.6K

$0.84 ₽70.6

-9.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

$30.6K ₽2.6M

-19.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

$30.0K ₽2.5M

3.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$112 ₽9,343

-26.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$5.92 ₽496

6.93%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$8.31 ₽696

123.10%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$35.78 ₽2,996

56.65%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

Cinema Ticket

$4.26 Rp 75.8K

$5.37 ₽450

-20.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$309 ₽25.9K

58.44%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$7,045 ₽589.9K

-17.77%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$61.4 ₽5,141

-25.10%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$44.79 ₽3,751

-19.94%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$111 ₽9,282

-28.26%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$101 ₽8,490

-20.17%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

$444 ₽37.2K

157.86%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$307 ₽25.7K

125.66%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

$780 ₽65.3K

352.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

$542 ₽45.4K

215.42%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

$2,119 ₽177.4K

31.41%

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

$1,459 ₽122.2K

54.97%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

21.33

-35.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Novomoskovsk: August 16, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,144 in Ubud, Bali and $444 in Novomoskovsk. Housing cost is often the main lever when comparing two cities.

Dining out: $39.00 in Ubud, Bali vs $37.00 in Novomoskovsk for a mid-range dinner for two. Groceries echo the gap at $293 vs $199 per month, with Novomoskovsk cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Novomoskovsk: Cost of Living - Frequently Asked Questions

Ubud, Bali and Novomoskovsk differ by about 37% in total monthly costs ($1,379 vs $1,010 including rent). Novomoskovsk is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,069 in Ubud, Bali and $1,515 in Novomoskovsk to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,144 in Ubud, Bali versus $444 in Novomoskovsk. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,379 per month in Ubud, Bali versus $1,010 in Novomoskovsk – a 37% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Novomoskovsk runs roughly 210% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,010 in Novomoskovsk versus $1,379 in Ubud, Bali, a $2,000 budget is realistic in Novomoskovsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Novomoskovsk the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Novomoskovsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Novomoskovsk gentler on the wallet – expenses run 37% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.