Cost of Living Comparison Between Ubud, Bali and Novomoskovsk Cost of Living Comparison Between Ubud, Bali and Novomoskovsk

Monthly Cost of Living

Monthly costs for one person with rent: $1,348 in Ubud, Bali versus $1,021 in Novomoskovsk.

Estimated couple costs with rent: $2,312 in Ubud, Bali versus $1,591 in Novomoskovsk.

Monthly costs for a family of three with rent: $3,276 in Ubud, Bali versus $2,161 in Novomoskovsk.

Living in Ubud, Bali is roughly 32% more expensive than in Novomoskovsk, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 1% above, Novomoskovsk is 24% below.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$10.15 ₽867

-67.19%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.1K

$39.86 ₽3,407

-11.14%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$6.39 ₽546

-9.86%

Cappuccino

$2.63 Rp 47.0K

$2.72 ₽232

-3.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$1.08 ₽92.6

61.11%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$0.59 ₽50.5

30.51%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$1.65 ₽141

64.24%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$3.29 ₽281

37.39%

Milk (1 liter)

$1.53 Rp 27.4K

$1.09 ₽93.1

40.37%

White Bread (500g)

$2.20 Rp 39.2K

$0.71 ₽61.1

209.86%

Rice (white) (1kg)

$1.22 Rp 21.8K

$1.24 ₽106

-1.61%

Eggs

$2.14 Rp 38.2K

$1.38 ₽118

55.07%

Local Cheese (1kg)

$17.73 Rp 316.9K

$11.19 ₽956

58.45%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$5.36 ₽458

-27.99%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$9.54 ₽815

26.10%

Apples (1kg)

$3.61 Rp 64.5K

$1.51 ₽129

139.07%

Banana (1kg)

$1.51 Rp 27.1K

$1.93 ₽165

-21.76%

Oranges (1kg)

$2.32 Rp 41.4K

$1.85 ₽158

25.41%

Tomato (1kg)

$2.00 Rp 35.8K

$2.57 ₽220

-22.18%

Potato (1kg)

$1.81 Rp 32.4K

$0.67 ₽57.4

170.15%

Onion (1kg)

$2.39 Rp 42.7K

$0.66 ₽56.7

262.12%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.37 ₽117

-27.74%

Water (1.5 liter bottle)

$0.52 Rp 9,373

$0.74 ₽63.6

-29.73%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$3.30 ₽282

-33.94%

Wine (Bottle)

$22.98 Rp 410.7K

$6.83 ₽584

236.46%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$1.15 ₽98.5

108.70%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$1.81 ₽154

65.75%

One-way Ticket (Public Transport)

$0.24 Rp 4,255

$0.53 ₽45.54

-54.72%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

$2.43 ₽208

-81.89%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

$0.35 ₽30.29

20.00%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

$6.50 ₽555

-16.15%

Gasoline (1 liter)

$0.84 Rp 15.1K

$0.90 ₽76.5

-6.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

$39.2K ₽3.4M

-37.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

$33.4K ₽2.9M

-4.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$134 ₽11.4K

-39.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$5.30 ₽453

24.15%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$8.25 ₽705

121.09%

Gym Membership (Monthly)

$55.1 Rp 985.4K

$33.38 ₽2,853

65.16%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

$26.95 ₽2,303

-31.32%

Cinema Ticket

$4.24 Rp 75.9K

$6.01 ₽513

-29.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$337 ₽28.8K

44.04%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$7,152 ₽611.2K

-20.63%

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

$72.4 ₽6,188

-37.61%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

$50.2 ₽4,292

-31.18%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$128 ₽10.9K

-38.02%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$111 ₽9,511

-30.25%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$397 ₽33.9K

184.09%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$341 ₽29.2K

97.52%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$910 ₽77.8K

297.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$574 ₽49.0K

202.31%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$2,291 ₽195.8K

23.50%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

$1,264 ₽108.0K

82.55%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

21.33

-35.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Novomoskovsk: October 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,127 in Ubud, Bali and $397 in Novomoskovsk. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $40.00 in Novomoskovsk. Groceries flip the comparison at $290 vs $198, with Novomoskovsk cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Novomoskovsk: Cost of Living - Frequently Asked Questions

Ubud, Bali and Novomoskovsk differ by about 32% in total monthly costs ($1,348 vs $1,021 including rent). Novomoskovsk is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,022 in Ubud, Bali and $1,532 in Novomoskovsk to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,127 in Ubud, Bali versus $397 in Novomoskovsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $486 in Ubud, Bali versus $337 in Novomoskovsk. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Novomoskovsk – a meal for two runs $40.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,021 in Novomoskovsk versus $1,348 in Ubud, Bali, a $2,000 budget is realistic in Novomoskovsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Novomoskovsk the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Novomoskovsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Novomoskovsk gentler on the wallet – expenses run 32% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.