Last update: Oct 2026

Cost of Living Comparison Between Nigeria and Ubud, Bali

For one person, living is cheaper in Nigeria: $756 a month against $1,348 in Ubud, Bali, rent and utilities included – about $7,100 less a year. Rent and utilities account for most of the difference.

37

Cost of Living Index in Nigeria
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Nigeria Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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🇳🇬 Nigeria

$756

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

🙂 Solo nomad: Nigeria is 31% cheaper than Ubud, Bali without rent, and 43.9% cheaper with rent.

🙂 Family of 3: Nigeria is 36.5% cheaper than Ubud, Bali without rent, and 44.6% cheaper with rent.

Meal at Budget Restaurant

$1.84 ₦2,443

$3.33 Rp 59.6K

-44.74%

Three-Course Dinner for Two, Mid-Range

$30.75 ₦40.8K

$35.42 Rp 633.1K

-13.18%

Fast Food Meal (McDonalds, etc)

$4.58 ₦6,079

$5.76 Rp 102.9K

-20.49%

Cappuccino

$2.32 ₦3,085

$2.63 Rp 47.0K

-11.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 ₦484

$1.74 Rp 31.0K

-79.31%

Water (0.33 liter bottle)

$0.22 ₦293

$0.77 Rp 13.8K

-71.43%

Local Beer (0.5 liter draught)

$0.76 ₦1,008

$2.71 Rp 48.4K

-71.96%

Imported Beer (0.33 liter bottle)

$1.29 ₦1,707

$4.52 Rp 80.8K

-71.46%

Milk (1 liter)

$2.79 ₦3,700

$1.53 Rp 27.4K

82.35%

White Bread (500g)

$1.02 ₦1,354

$2.20 Rp 39.2K

-53.64%

Rice (white) (1kg)

$1.52 ₦2,024

$1.22 Rp 21.8K

24.59%

Eggs

$1.62 ₦2,159

$2.14 Rp 38.2K

-24.30%

Local Cheese (1kg)

$5.91 ₦7,856

$17.73 Rp 316.9K

-66.67%

Chicken Fillets (1kg)

$4.28 ₦5,683

$3.86 Rp 68.9K

10.88%

Beef Round Steak (1kg)

$3.86 ₦5,125

$12.03 Rp 215.0K

-67.91%

Apples (1kg)

$2.39 ₦3,180

$3.61 Rp 64.5K

-33.80%

Banana (1kg)

$1.35 ₦1,791

$1.51 Rp 27.1K

-10.60%

Oranges (1kg)

$1.27 ₦1,683

$2.32 Rp 41.4K

-45.26%

Tomato (1kg)

$1.60 ₦2,131

$2.00 Rp 35.8K

-20.00%

Potato (1kg)

$1.62 ₦2,155

$1.81 Rp 32.4K

-10.50%

Onion (1kg)

$1.37 ₦1,825

$2.39 Rp 42.7K

-42.68%

Lettuce (1 head)

$0.62 ₦823

$0.99 Rp 17.8K

-37.37%

Water (1.5 liter bottle)

$0.36 ₦481

$0.52 Rp 9,373

-30.77%

Cigarettes 20 Pack (Marlboro, Camel)

$0.77 ₦1,023

$2.18 Rp 39.0K

-64.68%

Wine (Bottle)

$3.91 ₦5,199

$22.98 Rp 410.7K

-82.99%

Local Beer (0.5 liter bottle)

$0.68 ₦901

$2.40 Rp 42.8K

-71.67%

Imported Beer (0.33 liter bottle)

$0.82 ₦1,087

$3.00 Rp 53.6K

-72.67%

One-way Ticket (Public Transport)

$0.37 ₦489

$0.24 Rp 4,255

54.17%

Public Transport Monthly Pass (Regular Price)

$15.10 ₦20.1K

$6.99 Rp 125.0K

116.02%

Taxi Start (Normal Tariff)

$0.61 ₦813

$0.44 Rp 7,876

38.64%

Taxi (Normal Tariff) (1km)

$1.09 ₦1,442

$0.42 Rp 7,582

159.52%

Taxi 1hour Waiting (Normal Tariff)

$2.21 ₦2,931

$5.45 Rp 97.4K

-59.45%

Gasoline (1 liter)

$0.61 ₦815

$0.84 Rp 15.1K

-27.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.5K ₦15.3M

$24.3K Rp 434.8M

-52.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.6K ₦22.0M

$31.9K Rp 570.0M

-47.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$70.7 ₦93.8K

$80.8 Rp 1.4M

-12.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.14 ₦6,827

$6.58 Rp 117.6K

-21.88%

Internet (50+ Mbps, Unlimited Data)

$22.46 ₦29.8K

$18.24 Rp 326.1K

23.14%

Gym Membership (Monthly)

$20.13 ₦26.7K

$55.1 Rp 985.4K

-63.49%

Tennis Court (1 Hour on Weekend)

$6.84 ₦9,083

$18.51 Rp 330.9K

-63.05%

Cinema Ticket

$4.67 ₦6,208

$4.24 Rp 75.9K

10.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$63.6 ₦84.5K

$486 Rp 8.7M

-86.91%

International Primary School, 1 Child (Yearly)

$4,258 ₦5.7M

$5,676 Rp 101.5M

-24.99%

Jeans (Levis 501 Or Similar)

$12.90 ₦17.1K

$45.18 Rp 807.6K

-71.45%

Summer Dress (H&M, Zara, etc)

$19.86 ₦26.4K

$34.57 Rp 617.9K

-42.55%

Sport Shoes (Adidas, Nike)

$35.48 ₦47.1K

$79.2 Rp 1.4M

-55.17%

Men's Leather Business Shoes

$36.69 ₦48.7K

$77.6 Rp 1.4M

-52.73%

1-bedroom Apartment, City Center (Monthly)

$496 ₦659.2K

$1,127 Rp 20.1M

-55.95%

1-bedroom Apartment, Outside City Center (Monthly)

$327 ₦433.9K

$674 Rp 12.1M

-51.54%

3-bedroom Apartment, City Center (Monthly)

$1,499 ₦2.0M

$3,618 Rp 64.7M

-58.58%

3-bedroom Apartment, Outside City Center (Monthly)

$840 ₦1.1M

$1,735 Rp 31.0M

-51.56%

Buy Apartment in City Center (m2)

$2,614 ₦3.5M

$2,829 Rp 50.6M

-7.61%

Buy Apartment Outside City Center (m2)

$1,182 ₦1.6M

$2,307 Rp 41.2M

-48.78%

Average Monthly Net Salary (After Tax)

$92.2 ₦122.5K

$166 Rp 3.0M

-44.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.83

13.78

29.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nigeria: October 5, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nigeria

$327 43.5%

Ubud, Bali

$674 49.6% 106% $348

Groceries & Markets

Nigeria

$162 21.5%

Ubud, Bali

$290 21.4% 79.3% $128

Monthly Utilities & Internet

Nigeria

$98 13.1%

Ubud, Bali

$106 7.8% 7.5% $7.4

Eating Out

Nigeria

$65 8.7%

Ubud, Bali

$108 8% 66.3% $43

Clothing & Footwear

Nigeria

$47 6.3%

Ubud, Bali

$106 7.8% 125% $59

Sport & Entertainment

Nigeria

$29 3.9%

Ubud, Bali

$64 4.7% 116% $34

Getting Around

Nigeria

$23 3%

Ubud, Bali

$11 0.8% 53.6% $12

Good to know

🇳🇬 Nigeria

🇮🇩 Ubud, Bali

🕒 Local time

03:37 3:37 AM

10:37 10:37 AM

7 h ahead of Nigeria

🌤 Weather

👥 Population

211,400,708

74,800

💱 Currency

Nigerian Naira NGN ₦

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 NGN = 7.53 USD

10,000 NGN = 6.71 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to NGN – Nigerian Naira Converter

🇺🇸 United States Dollar ($)

🇳🇬 Nigerian Naira (₦)

Nigerian Naira exchange rates as of October 10, 2026: 1 USD = 1,328 NGN (10,000 NGN = 7.53 USD). 1 EUR = 1,490 NGN (10,000 NGN = 6.71 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

USD to NGN in detail →

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