Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Yonkers, NY

For one person, living is cheaper in Yonkers, NY: $3,572 a month against $4,950 in New York, NY, rent and utilities included – about $16,500 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
173

Cost of Living Index in Yonkers, NY
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Yonkers, NY Living Index

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New York, NY

🇺🇸 United States

$4,950

/mo nomad

Yonkers, NY

🇺🇸 United States

$3,572

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Yonkers, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Yonkers, NY actually costs, broken down by who's living it.

A single person spends $4,950 per month in New York, NY vs $3,572 in Yonkers, NY, rent included.

New York, NY $4,950
Yonkers, NY $3,572

A couple spends around $7,265 per month in New York, NY vs $5,100 in Yonkers, NY, rent included.

New York, NY $7,265
Yonkers, NY $5,100

A family of three spends $9,581 per month in New York, NY vs $6,627 in Yonkers, NY, rent included.

New York, NY $9,581
Yonkers, NY $6,627

New York, NY costs about 39% more than Yonkers, NY, and outside of rent the biggest gap is in groceries.

Both New York, NY and Yonkers, NY sit above the global median – New York, NY by 267%, Yonkers, NY by 165%.

Meal at Budget Restaurant

$24.65 $24.65

$25.14 $25.14

-1.95%

Three-Course Dinner for Two, Mid-Range

$122 $122

$98.3 $98.3

23.63%

Fast Food Meal (McDonalds, etc)

$13.91 $13.91

$11.10 $11.10

25.32%

Cappuccino

$6.59 $6.59

$5.66 $5.66

16.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.84 $3.84

$2.54 $2.54

51.18%

Water (0.33 liter bottle)

$2.87 $2.87

$1.90 $1.90

51.05%

Local Beer (0.5 liter draught)

$7.79 $7.79

$7.96 $7.96

-2.14%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$7.91 $7.91

24.53%

Milk (1 liter)

$1.38 $1.38

$1.42 $1.42

-2.82%

White Bread (500g)

$4.68 $4.68

$4.32 $4.32

8.33%

Rice (white) (1kg)

$7.54 $7.54

$7.27 $7.27

3.71%

Eggs

$5.93 $5.93

$5.39 $5.39

10.02%

Local Cheese (1kg)

$18.83 $18.83

$12.10 $12.10

55.62%

Chicken Fillets (1kg)

$17.36 $17.36

$12.85 $12.85

35.10%

Beef Round Steak (1kg)

$18.51 $18.51

$17.10 $17.10

8.25%

Apples (1kg)

$6.74 $6.74

$5.25 $5.25

28.38%

Banana (1kg)

$2.09 $2.09

$1.56 $1.56

33.97%

Oranges (1kg)

$6.07 $6.07

$5.01 $5.01

21.16%

Tomato (1kg)

$6.74 $6.74

$5.26 $5.26

28.14%

Potato (1kg)

$4.05 $4.05

$2.75 $2.75

47.27%

Onion (1kg)

$4.37 $4.37

$3.13 $3.13

39.62%

Lettuce (1 head)

$2.89 $2.89

$2.41 $2.41

19.92%

Water (1.5 liter bottle)

$2.60 $2.60

$2.41 $2.41

7.88%

Cigarettes 20 Pack (Marlboro, Camel)

$18.72 $18.72

$13.09 $13.09

43.01%

Wine (Bottle)

$20.06 $20.06

$19.48 $19.48

2.98%

Local Beer (0.5 liter bottle)

$3.25 $3.25

$1.75 $1.75

85.71%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$4.30 $4.30

-13.26%

One-way Ticket (Public Transport)

$3.06 $3.06

$3.03 $3.03

0.99%

Public Transport Monthly Pass (Regular Price)

$140 $140

$133 $133

5.42%

Taxi Start (Normal Tariff)

$3.04 $3.04

$3.01 $3.01

1.00%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$1.53 $1.53

40.52%

Taxi 1hour Waiting (Normal Tariff)

$41.82 $41.82

$24.39 $24.39

71.46%

Gasoline (1 liter)

$1.12 $1.12

$1.07 $1.07

4.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K $35.5K

$36.5K $36.5K

-2.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$25.7K $25.7K

1.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$212 $212

3.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.2 $73.2

$64.5 $64.5

13.40%

Internet (50+ Mbps, Unlimited Data)

$72.0 $72.0

$65.9 $65.9

9.22%

Gym Membership (Monthly)

$123 $123

$91.5 $91.5

34.03%

Tennis Court (1 Hour on Weekend)

$67.7 $67.7

$7.92 $7.92

754.42%

Cinema Ticket

$22.85 $22.85

$15.56 $15.56

46.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,333 $3,333

$1,449 $1,449

130.05%

International Primary School, 1 Child (Yearly)

$60.0K $60.0K

$41.9K $41.9K

43.28%

Jeans (Levis 501 Or Similar)

$75.2 $75.2

$44.97 $44.97

67.20%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$47.07 $47.07

11.30%

Sport Shoes (Adidas, Nike)

$122 $122

$85.2 $85.2

42.82%

Men's Leather Business Shoes

$133 $133

$150 $150

-11.25%

1-bedroom Apartment, City Center (Monthly)

$4,389 $4,389

$1,926 $1,926

127.81%

1-bedroom Apartment, Outside City Center (Monthly)

$3,130 $3,130

$1,976 $1,976

58.36%

3-bedroom Apartment, City Center (Monthly)

$8,918 $8,918

$3,008 $3,008

196.51%

3-bedroom Apartment, Outside City Center (Monthly)

$5,354 $5,354

$3,039 $3,039

76.19%

Buy Apartment in City Center (m2)

$19.4K $19.4K

$3,841 $3,841

405.21%

Buy Apartment Outside City Center (m2)

$6,806 $6,806

$2,702 $2,702

151.88%

Average Monthly Net Salary (After Tax)

$5,343 $5,343

$4,410 $4,410

21.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.75

1.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 13, 2026

Last update for Yonkers, NY: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.2%

Yonkers, NY

$2K 55.3% 36.9% $1.2K

Groceries & Markets

New York, NY

$545 11%

Yonkers, NY

$451 12.6% 17.2% $94

Eating Out

New York, NY

$404 8.2%

Yonkers, NY

$376 10.5% 6.9% $28

Monthly Utilities & Internet

New York, NY

$364 7.4%

Yonkers, NY

$343 9.6% 5.9% $21

Clothing & Footwear

New York, NY

$172 3.5%

Yonkers, NY

$147 4.1% 14.4% $25

Sport & Entertainment

New York, NY

$168 3.4%

Yonkers, NY

$123 3.4% 27.2% $46

Getting Around

New York, NY

$167 3.4%

Yonkers, NY

$156 4.4% 6.3% $10

Cost Breakdown

A central one-bedroom costs $4,389 in New York, NY versus $1,926 in Yonkers, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $122 in New York, NY versus $98.0 in Yonkers, NY. Monthly groceries follow the same trend: $545 vs $451 – making Yonkers, NY the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Yonkers, NY

🕒 Local time

14:28 2:28 PM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

211,569

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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New York, NY Yonkers, NY 41 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Yonkers, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 39% more than Yonkers, NY, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,424 per month in New York, NY and $5,358 in Yonkers, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Yonkers, NY, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $3,333 per month in New York, NY and $1,449 in Yonkers, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 21% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$3,000 is a stretch for both – monthly costs hit $4,950 in New York, NY and $3,572 in Yonkers, NY. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Yonkers, NY costs $3,572 versus $4,950 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Yonkers, NY. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.