Last update: Oct 2026

Cost of Living Comparison Between Yonkers, NY and New York, NY

For one person, living is cheaper in Yonkers, NY: $3,572 a month against $4,950 in New York, NY, rent and utilities included – about $16,500 less a year. Rent and utilities account for most of the difference.

173

Cost of Living Index in Yonkers, NY
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Yonkers, NY Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Yonkers, NY

🇺🇸 United States

$3,572

/mo nomad

New York, NY

🇺🇸 United States

$4,950

/mo nomad

Monthly Cost of Living

How much you'll spend in Yonkers, NY and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Yonkers, NY and in New York, NY actually costs, broken down by who's living it.

A single person spends $3,572 per month in Yonkers, NY vs $4,950 in New York, NY, rent included.

Yonkers, NY $3,572
New York, NY $4,950

A couple spends around $5,100 per month in Yonkers, NY vs $7,265 in New York, NY, rent included.

Yonkers, NY $5,100
New York, NY $7,265

A family of three spends $6,627 per month in Yonkers, NY vs $9,581 in New York, NY, rent included.

Yonkers, NY $6,627
New York, NY $9,581

Yonkers, NY is about 28% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Yonkers, NY and New York, NY sit above the global median – Yonkers, NY by 165%, New York, NY by 267%.

Meal at Budget Restaurant

$25.14 $25.14

$24.65 $24.65

1.99%

Three-Course Dinner for Two, Mid-Range

$98.3 $98.3

$122 $122

-19.11%

Fast Food Meal (McDonalds, etc)

$11.10 $11.10

$13.91 $13.91

-20.20%

Cappuccino

$5.66 $5.66

$6.59 $6.59

-14.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.54 $2.54

$3.84 $3.84

-33.85%

Water (0.33 liter bottle)

$1.90 $1.90

$2.87 $2.87

-33.80%

Local Beer (0.5 liter draught)

$7.96 $7.96

$7.79 $7.79

2.18%

Imported Beer (0.33 liter bottle)

$7.91 $7.91

$9.85 $9.85

-19.70%

Milk (1 liter)

$1.42 $1.42

$1.38 $1.38

2.90%

White Bread (500g)

$4.32 $4.32

$4.68 $4.68

-7.69%

Rice (white) (1kg)

$7.27 $7.27

$7.54 $7.54

-3.58%

Eggs

$5.39 $5.39

$5.93 $5.93

-9.11%

Local Cheese (1kg)

$12.10 $12.10

$18.83 $18.83

-35.74%

Chicken Fillets (1kg)

$12.85 $12.85

$17.36 $17.36

-25.98%

Beef Round Steak (1kg)

$17.10 $17.10

$18.51 $18.51

-7.62%

Apples (1kg)

$5.25 $5.25

$6.74 $6.74

-22.11%

Banana (1kg)

$1.56 $1.56

$2.09 $2.09

-25.36%

Oranges (1kg)

$5.01 $5.01

$6.07 $6.07

-17.46%

Tomato (1kg)

$5.26 $5.26

$6.74 $6.74

-21.96%

Potato (1kg)

$2.75 $2.75

$4.05 $4.05

-32.10%

Onion (1kg)

$3.13 $3.13

$4.37 $4.37

-28.38%

Lettuce (1 head)

$2.41 $2.41

$2.89 $2.89

-16.61%

Water (1.5 liter bottle)

$2.41 $2.41

$2.60 $2.60

-7.31%

Cigarettes 20 Pack (Marlboro, Camel)

$13.09 $13.09

$18.72 $18.72

-30.07%

Wine (Bottle)

$19.48 $19.48

$20.06 $20.06

-2.89%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$3.25 $3.25

-46.15%

Imported Beer (0.33 liter bottle)

$4.30 $4.30

$3.73 $3.73

15.28%

One-way Ticket (Public Transport)

$3.03 $3.03

$3.06 $3.06

-0.98%

Public Transport Monthly Pass (Regular Price)

$133 $133

$140 $140

-5.14%

Taxi Start (Normal Tariff)

$3.01 $3.01

$3.04 $3.04

-0.99%

Taxi (Normal Tariff) (1km)

$1.53 $1.53

$2.15 $2.15

-28.84%

Taxi 1hour Waiting (Normal Tariff)

$24.39 $24.39

$41.82 $41.82

-41.68%

Gasoline (1 liter)

$1.07 $1.07

$1.12 $1.12

-4.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.5K $36.5K

$35.5K $35.5K

2.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.0K $26.0K

-1.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$212 $212

$219 $219

-3.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$64.5 $64.5

$73.2 $73.2

-11.82%

Internet (50+ Mbps, Unlimited Data)

$65.9 $65.9

$72.0 $72.0

-8.45%

Gym Membership (Monthly)

$91.5 $91.5

$123 $123

-25.39%

Tennis Court (1 Hour on Weekend)

$7.92 $7.92

$67.7 $67.7

-88.30%

Cinema Ticket

$15.56 $15.56

$22.85 $22.85

-31.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,449 $1,449

$3,333 $3,333

-56.53%

International Primary School, 1 Child (Yearly)

$41.9K $41.9K

$60.0K $60.0K

-30.21%

Jeans (Levis 501 Or Similar)

$44.97 $44.97

$75.2 $75.2

-40.19%

Summer Dress (H&M, Zara, etc)

$47.07 $47.07

$52.4 $52.4

-10.15%

Sport Shoes (Adidas, Nike)

$85.2 $85.2

$122 $122

-29.98%

Men's Leather Business Shoes

$150 $150

$133 $133

12.68%

1-bedroom Apartment, City Center (Monthly)

$1,926 $1,926

$4,389 $4,389

-56.10%

1-bedroom Apartment, Outside City Center (Monthly)

$1,976 $1,976

$3,130 $3,130

-36.85%

3-bedroom Apartment, City Center (Monthly)

$3,008 $3,008

$8,918 $8,918

-66.27%

3-bedroom Apartment, Outside City Center (Monthly)

$3,039 $3,039

$5,354 $5,354

-43.24%

Buy Apartment in City Center (m2)

$3,841 $3,841

$19.4K $19.4K

-80.21%

Buy Apartment Outside City Center (m2)

$2,702 $2,702

$6,806 $6,806

-60.30%

Average Monthly Net Salary (After Tax)

$4,410 $4,410

$5,343 $5,343

-17.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

6.82

-1.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Yonkers, NY: October 11, 2026

Last update for New York, NY: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Yonkers, NY

$2K 55.3%

New York, NY

$3.1K 63.2% 58.4% $1.2K

Groceries & Markets

Yonkers, NY

$451 12.6%

New York, NY

$545 11% 20.8% $94

Eating Out

Yonkers, NY

$376 10.5%

New York, NY

$404 8.2% 7.4% $28

Monthly Utilities & Internet

Yonkers, NY

$343 9.6%

New York, NY

$364 7.4% 6.3% $21

Getting Around

Yonkers, NY

$156 4.4%

New York, NY

$167 3.4% 6.7% $10

Clothing & Footwear

Yonkers, NY

$147 4.1%

New York, NY

$172 3.5% 16.8% $25

Sport & Entertainment

Yonkers, NY

$123 3.4%

New York, NY

$168 3.4% 37.3% $46

Cost Breakdown

A central one-bedroom costs $1,926 in Yonkers, NY versus $4,389 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $98.0 in Yonkers, NY versus $122 in New York, NY. Monthly groceries follow the same trend: $451 vs $545 – making Yonkers, NY the more affordable choice for daily food spending.

Good to know

🇺🇸 Yonkers, NY

🇺🇸 New York, NY

🕒 Local time

14:28 2:28 PM

Same time as Yonkers, NY

🌤 Weather

👥 Population

211,569

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Yonkers, NY New York, NY 41 km

From you

Yonkers, NY
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Yonkers, NY vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 39% more than Yonkers, NY, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,358 per month in Yonkers, NY and $7,424 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Yonkers, NY, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,449 per month in Yonkers, NY and $3,333 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 21% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$3,000 is a stretch for both – monthly costs hit $3,572 in Yonkers, NY and $4,950 in New York, NY. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Yonkers, NY costs $3,572 versus $4,950 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Yonkers, NY. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.