Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Yarmouth

For one person, living is cheaper in Yarmouth: $2,171 a month against $4,950 in New York, NY, rent and utilities included – about $33,300 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
105

Cost of Living Index in Yarmouth
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Yarmouth Living Index

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New York, NY

🇺🇸 United States

$4,950

/mo nomad

Yarmouth

🇨🇦 Canada

$2,171

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Yarmouth

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Yarmouth actually costs, broken down by who's living it.

A single person spends $4,950 per month in New York, NY vs $2,171 in Yarmouth, rent included.

New York, NY $4,950
Yarmouth $2,171

A couple spends around $7,265 per month in New York, NY vs $2,914 in Yarmouth, rent included.

New York, NY $7,265
Yarmouth $2,914

A family of three spends $9,581 per month in New York, NY vs $3,658 in Yarmouth, rent included.

New York, NY $9,581
Yarmouth $3,658

New York, NY costs about 128% more than Yarmouth, and outside of rent the biggest gap is in groceries.

Both New York, NY and Yarmouth sit above the global median – New York, NY by 267%, Yarmouth by 61%.

Meal at Budget Restaurant

$24.65 $24.65

$17.24 CA$24.52

42.98%

Three-Course Dinner for Two, Mid-Range

$122 $122

$64.2 CA$91.2

89.40%

Fast Food Meal (McDonalds, etc)

$13.91 $13.91

$10.49 CA$14.91

32.60%

Cappuccino

$6.59 $6.59

$4.08 CA$5.80

61.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.84 $3.84

$2.20 CA$3.12

74.55%

Water (0.33 liter bottle)

$2.87 $2.87

$1.72 CA$2.45

66.86%

Local Beer (0.5 liter draught)

$7.79 $7.79

$5.59 CA$7.95

39.36%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$5.62 CA$7.99

75.27%

Milk (1 liter)

$1.38 $1.38

$1.80 CA$2.56

-23.33%

White Bread (500g)

$4.68 $4.68

$2.43 CA$3.45

92.59%

Rice (white) (1kg)

$7.54 $7.54

$3.47 CA$4.93

117.29%

Eggs

$5.93 $5.93

$3.47 CA$4.93

70.89%

Local Cheese (1kg)

$18.83 $18.83

$8.84 CA$12.56

113.01%

Chicken Fillets (1kg)

$17.36 $17.36

$11.16 CA$15.87

55.56%

Beef Round Steak (1kg)

$18.51 $18.51

$7.32 CA$10.40

152.87%

Apples (1kg)

$6.74 $6.74

$3.15 CA$4.48

113.97%

Banana (1kg)

$2.09 $2.09

$1.70 CA$2.41

22.94%

Oranges (1kg)

$6.07 $6.07

$3.48 CA$4.95

74.43%

Tomato (1kg)

$6.74 $6.74

$2.65 CA$3.77

154.34%

Potato (1kg)

$4.05 $4.05

$2.33 CA$3.31

73.82%

Onion (1kg)

$4.37 $4.37

$1.73 CA$2.46

152.60%

Lettuce (1 head)

$2.89 $2.89

$2.55 CA$3.63

13.33%

Water (1.5 liter bottle)

$2.60 $2.60

$1.66 CA$2.36

56.63%

Cigarettes 20 Pack (Marlboro, Camel)

$18.72 $18.72

$15.14 CA$21.52

23.65%

Wine (Bottle)

$20.06 $20.06

$16.32 CA$23.20

22.92%

Local Beer (0.5 liter bottle)

$3.25 $3.25

$3.46 CA$4.92

-6.07%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$3.37 CA$4.79

10.68%

One-way Ticket (Public Transport)

$3.06 $3.06

$1.56 CA$2.22

96.15%

Public Transport Monthly Pass (Regular Price)

$140 $140

$46.58 CA$66.2

201.59%

Taxi Start (Normal Tariff)

$3.04 $3.04

$3.22 CA$4.59

-5.59%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$1.22 CA$1.73

76.23%

Taxi 1hour Waiting (Normal Tariff)

$41.82 $41.82

$14.82 CA$21.07

182.19%

Gasoline (1 liter)

$1.12 $1.12

$1.22 CA$1.73

-8.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K $35.5K

$25.0K CA$35.5K

42.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$21.4K CA$30.4K

21.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$144 CA$204

52.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.2 $73.2

$42.00 CA$59.7

74.26%

Internet (50+ Mbps, Unlimited Data)

$72.0 $72.0

$66.8 CA$95.0

7.79%

Gym Membership (Monthly)

$123 $123

$56.8 CA$80.8

115.85%

Tennis Court (1 Hour on Weekend)

$67.7 $67.7

$14.53 CA$20.65

365.73%

Cinema Ticket

$22.85 $22.85

$9.84 CA$13.99

132.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,333 $3,333

$860 CA$1,222

287.72%

International Primary School, 1 Child (Yearly)

$60.0K $60.0K

$15.0K CA$21.3K

301.08%

Jeans (Levis 501 Or Similar)

$75.2 $75.2

$43.75 CA$62.2

71.86%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$32.25 CA$45.85

62.45%

Sport Shoes (Adidas, Nike)

$122 $122

$95.6 CA$136

27.32%

Men's Leather Business Shoes

$133 $133

$115 CA$163

16.10%

1-bedroom Apartment, City Center (Monthly)

$4,389 $4,389

$1,133 CA$1,611

287.35%

1-bedroom Apartment, Outside City Center (Monthly)

$3,130 $3,130

$1,053 CA$1,497

197.30%

3-bedroom Apartment, City Center (Monthly)

$8,918 $8,918

$1,917 CA$2,725

365.31%

3-bedroom Apartment, Outside City Center (Monthly)

$5,354 $5,354

$1,191 CA$1,693

349.51%

Buy Apartment in City Center (m2)

$19.4K $19.4K

$1,406 CA$1,999

1280.01%

Buy Apartment Outside City Center (m2)

$6,806 $6,806

$1,269 CA$1,804

436.45%

Average Monthly Net Salary (After Tax)

$5,343 $5,343

$2,644 CA$3,759

102.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

4.95

37.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 13, 2026

Last update for Yarmouth: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.2%

Yarmouth

$1.1K 48.5% 66.4% $2.1K

Groceries & Markets

New York, NY

$545 11%

Yarmouth

$325 15% 40.4% $220

Eating Out

New York, NY

$404 8.2%

Yarmouth

$273 12.6% 32.3% $130

Monthly Utilities & Internet

New York, NY

$364 7.4%

Yarmouth

$252 11.6% 30.7% $112

Clothing & Footwear

New York, NY

$172 3.5%

Yarmouth

$129 5.9% 25.1% $43

Sport & Entertainment

New York, NY

$168 3.4%

Yarmouth

$77 3.5% 54.6% $92

Getting Around

New York, NY

$167 3.4%

Yarmouth

$62 2.9% 62.7% $104

Cost Breakdown

A central one-bedroom costs $4,389 in New York, NY versus $1,133 in Yarmouth. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 102% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $122 in New York, NY versus $64.0 in Yarmouth. Monthly groceries follow the same trend: $545 vs $325 – making Yarmouth the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇨🇦 Yarmouth

🕒 Local time

23:21 11:21 PM

00:21 12:21 AM

1 h ahead of New York, NY

🌤 Weather

👥 Population

8,804,190

6,500

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.893 EUR

1 CAD = 0.703 USD

1 CAD = 0.628 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 15, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

Canadian Dollar exchange rates as of October 15, 2026: 1 USD = 1.42 CAD (1 CAD = 0.703 USD). 1 EUR = 1.59 CAD (1 CAD = 0.628 EUR).

CAD to USD in detail →

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New York, NY Yarmouth 750 km ≈ 1 h 30 min nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Yarmouth: Cost of Living - Frequently Asked Questions

New York, NY costs about 128% more than Yarmouth, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,424 per month in New York, NY and $3,256 in Yarmouth. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Yarmouth, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $3,333 per month in New York, NY and $860 in Yarmouth. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 68% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Yarmouth, where all-in costs run around $2,171, than in New York, NY at $4,950. In Yarmouth it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Yarmouth costs $2,171 versus $4,950 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Yarmouth. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.