Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Sioux Falls, SD

For one person, living is cheaper in Sioux Falls, SD: $2,114 a month against $4,950 in New York, NY, rent and utilities included – about $34,000 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
103

Cost of Living Index in Sioux Falls, SD
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Sioux Falls, SD Living Index

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New York, NY

🇺🇸 United States

$4,950

/mo nomad

Sioux Falls, SD

🇺🇸 United States

$2,114

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Sioux Falls, SD

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Sioux Falls, SD actually costs, broken down by who's living it.

A single person spends $4,950 per month in New York, NY vs $2,114 in Sioux Falls, SD, rent included.

New York, NY $4,950
Sioux Falls, SD $2,114

A couple spends around $7,265 per month in New York, NY vs $3,124 in Sioux Falls, SD, rent included.

New York, NY $7,265
Sioux Falls, SD $3,124

A family of three spends $9,581 per month in New York, NY vs $4,133 in Sioux Falls, SD, rent included.

New York, NY $9,581
Sioux Falls, SD $4,133

New York, NY costs about 134% more than Sioux Falls, SD, and outside of rent the biggest gap is in groceries.

Both New York, NY and Sioux Falls, SD sit above the global median – New York, NY by 267%, Sioux Falls, SD by 57%.

Meal at Budget Restaurant

$24.65 $24.65

$11.88 $11.88

107.49%

Three-Course Dinner for Two, Mid-Range

$122 $122

$75.3 $75.3

61.51%

Fast Food Meal (McDonalds, etc)

$13.91 $13.91

$10.08 $10.08

38.00%

Cappuccino

$6.59 $6.59

$4.24 $4.24

55.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.84 $3.84

$2.73 $2.73

40.66%

Water (0.33 liter bottle)

$2.87 $2.87

$1.86 $1.86

54.30%

Local Beer (0.5 liter draught)

$7.79 $7.79

$4.01 $4.01

94.26%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$6.52 $6.52

51.07%

Milk (1 liter)

$1.38 $1.38

$0.82 $0.82

68.29%

White Bread (500g)

$4.68 $4.68

$2.83 $2.83

65.37%

Rice (white) (1kg)

$7.54 $7.54

$4.75 $4.75

58.74%

Eggs

$5.93 $5.93

$3.48 $3.48

70.40%

Local Cheese (1kg)

$18.83 $18.83

$12.53 $12.53

50.28%

Chicken Fillets (1kg)

$17.36 $17.36

$9.49 $9.49

82.93%

Beef Round Steak (1kg)

$18.51 $18.51

$15.56 $15.56

18.96%

Apples (1kg)

$6.74 $6.74

$4.56 $4.56

47.81%

Banana (1kg)

$2.09 $2.09

$1.56 $1.56

33.97%

Oranges (1kg)

$6.07 $6.07

$3.63 $3.63

67.22%

Tomato (1kg)

$6.74 $6.74

$3.50 $3.50

92.57%

Potato (1kg)

$4.05 $4.05

$2.13 $2.13

90.14%

Onion (1kg)

$4.37 $4.37

$3.29 $3.29

32.83%

Lettuce (1 head)

$2.89 $2.89

$2.15 $2.15

34.42%

Water (1.5 liter bottle)

$2.60 $2.60

$1.71 $1.71

52.05%

Cigarettes 20 Pack (Marlboro, Camel)

$18.72 $18.72

$9.66 $9.66

93.79%

Wine (Bottle)

$20.06 $20.06

$10.83 $10.83

85.23%

Local Beer (0.5 liter bottle)

$3.25 $3.25

$2.26 $2.26

43.81%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$2.55 $2.55

46.27%

One-way Ticket (Public Transport)

$3.06 $3.06

$1.46 $1.46

109.59%

Public Transport Monthly Pass (Regular Price)

$140 $140

$30.47 $30.47

361.04%

Taxi Start (Normal Tariff)

$3.04 $3.04

$3.77 $3.77

-19.36%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$1.67 $1.67

28.74%

Taxi 1hour Waiting (Normal Tariff)

$41.82 $41.82

$34.91 $34.91

19.79%

Gasoline (1 liter)

$1.12 $1.12

$1.04 $1.04

7.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K $35.5K

$35.2K $35.2K

0.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$24.8K $24.8K

5.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$251 $251

-12.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.2 $73.2

$46.46 $46.46

57.53%

Internet (50+ Mbps, Unlimited Data)

$72.0 $72.0

$55.9 $55.9

28.83%

Gym Membership (Monthly)

$123 $123

$44.46 $44.46

175.96%

Tennis Court (1 Hour on Weekend)

$67.7 $67.7

$34.80 $34.80

94.45%

Cinema Ticket

$22.85 $22.85

$12.59 $12.59

81.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,333 $3,333

$1,019 $1,019

226.97%

International Primary School, 1 Child (Yearly)

$60.0K $60.0K

$7,667 $7,667

682.44%

Jeans (Levis 501 Or Similar)

$75.2 $75.2

$32.74 $32.74

129.66%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$29.87 $29.87

75.39%

Sport Shoes (Adidas, Nike)

$122 $122

$121 $121

0.16%

Men's Leather Business Shoes

$133 $133

$136 $136

-2.18%

1-bedroom Apartment, City Center (Monthly)

$4,389 $4,389

$1,365 $1,365

221.60%

1-bedroom Apartment, Outside City Center (Monthly)

$3,130 $3,130

$926 $926

237.93%

3-bedroom Apartment, City Center (Monthly)

$8,918 $8,918

$2,033 $2,033

338.61%

3-bedroom Apartment, Outside City Center (Monthly)

$5,354 $5,354

$1,519 $1,519

252.45%

Buy Apartment in City Center (m2)

$19.4K $19.4K

$2,511 $2,511

672.74%

Buy Apartment Outside City Center (m2)

$6,806 $6,806

$2,193 $2,193

210.34%

Average Monthly Net Salary (After Tax)

$5,343 $5,343

$4,306 $4,306

24.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.87

-0.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 13, 2026

Last update for Sioux Falls, SD: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.2%

Sioux Falls, SD

$926 43.8% 70.4% $2.2K

Groceries & Markets

New York, NY

$545 11%

Sioux Falls, SD

$345 16.3% 36.6% $200

Eating Out

New York, NY

$404 8.2%

Sioux Falls, SD

$228 10.8% 43.6% $176

Monthly Utilities & Internet

New York, NY

$364 7.4%

Sioux Falls, SD

$353 16.7% 3.1% $11

Clothing & Footwear

New York, NY

$172 3.5%

Sioux Falls, SD

$144 6.8% 16.3% $28

Sport & Entertainment

New York, NY

$168 3.4%

Sioux Falls, SD

$70 3.3% 58.6% $99

Getting Around

New York, NY

$167 3.4%

Sioux Falls, SD

$48 2.3% 70.9% $118

Cost Breakdown

A central one-bedroom costs $4,389 in New York, NY versus $1,365 in Sioux Falls, SD. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 24% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $122 in New York, NY versus $75.0 in Sioux Falls, SD. Monthly groceries follow the same trend: $545 vs $345 – making Sioux Falls, SD the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Sioux Falls, SD

🕒 Local time

12:45 12:45 PM

11:45 11:45 AM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

192,517

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

New York, NY Sioux Falls, SD 1,880 km ≈ 2 h 45 min nonstop flight

From you

New York, NY
Sioux Falls, SD

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Sioux Falls, SD: Cost of Living - Frequently Asked Questions

New York, NY costs about 134% more than Sioux Falls, SD, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,424 per month in New York, NY and $3,171 in Sioux Falls, SD. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sioux Falls, SD, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $3,333 per month in New York, NY and $1,019 in Sioux Falls, SD. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 58% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Sioux Falls, SD, where all-in costs run around $2,114, than in New York, NY at $4,950. In Sioux Falls, SD it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Sioux Falls, SD costs $2,114 versus $4,950 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sioux Falls, SD. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.