Last update: Oct 2026

Cost of Living Comparison Between Sioux Falls, SD and New York, NY

For one person, living is cheaper in Sioux Falls, SD: $2,114 a month against $4,950 in New York, NY, rent and utilities included – about $34,000 less a year. Rent and utilities account for most of the difference.

103

Cost of Living Index in Sioux Falls, SD
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Sioux Falls, SD Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Sioux Falls, SD

🇺🇸 United States

$2,114

/mo nomad

New York, NY

🇺🇸 United States

$4,950

/mo nomad

Monthly Cost of Living

How much you'll spend in Sioux Falls, SD and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sioux Falls, SD and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,114 per month in Sioux Falls, SD vs $4,950 in New York, NY, rent included.

Sioux Falls, SD $2,114
New York, NY $4,950

A couple spends around $3,124 per month in Sioux Falls, SD vs $7,265 in New York, NY, rent included.

Sioux Falls, SD $3,124
New York, NY $7,265

A family of three spends $4,133 per month in Sioux Falls, SD vs $9,581 in New York, NY, rent included.

Sioux Falls, SD $4,133
New York, NY $9,581

Sioux Falls, SD is about 57% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Sioux Falls, SD and New York, NY sit above the global median – Sioux Falls, SD by 57%, New York, NY by 267%.

Meal at Budget Restaurant

$11.88 $11.88

$24.65 $24.65

-51.81%

Three-Course Dinner for Two, Mid-Range

$75.3 $75.3

$122 $122

-38.09%

Fast Food Meal (McDonalds, etc)

$10.08 $10.08

$13.91 $13.91

-27.53%

Cappuccino

$4.24 $4.24

$6.59 $6.59

-35.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 $2.73

$3.84 $3.84

-28.91%

Water (0.33 liter bottle)

$1.86 $1.86

$2.87 $2.87

-35.19%

Local Beer (0.5 liter draught)

$4.01 $4.01

$7.79 $7.79

-48.52%

Imported Beer (0.33 liter bottle)

$6.52 $6.52

$9.85 $9.85

-33.81%

Milk (1 liter)

$0.82 $0.82

$1.38 $1.38

-40.58%

White Bread (500g)

$2.83 $2.83

$4.68 $4.68

-39.53%

Rice (white) (1kg)

$4.75 $4.75

$7.54 $7.54

-37.00%

Eggs

$3.48 $3.48

$5.93 $5.93

-41.32%

Local Cheese (1kg)

$12.53 $12.53

$18.83 $18.83

-33.46%

Chicken Fillets (1kg)

$9.49 $9.49

$17.36 $17.36

-45.33%

Beef Round Steak (1kg)

$15.56 $15.56

$18.51 $18.51

-15.94%

Apples (1kg)

$4.56 $4.56

$6.74 $6.74

-32.34%

Banana (1kg)

$1.56 $1.56

$2.09 $2.09

-25.36%

Oranges (1kg)

$3.63 $3.63

$6.07 $6.07

-40.20%

Tomato (1kg)

$3.50 $3.50

$6.74 $6.74

-48.07%

Potato (1kg)

$2.13 $2.13

$4.05 $4.05

-47.41%

Onion (1kg)

$3.29 $3.29

$4.37 $4.37

-24.71%

Lettuce (1 head)

$2.15 $2.15

$2.89 $2.89

-25.61%

Water (1.5 liter bottle)

$1.71 $1.71

$2.60 $2.60

-34.23%

Cigarettes 20 Pack (Marlboro, Camel)

$9.66 $9.66

$18.72 $18.72

-48.40%

Wine (Bottle)

$10.83 $10.83

$20.06 $20.06

-46.01%

Local Beer (0.5 liter bottle)

$2.26 $2.26

$3.25 $3.25

-30.46%

Imported Beer (0.33 liter bottle)

$2.55 $2.55

$3.73 $3.73

-31.64%

One-way Ticket (Public Transport)

$1.46 $1.46

$3.06 $3.06

-52.29%

Public Transport Monthly Pass (Regular Price)

$30.47 $30.47

$140 $140

-78.31%

Taxi Start (Normal Tariff)

$3.77 $3.77

$3.04 $3.04

24.01%

Taxi (Normal Tariff) (1km)

$1.67 $1.67

$2.15 $2.15

-22.33%

Taxi 1hour Waiting (Normal Tariff)

$34.91 $34.91

$41.82 $41.82

-16.52%

Gasoline (1 liter)

$1.04 $1.04

$1.12 $1.12

-7.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.2K $35.2K

$35.5K $35.5K

-0.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K $24.8K

$26.0K $26.0K

-4.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$251 $251

$219 $219

14.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.46 $46.46

$73.2 $73.2

-36.52%

Internet (50+ Mbps, Unlimited Data)

$55.9 $55.9

$72.0 $72.0

-22.38%

Gym Membership (Monthly)

$44.46 $44.46

$123 $123

-63.76%

Tennis Court (1 Hour on Weekend)

$34.80 $34.80

$67.7 $67.7

-48.57%

Cinema Ticket

$12.59 $12.59

$22.85 $22.85

-44.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,019 $1,019

$3,333 $3,333

-69.42%

International Primary School, 1 Child (Yearly)

$7,667 $7,667

$60.0K $60.0K

-87.22%

Jeans (Levis 501 Or Similar)

$32.74 $32.74

$75.2 $75.2

-56.46%

Summer Dress (H&M, Zara, etc)

$29.87 $29.87

$52.4 $52.4

-42.99%

Sport Shoes (Adidas, Nike)

$121 $121

$122 $122

-0.16%

Men's Leather Business Shoes

$136 $136

$133 $133

2.23%

1-bedroom Apartment, City Center (Monthly)

$1,365 $1,365

$4,389 $4,389

-68.91%

1-bedroom Apartment, Outside City Center (Monthly)

$926 $926

$3,130 $3,130

-70.41%

3-bedroom Apartment, City Center (Monthly)

$2,033 $2,033

$8,918 $8,918

-77.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,519 $1,519

$5,354 $5,354

-71.63%

Buy Apartment in City Center (m2)

$2,511 $2,511

$19.4K $19.4K

-87.06%

Buy Apartment Outside City Center (m2)

$2,193 $2,193

$6,806 $6,806

-67.78%

Average Monthly Net Salary (After Tax)

$4,306 $4,306

$5,343 $5,343

-19.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

6.82

0.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sioux Falls, SD: October 10, 2026

Last update for New York, NY: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sioux Falls, SD

$926 43.8%

New York, NY

$3.1K 63.2% 238% $2.2K

Monthly Utilities & Internet

Sioux Falls, SD

$353 16.7%

New York, NY

$364 7.4% 3.2% $11

Groceries & Markets

Sioux Falls, SD

$345 16.3%

New York, NY

$545 11% 57.8% $200

Eating Out

Sioux Falls, SD

$228 10.8%

New York, NY

$404 8.2% 77.3% $176

Clothing & Footwear

Sioux Falls, SD

$144 6.8%

New York, NY

$172 3.5% 19.4% $28

Sport & Entertainment

Sioux Falls, SD

$70 3.3%

New York, NY

$168 3.4% 142% $99

Getting Around

Sioux Falls, SD

$48 2.3%

New York, NY

$167 3.4% 244% $118

Cost Breakdown

A central one-bedroom costs $1,365 in Sioux Falls, SD versus $4,389 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 24% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $75.0 in Sioux Falls, SD versus $122 in New York, NY. Monthly groceries follow the same trend: $345 vs $545 – making Sioux Falls, SD the more affordable choice for daily food spending.

Good to know

🇺🇸 Sioux Falls, SD

🇺🇸 New York, NY

🕒 Local time

11:17 11:17 AM

12:17 12:17 PM

1 h ahead of Sioux Falls, SD

🌤 Weather

👥 Population

192,517

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Sioux Falls, SD New York, NY 1,880 km ≈ 2 h 45 min nonstop flight

From you

Sioux Falls, SD
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sioux Falls, SD vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 134% more than Sioux Falls, SD, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,171 per month in Sioux Falls, SD and $7,424 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sioux Falls, SD, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,019 per month in Sioux Falls, SD and $3,333 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 58% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Sioux Falls, SD, where all-in costs run around $2,114, than in New York, NY at $4,950. In Sioux Falls, SD it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Sioux Falls, SD costs $2,114 versus $4,950 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sioux Falls, SD. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.