Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Quincy, MA

For one person, living is cheaper in Quincy, MA: $4,172 a month against $4,906 in New York, NY, rent and utilities included – about $8,800 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
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New York, NY Living Index
198

Cost of Living Index in Quincy, MA
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Quincy, MA Living Index

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New York, NY

🇺🇸 United States

$4,906

/mo nomad

Quincy, MA

🇺🇸 United States

$4,172

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Quincy, MA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Quincy, MA actually costs, broken down by who's living it.

A single person spends $4,906 per month in New York, NY vs $4,172 in Quincy, MA, rent included.

New York, NY $4,906
Quincy, MA $4,172

A couple spends around $7,273 per month in New York, NY vs $5,775 in Quincy, MA, rent included.

New York, NY $7,273
Quincy, MA $5,775

A family of three spends $9,641 per month in New York, NY vs $7,379 in Quincy, MA, rent included.

New York, NY $9,641
Quincy, MA $7,379

New York, NY costs about 18% more than Quincy, MA, and outside of rent the biggest gap is in groceries.

Both New York, NY and Quincy, MA sit above the global median – New York, NY by 263%, Quincy, MA by 209%.

Meal at Budget Restaurant

$26.93 $26.93

$29.67 $29.67

-9.23%

Three-Course Dinner for Two, Mid-Range

$117 $117

$118 $118

-1.29%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$12.10 $12.10

20.66%

Cappuccino

$6.54 $6.54

$5.23 $5.23

25.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$2.93 $2.93

31.74%

Water (0.33 liter bottle)

$2.95 $2.95

$2.53 $2.53

16.60%

Local Beer (0.5 liter draught)

$8.08 $8.08

$6.79 $6.79

19.00%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$7.83 $7.83

25.80%

Milk (1 liter)

$1.31 $1.31

$1.26 $1.26

3.97%

White Bread (500g)

$4.97 $4.97

$3.87 $3.87

28.42%

Rice (white) (1kg)

$7.70 $7.70

$5.45 $5.45

41.28%

Eggs

$6.09 $6.09

$4.89 $4.89

24.54%

Local Cheese (1kg)

$19.55 $19.55

$11.08 $11.08

76.44%

Chicken Fillets (1kg)

$17.59 $17.59

$14.26 $14.26

23.35%

Beef Round Steak (1kg)

$20.26 $20.26

$17.97 $17.97

12.74%

Apples (1kg)

$6.99 $6.99

$6.90 $6.90

1.30%

Banana (1kg)

$2.21 $2.21

$2.09 $2.09

5.74%

Oranges (1kg)

$6.72 $6.72

$6.61 $6.61

1.66%

Tomato (1kg)

$7.12 $7.12

$6.58 $6.58

8.21%

Potato (1kg)

$4.61 $4.61

$3.54 $3.54

30.23%

Onion (1kg)

$4.78 $4.78

$3.97 $3.97

20.40%

Lettuce (1 head)

$2.87 $2.87

$2.64 $2.64

8.71%

Water (1.5 liter bottle)

$2.69 $2.69

$1.57 $1.57

71.34%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$13.13 $13.13

45.77%

Wine (Bottle)

$19.63 $19.63

$13.96 $13.96

40.62%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$2.07 $2.07

60.39%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$3.92 $3.92

6.89%

One-way Ticket (Public Transport)

$3.02 $3.02

$2.39 $2.39

26.36%

Public Transport Monthly Pass (Regular Price)

$139 $139

$109 $109

27.79%

Taxi Start (Normal Tariff)

$3.04 $3.04

$4.05 $4.05

-24.94%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.79 $1.79

22.91%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$28.37 $28.37

45.68%

Gasoline (1 liter)

$1.13 $1.13

$1.14 $1.14

-0.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$27.5K $27.5K

25.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$26.8K $26.8K

-3.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$242 $242

-3.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$56.9 $56.9

24.83%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$80.2 $80.2

-15.66%

Gym Membership (Monthly)

$115 $115

$79.3 $79.3

45.47%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

$50.4 $50.4

52.49%

Cinema Ticket

$22.41 $22.41

$15.19 $15.19

47.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$1,808 $1,808

99.37%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

$44.5K $44.5K

54.48%

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$64.1 $64.1

23.69%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$38.57 $38.57

33.26%

Sport Shoes (Adidas, Nike)

$121 $121

$100.0 $100.0

21.16%

Men's Leather Business Shoes

$140 $140

$102 $102

38.25%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$3,126 $3,126

45.71%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

$2,556 $2,556

18.96%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$4,514 $4,514

115.82%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

$3,622 $3,622

47.20%

Buy Apartment in City Center (m2)

$18.2K $18.2K

$3,261 $3,261

458.79%

Buy Apartment Outside City Center (m2)

$6,685 $6,685

$1,247 $1,247

436.30%

Average Monthly Net Salary (After Tax)

$5,096 $5,096

$5,950 $5,950

-14.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.64

3.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Quincy, MA: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Quincy, MA

$2.6K 61.3% 15.9% $484

Groceries & Markets

New York, NY

$567 11.6%

Quincy, MA

$452 10.8% 20.4% $116

Eating Out

New York, NY

$425 8.7%

Quincy, MA

$408 9.8% 4% $17

Monthly Utilities & Internet

New York, NY

$371 7.6%

Quincy, MA

$379 9.1% 2.1% $7.6

Clothing & Footwear

New York, NY

$176 3.6%

Quincy, MA

$137 3.3% 22.4% $40

Getting Around

New York, NY

$165 3.4%

Quincy, MA

$132 3.2% 20.5% $34

Sport & Entertainment

New York, NY

$160 3.3%

Quincy, MA

$110 2.6% 31.5% $50

Cost Breakdown

A central one-bedroom costs $4,555 in New York, NY versus $3,126 in Quincy, MA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 17% higher in Quincy, MA, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $117 in New York, NY versus $118 in Quincy, MA. Groceries tell a different story – $567 in New York, NY vs $452 in Quincy, MA – so Quincy, MA wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 New York, NY

🇺🇸 Quincy, MA

🕒 Local time

05:59 5:59 AM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

92,271

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

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New York, NY Quincy, MA 320 km

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New York, NY
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Quincy, MA: Cost of Living - Frequently Asked Questions

New York, NY costs about 18% more than Quincy, MA, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,358 per month in New York, NY and $6,258 in Quincy, MA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Quincy, MA, especially for central apartments: a one-bedroom in the center costs $3,126 there versus $4,555 in New York, NY.

Monthly expenses with rent come to $4,906 in New York, NY and $4,172 in Quincy, MA. That makes Quincy, MA about 15% cheaper.

Kindergarten costs $3,606 per month in New York, NY and $1,808 in Quincy, MA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$4,000 is a stretch for both – monthly costs hit $4,906 in New York, NY and $4,172 in Quincy, MA. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Quincy, MA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.