Last update: Oct 2026

Cost of Living Comparison Between Quincy, MA and New York, NY

For one person, living is cheaper in Quincy, MA: $4,192 a month against $4,938 in New York, NY, rent and utilities included – about $9,000 less a year. Rent and utilities account for most of the difference.

201

Cost of Living Index in Quincy, MA
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Quincy, MA Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Quincy, MA

🇺🇸 United States

$4,192

/mo nomad

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Monthly Cost of Living

How much you'll spend in Quincy, MA and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Quincy, MA and in New York, NY actually costs, broken down by who's living it.

A single person spends $4,192 per month in Quincy, MA vs $4,938 in New York, NY, rent included.

Quincy, MA $4,192
New York, NY $4,938

A couple spends around $5,805 per month in Quincy, MA vs $7,273 in New York, NY, rent included.

Quincy, MA $5,805
New York, NY $7,273

A family of three spends $7,419 per month in Quincy, MA vs $9,608 in New York, NY, rent included.

Quincy, MA $7,419
New York, NY $9,608

Quincy, MA is about 15% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Quincy, MA and New York, NY sit above the global median – Quincy, MA by 209%, New York, NY by 264%.

Meal at Budget Restaurant

$30.05 $30.05

$24.99 $24.99

20.25%

Three-Course Dinner for Two, Mid-Range

$121 $121

$120 $120

0.41%

Fast Food Meal (McDonalds, etc)

$12.14 $12.14

$13.74 $13.74

-11.64%

Cappuccino

$5.14 $5.14

$6.60 $6.60

-22.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.83 $2.83

$3.82 $3.82

-25.92%

Water (0.33 liter bottle)

$2.45 $2.45

$2.87 $2.87

-14.63%

Local Beer (0.5 liter draught)

$7.14 $7.14

$7.95 $7.95

-10.19%

Imported Beer (0.33 liter bottle)

$8.16 $8.16

$10.06 $10.06

-18.89%

Milk (1 liter)

$1.23 $1.23

$1.37 $1.37

-10.22%

White Bread (500g)

$4.12 $4.12

$4.75 $4.75

-13.26%

Rice (white) (1kg)

$5.25 $5.25

$7.69 $7.69

-31.73%

Eggs

$4.85 $4.85

$5.87 $5.87

-17.38%

Local Cheese (1kg)

$11.40 $11.40

$19.25 $19.25

-40.78%

Chicken Fillets (1kg)

$14.95 $14.95

$17.83 $17.83

-16.15%

Beef Round Steak (1kg)

$17.74 $17.74

$19.03 $19.03

-6.78%

Apples (1kg)

$6.56 $6.56

$6.69 $6.69

-1.94%

Banana (1kg)

$2.05 $2.05

$2.29 $2.29

-10.48%

Oranges (1kg)

$6.83 $6.83

$6.41 $6.41

6.55%

Tomato (1kg)

$6.73 $6.73

$6.75 $6.75

-0.30%

Potato (1kg)

$3.52 $3.52

$3.93 $3.93

-10.43%

Onion (1kg)

$4.10 $4.10

$4.52 $4.52

-9.29%

Lettuce (1 head)

$2.93 $2.93

$2.79 $2.79

5.02%

Water (1.5 liter bottle)

$1.55 $1.55

$2.51 $2.51

-38.25%

Cigarettes 20 Pack (Marlboro, Camel)

$13.37 $13.37

$18.10 $18.10

-26.13%

Wine (Bottle)

$14.20 $14.20

$20.16 $20.16

-29.56%

Local Beer (0.5 liter bottle)

$2.06 $2.06

$3.26 $3.26

-36.81%

Imported Beer (0.33 liter bottle)

$4.13 $4.13

$3.75 $3.75

10.13%

One-way Ticket (Public Transport)

$2.40 $2.40

$2.92 $2.92

-17.81%

Public Transport Monthly Pass (Regular Price)

$110 $110

$143 $143

-23.12%

Taxi Start (Normal Tariff)

$2.66 $2.66

$3.06 $3.06

-13.07%

Taxi (Normal Tariff) (1km)

$1.71 $1.71

$2.16 $2.16

-20.83%

Taxi 1hour Waiting (Normal Tariff)

$25.31 $25.31

$41.33 $41.33

-38.76%

Gasoline (1 liter)

$1.14 $1.14

$1.12 $1.12

1.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K $27.4K

$33.1K $33.1K

-17.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.7K $25.7K

4.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$241 $241

$219 $219

9.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$56.1 $56.1

$75.3 $75.3

-25.58%

Internet (50+ Mbps, Unlimited Data)

$83.4 $83.4

$70.5 $70.5

18.24%

Gym Membership (Monthly)

$80.3 $80.3

$116 $116

-30.44%

Tennis Court (1 Hour on Weekend)

$50.8 $50.8

$67.6 $67.6

-24.84%

Cinema Ticket

$14.94 $14.94

$21.37 $21.37

-30.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,811 $1,811

$3,432 $3,432

-47.24%

International Primary School, 1 Child (Yearly)

$9,875 $9,875

$61.7K $61.7K

-83.99%

Jeans (Levis 501 Or Similar)

$65.0 $65.0

$74.9 $74.9

-13.22%

Summer Dress (H&M, Zara, etc)

$39.30 $39.30

$52.1 $52.1

-24.63%

Sport Shoes (Adidas, Nike)

$99.4 $99.4

$117 $117

-14.79%

Men's Leather Business Shoes

$98.8 $98.8

$135 $135

-26.65%

1-bedroom Apartment, City Center (Monthly)

$3,060 $3,060

$4,347 $4,347

-29.62%

1-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$3,117 $3,117

-17.72%

3-bedroom Apartment, City Center (Monthly)

$4,612 $4,612

$9,110 $9,110

-49.38%

3-bedroom Apartment, Outside City Center (Monthly)

$3,629 $3,629

$5,379 $5,379

-32.55%

Buy Apartment in City Center (m2)

$3,197 $3,197

$19.3K $19.3K

-83.42%

Buy Apartment Outside City Center (m2)

$1,263 $1,263

$6,943 $6,943

-81.82%

Average Monthly Net Salary (After Tax)

$6,070 $6,070

$5,238 $5,238

15.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

6.85

-3.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Quincy, MA: October 20, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Quincy, MA

$2.6K 61.2%

New York, NY

$3.1K 63.1% 21.5% $552

Groceries & Markets

Quincy, MA

$458 10.9%

New York, NY

$552 11.2% 20.5% $94

Eating Out

Quincy, MA

$412 9.8%

New York, NY

$407 8.2% 1.1% $4.7

Monthly Utilities & Internet

Quincy, MA

$380 9.1%

New York, NY

$365 7.4% 4% $15

Clothing & Footwear

Quincy, MA

$136 3.3%

New York, NY

$170 3.5% 25.1% $34

Getting Around

Quincy, MA

$130 3.1%

New York, NY

$168 3.4% 28.9% $38

Sport & Entertainment

Quincy, MA

$110 2.6%

New York, NY

$158 3.2% 43.5% $48

Cost Breakdown

A central one-bedroom costs $3,060 in Quincy, MA versus $4,347 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 16% higher in Quincy, MA, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $121 in Quincy, MA versus $120 in New York, NY. Groceries tell a different story – $458 in Quincy, MA vs $552 in New York, NY – so Quincy, MA wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Quincy, MA

🇺🇸 New York, NY

🕒 Local time

03:37 3:37 AM

Same time as Quincy, MA

🌤 Weather

👥 Population

92,271

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Quincy, MA New York, NY 320 km

From you

Quincy, MA
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Quincy, MA vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 18% more than Quincy, MA, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $6,287 per month in Quincy, MA and $7,407 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Quincy, MA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,811 per month in Quincy, MA and $3,432 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 21% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$4,000 is a stretch for both – monthly costs hit $4,192 in Quincy, MA and $4,938 in New York, NY. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Quincy, MA costs $4,192 versus $4,938 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Quincy, MA. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.