Cost of Living Comparison Between New York, NY and Perth Amboy, NJ Cost of Living Comparison Between New York, NY and Perth Amboy, NJ

Monthly Cost of Living

A single person spends $4,438 per month in New York, NY vs $2,634 in Perth Amboy, NJ, rent included.

A couple spends around $7,016 per month in New York, NY vs $3,858 in Perth Amboy, NJ, rent included.

A family of three spends $9,593 per month in New York, NY vs $5,081 in Perth Amboy, NJ, rent included.

New York, NY costs about 68% more than Perth Amboy, NJ, driven mainly by Getting Around.

Both New York, NY and Perth Amboy, NJ sit above the global median – New York, NY by 231%, Perth Amboy, NJ by 97%.

Meal at Budget Restaurant

$29.91 $29.91

$20.03 $20.03

49.33%

Three-Course Dinner for Two, Mid-Range

$144 $144

$80.8 $80.8

78.15%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$14.83 $14.83

-16.93%

Cappuccino

$6.03 $6.03

$5.23 $5.23

15.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.39 $3.39

$2.57 $2.57

31.91%

Water (0.33 liter bottle)

$2.56 $2.56

$2.04 $2.04

25.49%

Local Beer (0.5 liter draught)

$8.20 $8.20

$7.83 $7.83

4.73%

Imported Beer (0.33 liter bottle)

$11.95 $11.95

$8.10 $8.10

47.53%

Milk (1 liter)

$1.54 $1.54

$1.14 $1.14

35.09%

White Bread (500g)

$5.15 $5.15

$2.17 $2.17

137.33%

Rice (white) (1kg)

$8.43 $8.43

$9.44 $9.44

-10.70%

Eggs

$6.97 $6.97

$3.07 $3.07

127.04%

Local Cheese (1kg)

$17.28 $17.28

$12.33 $12.33

40.15%

Chicken Fillets (1kg)

$16.24 $16.24

$11.29 $11.29

43.84%

Beef Round Steak (1kg)

$19.95 $19.95

$22.63 $22.63

-11.84%

Apples (1kg)

$7.45 $7.45

$7.55 $7.55

-1.32%

Banana (1kg)

$2.42 $2.42

$2.60 $2.60

-6.92%

Oranges (1kg)

$5.87 $5.87

$5.38 $5.38

9.11%

Tomato (1kg)

$6.31 $6.31

$6.03 $6.03

4.64%

Potato (1kg)

$3.72 $3.72

$1.46 $1.46

154.79%

Onion (1kg)

$3.99 $3.99

$1.39 $1.39

187.05%

Lettuce (1 head)

$3.19 $3.19

$1.46 $1.46

118.49%

Water (1.5 liter bottle)

$2.55 $2.55

$3.08 $3.08

-17.21%

Cigarettes 20 Pack (Marlboro, Camel)

$19.09 $19.09

$10.80 $10.80

76.76%

Wine (Bottle)

$20.24 $20.24

$12.17 $12.17

66.31%

Local Beer (0.5 liter bottle)

$2.99 $2.99

$1.76 $1.76

69.89%

Imported Beer (0.33 liter bottle)

$3.87 $3.87

$6.49 $6.49

-40.37%

One-way Ticket (Public Transport)

$2.95 $2.95

$2.04 $2.04

44.61%

Public Transport Monthly Pass (Regular Price)

$131 $131

Taxi Start (Normal Tariff)

$5.13 $5.13

$5.82 $5.82

-11.86%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.64 $1.64

34.15%

Taxi 1hour Waiting (Normal Tariff)

$42.64 $42.64

$41.79 $41.79

2.03%

Gasoline (1 liter)

$0.95 $0.95

$0.85 $0.85

11.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$30.1K $30.1K

14.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K $28.2K

$26.2K $26.2K

7.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 $182

$180 $180

1.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.1 $60.1

$24.28 $24.28

147.32%

Internet (50+ Mbps, Unlimited Data)

$61.9 $61.9

$56.5 $56.5

9.63%

Gym Membership (Monthly)

$140 $140

$43.31 $43.31

223.30%

Tennis Court (1 Hour on Weekend)

$64.4 $64.4

Cinema Ticket

$20.33 $20.33

$15.08 $15.08

34.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,222 $3,222

$1,882 $1,882

71.24%

International Primary School, 1 Child (Yearly)

$56.2K $56.2K

$40.3K $40.3K

39.64%

Jeans (Levis 501 Or Similar)

$65.9 $65.9

$32.45 $32.45

103.17%

Summer Dress (H&M, Zara, etc)

$47.20 $47.20

$56.1 $56.1

-15.83%

Sport Shoes (Adidas, Nike)

$111 $111

$75.7 $75.7

46.76%

Men's Leather Business Shoes

$173 $173

$97.6 $97.6

77.39%

1-bedroom Apartment, City Center (Monthly)

$4,208 $4,208

$1,597 $1,597

163.56%

1-bedroom Apartment, Outside City Center (Monthly)

$2,647 $2,647

$1,378 $1,378

92.17%

3-bedroom Apartment, City Center (Monthly)

$8,415 $8,415

$2,668 $2,668

215.45%

3-bedroom Apartment, Outside City Center (Monthly)

$5,170 $5,170

$2,249 $2,249

129.84%

Buy Apartment in City Center (m2)

$20.1K $20.1K

$2,677 $2,677

650.53%

Buy Apartment Outside City Center (m2)

$8,742 $8,742

$2,359 $2,359

270.67%

Average Monthly Net Salary (After Tax)

$5,144 $5,144

$3,371 $3,371

52.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.55

-1.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: April 20, 2026

Last update for Perth Amboy, NJ: April 21, 2026

Cost Breakdown

A central one-bedroom costs $4,208 in New York, NY versus $1,597 in Perth Amboy, NJ. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 53% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $144 in New York, NY versus $81 in Perth Amboy, NJ. Monthly groceries follow the same trend: $554 vs $446 – making Perth Amboy, NJ the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Perth Amboy, NJ: Cost of Living - Frequently Asked Questions

New York, NY costs about 68% more than Perth Amboy, NJ, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $6,657 per month in New York, NY and $3,952 in Perth Amboy, NJ. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Perth Amboy, NJ, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $4,438 in New York, NY and $2,634 in Perth Amboy, NJ. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $3,222 per month in New York, NY and $1,882 in Perth Amboy, NJ. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $4,438 in New York, NY and $2,634 in Perth Amboy, NJ. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Perth Amboy, NJ costs $2,634 versus $4,438 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Perth Amboy, NJ. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.