Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Perth Amboy, NJ

For one person, living is cheaper in Perth Amboy, NJ: $2,684 a month against $4,938 in New York, NY, rent and utilities included – about $27,000 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
121

Cost of Living Index in Perth Amboy, NJ
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Perth Amboy, NJ Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Perth Amboy, NJ

🇺🇸 United States

$2,684

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Perth Amboy, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Perth Amboy, NJ actually costs, broken down by who's living it.

A single person spends $4,938 per month in New York, NY vs $2,684 in Perth Amboy, NJ, rent included.

New York, NY $4,938
Perth Amboy, NJ $2,684

A couple spends around $7,273 per month in New York, NY vs $3,774 in Perth Amboy, NJ, rent included.

New York, NY $7,273
Perth Amboy, NJ $3,774

A family of three spends $9,608 per month in New York, NY vs $4,865 in Perth Amboy, NJ, rent included.

New York, NY $9,608
Perth Amboy, NJ $4,865

New York, NY costs about 84% more than Perth Amboy, NJ, and outside of rent the biggest gap is in transport.

Both New York, NY and Perth Amboy, NJ sit above the global median – New York, NY by 264%, Perth Amboy, NJ by 98%.

Meal at Budget Restaurant

$24.99 $24.99

$19.32 $19.32

29.35%

Three-Course Dinner for Two, Mid-Range

$120 $120

$78.5 $78.5

53.31%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$13.14 $13.14

4.57%

Cappuccino

$6.60 $6.60

$6.28 $6.28

5.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.52 $2.52

51.59%

Water (0.33 liter bottle)

$2.87 $2.87

$1.51 $1.51

90.07%

Local Beer (0.5 liter draught)

$7.95 $7.95

$8.90 $8.90

-10.67%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$7.13 $7.13

41.09%

Milk (1 liter)

$1.37 $1.37

$1.14 $1.14

20.18%

White Bread (500g)

$4.75 $4.75

$2.23 $2.23

113.00%

Rice (white) (1kg)

$7.69 $7.69

$6.16 $6.16

24.84%

Eggs

$5.87 $5.87

$2.93 $2.93

100.34%

Local Cheese (1kg)

$19.25 $19.25

$13.68 $13.68

40.72%

Chicken Fillets (1kg)

$17.83 $17.83

$10.45 $10.45

70.62%

Beef Round Steak (1kg)

$19.03 $19.03

$19.90 $19.90

-4.37%

Apples (1kg)

$6.69 $6.69

$5.96 $5.96

12.25%

Banana (1kg)

$2.29 $2.29

$3.51 $3.51

-34.76%

Oranges (1kg)

$6.41 $6.41

$4.33 $4.33

48.04%

Tomato (1kg)

$6.75 $6.75

$5.22 $5.22

29.31%

Potato (1kg)

$3.93 $3.93

$1.40 $1.40

180.71%

Onion (1kg)

$4.52 $4.52

$1.40 $1.40

222.86%

Lettuce (1 head)

$2.79 $2.79

$1.46 $1.46

91.10%

Water (1.5 liter bottle)

$2.51 $2.51

$2.99 $2.99

-16.05%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$14.80 $14.80

22.30%

Wine (Bottle)

$20.16 $20.16

$12.21 $12.21

65.11%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$1.84 $1.84

77.17%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$3.62 $3.62

3.59%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.81 $1.81

61.33%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.06 $3.06

$3.04 $3.04

0.66%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$2.11 $2.11

2.37%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$42.43 $42.43

-2.59%

Gasoline (1 liter)

$1.12 $1.12

$1.04 $1.04

7.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$27.7K $27.7K

19.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$25.5K $25.5K

0.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$170 $170

28.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$24.07 $24.07

212.96%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$49.71 $49.71

41.84%

Gym Membership (Monthly)

$116 $116

$41.11 $41.11

180.95%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$21.37 $21.37

$17.68 $17.68

20.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$2,026 $2,026

69.39%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$16.2K $16.2K

280.78%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$33.62 $33.62

122.72%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$40.44 $40.44

28.93%

Sport Shoes (Adidas, Nike)

$117 $117

$77.1 $77.1

51.33%

Men's Leather Business Shoes

$135 $135

$96.4 $96.4

39.61%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$1,617 $1,617

168.88%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$1,480 $1,480

110.57%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$2,211 $2,211

312.05%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$2,137 $2,137

151.77%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$2,753 $2,753

600.41%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$2,425 $2,425

186.36%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$3,323 $3,323

57.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.8

0.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Perth Amboy, NJ: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Perth Amboy, NJ

$1.5K 55.1% 52.5% $1.6K

Groceries & Markets

New York, NY

$552 11.2%

Perth Amboy, NJ

$407 15.2% 26.3% $145

Eating Out

New York, NY

$407 8.2%

Perth Amboy, NJ

$344 12.8% 15.4% $63

Monthly Utilities & Internet

New York, NY

$365 7.4%

Perth Amboy, NJ

$244 9.1% 33.1% $121

Clothing & Footwear

New York, NY

$170 3.5%

Perth Amboy, NJ

$111 4.2% 34.6% $59

Getting Around

New York, NY

$168 3.4%

Perth Amboy, NJ

$21 * 0.8% 87.6% $147

Sport & Entertainment

New York, NY

$158 3.2%

Perth Amboy, NJ

$76 2.9% 51.7% $82

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,347 in New York, NY versus $1,617 in Perth Amboy, NJ. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 58% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $120 in New York, NY versus $78.0 in Perth Amboy, NJ. Monthly groceries follow the same trend: $552 vs $407 – making Perth Amboy, NJ the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Perth Amboy, NJ

🕒 Local time

23:40 11:40 PM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

48,607

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Perth Amboy, NJ: Cost of Living - Frequently Asked Questions

New York, NY costs about 84% more than Perth Amboy, NJ, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,407 per month in New York, NY and $4,026 in Perth Amboy, NJ. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Perth Amboy, NJ, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $4,938 in New York, NY and $2,684 in Perth Amboy, NJ. That's a gap of about 84%.

Kindergarten costs $3,432 per month in New York, NY and $2,026 in Perth Amboy, NJ. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $4,938 in New York, NY and $2,684 in Perth Amboy, NJ. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Perth Amboy, NJ costs $2,684 versus $4,938 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Perth Amboy, NJ. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.