Last update: Oct 2026

Cost of Living Comparison Between Perth Amboy, NJ and New York, NY

For one person, living is cheaper in Perth Amboy, NJ: $2,684 a month against $4,938 in New York, NY, rent and utilities included – about $27,000 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Perth Amboy, NJ
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Perth Amboy, NJ Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Perth Amboy, NJ

🇺🇸 United States

$2,684

/mo nomad

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Monthly Cost of Living

How much you'll spend in Perth Amboy, NJ and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Perth Amboy, NJ and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,684 per month in Perth Amboy, NJ vs $4,938 in New York, NY, rent included.

Perth Amboy, NJ $2,684
New York, NY $4,938

A couple spends around $3,774 per month in Perth Amboy, NJ vs $7,273 in New York, NY, rent included.

Perth Amboy, NJ $3,774
New York, NY $7,273

A family of three spends $4,865 per month in Perth Amboy, NJ vs $9,608 in New York, NY, rent included.

Perth Amboy, NJ $4,865
New York, NY $9,608

Perth Amboy, NJ is about 46% cheaper than New York, NY, and outside of rent the biggest gap is in transport.

Both Perth Amboy, NJ and New York, NY sit above the global median – Perth Amboy, NJ by 98%, New York, NY by 264%.

Meal at Budget Restaurant

$19.32 $19.32

$24.99 $24.99

-22.69%

Three-Course Dinner for Two, Mid-Range

$78.5 $78.5

$120 $120

-34.77%

Fast Food Meal (McDonalds, etc)

$13.14 $13.14

$13.74 $13.74

-4.37%

Cappuccino

$6.28 $6.28

$6.60 $6.60

-4.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 $2.52

$3.82 $3.82

-34.03%

Water (0.33 liter bottle)

$1.51 $1.51

$2.87 $2.87

-47.39%

Local Beer (0.5 liter draught)

$8.90 $8.90

$7.95 $7.95

11.95%

Imported Beer (0.33 liter bottle)

$7.13 $7.13

$10.06 $10.06

-29.13%

Milk (1 liter)

$1.14 $1.14

$1.37 $1.37

-16.79%

White Bread (500g)

$2.23 $2.23

$4.75 $4.75

-53.05%

Rice (white) (1kg)

$6.16 $6.16

$7.69 $7.69

-19.90%

Eggs

$2.93 $2.93

$5.87 $5.87

-50.09%

Local Cheese (1kg)

$13.68 $13.68

$19.25 $19.25

-28.94%

Chicken Fillets (1kg)

$10.45 $10.45

$17.83 $17.83

-41.39%

Beef Round Steak (1kg)

$19.90 $19.90

$19.03 $19.03

4.57%

Apples (1kg)

$5.96 $5.96

$6.69 $6.69

-10.91%

Banana (1kg)

$3.51 $3.51

$2.29 $2.29

53.28%

Oranges (1kg)

$4.33 $4.33

$6.41 $6.41

-32.45%

Tomato (1kg)

$5.22 $5.22

$6.75 $6.75

-22.67%

Potato (1kg)

$1.40 $1.40

$3.93 $3.93

-64.38%

Onion (1kg)

$1.40 $1.40

$4.52 $4.52

-69.03%

Lettuce (1 head)

$1.46 $1.46

$2.79 $2.79

-47.67%

Water (1.5 liter bottle)

$2.99 $2.99

$2.51 $2.51

19.12%

Cigarettes 20 Pack (Marlboro, Camel)

$14.80 $14.80

$18.10 $18.10

-18.23%

Wine (Bottle)

$12.21 $12.21

$20.16 $20.16

-39.43%

Local Beer (0.5 liter bottle)

$1.84 $1.84

$3.26 $3.26

-43.56%

Imported Beer (0.33 liter bottle)

$3.62 $3.62

$3.75 $3.75

-3.47%

One-way Ticket (Public Transport)

$1.81 $1.81

$2.92 $2.92

-38.01%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.04 $3.04

$3.06 $3.06

-0.65%

Taxi (Normal Tariff) (1km)

$2.11 $2.11

$2.16 $2.16

-2.31%

Taxi 1hour Waiting (Normal Tariff)

$42.43 $42.43

$41.33 $41.33

2.66%

Gasoline (1 liter)

$1.04 $1.04

$1.12 $1.12

-7.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.7K $27.7K

$33.1K $33.1K

-16.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$25.7K $25.7K

-0.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$170 $170

$219 $219

-22.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.07 $24.07

$75.3 $75.3

-68.05%

Internet (50+ Mbps, Unlimited Data)

$49.71 $49.71

$70.5 $70.5

-29.50%

Gym Membership (Monthly)

$41.11 $41.11

$116 $116

-64.41%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$17.68 $17.68

$21.37 $21.37

-17.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,026 $2,026

$3,432 $3,432

-40.96%

International Primary School, 1 Child (Yearly)

$16.2K $16.2K

$61.7K $61.7K

-73.74%

Jeans (Levis 501 Or Similar)

$33.62 $33.62

$74.9 $74.9

-55.10%

Summer Dress (H&M, Zara, etc)

$40.44 $40.44

$52.1 $52.1

-22.44%

Sport Shoes (Adidas, Nike)

$77.1 $77.1

$117 $117

-33.92%

Men's Leather Business Shoes

$96.4 $96.4

$135 $135

-28.37%

1-bedroom Apartment, City Center (Monthly)

$1,617 $1,617

$4,347 $4,347

-62.81%

1-bedroom Apartment, Outside City Center (Monthly)

$1,480 $1,480

$3,117 $3,117

-52.51%

3-bedroom Apartment, City Center (Monthly)

$2,211 $2,211

$9,110 $9,110

-75.73%

3-bedroom Apartment, Outside City Center (Monthly)

$2,137 $2,137

$5,379 $5,379

-60.28%

Buy Apartment in City Center (m2)

$2,753 $2,753

$19.3K $19.3K

-85.72%

Buy Apartment Outside City Center (m2)

$2,425 $2,425

$6,943 $6,943

-65.08%

Average Monthly Net Salary (After Tax)

$3,323 $3,323

$5,238 $5,238

-36.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.8

6.85

-0.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Perth Amboy, NJ: October 18, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Perth Amboy, NJ

$1.5K 55.1%

New York, NY

$3.1K 63.1% 111% $1.6K

Groceries & Markets

Perth Amboy, NJ

$407 15.2%

New York, NY

$552 11.2% 35.7% $145

Eating Out

Perth Amboy, NJ

$344 12.8%

New York, NY

$407 8.2% 18.2% $63

Monthly Utilities & Internet

Perth Amboy, NJ

$244 9.1%

New York, NY

$365 7.4% 49.6% $121

Clothing & Footwear

Perth Amboy, NJ

$111 4.2%

New York, NY

$170 3.5% 52.8% $59

Sport & Entertainment

Perth Amboy, NJ

$76 2.9%

New York, NY

$158 3.2% 107% $82

Getting Around

Perth Amboy, NJ

$21 * 0.8%

New York, NY

$168 3.4% 708% $147

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,617 in Perth Amboy, NJ versus $4,347 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 58% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $78.0 in Perth Amboy, NJ versus $120 in New York, NY. Monthly groceries follow the same trend: $407 vs $552 – making Perth Amboy, NJ the more affordable choice for daily food spending.

Good to know

🇺🇸 Perth Amboy, NJ

🇺🇸 New York, NY

🕒 Local time

23:07 11:07 PM

Same time as Perth Amboy, NJ

🌤 Weather

👥 Population

48,607

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Perth Amboy, NJ New York, NY 15 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Perth Amboy, NJ vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 84% more than Perth Amboy, NJ, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,026 per month in Perth Amboy, NJ and $7,407 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Perth Amboy, NJ, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,684 in Perth Amboy, NJ and $4,938 in New York, NY. That's a gap of about 84%.

Kindergarten costs $2,026 per month in Perth Amboy, NJ and $3,432 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $2,684 in Perth Amboy, NJ and $4,938 in New York, NY. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Perth Amboy, NJ costs $2,684 versus $4,938 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Perth Amboy, NJ. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.