Cost of Living in Perth Amboy, NJ - Updated Prices & Insights

Monthly Cost of Living

Living costs for one person come to about $2,634 monthly including rent, or $1,190 excluding housing.

Estimated monthly costs for a couple: $3,858 with rent, or $1,827 without housing.

Monthly costs for a family of three come to about $5,081 including rent, or $2,465 for daily expenses alone.

Meal at Budget Restaurant

$20.03 $20.03

$15.02 $15.02

$35.05 $35.05

Three-Course Dinner for Two, Mid-Range

$80.8 $80.8

$50.5 $50.5

$141 $141

Fast Food Meal (McDonalds, etc)

$14.83 $14.83

$9.89 $9.89

$16.81 $16.81

Cappuccino

$5.23 $5.23

$4.98 $4.98

$8.05 $8.05

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.57 $2.57

$2.04 $2.04

$4.08 $4.08

Water (0.33 liter bottle)

$2.04 $2.04

$1.53 $1.53

$3.06 $3.06

Local Beer (0.5 liter draught)

$7.83 $7.83

$5.87 $5.87

$9.78 $9.78

Imported Beer (0.33 liter bottle)

$8.10 $8.10

$10.13 $10.13

Milk (1 liter)

$1.14 $1.14

$0.94 $0.94

$1.34 $1.34

White Bread (500g)

$2.17 $2.17

$2.16 $2.16

$5.44 $5.44

Rice (white) (1kg)

$9.44 $9.44

$2.15 $2.15

$10.89 $10.89

Eggs

$3.07 $3.07

$5.14 $5.14

Local Cheese (1kg)

$12.33 $12.33

$7.04 $7.04

$22.17 $22.17

Chicken Fillets (1kg)

$11.29 $11.29

$6.02 $6.02

$19.48 $19.48

Beef Round Steak (1kg)

$22.63 $22.63

$17.53 $17.53

$32.86 $32.86

Apples (1kg)

$7.55 $7.55

$4.53 $4.53

$11.31 $11.31

Banana (1kg)

$2.60 $2.60

$1.58 $1.58

$4.52 $4.52

Oranges (1kg)

$5.38 $5.38

$3.34 $3.34

$8.91 $8.91

Tomato (1kg)

$6.03 $6.03

$3.30 $3.30

$8.78 $8.78

Potato (1kg)

$1.46 $1.46

$1.09 $1.09

$4.50 $4.50

Onion (1kg)

$1.39 $1.39

$1.04 $1.04

$4.28 $4.28

Lettuce (1 head)

$1.46 $1.46

$1.04 $1.04

$3.90 $3.90

Water (1.5 liter bottle)

$3.08 $3.08

Cigarettes 20 Pack (Marlboro, Camel)

$10.80 $10.80

$7.85 $7.85

$19.64 $19.64

Wine (Bottle)

$12.17 $12.17

$11.15 $11.15

$20.28 $20.28

Local Beer (0.5 liter bottle)

$1.76 $1.76

Imported Beer (0.33 liter bottle)

$6.49 $6.49

$2.05 $2.05

$8.20 $8.20

One-way Ticket (Public Transport)

$2.04 $2.04

$1.27 $1.27

$2.04 $2.04

Taxi Start (Normal Tariff)

$5.82 $5.82

$3.88 $3.88

$7.76 $7.76

Taxi (Normal Tariff) (1km)

$1.64 $1.64

$1.57 $1.57

$2.19 $2.19

Taxi 1hour Waiting (Normal Tariff)

$41.79 $41.79

Gasoline (1 liter)

$0.85 $0.85

$0.77 $0.77

$0.92 $0.92

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K $30.1K

$23.5K $23.5K

$30.1K $30.1K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$24.6K $24.6K

$26.2K $26.2K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$180 $180

$150 $150

$299 $299

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.28 $24.28

$101 $101

Internet (50+ Mbps, Unlimited Data)

$56.5 $56.5

$29.43 $29.43

$91.3 $91.3

Gym Membership (Monthly)

$43.31 $43.31

$17.63 $17.63

$50.4 $50.4

Cinema Ticket

$15.08 $15.08

$12.06 $12.06

$25.13 $25.13

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,882 $1,882

$1,316 $1,316

$2,304 $2,304

International Primary School, 1 Child (Yearly)

$40.3K $40.3K

Jeans (Levis 501 Or Similar)

$32.45 $32.45

$29.51 $29.51

$78.7 $78.7

Summer Dress (H&M, Zara, etc)

$56.1 $56.1

$40.79 $40.79

$76.5 $76.5

Sport Shoes (Adidas, Nike)

$75.7 $75.7

$49.86 $49.86

$249 $249

Men's Leather Business Shoes

$97.6 $97.6

$40.69 $40.69

$305 $305

1-bedroom Apartment, City Center (Monthly)

$1,597 $1,597

$1,196 $1,196

$1,851 $1,851

1-bedroom Apartment, Outside City Center (Monthly)

$1,378 $1,378

$1,018 $1,018

$1,527 $1,527

3-bedroom Apartment, City Center (Monthly)

$2,668 $2,668

$2,029 $2,029

$3,043 $3,043

3-bedroom Apartment, Outside City Center (Monthly)

$2,249 $2,249

$1,721 $1,721

$2,530 $2,530

Buy Apartment in City Center (m2)

$2,677 $2,677

$1,949 $1,949

$2,677 $2,677

Buy Apartment Outside City Center (m2)

$2,359 $2,359

$1,914 $1,914

$2,359 $2,359

Average Monthly Net Salary (After Tax)

$3,371 $3,371

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

6.19

9.6

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: April 21, 2026

Cost Breakdown

Expect to pay about $1,597 for a central one-bedroom, or $1,378 outside the center. At around 47% of the average salary ($3,371), rent noticeably above the typical 30% rent-to-income guideline.

Average take-home pay sits at $3,371, while typical expenses reach $2,634. This leaves some room for savings, though a comfortable buffer starts closer to $3,952.

Expect to spend about $446 monthly on groceries. Dining out at a mid-range restaurant costs roughly $81 for two.

Public transport is priced at around $0 per month.

Cost Highlights

Rice is among the 20 most expensive worldwide (out of 7,569 cities)

Perth Amboy, NJ has the 10th most expensive imported beer in North America

Fast food meal is more expensive than 97% of cities in North America

Perth Amboy, NJ Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Perth Amboy, NJ - Frequently Asked Questions

Cost of Living in Perth Amboy, NJ, United States is often perceived as competitive for this region, especially if you compare with larger metro hubs nearby. You'll find a mix of housing options that can keep monthly costs reasonable, with older apartments and smaller houses that offer character and value. Neighborhood choice shapes daily costs – waterfront districts tend to skew higher, while inland pockets can be more affordable. Food, errands, and services remain practical, with a range of casual eateries and markets. Proximity to public transit makes weekend trips to nearby cities easy. Tip: Have a flexible plan and a few backup neighborhoods to keep experiences fresh.

Perth Amboy, NJ, United States living cost varies by area, so map a budget before you search. In daily life, you’ll notice a mix of walkable downtown blocks and quieter residential streets with varied rental options, from compact units to larger homes. Grocery stores and ethnic markets provide affordable picks, and casual eateries offer diverse, wallet-friendly meals. For transport, buses connect you to regional hubs and a riverfront ferry or quick rail trips open access to Manhattan and other towns. Errands are manageable on foot or by bike in compact neighborhoods. Tip: start with a short-term stay in a few areas to test pace and vibe.

Quality of life here comes from a practical budgeting routine and choosing neighborhoods that match your pace. Use a simple budgeting framework that tracks fixed costs, flexible spending, and occasional splurges so you know where to trim without feeling deprived. Seasonal patterns influence activities and prices: summers bring outdoor events and waterfront options, while cooler months shift focus to indoor workspaces and indoor markets. Neighborhood fit matters: waterfront blocks offer views and quick access to leisure but can be pricier; inland areas tend to feel calmer and more affordable with easier commuting. Tip: test a couple of neighborhoods across seasons to gauge comfort and community.

Living in Perth Amboy, NJ doesn't come cheap – monthly expenses with rent reach $2,634, putting it among the pricier cities worldwide. Housing dominates the cost, but food, services, and leisure all sit above the global median too.

Budget at least $2,634 per month to live in Perth Amboy, NJ once rent is factored in. The high price tag reflects quality infrastructure and a strong economy, but it does mean you need a decent income to live comfortably here.

At $3,371 take-home, most residents in Perth Amboy, NJ can cover the $2,634 monthly cost of living. Those earning $3,952 or more have room to save; below-average earners will find things noticeably tighter.

Where you live in Perth Amboy, NJ makes all the difference. Central one-bedrooms cost about $1,597; commute-friendly outer districts come in around $1,378. Overall, the market runs from $1,378 to $1,597 depending on size, location, and apartment condition.

Perth Amboy, NJ isn't cheap for groceries. Monthly bills reach $446 for a single person, and even basic items cost more than in most comparable cities. Cooking at home is still the most economical approach.

At around $43.31 monthly, gym costs in Perth Amboy, NJ are on the steep side. The price tracks with the city's overall high cost of services, though annual contracts and promotional deals can cut the bill.

At $2,634 in typical monthly expenses, a $2,500 budget barely covers Perth Amboy, NJ. You'd need a shared flat in an outer area, home-cooked meals, and serious discipline with discretionary spending to make it work.

Expats in Perth Amboy, NJ benefit from fast internet, coastal lifestyle, beach access, and the infrastructure supports international residents well. Housing, healthcare, and social life are all within reach at about $2,634 per month. A bit of research before arriving goes a long way.