Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Nassau

For one person, living is cheaper in Nassau: $4,356 a month against $4,950 in New York, NY, rent and utilities included – about $7,100 less a year. Higher rent and utilities in New York, NY outweigh lower spending on other living expenses.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
211

Cost of Living Index in Nassau
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Nassau Living Index

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New York, NY

🇺🇸 United States

$4,950

/mo nomad

Nassau

🇧🇸 Bahamas

$4,356

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Nassau

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Nassau actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,950 in New York, NY versus $4,356 in Nassau.

New York, NY $4,950
Nassau $4,356

Estimated couple costs with rent: $7,265 in New York, NY versus $6,855 in Nassau.

New York, NY $7,265
Nassau $6,855

Monthly costs for a family of three with rent: $9,581 in New York, NY versus $9,354 in Nassau.

New York, NY $9,581
Nassau $9,354

Living in New York, NY is roughly 14% more expensive than in Nassau, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 267% above, Nassau 223% above.

Meal at Budget Restaurant

$24.65 $24.65

$39.05 BSD 39.05

-36.88%

Three-Course Dinner for Two, Mid-Range

$122 $122

$197 BSD 197

-38.42%

Fast Food Meal (McDonalds, etc)

$13.91 $13.91

$11.96 BSD 11.96

16.30%

Cappuccino

$6.59 $6.59

$5.34 BSD 5.34

23.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.84 $3.84

$3.22 BSD 3.22

19.25%

Water (0.33 liter bottle)

$2.87 $2.87

$1.98 BSD 1.98

44.95%

Local Beer (0.5 liter draught)

$7.79 $7.79

$4.94 BSD 4.94

57.69%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$9.03 BSD 9.03

9.08%

Milk (1 liter)

$1.38 $1.38

$3.96 BSD 3.96

-65.15%

White Bread (500g)

$4.68 $4.68

$5.66 BSD 5.66

-17.31%

Rice (white) (1kg)

$7.54 $7.54

$7.10 BSD 7.10

6.20%

Eggs

$5.93 $5.93

$7.60 BSD 7.60

-21.97%

Local Cheese (1kg)

$18.83 $18.83

$10.28 BSD 10.28

83.17%

Chicken Fillets (1kg)

$17.36 $17.36

$17.88 BSD 17.88

-2.91%

Beef Round Steak (1kg)

$18.51 $18.51

$27.02 BSD 27.02

-31.50%

Apples (1kg)

$6.74 $6.74

$5.69 BSD 5.69

18.45%

Banana (1kg)

$2.09 $2.09

$3.60 BSD 3.60

-41.94%

Oranges (1kg)

$6.07 $6.07

$5.20 BSD 5.20

16.73%

Tomato (1kg)

$6.74 $6.74

$10.63 BSD 10.63

-36.59%

Potato (1kg)

$4.05 $4.05

$2.88 BSD 2.88

40.63%

Onion (1kg)

$4.37 $4.37

$5.22 BSD 5.22

-16.28%

Lettuce (1 head)

$2.89 $2.89

$4.86 BSD 4.86

-40.53%

Water (1.5 liter bottle)

$2.60 $2.60

$2.77 BSD 2.77

-6.14%

Cigarettes 20 Pack (Marlboro, Camel)

$18.72 $18.72

$14.76 BSD 14.76

26.83%

Wine (Bottle)

$20.06 $20.06

$34.09 BSD 34.09

-41.16%

Local Beer (0.5 liter bottle)

$3.25 $3.25

$5.51 BSD 5.51

-41.02%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$4.89 BSD 4.89

-23.72%

One-way Ticket (Public Transport)

$3.06 $3.06

$2.54 BSD 2.54

20.47%

Public Transport Monthly Pass (Regular Price)

$140 $140

$151 BSD 151

-6.74%

Taxi Start (Normal Tariff)

$3.04 $3.04

$7.79 BSD 7.79

-60.98%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$2.92 BSD 2.92

-26.37%

Taxi 1hour Waiting (Normal Tariff)

$41.82 $41.82

$49.38 BSD 49.38

-15.31%

Gasoline (1 liter)

$1.12 $1.12

$1.53 BSD 1.53

-26.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K $35.5K

$30.3K BSD 30.3K

16.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$44.5K BSD 44.5K

-41.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$401 BSD 401

-45.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.2 $73.2

$71.9 BSD 71.9

1.78%

Internet (50+ Mbps, Unlimited Data)

$72.0 $72.0

$111 BSD 111

-35.09%

Gym Membership (Monthly)

$123 $123

$199 BSD 199

-38.32%

Tennis Court (1 Hour on Weekend)

$67.7 $67.7

$44.77 BSD 44.77

51.15%

Cinema Ticket

$22.85 $22.85

$20.28 BSD 20.28

12.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,333 $3,333

$860 BSD 860

287.30%

International Primary School, 1 Child (Yearly)

$60.0K $60.0K

$16.5K BSD 16.5K

263.67%

Jeans (Levis 501 Or Similar)

$75.2 $75.2

$48.93 BSD 48.93

53.67%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$119 BSD 119

-55.89%

Sport Shoes (Adidas, Nike)

$122 $122

$129 BSD 129

-5.71%

Men's Leather Business Shoes

$133 $133

$132 BSD 132

0.86%

1-bedroom Apartment, City Center (Monthly)

$4,389 $4,389

$1,484 BSD 1,484

195.83%

1-bedroom Apartment, Outside City Center (Monthly)

$3,130 $3,130

$2,023 BSD 2,023

54.68%

3-bedroom Apartment, City Center (Monthly)

$8,918 $8,918

$4,818 BSD 4,818

85.10%

3-bedroom Apartment, Outside City Center (Monthly)

$5,354 $5,354

$3,906 BSD 3,906

37.07%

Buy Apartment in City Center (m2)

$19.4K $19.4K

$5,320 BSD 5,320

264.73%

Buy Apartment Outside City Center (m2)

$6,806 $6,806

$3,233 BSD 3,233

110.52%

Average Monthly Net Salary (After Tax)

$5,343 $5,343

$3,309 BSD 3,309

61.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

7.38

-7.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 13, 2026

Last update for Nassau: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.2%

Nassau

$2K 46.5% 35.4% $1.1K

Groceries & Markets

New York, NY

$545 11%

Nassau

$657 15.1% 20.6% $112

Eating Out

New York, NY

$404 8.2%

Nassau

$476 10.9% 17.9% $72

Monthly Utilities & Internet

New York, NY

$364 7.4%

Nassau

$584 13.4% 60.3% $220

Clothing & Footwear

New York, NY

$172 3.5%

Nassau

$193 4.4% 12.1% $21

Sport & Entertainment

New York, NY

$168 3.4%

Nassau

$239 5.5% 42.2% $71

Getting Around

New York, NY

$167 3.4%

Nassau

$183 4.2% 10% $17

Cost Breakdown

A one-bedroom apartment in the center runs $4,389 in New York, NY and $1,484 in Nassau. Housing cost is often the main lever when comparing two cities.

New York, NY pays 61% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $122 in New York, NY vs $197 in Nassau for a mid-range dinner for two. Groceries echo the gap at $545 vs $657 per month, with New York, NY cheaper across the board.

Good to know

🇺🇸 New York, NY

🇧🇸 Nassau

🕒 Local time

00:20 12:20 AM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

259,300 Capital

💱 Currency

United States Dollar USD $

Bahamian Dollar BSD $

📈 Exchange rate

1 USD = 0.89 EUR

1 BSD = 1 USD

1 BSD = 0.89 EUR

Exchange rates and currency converter

BSD, EUR to USD – United States Dollar Converter

🇧🇸 Bahamian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Bahamian Dollar exchange rates as of October 19, 2026: 1 USD = 1 BSD (1 BSD = 1 USD). 1 EUR = 1.12 BSD (1 BSD = 0.89 EUR).

BSD to USD in detail →

On the map

Lowest

Highest

Between locations

New York, NY Nassau 1,750 km ≈ 2 h 45 min nonstop flight

From you

New York, NY
Nassau

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Nassau: Cost of Living - Frequently Asked Questions

New York, NY and Nassau differ by about 14% in total monthly costs ($4,950 vs $4,356 including rent). Nassau is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 61% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,389 in New York, NY versus $1,484 in Nassau. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $4,950 per month in New York, NY versus $4,356 in Nassau – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Nassau runs roughly 7% less than in New York, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $4,000. Nassau is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Nassau is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Nassau gentler on the wallet – expenses run 14% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.