Cost of Living Comparison Between New York, NY and Nassau Cost of Living Comparison Between New York, NY and Nassau

Monthly Cost of Living

Monthly costs for one person with rent: $4,878 in New York, NY versus $4,342 in Nassau.

Estimated couple costs with rent: $7,262 in New York, NY versus $6,929 in Nassau.

Monthly costs for a family of three with rent: $9,645 in New York, NY versus $9,516 in Nassau.

Living in New York, NY is roughly 12% more expensive than in Nassau, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: New York, NY 255% above, Nassau 216% above.

Meal at Budget Restaurant

$25.20 $25.20

$38.04 BSD 38.04

-33.75%

Three-Course Dinner for Two, Mid-Range

$150 $150

$202 BSD 202

-25.54%

Fast Food Meal (McDonalds, etc)

$13.98 $13.98

$11.86 BSD 11.86

17.88%

Cappuccino

$6.39 $6.39

$5.42 BSD 5.42

17.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.01 $4.01

$3.32 BSD 3.32

20.78%

Water (0.33 liter bottle)

$2.91 $2.91

$2.03 BSD 2.03

43.35%

Local Beer (0.5 liter draught)

$8.01 $8.01

$5.12 BSD 5.12

56.45%

Imported Beer (0.33 liter bottle)

$9.94 $9.94

$9.24 BSD 9.24

7.58%

Milk (1 liter)

$1.33 $1.33

$3.96 BSD 3.96

-66.41%

White Bread (500g)

$4.80 $4.80

$5.79 BSD 5.79

-17.10%

Rice (white) (1kg)

$6.81 $6.81

$6.87 BSD 6.87

-0.87%

Eggs

$5.67 $5.67

$7.86 BSD 7.86

-27.86%

Local Cheese (1kg)

$16.66 $16.66

$10.42 BSD 10.42

59.88%

Chicken Fillets (1kg)

$14.82 $14.82

$17.95 BSD 17.95

-17.44%

Beef Round Steak (1kg)

$18.90 $18.90

$27.55 BSD 27.55

-31.40%

Apples (1kg)

$6.03 $6.03

$5.53 BSD 5.53

9.04%

Banana (1kg)

$2.16 $2.16

$3.51 BSD 3.51

-38.46%

Oranges (1kg)

$5.67 $5.67

$5.29 BSD 5.29

7.18%

Tomato (1kg)

$6.07 $6.07

$10.62 BSD 10.62

-42.84%

Potato (1kg)

$3.49 $3.49

$2.90 BSD 2.90

20.34%

Onion (1kg)

$4.14 $4.14

$5.43 BSD 5.43

-23.76%

Lettuce (1 head)

$2.67 $2.67

$5.01 BSD 5.01

-46.71%

Water (1.5 liter bottle)

$2.56 $2.56

$2.68 BSD 2.68

-4.48%

Cigarettes 20 Pack (Marlboro, Camel)

$19.04 $19.04

$15.06 BSD 15.06

26.43%

Wine (Bottle)

$19.73 $19.73

$34.13 BSD 34.13

-42.19%

Local Beer (0.5 liter bottle)

$3.30 $3.30

$5.66 BSD 5.66

-41.70%

Imported Beer (0.33 liter bottle)

$3.97 $3.97

$5.05 BSD 5.05

-21.39%

One-way Ticket (Public Transport)

$2.99 $2.99

$2.53 BSD 2.53

18.18%

Public Transport Monthly Pass (Regular Price)

$140 $140

$151 BSD 151

-7.06%

Taxi Start (Normal Tariff)

$2.94 $2.94

$8.15 BSD 8.15

-63.93%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$3.04 BSD 3.04

-30.26%

Taxi 1hour Waiting (Normal Tariff)

$41.24 $41.24

$49.94 BSD 49.94

-17.42%

Gasoline (1 liter)

$1.11 $1.11

$1.42 BSD 1.42

-21.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.2K $35.2K

$30.3K BSD 30.3K

16.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K $25.2K

$43.7K BSD 43.7K

-42.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$218 $218

$400 BSD 400

-45.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$76.5 $76.5

$71.6 BSD 71.6

6.90%

Internet (50+ Mbps, Unlimited Data)

$76.0 $76.0

$112 BSD 112

-31.89%

Gym Membership (Monthly)

$128 $128

$199 BSD 199

-35.88%

Tennis Court (1 Hour on Weekend)

$63.2 $63.2

$43.27 BSD 43.27

46.08%

Cinema Ticket

$23.94 $23.94

$19.98 BSD 19.98

19.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,313 $3,313

$862 BSD 862

284.23%

International Primary School, 1 Child (Yearly)

$60.8K $60.8K

$16.5K BSD 16.5K

269.77%

Jeans (Levis 501 Or Similar)

$74.0 $74.0

$48.12 BSD 48.12

53.74%

Summer Dress (H&M, Zara, etc)

$56.3 $56.3

$121 BSD 121

-53.31%

Sport Shoes (Adidas, Nike)

$116 $116

$129 BSD 129

-9.54%

Men's Leather Business Shoes

$130 $130

$135 BSD 135

-3.93%

1-bedroom Apartment, City Center (Monthly)

$4,391 $4,391

$1,516 BSD 1,516

189.69%

1-bedroom Apartment, Outside City Center (Monthly)

$3,088 $3,088

$1,984 BSD 1,984

55.59%

3-bedroom Apartment, City Center (Monthly)

$9,291 $9,291

$4,742 BSD 4,742

95.93%

3-bedroom Apartment, Outside City Center (Monthly)

$5,460 $5,460

$3,936 BSD 3,936

38.75%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$4,241 BSD 4,241

354.89%

Buy Apartment Outside City Center (m2)

$6,723 $6,723

$3,253 BSD 3,253

106.67%

Average Monthly Net Salary (After Tax)

$5,364 $5,364

$3,377 BSD 3,377

58.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

7.38

-12.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: August 29, 2026

Last update for Nassau: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $4,391 in New York, NY and $1,516 in Nassau. Housing cost is often the main lever when comparing two cities.

New York, NY pays 59% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $150 in New York, NY vs $202 in Nassau for a mid-range dinner for two. Groceries echo the gap at $512 vs $661 per month, with New York, NY cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Nassau: Cost of Living - Frequently Asked Questions

New York, NY and Nassau differ by about 12% in total monthly costs ($4,878 vs $4,342 including rent). Nassau is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 59% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,391 in New York, NY versus $1,516 in Nassau. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $4,878 per month in New York, NY versus $4,342 in Nassau – a 12% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Nassau runs roughly 8% less than in New York, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $4,000. Nassau is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Nassau is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Nassau gentler on the wallet – expenses run 12% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.