Cost of Living Comparison Between New York, NY and Nassau Cost of Living Comparison Between New York, NY and Nassau

Monthly Cost of Living

Monthly costs for one person with rent: $4,503 in New York, NY versus $3,686 in Nassau.

Estimated couple costs with rent: $7,077 in New York, NY versus $6,137 in Nassau.

Monthly costs for a family of three with rent: $9,650 in New York, NY versus $8,587 in Nassau.

Living in New York, NY is roughly 22% more expensive than Nassau, driven mainly by Getting Around.

Both cities are pricier than the global median: New York, NY 236% above, Nassau 175% above.

Currency
🍽 Eating Out
New York, NY
Nassau
Difference
Meal at Budget Restaurant
$30.28 $30.28
$40.79 BSD 40.79
-25.77%
Three-Course Dinner for Two, Mid-Range
$142 $142
$199 BSD 199
-28.40%
Fast Food Meal (McDonalds, etc)
$12.65 $12.65
$11.34 BSD 11.34
11.55%
Cappuccino
$5.81 $5.81
$5.79 BSD 5.79
0.35%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.26 $3.26
$2.31 BSD 2.31
41.13%
Water (0.33 liter bottle)
$2.58 $2.58
$1.80 BSD 1.80
43.33%
Local Beer (0.5 liter draught)
$8.19 $8.19
$5.09 BSD 5.09
60.90%
Imported Beer (0.33 liter bottle)
$11.82 $11.82
$7.41 BSD 7.41
59.51%
🛒 Groceries & Markets
New York, NY
Nassau
Difference
Milk (1 liter)
$1.53 $1.53
$4.88 BSD 4.88
-68.65%
White Bread (500g)
$5.27 $5.27
$5.84 BSD 5.84
-9.76%
Rice (white) (1kg)
$8.34 $8.34
$6.32 BSD 6.32
31.96%
Eggs
$7.25 $7.25
$7.69 BSD 7.69
-5.72%
Local Cheese (1kg)
$17.29 $17.29
$8.65 BSD 8.65
99.88%
Chicken Fillets (1kg)
$16.21 $16.21
$11.92 BSD 11.92
35.99%
Beef Round Steak (1kg)
$19.82 $19.82
$20.95 BSD 20.95
-5.39%
Apples (1kg)
$7.57 $7.57
$5.38 BSD 5.38
40.71%
Banana (1kg)
$2.42 $2.42
$3.49 BSD 3.49
-30.66%
Oranges (1kg)
$5.83 $5.83
$4.78 BSD 4.78
21.97%
Tomato (1kg)
$6.39 $6.39
$7.07 BSD 7.07
-9.62%
Potato (1kg)
$3.87 $3.87
$5.03 BSD 5.03
-23.06%
Onion (1kg)
$4.06 $4.06
$4.51 BSD 4.51
-9.98%
Lettuce (1 head)
$3.12 $3.12
$3.54 BSD 3.54
-11.86%
Water (1.5 liter bottle)
$2.45 $2.45
$3.05 BSD 3.05
-19.67%
Cigarettes 20 Pack (Marlboro, Camel)
$19.26 $19.26
$13.76 BSD 13.76
39.97%
Wine (Bottle)
$19.96 $19.96
$34.32 BSD 34.32
-41.84%
Local Beer (0.5 liter bottle)
$2.99 $2.99
$3.97 BSD 3.97
-24.69%
Imported Beer (0.33 liter bottle)
$3.73 $3.73
$4.50 BSD 4.50
-17.11%
🚌 Getting Around
New York, NY
Nassau
Difference
One-way Ticket (Public Transport)
$2.84 $2.84
$1.35 BSD 1.35
110.37%
Public Transport Monthly Pass (Regular Price)
$134 $134
$45.74 BSD 45.74
193.51%
Taxi Start (Normal Tariff)
$5.11 $5.11
$6.17 BSD 6.17
-17.18%
Taxi (Normal Tariff) (1km)
$2.11 $2.11
$3.24 BSD 3.24
-34.88%
Taxi 1hour Waiting (Normal Tariff)
$42.31 $42.31
$99.5 BSD 99.5
-57.49%
Gasoline (1 liter)
$0.97 $0.97
$1.41 BSD 1.41
-31.21%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.7K $34.7K
$37.1K BSD 37.1K
-6.32%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.8K $27.8K
$43.4K BSD 43.4K
-35.99%
🧾 Monthly Utilities & Internet
New York, NY
Nassau
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$181 $181
$297 BSD 297
-38.86%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60.2 $60.2
$71.4 BSD 71.4
-15.65%
Internet (50+ Mbps, Unlimited Data)
$62.5 $62.5
$102 BSD 102
-38.69%
🎉 Sport & Entertainment
New York, NY
Nassau
Difference
Gym Membership (Monthly)
$143 $143
$133 BSD 133
7.27%
Tennis Court (1 Hour on Weekend)
$65.3 $65.3
$59.0 BSD 59.0
10.65%
Cinema Ticket
$19.98 $19.98
$19.79 BSD 19.79
0.96%
🧸 Childcare & Education
New York, NY
Nassau
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,216 $3,216
$711 BSD 711
352.35%
International Primary School, 1 Child (Yearly)
$57.2K $57.2K
$15.3K BSD 15.3K
273.34%
👕👟 Clothing & Footwear
New York, NY
Nassau
Difference
Jeans (Levis 501 Or Similar)
$67.5 $67.5
$65.1 BSD 65.1
3.64%
Summer Dress (H&M, Zara, etc)
$47.68 $47.68
$76.8 BSD 76.8
-37.95%
Sport Shoes (Adidas, Nike)
$111 $111
$115 BSD 115
-3.10%
Men's Leather Business Shoes
$169 $169
$129 BSD 129
30.58%
🏠 Accommodation & Living
New York, NY
Nassau
Difference
1-bedroom Apartment, City Center (Monthly)
$4,092 $4,092
$1,840 BSD 1,840
122.35%
1-bedroom Apartment, Outside City Center (Monthly)
$2,694 $2,694
$1,780 BSD 1,780
51.35%
3-bedroom Apartment, City Center (Monthly)
$8,445 $8,445
$3,716 BSD 3,716
127.26%
3-bedroom Apartment, Outside City Center (Monthly)
$5,128 $5,128
$3,638 BSD 3,638
40.93%
Buy Apartment in City Center (m2)
$18.2K $18.2K
$4,233 BSD 4,233
329.51%
Buy Apartment Outside City Center (m2)
$6,299 $6,299
$3,220 BSD 3,220
95.60%
💵 Salaries & Financials
New York, NY
Nassau
Difference
Average Monthly Net Salary (After Tax)
$5,540 $5,540
$3,382 BSD 3,382
63.78%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
7.05
-8.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: June 1, 2026

Last update for Nassau: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $4,092 in New York, NY and $1,840 in Nassau. Housing cost is often the main lever when comparing two cities.

New York, NY pays 64% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $142 in New York, NY vs $199 in Nassau for a mid-range dinner for two. Groceries echo the gap at $554 vs $586 per month, with New York, NY cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Nassau: Cost of Living - Frequently Asked Questions
Is Nassau cheaper than New York, NY?
Nassau is cheaper overall, especially in Sport & Entertainment, Clothing & Footwear, Getting Around. The 22% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: New York, NY or Nassau?
New York, NY pays 64% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between New York, NY and Nassau?
Rent for a central apartment: $4,092 in New York, NY versus $1,840 in Nassau. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in New York, NY vs Nassau?
All in, you'll spend $4,503 per month in New York, NY versus $3,686 in Nassau – a 22% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Nassau runs roughly 194% less than in New York, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $2,500 enough to cover costs in New York, NY or Nassau?
Both cities are expensive relative to $2,500. Nassau is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Is New York, NY or Nassau more family-friendly?
For families, Nassau is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is easier to live in as a foreigner?
Expats usually find Nassau gentler on the wallet – expenses run 22% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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