Last update: Oct 2026

Cost of Living Comparison Between Nassau and New York, NY

For one person, living is cheaper in Nassau: $4,356 a month against $4,950 in New York, NY, rent and utilities included – about $7,100 less a year. Higher rent and utilities in New York, NY outweigh lower spending on other living expenses.

Nassau
🇧🇸 Bahamas
$4,356
/mo nomad
New York, NY
🇺🇸 United States
$4,950
/mo nomad
Monthly Cost of Living

How much you'll spend in Nassau and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nassau and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,356 in Nassau versus $4,950 in New York, NY.

  • Nassau $4,356
  • New York, NY $4,950

Estimated couple costs with rent: $6,855 in Nassau versus $7,265 in New York, NY.

  • Nassau $6,855
  • New York, NY $7,265

Monthly costs for a family of three with rent: $9,354 in Nassau versus $9,581 in New York, NY.

  • Nassau $9,354
  • New York, NY $9,581

Living in Nassau costs roughly 12% less than in New York, NY, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Nassau 223% above, New York, NY 267% above.

Currency
🍽 Eating Out
Nassau
New York, NY
Difference
Meal at Budget Restaurant
$39.05 BSD 39.05
$24.65 $24.65
58.42%
Three-Course Dinner for Two, Mid-Range
$197 BSD 197
$122 $122
62.39%
Fast Food Meal (McDonalds, etc)
$11.96 BSD 11.96
$13.91 $13.91
-14.02%
Cappuccino
$5.34 BSD 5.34
$6.59 $6.59
-18.97%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.22 BSD 3.22
$3.84 $3.84
-16.15%
Water (0.33 liter bottle)
$1.98 BSD 1.98
$2.87 $2.87
-31.01%
Local Beer (0.5 liter draught)
$4.94 BSD 4.94
$7.79 $7.79
-36.59%
Imported Beer (0.33 liter bottle)
$9.03 BSD 9.03
$9.85 $9.85
-8.32%
🛒 Groceries & Markets
Nassau
New York, NY
Difference
Milk (1 liter)
$3.96 BSD 3.96
$1.38 $1.38
186.96%
White Bread (500g)
$5.66 BSD 5.66
$4.68 $4.68
20.94%
Rice (white) (1kg)
$7.10 BSD 7.10
$7.54 $7.54
-5.84%
Eggs
$7.60 BSD 7.60
$5.93 $5.93
28.16%
Local Cheese (1kg)
$10.28 BSD 10.28
$18.83 $18.83
-45.41%
Chicken Fillets (1kg)
$17.88 BSD 17.88
$17.36 $17.36
3.00%
Beef Round Steak (1kg)
$27.02 BSD 27.02
$18.51 $18.51
45.98%
Apples (1kg)
$5.69 BSD 5.69
$6.74 $6.74
-15.58%
Banana (1kg)
$3.60 BSD 3.60
$2.09 $2.09
72.25%
Oranges (1kg)
$5.20 BSD 5.20
$6.07 $6.07
-14.33%
Tomato (1kg)
$10.63 BSD 10.63
$6.74 $6.74
57.72%
Potato (1kg)
$2.88 BSD 2.88
$4.05 $4.05
-28.89%
Onion (1kg)
$5.22 BSD 5.22
$4.37 $4.37
19.45%
Lettuce (1 head)
$4.86 BSD 4.86
$2.89 $2.89
68.17%
Water (1.5 liter bottle)
$2.77 BSD 2.77
$2.60 $2.60
6.54%
Cigarettes 20 Pack (Marlboro, Camel)
$14.76 BSD 14.76
$18.72 $18.72
-21.15%
Wine (Bottle)
$34.09 BSD 34.09
$20.06 $20.06
69.94%
Local Beer (0.5 liter bottle)
$5.51 BSD 5.51
$3.25 $3.25
69.54%
Imported Beer (0.33 liter bottle)
$4.89 BSD 4.89
$3.73 $3.73
31.10%
🚌 Getting Around
Nassau
New York, NY
Difference
One-way Ticket (Public Transport)
$2.54 BSD 2.54
$3.06 $3.06
-16.99%
Public Transport Monthly Pass (Regular Price)
$151 BSD 151
$140 $140
7.23%
Taxi Start (Normal Tariff)
$7.79 BSD 7.79
$3.04 $3.04
156.25%
Taxi (Normal Tariff) (1km)
$2.92 BSD 2.92
$2.15 $2.15
35.81%
Taxi 1hour Waiting (Normal Tariff)
$49.38 BSD 49.38
$41.82 $41.82
18.08%
Gasoline (1 liter)
$1.53 BSD 1.53
$1.12 $1.12
36.61%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.3K BSD 30.3K
$35.5K $35.5K
-14.41%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$44.5K BSD 44.5K
$26.0K $26.0K
70.78%
🧾 Monthly Utilities & Internet
Nassau
New York, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$401 BSD 401
$219 $219
83.16%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$71.9 BSD 71.9
$73.2 $73.2
-1.75%
Internet (50+ Mbps, Unlimited Data)
$111 BSD 111
$72.0 $72.0
54.05%
🎉 Sport & Entertainment
Nassau
New York, NY
Difference
Gym Membership (Monthly)
$199 BSD 199
$123 $123
62.13%
Tennis Court (1 Hour on Weekend)
$44.77 BSD 44.77
$67.7 $67.7
-33.84%
Cinema Ticket
$20.28 BSD 20.28
$22.85 $22.85
-11.25%
🧸 Childcare & Education
Nassau
New York, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$860 BSD 860
$3,333 $3,333
-74.18%
International Primary School, 1 Child (Yearly)
$16.5K BSD 16.5K
$60.0K $60.0K
-72.50%
👕👟 Clothing & Footwear
Nassau
New York, NY
Difference
Jeans (Levis 501 Or Similar)
$48.93 BSD 48.93
$75.2 $75.2
-34.92%
Summer Dress (H&M, Zara, etc)
$119 BSD 119
$52.4 $52.4
126.68%
Sport Shoes (Adidas, Nike)
$129 BSD 129
$122 $122
6.06%
Men's Leather Business Shoes
$132 BSD 132
$133 $133
-0.85%
🏠 Accommodation & Living
Nassau
New York, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$1,484 BSD 1,484
$4,389 $4,389
-66.20%
1-bedroom Apartment, Outside City Center (Monthly)
$2,023 BSD 2,023
$3,130 $3,130
-35.35%
3-bedroom Apartment, City Center (Monthly)
$4,818 BSD 4,818
$8,918 $8,918
-45.98%
3-bedroom Apartment, Outside City Center (Monthly)
$3,906 BSD 3,906
$5,354 $5,354
-27.05%
Buy Apartment in City Center (m2)
$5,320 BSD 5,320
$19.4K $19.4K
-72.58%
Buy Apartment Outside City Center (m2)
$3,233 BSD 3,233
$6,806 $6,806
-52.50%
💵 Salaries & Financials
Nassau
New York, NY
Difference
Average Monthly Net Salary (After Tax)
$3,309 BSD 3,309
$5,343 $5,343
-38.07%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.38
6.82
8.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nassau: October 11, 2026

Last update for New York, NY: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Nassau
$2K
New York, NY
$3.1K 54.7% $1.1K
Groceries & Markets
Nassau
$657
New York, NY
$545 17.1% $112
Monthly Utilities & Internet
Nassau
$584
New York, NY
$364 37.6% $220
Eating Out
Nassau
$476
New York, NY
$404 15.2% $72
Sport & Entertainment
Nassau
$239
New York, NY
$168 29.7% $71
Clothing & Footwear
Nassau
$193
New York, NY
$172 10.8% $21
Getting Around
Nassau
$183
New York, NY
$167 9.1% $17

Cost Breakdown

A one-bedroom apartment in the center runs $1,484 in Nassau and $4,389 in New York, NY. Housing cost is often the main lever when comparing two cities.

New York, NY pays 61% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $197 in Nassau vs $122 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $657 vs $545 per month, with New York, NY cheaper across the board.

Good to know
🇧🇸 Nassau
🇺🇸 New York, NY
🕒 Local time
21:45 9:45 PM
21:45 9:45 PM
Same time as Nassau
🌤 Weather
👥 Population
259,300 Capital
8,804,190
Exchange rates and currency converter

USD, EUR to BSD – Bahamian Dollar Converter

Bahamian Dollar exchange rates as of October 19, 2026: 1 USD = 1 BSD (1 BSD = 1 USD). 1 EUR = 1.12 BSD (1 BSD = 0.89 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Nassau New York, NY 1,750 km ≈ 2 h 45 min nonstop flight
From you
  • Nassau
  • New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nassau vs New York, NY: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Nassau and in New York, NY?
Nassau and New York, NY differ by about 14% in total monthly costs ($4,356 vs $4,950 including rent). Nassau is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Where can you earn more: Nassau or New York, NY?
On paper, salaries run 61% lower in New York, NY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Nassau and New York, NY?
Rent for a central apartment: $1,484 in Nassau versus $4,389 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Nassau and in New York, NY?
All in, you'll spend $4,356 per month in Nassau versus $4,950 in New York, NY – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Nassau runs roughly 7% less than in New York, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $4,000 enough to cover costs in Nassau or in New York, NY?
Both cities are expensive relative to $4,000. Nassau is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Is Nassau or New York, NY more family-friendly?
For families, Nassau is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is easier to live in as a foreigner?
Expats usually find Nassau gentler on the wallet – expenses run 14% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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