Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Kokomo, IN

For one person, living is cheaper in Kokomo, IN: $2,012 a month against $4,941 in New York, NY, rent and utilities included – about $35,100 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
97

Cost of Living Index in Kokomo, IN
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Kokomo, IN Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Kokomo, IN

🇺🇸 United States

$2,012

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Kokomo, IN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Kokomo, IN actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $2,012 in Kokomo, IN, rent included.

New York, NY $4,941
Kokomo, IN $2,012

A couple spends around $7,225 per month in New York, NY vs $2,870 in Kokomo, IN, rent included.

New York, NY $7,225
Kokomo, IN $2,870

A family of three spends $9,509 per month in New York, NY vs $3,728 in Kokomo, IN, rent included.

New York, NY $9,509
Kokomo, IN $3,728

New York, NY costs about 146% more than Kokomo, IN, and outside of rent the biggest gap is in groceries.

Both New York, NY and Kokomo, IN sit above the global median – New York, NY by 263%, Kokomo, IN by 48%.

Meal at Budget Restaurant

$28.55 $28.55

$13.37 $13.37

113.54%

Three-Course Dinner for Two, Mid-Range

$118 $118

$70.2 $70.2

68.64%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$10.19 $10.19

47.60%

Cappuccino

$6.53 $6.53

$4.19 $4.19

55.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$2.53 $2.53

56.52%

Water (0.33 liter bottle)

$3.01 $3.01

$1.93 $1.93

55.96%

Local Beer (0.5 liter draught)

$8.16 $8.16

$6.73 $6.73

21.25%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$4.76 $4.76

106.72%

Milk (1 liter)

$1.37 $1.37

$0.79 $0.79

73.42%

White Bread (500g)

$4.97 $4.97

$2.81 $2.81

76.87%

Rice (white) (1kg)

$7.81 $7.81

$1.87 $1.87

317.65%

Eggs

$5.97 $5.97

$3.23 $3.23

84.83%

Local Cheese (1kg)

$18.91 $18.91

$6.75 $6.75

180.15%

Chicken Fillets (1kg)

$18.04 $18.04

$15.53 $15.53

16.16%

Beef Round Steak (1kg)

$19.05 $19.05

$16.77 $16.77

13.60%

Apples (1kg)

$6.76 $6.76

$4.57 $4.57

47.92%

Banana (1kg)

$2.27 $2.27

$1.28 $1.28

77.34%

Oranges (1kg)

$6.83 $6.83

$3.33 $3.33

105.11%

Tomato (1kg)

$7.09 $7.09

$3.89 $3.89

82.26%

Potato (1kg)

$4.22 $4.22

$2.58 $2.58

63.57%

Onion (1kg)

$4.65 $4.65

$2.54 $2.54

83.07%

Lettuce (1 head)

$2.87 $2.87

$2.22 $2.22

29.28%

Water (1.5 liter bottle)

$2.60 $2.60

$1.29 $1.29

101.55%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$7.69 $7.69

144.08%

Wine (Bottle)

$20.13 $20.13

$19.51 $19.51

3.18%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$1.72 $1.72

100.58%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$6.07 $6.07

-33.77%

One-way Ticket (Public Transport)

$2.91 $2.91

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.08 $3.08

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$3.17 $3.17

-33.12%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$15.06 $15.06

178.62%

Gasoline (1 liter)

$1.17 $1.17

$0.86 $0.86

36.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$27.5K $27.5K

25.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.5K $26.5K

-2.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$206 $206

6.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$51.1 $51.1

45.26%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$57.9 $57.9

21.26%

Gym Membership (Monthly)

$112 $112

$20.24 $20.24

453.11%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$22.14 $22.14

$14.11 $14.11

56.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$525 $525

577.64%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$6,507 $6,507

855.31%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$39.80 $39.80

89.97%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$46.92 $46.92

9.12%

Sport Shoes (Adidas, Nike)

$123 $123

$70.2 $70.2

75.44%

Men's Leather Business Shoes

$140 $140

$120 $120

16.07%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$859 $859

423.88%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$895 $895

244.10%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$1,385 $1,385

582.27%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$1,279 $1,279

305.63%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$1,386 $1,386

1206.32%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$1,349 $1,349

396.12%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$5,604 $5,604

-6.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

14.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Kokomo, IN: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Kokomo, IN

$895 44.5% 70.9% $2.2K

Groceries & Markets

New York, NY

$563 11.4%

Kokomo, IN

$365 18.1% 35.2% $198

Eating Out

New York, NY

$440 8.9%

Kokomo, IN

$249 12.4% 43.5% $191

Monthly Utilities & Internet

New York, NY

$364 7.4%

Kokomo, IN

$315 15.6% 13.5% $49

Clothing & Footwear

New York, NY

$175 3.6%

Kokomo, IN

$125 6.2% 28.8% $51

Getting Around

New York, NY

$164 3.3%

Kokomo, IN

$16 * 0.8% 90.4% $148

Sport & Entertainment

New York, NY

$156 3.2%

Kokomo, IN

$48 2.4% 69% $108

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $859 in Kokomo, IN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 7% higher in Kokomo, IN, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $118 in New York, NY versus $70 in Kokomo, IN. Monthly groceries follow the same trend: $563 vs $365 – making Kokomo, IN the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Kokomo, IN

🕒 Local time

04:05 4:05 AM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

57,000

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.893 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

New York, NY Kokomo, IN 1,010 km ≈ 1 h 45 min nonstop flight

From you

New York, NY
Kokomo, IN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Kokomo, IN: Cost of Living - Frequently Asked Questions

New York, NY costs about 146% more than Kokomo, IN, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,412 per month in New York, NY and $3,018 in Kokomo, IN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kokomo, IN, especially for central apartments: a one-bedroom in the center costs $859 there versus $4,499 in New York, NY.

Monthly expenses with rent come to $4,941 in New York, NY and $2,012 in Kokomo, IN. That makes Kokomo, IN about 59% cheaper.

Kindergarten costs $3,558 per month in New York, NY and $525 in Kokomo, IN. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $4,941 in New York, NY and $2,012 in Kokomo, IN. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Kokomo, IN – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.