Last update: Oct 2026

Cost of Living Comparison Between Kokomo, IN and New York, NY

For one person, living is cheaper in Kokomo, IN: $2,012 a month against $4,941 in New York, NY, rent and utilities included – about $35,100 less a year. Rent and utilities account for most of the difference.

97

Cost of Living Index in Kokomo, IN
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Kokomo, IN Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Kokomo, IN

🇺🇸 United States

$2,012

/mo nomad

New York, NY

🇺🇸 United States

$4,941

/mo nomad

Monthly Cost of Living

How much you'll spend in Kokomo, IN and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kokomo, IN and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,012 per month in Kokomo, IN vs $4,941 in New York, NY, rent included.

Kokomo, IN $2,012
New York, NY $4,941

A couple spends around $2,870 per month in Kokomo, IN vs $7,225 in New York, NY, rent included.

Kokomo, IN $2,870
New York, NY $7,225

A family of three spends $3,728 per month in Kokomo, IN vs $9,509 in New York, NY, rent included.

Kokomo, IN $3,728
New York, NY $9,509

Kokomo, IN is about 59% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Kokomo, IN and New York, NY sit above the global median – Kokomo, IN by 48%, New York, NY by 263%.

Meal at Budget Restaurant

$13.37 $13.37

$28.55 $28.55

-53.17%

Three-Course Dinner for Two, Mid-Range

$70.2 $70.2

$118 $118

-40.70%

Fast Food Meal (McDonalds, etc)

$10.19 $10.19

$15.04 $15.04

-32.25%

Cappuccino

$4.19 $4.19

$6.53 $6.53

-35.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.53 $2.53

$3.96 $3.96

-36.11%

Water (0.33 liter bottle)

$1.93 $1.93

$3.01 $3.01

-35.88%

Local Beer (0.5 liter draught)

$6.73 $6.73

$8.16 $8.16

-17.52%

Imported Beer (0.33 liter bottle)

$4.76 $4.76

$9.84 $9.84

-51.63%

Milk (1 liter)

$0.79 $0.79

$1.37 $1.37

-42.34%

White Bread (500g)

$2.81 $2.81

$4.97 $4.97

-43.46%

Rice (white) (1kg)

$1.87 $1.87

$7.81 $7.81

-76.06%

Eggs

$3.23 $3.23

$5.97 $5.97

-45.90%

Local Cheese (1kg)

$6.75 $6.75

$18.91 $18.91

-64.30%

Chicken Fillets (1kg)

$15.53 $15.53

$18.04 $18.04

-13.91%

Beef Round Steak (1kg)

$16.77 $16.77

$19.05 $19.05

-11.97%

Apples (1kg)

$4.57 $4.57

$6.76 $6.76

-32.40%

Banana (1kg)

$1.28 $1.28

$2.27 $2.27

-43.61%

Oranges (1kg)

$3.33 $3.33

$6.83 $6.83

-51.24%

Tomato (1kg)

$3.89 $3.89

$7.09 $7.09

-45.13%

Potato (1kg)

$2.58 $2.58

$4.22 $4.22

-38.86%

Onion (1kg)

$2.54 $2.54

$4.65 $4.65

-45.38%

Lettuce (1 head)

$2.22 $2.22

$2.87 $2.87

-22.65%

Water (1.5 liter bottle)

$1.29 $1.29

$2.60 $2.60

-50.38%

Cigarettes 20 Pack (Marlboro, Camel)

$7.69 $7.69

$18.77 $18.77

-59.03%

Wine (Bottle)

$19.51 $19.51

$20.13 $20.13

-3.08%

Local Beer (0.5 liter bottle)

$1.72 $1.72

$3.45 $3.45

-50.14%

Imported Beer (0.33 liter bottle)

$6.07 $6.07

$4.02 $4.02

51.00%

One-way Ticket (Public Transport)

$2.91 $2.91

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.08 $3.08

Taxi (Normal Tariff) (1km)

$3.17 $3.17

$2.12 $2.12

49.53%

Taxi 1hour Waiting (Normal Tariff)

$15.06 $15.06

$41.96 $41.96

-64.11%

Gasoline (1 liter)

$0.86 $0.86

$1.17 $1.17

-26.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K $27.5K

$34.5K $34.5K

-20.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K $26.5K

$25.9K $25.9K

2.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$206 $206

$219 $219

-6.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.1 $51.1

$74.2 $74.2

-31.16%

Internet (50+ Mbps, Unlimited Data)

$57.9 $57.9

$70.2 $70.2

-17.53%

Gym Membership (Monthly)

$20.24 $20.24

$112 $112

-81.92%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$14.11 $14.11

$22.14 $22.14

-36.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$525 $525

$3,558 $3,558

-85.24%

International Primary School, 1 Child (Yearly)

$6,507 $6,507

$62.2K $62.2K

-89.53%

Jeans (Levis 501 Or Similar)

$39.80 $39.80

$75.6 $75.6

-47.36%

Summer Dress (H&M, Zara, etc)

$46.92 $46.92

$51.2 $51.2

-8.36%

Sport Shoes (Adidas, Nike)

$70.2 $70.2

$123 $123

-43.00%

Men's Leather Business Shoes

$120 $120

$140 $140

-13.85%

1-bedroom Apartment, City Center (Monthly)

$859 $859

$4,499 $4,499

-80.91%

1-bedroom Apartment, Outside City Center (Monthly)

$895 $895

$3,078 $3,078

-70.94%

3-bedroom Apartment, City Center (Monthly)

$1,385 $1,385

$9,447 $9,447

-85.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,279 $1,279

$5,190 $5,190

-75.35%

Buy Apartment in City Center (m2)

$1,386 $1,386

$18.1K $18.1K

-92.34%

Buy Apartment Outside City Center (m2)

$1,349 $1,349

$6,693 $6,693

-79.84%

Average Monthly Net Salary (After Tax)

$5,604 $5,604

$5,220 $5,220

7.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

-12.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kokomo, IN: October 26, 2026

Last update for New York, NY: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kokomo, IN

$895 44.5%

New York, NY

$3.1K 62.3% 244% $2.2K

Groceries & Markets

Kokomo, IN

$365 18.1%

New York, NY

$563 11.4% 54.4% $198

Monthly Utilities & Internet

Kokomo, IN

$315 15.6%

New York, NY

$364 7.4% 15.6% $49

Eating Out

Kokomo, IN

$249 12.4%

New York, NY

$440 8.9% 76.9% $191

Clothing & Footwear

Kokomo, IN

$125 6.2%

New York, NY

$175 3.6% 40.5% $51

Sport & Entertainment

Kokomo, IN

$48 2.4%

New York, NY

$156 3.2% 222% $108

Getting Around

Kokomo, IN

$16 * 0.8%

New York, NY

$164 3.3% 938% $148

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $859 in Kokomo, IN versus $4,499 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 7% higher in Kokomo, IN, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $70 in Kokomo, IN versus $118 in New York, NY. Monthly groceries follow the same trend: $365 vs $563 – making Kokomo, IN the more affordable choice for daily food spending.

Good to know

🇺🇸 Kokomo, IN

🇺🇸 New York, NY

🕒 Local time

02:46 2:46 AM

Same time as Kokomo, IN

🌤 Weather

👥 Population

57,000

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.893 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Kokomo, IN New York, NY 1,010 km ≈ 1 h 45 min nonstop flight

From you

Kokomo, IN
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kokomo, IN vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 146% more than Kokomo, IN, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,018 per month in Kokomo, IN and $7,412 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kokomo, IN, especially for central apartments: a one-bedroom in the center costs $859 there versus $4,499 in New York, NY.

Monthly expenses with rent come to $2,012 in Kokomo, IN and $4,941 in New York, NY. That makes Kokomo, IN about 59% cheaper.

Kindergarten costs $525 per month in Kokomo, IN and $3,558 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $2,012 in Kokomo, IN and $4,941 in New York, NY. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Kokomo, IN – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.