Cost of Living in Kokomo, IN - Updated Prices & Insights

Monthly Cost of Living

A single person spends around $1,823 per month with rent, or $741 for everyday expenses alone.

A couple spends around $2,645 per month with rent, or $1,345 for everyday expenses alone.

A family of three spends around $3,467 per month with rent, or $1,950 without housing.

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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$12.93 $12.93
$10.12 $10.12
$30.36 $30.36
Three-Course Dinner for Two, Mid-Range
$60.2 $60.2
$40.16 $40.16
$80.3 $80.3
Fast Food Meal (McDonalds, etc)
$8.18 $8.18
$8.18 $8.18
$11.24 $11.24
Cappuccino
$4.45 $4.45
$2.04 $2.04
$8.95 $8.95
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.21 $2.21
$1.52 $1.52
$5.06 $5.06
Water (0.33 liter bottle)
$2.18 $2.18
$1.03 $1.03
$5.14 $5.14
Local Beer (0.5 liter draught)
$4.91 $4.91
$2.95 $2.95
$9.83 $9.83
Imported Beer (0.33 liter bottle)
$5.18 $5.18
$4.51 $4.51
$11.65 $11.65
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.74 $0.74
$0.57 $0.57
$1.03 $1.03
White Bread (500g)
$3.26 $3.26
$1.94 $1.94
$4.90 $4.90
Rice (white) (1kg)
$2.24 $2.24
$2.13 $2.13
$6.74 $6.74
Eggs
$3.19 $3.19
$1.85 $1.85
$6.85 $6.85
Local Cheese (1kg)
$4.50 $4.50
$4.50 $4.50
$18.07 $18.07
Chicken Fillets (1kg)
$9.48 $9.48
$4.38 $4.38
$15.37 $15.37
Beef Round Steak (1kg)
$15.71 $15.71
$11.23 $11.23
$20.19 $20.19
Apples (1kg)
$3.32 $3.32
$2.97 $2.97
$8.91 $8.91
Banana (1kg)
$1.31 $1.31
$1.11 $1.11
$3.34 $3.34
Oranges (1kg)
$4.01 $4.01
$1.02 $1.02
$7.86 $7.86
Tomato (1kg)
$3.35 $3.35
$3.35 $3.35
$6.73 $6.73
Potato (1kg)
$1.80 $1.80
$1.12 $1.12
$6.72 $6.72
Onion (1kg)
$1.93 $1.93
$1.93 $1.93
$4.35 $4.35
Lettuce (1 head)
$1.80 $1.80
$1.32 $1.32
$2.01 $2.01
Water (1.5 liter bottle)
$1.45 $1.45
$0.61 $0.61
$2.63 $2.63
Cigarettes 20 Pack (Marlboro, Camel)
$7.43 $7.43
$7.43 $7.43
$9.85 $9.85
Wine (Bottle)
$18.97 $18.97
$14.98 $14.98
$27.96 $27.96
Local Beer (0.5 liter bottle)
$2.02 $2.02
$1.72 $1.72
$2.55 $2.55
Imported Beer (0.33 liter bottle)
$1.82 $1.82
$1.50 $1.50
$4.04 $4.04
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.96 $1.96
$1.22 $1.22
$1.96 $1.96
Taxi Start (Normal Tariff)
$3.66 $3.66
$3.66 $3.66
$9.76 $9.76
Taxi (Normal Tariff) (1km)
$1.39 $1.39
$1.39 $1.39
$3.08 $3.08
Taxi 1hour Waiting (Normal Tariff)
$14.82 $14.82
$14.82 $14.82
$29.65 $29.65
Gasoline (1 liter)
$0.75 $0.75
$0.74 $0.74
$0.99 $0.99
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.4K $35.4K
$23.8K $23.8K
$36.6K $36.6K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.2K $25.2K
$24.1K $24.1K
$25.2K $25.2K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$119 $119
$80.1 $80.1
$248 $248
SIM Card Monthly Plan (Calls and 10GB+ Data)
$56.1 $56.1
$34.55 $34.55
$98.7 $98.7
Internet (50+ Mbps, Unlimited Data)
$55.8 $55.8
$44.60 $44.60
$84.3 $84.3
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$19.67 $19.67
$17.21 $17.21
$49.17 $49.17
Cinema Ticket
$9.47 $9.47
$7.28 $7.28
$15.54 $15.54
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,576 $1,576
$1,409 $1,409
$1,654 $1,654
International Primary School, 1 Child (Yearly)
$17.3K $17.3K
$8,926 $8,926
$19.4K $19.4K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$40.32 $40.32
$30.24 $30.24
$55.4 $55.4
Summer Dress (H&M, Zara, etc)
$39.26 $39.26
$33.37 $33.37
$73.6 $73.6
Sport Shoes (Adidas, Nike)
$88.0 $88.0
$64.5 $64.5
$129 $129
Men's Leather Business Shoes
$71.0 $71.0
$71.0 $71.0
$122 $122
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$841 $841
$841 $841
$1,838 $1,838
1-bedroom Apartment, Outside City Center (Monthly)
$902 $902
$902 $902
$1,503 $1,503
3-bedroom Apartment, City Center (Monthly)
$1,585 $1,585
$1,417 $1,417
$1,821 $1,821
3-bedroom Apartment, Outside City Center (Monthly)
$1,410 $1,410
$1,325 $1,325
$1,529 $1,529
Buy Apartment in City Center (m2)
$1,306 $1,306
$1,221 $1,221
$1,359 $1,359
Buy Apartment Outside City Center (m2)
$1,336 $1,336
$1,249 $1,249
$1,390 $1,390
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$4,480 $4,480
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6
5.8
7.4

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the city center costs around $841, dropping to $902 outside central areas. Housing accounts for roughly 19% of the average salary ($4,480) – well above the 30% international benchmark.

The average net salary is $4,480 – comfortably above monthly costs of $1,823. Most workers can save and live well. A comfortable lifestyle typically starts at $2,734.

Groceries cost around $313 per month for one person. A mid-range dinner for two is priced at $60.0.

Cost Highlights

Milk is cheaper than 98% of cities in North America

Gym membership is cheaper than 98% of cities in North America

Gasoline is cheaper than 96% of cities in North America

Kokomo, IN Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Kokomo, IN - Frequently Asked Questions
Is Kokomo generally affordable and valuable for travelers, expats, and digital nomads compared with other Midwest towns?
Overall, Kokomo offers a practical balance of housing, groceries, and services for travelers, expats, and digital nomads who value stability and a slower pace. You’ll find straightforward options without daily stress from big-city price spikes, yet with enough amenities to feel comfortable. The Cost of Living in Kokomo, IN, United States tends to be more approachable than many larger Midwest metro areas, while still delivering parks, healthcare access, and cultural events. Tip: compare a few neighborhoods for rental terms and walkability, then pilot a longer stay to gauge daily costs and routines.
What does daily life look like in Kokomo, including housing search, food options, transport, and errands?
Understanding Kokomo, IN, United States living cost helps you calibrate rent and daily expenses as you search. Daily life centers on practicality: housing options range from comfortable rentals to small houses with parking, usually within short drives to groceries and clinics. Food options include supermarkets, local bakeries, and regional eateries that shift with seasons. Transportation is car-centric, with modest public transit and convenient car trips around town; rideshare can fill gaps for evenings out. For work, you’ll find coworking or flexible spaces in and around the city, plus cafés suitable for remote work. Tip: start with a weekend scout of several neighborhoods to feel the pace and parking – then plan longer stays around transit and grocery access.
What strategies help maximize quality of life and budgeting in Kokomo, including seasonality and neighborhood fit?
Quality of life in Kokomo rewards a clear budgeting framework focused on housing, groceries, and transport alignment with your week. Use a simple monthly plan with categories, track recurring costs, and compare all-in rent vs. utilities to identify value. Seasonality affects activities and energy use; winters are cooler with higher heating needs, summers are mild to warm with outdoor recreation possible. For neighborhood fit, prioritize walkable districts near groceries, clinics, and parks; consider parking rules and noise levels if you stay near major roads. Tip: join local expat or digital nomad groups to swap real-time tips on seasonal prices and hidden deals.
Is Kokomo, IN expensive to live in?
Kokomo, IN sits squarely in the middle of the price spectrum – not cheap, not expensive. Monthly costs with rent tend to hover around $1,823, which most working professionals can handle without feeling financially squeezed.
What percentage of income goes to rent in Kokomo, IN?
Housing in Kokomo, IN takes a heavy bite – about 19% of a typical income, which is above the 30% international benchmark. That squeezes the budget for everything else and is one of the main pain points for residents here.
How much do you need to earn to live comfortably in Kokomo, IN?
You'll want at least $2,734 per month after taxes to live comfortably in Kokomo, IN. That covers a decent apartment, groceries, utilities, transport, and enough left over for dining out occasionally. Families or people wanting a central location should budget higher.
How much is rent in Kokomo, IN?
In Kokomo, IN's center, a one-bedroom apartment runs about $841 per month. Move further out and that drops to around $902. Location makes a big difference here – and furnished places or short-term rentals will cost more on top of these figures.
Is food expensive in Kokomo, IN?
Grocery spending in Kokomo, IN lands around $313 per month for one person – not cheap, not expensive. Local produce and staples are fairly priced, though imported goods and specialty items cost more. Overall, food is a manageable part of the budget.
What is a typical grocery budget in Kokomo, IN?
Groceries in Kokomo, IN run about $313 monthly for one person – a moderate figure that matches the city's overall cost level. Local markets and supermarkets cover most needs, and food costs are manageable without strict budgeting.
Can a person live on $2,000 monthly in Kokomo, IN?
$2,000 is below the $1,823 average in Kokomo, IN, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
Is Kokomo, IN a good place to live?
Quality of life in Kokomo, IN is genuinely good – highlights include fast internet, low crime rates, wellness scene, and monthly costs hover around $1,823. Day-to-day life is well-rounded: decent infrastructure, varied dining and entertainment, and a generally positive atmosphere.
How affordable is Kokomo, IN?
Kokomo, IN is neither cheap nor expensive – it sits comfortably in the middle. Monthly costs with rent run about $1,823, a figure most working professionals can handle without major financial stress.

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