Cost of Living Comparison Between New York, NY and Hermosa Beach, CA Cost of Living Comparison Between New York, NY and Hermosa Beach, CA

Monthly Cost of Living

A single person spends $4,438 per month in New York, NY vs $2,585 in Hermosa Beach, CA, rent included.

A couple spends around $7,016 per month in New York, NY vs $3,888 in Hermosa Beach, CA, rent included.

A family of three spends $9,593 per month in New York, NY vs $5,191 in Hermosa Beach, CA, rent included.

New York, NY costs about 72% more than Hermosa Beach, CA, driven mainly by Groceries & Markets.

Both New York, NY and Hermosa Beach, CA sit above the global median – New York, NY by 231%, Hermosa Beach, CA by 93%.

Meal at Budget Restaurant

$29.91 $29.91

$21.89 $21.89

36.64%

Three-Course Dinner for Two, Mid-Range

$144 $144

$100 $100

43.47%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$12.05 $12.05

2.24%

Cappuccino

$6.03 $6.03

$5.77 $5.77

4.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.39 $3.39

$2.69 $2.69

26.02%

Water (0.33 liter bottle)

$2.56 $2.56

$1.98 $1.98

29.29%

Local Beer (0.5 liter draught)

$8.20 $8.20

$8.54 $8.54

-3.98%

Imported Beer (0.33 liter bottle)

$11.95 $11.95

$8.58 $8.58

39.28%

Milk (1 liter)

$1.54 $1.54

$1.11 $1.11

38.74%

White Bread (500g)

$5.15 $5.15

$4.12 $4.12

25.00%

Rice (white) (1kg)

$8.43 $8.43

$4.04 $4.04

108.66%

Eggs

$6.97 $6.97

$6.94 $6.94

0.43%

Local Cheese (1kg)

$17.28 $17.28

$10.44 $10.44

65.52%

Chicken Fillets (1kg)

$16.24 $16.24

$8.68 $8.68

87.10%

Beef Round Steak (1kg)

$19.95 $19.95

$14.25 $14.25

40.00%

Apples (1kg)

$7.45 $7.45

$3.51 $3.51

112.25%

Banana (1kg)

$2.42 $2.42

$1.86 $1.86

30.11%

Oranges (1kg)

$5.87 $5.87

$3.98 $3.98

47.49%

Tomato (1kg)

$6.31 $6.31

$4.92 $4.92

28.25%

Potato (1kg)

$3.72 $3.72

$3.00 $3.00

24.00%

Onion (1kg)

$3.99 $3.99

$2.42 $2.42

64.88%

Lettuce (1 head)

$3.19 $3.19

$1.44 $1.44

121.53%

Water (1.5 liter bottle)

$2.55 $2.55

$2.10 $2.10

21.43%

Cigarettes 20 Pack (Marlboro, Camel)

$19.09 $19.09

$10.92 $10.92

74.82%

Wine (Bottle)

$20.24 $20.24

$15.08 $15.08

34.22%

Local Beer (0.5 liter bottle)

$2.99 $2.99

$2.60 $2.60

15.00%

Imported Beer (0.33 liter bottle)

$3.87 $3.87

$3.18 $3.18

21.70%

One-way Ticket (Public Transport)

$2.95 $2.95

$1.97 $1.97

49.75%

Public Transport Monthly Pass (Regular Price)

$131 $131

Taxi Start (Normal Tariff)

$5.13 $5.13

$3.14 $3.14

63.38%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.72 $1.72

27.91%

Taxi 1hour Waiting (Normal Tariff)

$42.64 $42.64

$29.40 $29.40

45.03%

Gasoline (1 liter)

$0.95 $0.95

$1.25 $1.25

-24.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$24.0K $24.0K

43.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K $28.2K

$24.3K $24.3K

16.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 $182

$186 $186

-2.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.1 $60.1

$47.32 $47.32

26.90%

Internet (50+ Mbps, Unlimited Data)

$61.9 $61.9

$69.5 $69.5

-10.93%

Gym Membership (Monthly)

$140 $140

$43.60 $43.60

221.15%

Tennis Court (1 Hour on Weekend)

$64.4 $64.4

$14.84 $14.84

334.03%

Cinema Ticket

$20.33 $20.33

$15.90 $15.90

27.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,222 $3,222

$1,636 $1,636

97.02%

International Primary School, 1 Child (Yearly)

$56.2K $56.2K

$12.5K $12.5K

350.15%

Jeans (Levis 501 Or Similar)

$65.9 $65.9

$56.8 $56.8

16.05%

Summer Dress (H&M, Zara, etc)

$47.20 $47.20

$34.07 $34.07

38.54%

Sport Shoes (Adidas, Nike)

$111 $111

$84.8 $84.8

31.04%

Men's Leather Business Shoes

$173 $173

$84.1 $84.1

106.07%

1-bedroom Apartment, City Center (Monthly)

$4,208 $4,208

$1,615 $1,615

160.61%

1-bedroom Apartment, Outside City Center (Monthly)

$2,647 $2,647

$1,377 $1,377

92.21%

3-bedroom Apartment, City Center (Monthly)

$8,415 $8,415

$2,646 $2,646

218.06%

3-bedroom Apartment, Outside City Center (Monthly)

$5,170 $5,170

$2,210 $2,210

133.88%

Buy Apartment in City Center (m2)

$20.1K $20.1K

$2,378 $2,378

745.04%

Buy Apartment Outside City Center (m2)

$8,742 $8,742

$2,486 $2,486

251.63%

Average Monthly Net Salary (After Tax)

$5,144 $5,144

$7,106 $7,106

-27.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.49

-0.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: April 20, 2026

Last update for Hermosa Beach, CA: April 22, 2026

Cost Breakdown

A central one-bedroom costs $4,208 in New York, NY versus $1,615 in Hermosa Beach, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 38% higher in Hermosa Beach, CA, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $144 in New York, NY versus $100 in Hermosa Beach, CA. Monthly groceries follow the same trend: $554 vs $377 – making Hermosa Beach, CA the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Hermosa Beach, CA: Cost of Living - Frequently Asked Questions

Yes – New York, NY is pricier by about 72%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $6,657 per month in New York, NY and $3,878 in Hermosa Beach, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hermosa Beach, CA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $4,438 in New York, NY and $2,585 in Hermosa Beach, CA. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $3,222 per month in New York, NY and $1,636 in Hermosa Beach, CA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 is a stretch for both – monthly costs hit $4,438 in New York, NY and $2,585 in Hermosa Beach, CA. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Hermosa Beach, CA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hermosa Beach, CA. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.