Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Hermosa Beach, CA

For one person, living is cheaper in Hermosa Beach, CA: $2,748 a month against $4,938 in New York, NY, rent and utilities included – about $26,300 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
132

Cost of Living Index in Hermosa Beach, CA
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Hermosa Beach, CA Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Hermosa Beach, CA

🇺🇸 United States

$2,748

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Hermosa Beach, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Hermosa Beach, CA actually costs, broken down by who's living it.

A single person spends $4,938 per month in New York, NY vs $2,748 in Hermosa Beach, CA, rent included.

New York, NY $4,938
Hermosa Beach, CA $2,748

A couple spends around $7,273 per month in New York, NY vs $4,129 in Hermosa Beach, CA, rent included.

New York, NY $7,273
Hermosa Beach, CA $4,129

A family of three spends $9,608 per month in New York, NY vs $5,511 in Hermosa Beach, CA, rent included.

New York, NY $9,608
Hermosa Beach, CA $5,511

New York, NY costs about 80% more than Hermosa Beach, CA, and outside of rent the biggest gap is in transport.

Both New York, NY and Hermosa Beach, CA sit above the global median – New York, NY by 264%, Hermosa Beach, CA by 103%.

Meal at Budget Restaurant

$24.99 $24.99

$25.31 $25.31

-1.26%

Three-Course Dinner for Two, Mid-Range

$120 $120

$121 $121

-0.34%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$15.05 $15.05

-8.70%

Cappuccino

$6.60 $6.60

$6.10 $6.10

8.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$3.07 $3.07

24.43%

Water (0.33 liter bottle)

$2.87 $2.87

$2.32 $2.32

23.71%

Local Beer (0.5 liter draught)

$7.95 $7.95

$7.88 $7.88

0.89%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$10.03 $10.03

0.30%

Milk (1 liter)

$1.37 $1.37

$1.28 $1.28

7.03%

White Bread (500g)

$4.75 $4.75

$4.70 $4.70

1.06%

Rice (white) (1kg)

$7.69 $7.69

$4.74 $4.74

62.24%

Eggs

$5.87 $5.87

$5.51 $5.51

6.53%

Local Cheese (1kg)

$19.25 $19.25

$11.56 $11.56

66.52%

Chicken Fillets (1kg)

$17.83 $17.83

$9.02 $9.02

97.67%

Beef Round Steak (1kg)

$19.03 $19.03

$19.23 $19.23

-1.04%

Apples (1kg)

$6.69 $6.69

$4.69 $4.69

42.64%

Banana (1kg)

$2.29 $2.29

$2.30 $2.30

-0.43%

Oranges (1kg)

$6.41 $6.41

$3.95 $3.95

62.28%

Tomato (1kg)

$6.75 $6.75

$5.59 $5.59

20.75%

Potato (1kg)

$3.93 $3.93

$3.24 $3.24

21.30%

Onion (1kg)

$4.52 $4.52

$2.90 $2.90

55.86%

Lettuce (1 head)

$2.79 $2.79

$2.00 $2.00

39.50%

Water (1.5 liter bottle)

$2.51 $2.51

$2.45 $2.45

2.45%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$11.95 $11.95

51.46%

Wine (Bottle)

$20.16 $20.16

$14.87 $14.87

35.57%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$2.45 $2.45

33.06%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$2.77 $2.77

35.38%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.96 $1.96

48.98%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.06 $3.06

$3.04 $3.04

0.66%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$1.82 $1.82

18.68%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$32.13 $32.13

28.63%

Gasoline (1 liter)

$1.12 $1.12

$1.54 $1.54

-27.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$29.0K $29.0K

14.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.9K $26.9K

-4.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$217 $217

0.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$77.3 $77.3

-2.52%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$76.2 $76.2

-7.50%

Gym Membership (Monthly)

$116 $116

$41.90 $41.90

175.66%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

$15.06 $15.06

349.00%

Cinema Ticket

$21.37 $21.37

$17.68 $17.68

20.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$1,636 $1,636

109.73%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$12.5K $12.5K

394.76%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$61.7 $61.7

21.38%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$48.44 $48.44

7.64%

Sport Shoes (Adidas, Nike)

$117 $117

$106 $106

10.47%

Men's Leather Business Shoes

$135 $135

$104 $104

28.89%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$1,566 $1,566

177.70%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$1,314 $1,314

137.20%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$2,537 $2,537

259.05%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$2,150 $2,150

150.22%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$2,944 $2,944

555.05%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$2,224 $2,224

212.20%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$7,062 $7,062

-25.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.31

8.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Hermosa Beach, CA: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Hermosa Beach, CA

$1.3K 47.8% 57.8% $1.8K

Groceries & Markets

New York, NY

$552 11.2%

Hermosa Beach, CA

$420 15.3% 24% $133

Eating Out

New York, NY

$407 8.2%

Hermosa Beach, CA

$402 14.6% 1.2% $5.1

Monthly Utilities & Internet

New York, NY

$365 7.4%

Hermosa Beach, CA

$371 13.5% 1.5% $5.6

Clothing & Footwear

New York, NY

$170 3.5%

Hermosa Beach, CA

$144 5.2% 15.4% $26

Getting Around

New York, NY

$168 3.4%

Hermosa Beach, CA

$20 * 0.7% 88.1% $148

Sport & Entertainment

New York, NY

$158 3.2%

Hermosa Beach, CA

$77 2.8% 51.2% $81

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,347 in New York, NY versus $1,566 in Hermosa Beach, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 35% higher in Hermosa Beach, CA, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $120 in New York, NY versus $121 in Hermosa Beach, CA. Groceries tell a different story – $552 in New York, NY vs $420 in Hermosa Beach, CA – so Hermosa Beach, CA wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 New York, NY

🇺🇸 Hermosa Beach, CA

🕒 Local time

15:33 3:33 PM

12:33 12:33 PM

3 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

19,728

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

New York, NY Hermosa Beach, CA 3,940 km ≈ 5 h nonstop flight

From you

New York, NY
Hermosa Beach, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Hermosa Beach, CA: Cost of Living - Frequently Asked Questions

Yes – New York, NY is pricier by about 80%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $7,407 per month in New York, NY and $4,121 in Hermosa Beach, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hermosa Beach, CA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $4,938 in New York, NY and $2,748 in Hermosa Beach, CA. That's a gap of about 80%.

Kindergarten costs $3,432 per month in New York, NY and $1,636 in Hermosa Beach, CA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 is a stretch for both – monthly costs hit $4,938 in New York, NY and $2,748 in Hermosa Beach, CA. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Hermosa Beach, CA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hermosa Beach, CA. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.