Last update: Oct 2026

Cost of Living Comparison Between Hermosa Beach, CA and New York, NY

For one person, living is cheaper in Hermosa Beach, CA: $2,748 a month against $4,938 in New York, NY, rent and utilities included – about $26,300 less a year. Rent and utilities account for most of the difference.

132

Cost of Living Index in Hermosa Beach, CA
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Hermosa Beach, CA Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Hermosa Beach, CA

🇺🇸 United States

$2,748

/mo nomad

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Monthly Cost of Living

How much you'll spend in Hermosa Beach, CA and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hermosa Beach, CA and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,748 per month in Hermosa Beach, CA vs $4,938 in New York, NY, rent included.

Hermosa Beach, CA $2,748
New York, NY $4,938

A couple spends around $4,129 per month in Hermosa Beach, CA vs $7,273 in New York, NY, rent included.

Hermosa Beach, CA $4,129
New York, NY $7,273

A family of three spends $5,511 per month in Hermosa Beach, CA vs $9,608 in New York, NY, rent included.

Hermosa Beach, CA $5,511
New York, NY $9,608

Hermosa Beach, CA is about 44% cheaper than New York, NY, and outside of rent the biggest gap is in transport.

Both Hermosa Beach, CA and New York, NY sit above the global median – Hermosa Beach, CA by 103%, New York, NY by 264%.

Meal at Budget Restaurant

$25.31 $25.31

$24.99 $24.99

1.28%

Three-Course Dinner for Two, Mid-Range

$121 $121

$120 $120

0.34%

Fast Food Meal (McDonalds, etc)

$15.05 $15.05

$13.74 $13.74

9.53%

Cappuccino

$6.10 $6.10

$6.60 $6.60

-7.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 $3.07

$3.82 $3.82

-19.63%

Water (0.33 liter bottle)

$2.32 $2.32

$2.87 $2.87

-19.16%

Local Beer (0.5 liter draught)

$7.88 $7.88

$7.95 $7.95

-0.88%

Imported Beer (0.33 liter bottle)

$10.03 $10.03

$10.06 $10.06

-0.30%

Milk (1 liter)

$1.28 $1.28

$1.37 $1.37

-6.57%

White Bread (500g)

$4.70 $4.70

$4.75 $4.75

-1.05%

Rice (white) (1kg)

$4.74 $4.74

$7.69 $7.69

-38.36%

Eggs

$5.51 $5.51

$5.87 $5.87

-6.13%

Local Cheese (1kg)

$11.56 $11.56

$19.25 $19.25

-39.95%

Chicken Fillets (1kg)

$9.02 $9.02

$17.83 $17.83

-49.41%

Beef Round Steak (1kg)

$19.23 $19.23

$19.03 $19.03

1.05%

Apples (1kg)

$4.69 $4.69

$6.69 $6.69

-29.90%

Banana (1kg)

$2.30 $2.30

$2.29 $2.29

0.44%

Oranges (1kg)

$3.95 $3.95

$6.41 $6.41

-38.38%

Tomato (1kg)

$5.59 $5.59

$6.75 $6.75

-17.19%

Potato (1kg)

$3.24 $3.24

$3.93 $3.93

-17.56%

Onion (1kg)

$2.90 $2.90

$4.52 $4.52

-35.84%

Lettuce (1 head)

$2.00 $2.00

$2.79 $2.79

-28.32%

Water (1.5 liter bottle)

$2.45 $2.45

$2.51 $2.51

-2.39%

Cigarettes 20 Pack (Marlboro, Camel)

$11.95 $11.95

$18.10 $18.10

-33.98%

Wine (Bottle)

$14.87 $14.87

$20.16 $20.16

-26.24%

Local Beer (0.5 liter bottle)

$2.45 $2.45

$3.26 $3.26

-24.85%

Imported Beer (0.33 liter bottle)

$2.77 $2.77

$3.75 $3.75

-26.13%

One-way Ticket (Public Transport)

$1.96 $1.96

$2.92 $2.92

-32.88%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.04 $3.04

$3.06 $3.06

-0.65%

Taxi (Normal Tariff) (1km)

$1.82 $1.82

$2.16 $2.16

-15.74%

Taxi 1hour Waiting (Normal Tariff)

$32.13 $32.13

$41.33 $41.33

-22.26%

Gasoline (1 liter)

$1.54 $1.54

$1.12 $1.12

37.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.0K $29.0K

$33.1K $33.1K

-12.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K $26.9K

$25.7K $25.7K

4.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 $217

$219 $219

-0.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$77.3 $77.3

$75.3 $75.3

2.59%

Internet (50+ Mbps, Unlimited Data)

$76.2 $76.2

$70.5 $70.5

8.11%

Gym Membership (Monthly)

$41.90 $41.90

$116 $116

-63.72%

Tennis Court (1 Hour on Weekend)

$15.06 $15.06

$67.6 $67.6

-77.73%

Cinema Ticket

$17.68 $17.68

$21.37 $21.37

-17.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,636 $1,636

$3,432 $3,432

-52.32%

International Primary School, 1 Child (Yearly)

$12.5K $12.5K

$61.7K $61.7K

-79.79%

Jeans (Levis 501 Or Similar)

$61.7 $61.7

$74.9 $74.9

-17.61%

Summer Dress (H&M, Zara, etc)

$48.44 $48.44

$52.1 $52.1

-7.10%

Sport Shoes (Adidas, Nike)

$106 $106

$117 $117

-9.48%

Men's Leather Business Shoes

$104 $104

$135 $135

-22.42%

1-bedroom Apartment, City Center (Monthly)

$1,566 $1,566

$4,347 $4,347

-63.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,314 $1,314

$3,117 $3,117

-57.84%

3-bedroom Apartment, City Center (Monthly)

$2,537 $2,537

$9,110 $9,110

-72.15%

3-bedroom Apartment, Outside City Center (Monthly)

$2,150 $2,150

$5,379 $5,379

-60.03%

Buy Apartment in City Center (m2)

$2,944 $2,944

$19.3K $19.3K

-84.73%

Buy Apartment Outside City Center (m2)

$2,224 $2,224

$6,943 $6,943

-67.97%

Average Monthly Net Salary (After Tax)

$7,062 $7,062

$5,238 $5,238

34.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.31

6.85

-7.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hermosa Beach, CA: October 20, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hermosa Beach, CA

$1.3K 47.8%

New York, NY

$3.1K 63.1% 137% $1.8K

Groceries & Markets

Hermosa Beach, CA

$420 15.3%

New York, NY

$552 11.2% 31.6% $133

Eating Out

Hermosa Beach, CA

$402 14.6%

New York, NY

$407 8.2% 1.3% $5.1

Monthly Utilities & Internet

Hermosa Beach, CA

$371 13.5%

New York, NY

$365 7.4% 1.5% $5.6

Clothing & Footwear

Hermosa Beach, CA

$144 5.2%

New York, NY

$170 3.5% 18.1% $26

Sport & Entertainment

Hermosa Beach, CA

$77 2.8%

New York, NY

$158 3.2% 105% $81

Getting Around

Hermosa Beach, CA

$20 * 0.7%

New York, NY

$168 3.4% 741% $148

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,566 in Hermosa Beach, CA versus $4,347 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 35% higher in Hermosa Beach, CA, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $121 in Hermosa Beach, CA versus $120 in New York, NY. Groceries tell a different story – $420 in Hermosa Beach, CA vs $552 in New York, NY – so Hermosa Beach, CA wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Hermosa Beach, CA

🇺🇸 New York, NY

🕒 Local time

14:53 2:53 PM

17:53 5:53 PM

3 h ahead of Hermosa Beach, CA

🌤 Weather

👥 Population

19,728

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Hermosa Beach, CA New York, NY 3,940 km ≈ 5 h nonstop flight

From you

Hermosa Beach, CA
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hermosa Beach, CA vs New York, NY: Cost of Living - Frequently Asked Questions

Yes – New York, NY is pricier by about 80%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $4,121 per month in Hermosa Beach, CA and $7,407 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hermosa Beach, CA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,748 in Hermosa Beach, CA and $4,938 in New York, NY. That's a gap of about 80%.

Kindergarten costs $1,636 per month in Hermosa Beach, CA and $3,432 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 is a stretch for both – monthly costs hit $2,748 in Hermosa Beach, CA and $4,938 in New York, NY. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Hermosa Beach, CA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hermosa Beach, CA. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.