Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Hazard, KY

For one person, living is cheaper in Hazard, KY: $2,583 a month against $4,938 in New York, NY, rent and utilities included – about $28,300 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
126

Cost of Living Index in Hazard, KY
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Hazard, KY Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Hazard, KY

🇺🇸 United States

$2,583

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Hazard, KY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Hazard, KY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,938 in New York, NY versus $2,583 in Hazard, KY.

New York, NY $4,938
Hazard, KY $2,583

Estimated couple costs with rent: $7,273 in New York, NY versus $3,855 in Hazard, KY.

New York, NY $7,273
Hazard, KY $3,855

Monthly costs for a family of three with rent: $9,608 in New York, NY versus $5,126 in Hazard, KY.

New York, NY $9,608
Hazard, KY $5,126

Living in New York, NY is roughly 91% more expensive than in Hazard, KY, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 264% above, Hazard, KY 91% above.

Meal at Budget Restaurant

$24.99 $24.99

$20.85 $20.85

19.86%

Three-Course Dinner for Two, Mid-Range

$120 $120

$99.4 $99.4

21.04%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$11.09 $11.09

23.90%

Cappuccino

$6.60 $6.60

$5.77 $5.77

14.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.05 $2.05

86.34%

Water (0.33 liter bottle)

$2.87 $2.87

$0.98 $0.98

192.86%

Local Beer (0.5 liter draught)

$7.95 $7.95

$6.86 $6.86

15.89%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$9.36 $9.36

7.48%

Milk (1 liter)

$1.37 $1.37

$1.09 $1.09

25.69%

White Bread (500g)

$4.75 $4.75

$4.46 $4.46

6.50%

Rice (white) (1kg)

$7.69 $7.69

$4.33 $4.33

77.60%

Eggs

$5.87 $5.87

$3.43 $3.43

71.14%

Local Cheese (1kg)

$19.25 $19.25

$16.53 $16.53

16.45%

Chicken Fillets (1kg)

$17.83 $17.83

$5.09 $5.09

250.29%

Beef Round Steak (1kg)

$19.03 $19.03

$13.45 $13.45

41.49%

Apples (1kg)

$6.69 $6.69

$4.18 $4.18

60.05%

Banana (1kg)

$2.29 $2.29

$1.36 $1.36

68.38%

Oranges (1kg)

$6.41 $6.41

$4.19 $4.19

52.98%

Tomato (1kg)

$6.75 $6.75

$4.74 $4.74

42.41%

Potato (1kg)

$3.93 $3.93

$2.32 $2.32

69.40%

Onion (1kg)

$4.52 $4.52

$2.97 $2.97

52.19%

Lettuce (1 head)

$2.79 $2.79

$2.45 $2.45

13.88%

Water (1.5 liter bottle)

$2.51 $2.51

$2.15 $2.15

16.74%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$4.01 $4.01

351.37%

Wine (Bottle)

$20.16 $20.16

$14.91 $14.91

35.21%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$1.74 $1.74

87.36%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$5.17 $5.17

-27.47%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.78 $1.78

64.04%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.06 $3.06

$4.59 $4.59

-33.33%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$3.18 $3.18

-32.08%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$35.52 $35.52

16.36%

Gasoline (1 liter)

$1.12 $1.12

$0.92 $0.92

21.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$28.2K $28.2K

17.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$25.4K $25.4K

1.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$179 $179

22.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$50.2 $50.2

50.12%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$98.6 $98.6

-28.47%

Gym Membership (Monthly)

$116 $116

$35.67 $35.67

223.80%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$21.37 $21.37

$11.41 $11.41

87.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$2,554 $2,554

34.39%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$23.2K $23.2K

165.25%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$64.6 $64.6

15.97%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$50.3 $50.3

3.68%

Sport Shoes (Adidas, Nike)

$117 $117

$103 $103

12.81%

Men's Leather Business Shoes

$135 $135

$155 $155

-13.01%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$1,565 $1,565

177.79%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$1,298 $1,298

140.12%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$2,532 $2,532

259.85%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$2,189 $2,189

145.79%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$2,441 $2,441

690.06%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$2,145 $2,145

223.66%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.2

10.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Hazard, KY: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Hazard, KY

$1.3K 50.2% 58.4% $1.8K

Groceries & Markets

New York, NY

$552 11.2%

Hazard, KY

$369 14.3% 33.2% $183

Eating Out

New York, NY

$407 8.2%

Hazard, KY

$334 13% 17.8% $72

Monthly Utilities & Internet

New York, NY

$365 7.4%

Hazard, KY

$328 12.7% 10.1% $37

Clothing & Footwear

New York, NY

$170 3.5%

Hazard, KY

$168 6.5% 1.4% $2.4

Getting Around

New York, NY

$168 3.4%

Hazard, KY

$28 * 1.1% 83.6% $141

Sport & Entertainment

New York, NY

$158 3.2%

Hazard, KY

$58 2.3% 63% $100

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $4,347 in New York, NY and $1,565 in Hazard, KY. Housing cost is often the main lever when comparing two cities.

Dining out: $120 in New York, NY vs $99.0 in Hazard, KY for a mid-range dinner for two. Groceries echo the gap at $552 vs $369 per month, with Hazard, KY cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Hazard, KY

🕒 Local time

04:48 4:48 AM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

5,000

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

New York, NY Hazard, KY 860 km ≈ 1 h 30 min nonstop flight

From you

New York, NY
Hazard, KY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Hazard, KY: Cost of Living - Frequently Asked Questions

New York, NY and Hazard, KY differ by about 91% in total monthly costs ($4,938 vs $2,583 including rent). Hazard, KY is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $7,407 in New York, NY and $3,875 in Hazard, KY to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $4,347 in New York, NY versus $1,565 in Hazard, KY. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 50% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $4,938 per month in New York, NY versus $2,583 in Hazard, KY – a 91% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $3,000. Hazard, KY is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Hazard, KY gentler on the wallet – expenses run 91% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.