Cost of Living Comparison Between New York, NY and Hazard, KY Cost of Living Comparison Between New York, NY and Hazard, KY

Monthly Cost of Living

Monthly costs for one person with rent: $4,878 in New York, NY versus $2,356 in Hazard, KY.

Estimated couple costs with rent: $7,262 in New York, NY versus $3,451 in Hazard, KY.

Monthly costs for a family of three with rent: $9,645 in New York, NY versus $4,546 in Hazard, KY.

Living in New York, NY is roughly 107% more expensive than in Hazard, KY, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: New York, NY 255% above, Hazard, KY 71% above.

Meal at Budget Restaurant

$25.20 $25.20

$15.15 $15.15

66.34%

Three-Course Dinner for Two, Mid-Range

$150 $150

$49.07 $49.07

206.07%

Fast Food Meal (McDonalds, etc)

$13.98 $13.98

$9.81 $9.81

42.51%

Cappuccino

$6.39 $6.39

$5.02 $5.02

27.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.01 $4.01

$1.94 $1.94

106.70%

Water (0.33 liter bottle)

$2.91 $2.91

$1.02 $1.02

185.29%

Local Beer (0.5 liter draught)

$8.01 $8.01

$5.51 $5.51

45.37%

Imported Beer (0.33 liter bottle)

$9.94 $9.94

$7.60 $7.60

30.79%

Milk (1 liter)

$1.33 $1.33

$0.88 $0.88

51.14%

White Bread (500g)

$4.80 $4.80

$3.43 $3.43

39.94%

Rice (white) (1kg)

$6.81 $6.81

$3.99 $3.99

70.68%

Eggs

$5.67 $5.67

$3.47 $3.47

63.40%

Local Cheese (1kg)

$16.66 $16.66

$12.62 $12.62

32.01%

Chicken Fillets (1kg)

$14.82 $14.82

$5.00 $5.00

196.40%

Beef Round Steak (1kg)

$18.90 $18.90

$13.41 $13.41

40.94%

Apples (1kg)

$6.03 $6.03

$5.60 $5.60

7.68%

Banana (1kg)

$2.16 $2.16

$1.29 $1.29

67.44%

Oranges (1kg)

$5.67 $5.67

$4.20 $4.20

35.00%

Tomato (1kg)

$6.07 $6.07

$4.81 $4.81

26.20%

Potato (1kg)

$3.49 $3.49

$2.62 $2.62

33.21%

Onion (1kg)

$4.14 $4.14

$3.19 $3.19

29.78%

Lettuce (1 head)

$2.67 $2.67

$2.04 $2.04

30.88%

Water (1.5 liter bottle)

$2.56 $2.56

$1.93 $1.93

32.64%

Cigarettes 20 Pack (Marlboro, Camel)

$19.04 $19.04

$4.07 $4.07

367.81%

Wine (Bottle)

$19.73 $19.73

$15.20 $15.20

29.80%

Local Beer (0.5 liter bottle)

$3.30 $3.30

$2.14 $2.14

54.21%

Imported Beer (0.33 liter bottle)

$3.97 $3.97

$2.97 $2.97

33.67%

One-way Ticket (Public Transport)

$2.99 $2.99

$2.12 $2.12

41.04%

Public Transport Monthly Pass (Regular Price)

$140 $140

Taxi Start (Normal Tariff)

$2.94 $2.94

$3.77 $3.77

-22.02%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.25 $1.25

69.60%

Taxi 1hour Waiting (Normal Tariff)

$41.24 $41.24

$24.68 $24.68

67.10%

Gasoline (1 liter)

$1.11 $1.11

$1.07 $1.07

3.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.2K $35.2K

$36.7K $36.7K

-4.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K $25.2K

$26.0K $26.0K

-3.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$218 $218

$150 $150

45.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$76.5 $76.5

$50.9 $50.9

50.28%

Internet (50+ Mbps, Unlimited Data)

$76.0 $76.0

$70.3 $70.3

8.11%

Gym Membership (Monthly)

$128 $128

$44.19 $44.19

189.09%

Tennis Court (1 Hour on Weekend)

$63.2 $63.2

Cinema Ticket

$23.94 $23.94

$14.39 $14.39

66.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,313 $3,313

$1,434 $1,434

131.11%

International Primary School, 1 Child (Yearly)

$60.8K $60.8K

$19.2K $19.2K

216.16%

Jeans (Levis 501 Or Similar)

$74.0 $74.0

$45.79 $45.79

61.56%

Summer Dress (H&M, Zara, etc)

$56.3 $56.3

$45.59 $45.59

23.43%

Sport Shoes (Adidas, Nike)

$116 $116

$82.6 $82.6

40.99%

Men's Leather Business Shoes

$130 $130

$109 $109

18.61%

1-bedroom Apartment, City Center (Monthly)

$4,391 $4,391

$1,593 $1,593

175.67%

1-bedroom Apartment, Outside City Center (Monthly)

$3,088 $3,088

$1,280 $1,280

141.27%

3-bedroom Apartment, City Center (Monthly)

$9,291 $9,291

$2,520 $2,520

268.70%

3-bedroom Apartment, Outside City Center (Monthly)

$5,460 $5,460

$2,116 $2,116

158.09%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$2,934 $2,934

557.50%

Buy Apartment Outside City Center (m2)

$6,723 $6,723

$2,732 $2,732

146.06%

Average Monthly Net Salary (After Tax)

$5,364 $5,364

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

6.21

3.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: August 29, 2026

Last update for Hazard, KY: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $4,391 in New York, NY and $1,593 in Hazard, KY. Housing cost is often the main lever when comparing two cities.

Dining out: $150 in New York, NY vs $49.00 in Hazard, KY for a mid-range dinner for two. Groceries echo the gap at $512 vs $345 per month, with Hazard, KY cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Hazard, KY: Cost of Living - Frequently Asked Questions

New York, NY and Hazard, KY differ by about 107% in total monthly costs ($4,878 vs $2,356 including rent). Hazard, KY is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $7,317 in New York, NY and $3,533 in Hazard, KY to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $4,391 in New York, NY versus $1,593 in Hazard, KY. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 48% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $4,878 per month in New York, NY versus $2,356 in Hazard, KY – a 107% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $3,000. Hazard, KY is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Hazard, KY gentler on the wallet – expenses run 107% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.