Last update: Oct 2026

Cost of Living Comparison Between Hazard, KY and New York, NY

For one person, living is cheaper in Hazard, KY: $2,583 a month against $4,938 in New York, NY, rent and utilities included – about $28,300 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Hazard, KY
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Hazard, KY Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Hazard, KY

🇺🇸 United States

$2,583

/mo nomad

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Monthly Cost of Living

How much you'll spend in Hazard, KY and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hazard, KY and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,583 in Hazard, KY versus $4,938 in New York, NY.

Hazard, KY $2,583
New York, NY $4,938

Estimated couple costs with rent: $3,855 in Hazard, KY versus $7,273 in New York, NY.

Hazard, KY $3,855
New York, NY $7,273

Monthly costs for a family of three with rent: $5,126 in Hazard, KY versus $9,608 in New York, NY.

Hazard, KY $5,126
New York, NY $9,608

Living in Hazard, KY costs roughly 48% less than in New York, NY, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Hazard, KY 91% above, New York, NY 264% above.

Meal at Budget Restaurant

$20.85 $20.85

$24.99 $24.99

-16.57%

Three-Course Dinner for Two, Mid-Range

$99.4 $99.4

$120 $120

-17.39%

Fast Food Meal (McDonalds, etc)

$11.09 $11.09

$13.74 $13.74

-19.29%

Cappuccino

$5.77 $5.77

$6.60 $6.60

-12.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.05 $2.05

$3.82 $3.82

-46.34%

Water (0.33 liter bottle)

$0.98 $0.98

$2.87 $2.87

-65.85%

Local Beer (0.5 liter draught)

$6.86 $6.86

$7.95 $7.95

-13.71%

Imported Beer (0.33 liter bottle)

$9.36 $9.36

$10.06 $10.06

-6.96%

Milk (1 liter)

$1.09 $1.09

$1.37 $1.37

-20.44%

White Bread (500g)

$4.46 $4.46

$4.75 $4.75

-6.11%

Rice (white) (1kg)

$4.33 $4.33

$7.69 $7.69

-43.69%

Eggs

$3.43 $3.43

$5.87 $5.87

-41.57%

Local Cheese (1kg)

$16.53 $16.53

$19.25 $19.25

-14.13%

Chicken Fillets (1kg)

$5.09 $5.09

$17.83 $17.83

-71.45%

Beef Round Steak (1kg)

$13.45 $13.45

$19.03 $19.03

-29.32%

Apples (1kg)

$4.18 $4.18

$6.69 $6.69

-37.52%

Banana (1kg)

$1.36 $1.36

$2.29 $2.29

-40.61%

Oranges (1kg)

$4.19 $4.19

$6.41 $6.41

-34.63%

Tomato (1kg)

$4.74 $4.74

$6.75 $6.75

-29.78%

Potato (1kg)

$2.32 $2.32

$3.93 $3.93

-40.97%

Onion (1kg)

$2.97 $2.97

$4.52 $4.52

-34.29%

Lettuce (1 head)

$2.45 $2.45

$2.79 $2.79

-12.19%

Water (1.5 liter bottle)

$2.15 $2.15

$2.51 $2.51

-14.34%

Cigarettes 20 Pack (Marlboro, Camel)

$4.01 $4.01

$18.10 $18.10

-77.85%

Wine (Bottle)

$14.91 $14.91

$20.16 $20.16

-26.04%

Local Beer (0.5 liter bottle)

$1.74 $1.74

$3.26 $3.26

-46.63%

Imported Beer (0.33 liter bottle)

$5.17 $5.17

$3.75 $3.75

37.87%

One-way Ticket (Public Transport)

$1.78 $1.78

$2.92 $2.92

-39.04%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$4.59 $4.59

$3.06 $3.06

50.00%

Taxi (Normal Tariff) (1km)

$3.18 $3.18

$2.16 $2.16

47.22%

Taxi 1hour Waiting (Normal Tariff)

$35.52 $35.52

$41.33 $41.33

-14.06%

Gasoline (1 liter)

$0.92 $0.92

$1.12 $1.12

-17.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K $28.2K

$33.1K $33.1K

-14.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$25.7K $25.7K

-1.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$219 $219

-18.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.2 $50.2

$75.3 $75.3

-33.39%

Internet (50+ Mbps, Unlimited Data)

$98.6 $98.6

$70.5 $70.5

39.81%

Gym Membership (Monthly)

$35.67 $35.67

$116 $116

-69.12%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$11.41 $11.41

$21.37 $21.37

-46.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,554 $2,554

$3,432 $3,432

-25.59%

International Primary School, 1 Child (Yearly)

$23.2K $23.2K

$61.7K $61.7K

-62.30%

Jeans (Levis 501 Or Similar)

$64.6 $64.6

$74.9 $74.9

-13.77%

Summer Dress (H&M, Zara, etc)

$50.3 $50.3

$52.1 $52.1

-3.55%

Sport Shoes (Adidas, Nike)

$103 $103

$117 $117

-11.35%

Men's Leather Business Shoes

$155 $155

$135 $135

14.95%

1-bedroom Apartment, City Center (Monthly)

$1,565 $1,565

$4,347 $4,347

-64.00%

1-bedroom Apartment, Outside City Center (Monthly)

$1,298 $1,298

$3,117 $3,117

-58.35%

3-bedroom Apartment, City Center (Monthly)

$2,532 $2,532

$9,110 $9,110

-72.21%

3-bedroom Apartment, Outside City Center (Monthly)

$2,189 $2,189

$5,379 $5,379

-59.31%

Buy Apartment in City Center (m2)

$2,441 $2,441

$19.3K $19.3K

-87.34%

Buy Apartment Outside City Center (m2)

$2,145 $2,145

$6,943 $6,943

-69.10%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

20-Year Fixed Mortgage Interest Rate (Annual %)

6.2

6.85

-9.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hazard, KY: October 18, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hazard, KY

$1.3K 50.2%

New York, NY

$3.1K 63.1% 140% $1.8K

Groceries & Markets

Hazard, KY

$369 14.3%

New York, NY

$552 11.2% 49.7% $183

Eating Out

Hazard, KY

$334 13%

New York, NY

$407 8.2% 21.7% $72

Monthly Utilities & Internet

Hazard, KY

$328 12.7%

New York, NY

$365 7.4% 11.3% $37

Clothing & Footwear

Hazard, KY

$168 6.5%

New York, NY

$170 3.5% 1.4% $2.4

Sport & Entertainment

Hazard, KY

$58 2.3%

New York, NY

$158 3.2% 171% $100

Getting Around

Hazard, KY

$28 * 1.1%

New York, NY

$168 3.4% 510% $141

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,565 in Hazard, KY and $4,347 in New York, NY. Housing cost is often the main lever when comparing two cities.

Dining out: $99.0 in Hazard, KY vs $120 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $369 vs $552 per month, with Hazard, KY cheaper across the board.

Good to know

🇺🇸 Hazard, KY

🇺🇸 New York, NY

🕒 Local time

04:08 4:08 AM

Same time as Hazard, KY

🌤 Weather

👥 Population

5,000

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Hazard, KY New York, NY 860 km ≈ 1 h 30 min nonstop flight

From you

Hazard, KY
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hazard, KY vs New York, NY: Cost of Living - Frequently Asked Questions

Hazard, KY and New York, NY differ by about 91% in total monthly costs ($2,583 vs $4,938 including rent). Hazard, KY is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,875 in Hazard, KY and $7,407 in New York, NY to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,565 in Hazard, KY versus $4,347 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 50% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,583 per month in Hazard, KY versus $4,938 in New York, NY – a 91% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $3,000. Hazard, KY is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Hazard, KY gentler on the wallet – expenses run 91% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.