Last update: Oct 2026

Cost of Living Comparison Between New York, NY and George Town

For one person, living is cheaper in George Town: $4,862 a month against $5,142 in New York, NY, rent and utilities included – about $3,400 less a year. Higher rent and utilities in New York, NY outweigh lower spending on other living expenses.

245

Cost of Living Index in New York, NY
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New York, NY Living Index
237

Cost of Living Index in George Town
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George Town Living Index

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New York, NY

🇺🇸 United States

$5,142

/mo nomad

George Town

🇰🇾 Cayman Islands

$4,862

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in George Town

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in George Town actually costs, broken down by who's living it.

Monthly costs for one person with rent: $5,142 in New York, NY versus $4,862 in George Town.

New York, NY $5,142
George Town $4,862

Estimated couple costs with rent: $7,455 in New York, NY versus $7,338 in George Town.

New York, NY $7,455
George Town $7,338

Monthly costs for a family of three with rent: $9,767 in New York, NY versus $9,814 in George Town.

New York, NY $9,767
George Town $9,814

Living in New York, NY is roughly 6% more expensive than in George Town, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 284% above, George Town 263% above.

Meal at Budget Restaurant

$26.46 $26.46

$30.59 KYD 25.09

-13.50%

Three-Course Dinner for Two, Mid-Range

$119 $119

$116 KYD 94.7

2.79%

Fast Food Meal (McDonalds, etc)

$14.43 $14.43

$16.82 KYD 13.79

-14.21%

Cappuccino

$6.55 $6.55

$7.14 KYD 5.86

-8.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.84 $3.84

$3.06 KYD 2.51

25.49%

Water (0.33 liter bottle)

$3.00 $3.00

$2.84 KYD 2.33

5.63%

Local Beer (0.5 liter draught)

$8.27 $8.27

$7.11 KYD 5.83

16.32%

Imported Beer (0.33 liter bottle)

$10.05 $10.05

$9.74 KYD 7.99

3.18%

Milk (1 liter)

$1.31 $1.31

$4.70 KYD 3.85

-72.13%

White Bread (500g)

$4.90 $4.90

$4.13 KYD 3.38

18.64%

Rice (white) (1kg)

$7.16 $7.16

$4.41 KYD 3.62

62.36%

Eggs

$5.92 $5.92

$7.21 KYD 5.91

-17.89%

Local Cheese (1kg)

$19.06 $19.06

$56.9 KYD 46.64

-66.49%

Chicken Fillets (1kg)

$17.38 $17.38

$19.04 KYD 15.62

-8.72%

Beef Round Steak (1kg)

$18.94 $18.94

$19.67 KYD 16.13

-3.71%

Apples (1kg)

$6.96 $6.96

$7.55 KYD 6.19

-7.81%

Banana (1kg)

$2.08 $2.08

$3.63 KYD 2.98

-42.70%

Oranges (1kg)

$6.10 $6.10

$6.19 KYD 5.07

-1.45%

Tomato (1kg)

$6.95 $6.95

$7.91 KYD 6.49

-12.14%

Potato (1kg)

$3.98 $3.98

$4.12 KYD 3.38

-3.40%

Onion (1kg)

$4.44 $4.44

$4.07 KYD 3.34

9.09%

Lettuce (1 head)

$2.81 $2.81

$3.19 KYD 2.62

-11.91%

Water (1.5 liter bottle)

$2.51 $2.51

$2.26 KYD 1.86

11.06%

Cigarettes 20 Pack (Marlboro, Camel)

$19.27 $19.27

$14.16 KYD 11.61

36.09%

Wine (Bottle)

$19.67 $19.67

$25.66 KYD 21.04

-23.34%

Local Beer (0.5 liter bottle)

$3.08 $3.08

$4.29 KYD 3.52

-28.21%

Imported Beer (0.33 liter bottle)

$3.68 $3.68

$5.45 KYD 4.47

-32.48%

One-way Ticket (Public Transport)

$3.02 $3.02

$2.38 KYD 1.95

26.89%

Public Transport Monthly Pass (Regular Price)

$140 $140

$79.8 KYD 65.5

74.79%

Taxi Start (Normal Tariff)

$3.07 $3.07

$19.15 KYD 15.70

-83.97%

Taxi (Normal Tariff) (1km)

$2.13 $2.13

$3.74 KYD 3.07

-43.05%

Taxi 1hour Waiting (Normal Tariff)

$41.21 $41.21

$44.62 KYD 36.59

-7.64%

Gasoline (1 liter)

$1.11 $1.11

$1.58 KYD 1.30

-29.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$42.1K KYD 34.6K

-16.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$42.0K KYD 34.4K

-39.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 $217

$450 KYD 369

-51.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.0 $74.0

$120 KYD 98.2

-38.16%

Internet (50+ Mbps, Unlimited Data)

$72.5 $72.5

$113 KYD 92.6

-35.84%

Gym Membership (Monthly)

$120 $120

$217 KYD 178

-44.40%

Tennis Court (1 Hour on Weekend)

$66.9 $66.9

$34.74 KYD 28.48

92.54%

Cinema Ticket

$22.32 $22.32

$18.64 KYD 15.28

19.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,425 $3,425

$1,818 KYD 1,490

88.43%

International Primary School, 1 Child (Yearly)

$61.2K $61.2K

$26.5K KYD 21.7K

130.85%

Jeans (Levis 501 Or Similar)

$76.3 $76.3

$87.0 KYD 71.3

-12.29%

Summer Dress (H&M, Zara, etc)

$55.5 $55.5

$74.1 KYD 60.8

-25.16%

Sport Shoes (Adidas, Nike)

$119 $119

$137 KYD 113

-13.22%

Men's Leather Business Shoes

$131 $131

$146 KYD 119

-10.29%

1-bedroom Apartment, City Center (Monthly)

$4,506 $4,506

$2,861 KYD 2,346

57.51%

1-bedroom Apartment, Outside City Center (Monthly)

$3,155 $3,155

$2,479 KYD 2,033

27.27%

3-bedroom Apartment, City Center (Monthly)

$8,817 $8,817

$5,698 KYD 4,672

54.75%

3-bedroom Apartment, Outside City Center (Monthly)

$5,532 $5,532

$4,775 KYD 3,915

15.86%

Buy Apartment in City Center (m2)

$19.4K $19.4K

$8,919 KYD 7,314

117.35%

Buy Apartment Outside City Center (m2)

$6,754 $6,754

$2,270 KYD 1,861

197.54%

Average Monthly Net Salary (After Tax)

$5,290 $5,290

$7,223 KYD 5,923

-26.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

-14.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 3, 2026

Last update for George Town: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.2K 63.2%

George Town

$2.5K 50.3% 21.4% $676

Groceries & Markets

New York, NY

$546 11%

George Town

$727 14.8% 33.2% $181

Eating Out

New York, NY

$422 8.5%

George Town

$460 9.3% 8.8% $37

Monthly Utilities & Internet

New York, NY

$364 7.3%

George Town

$682 13.8% 87.5% $318

Clothing & Footwear

New York, NY

$172 3.4%

George Town

$200 4.1% 16.4% $28

Getting Around

New York, NY

$165 3.3%

George Town

$127 2.6% 23.1% $38

Sport & Entertainment

New York, NY

$165 3.3%

George Town

$254 5.2% 53.8% $89

Cost Breakdown

A one-bedroom apartment in the center runs $4,506 in New York, NY and $2,861 in George Town. Housing cost is often the main lever when comparing two cities.

George Town pays 37% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $119 in New York, NY vs $116 in George Town. Groceries flip the comparison at $546 vs $727, with New York, NY cheaper for home cooking.

Good to know

🇺🇸 New York, NY

🇰🇾 George Town

🕒 Local time

05:56 5:56 AM

04:56 4:56 AM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

28,089 Capital

💱 Currency

United States Dollar USD $

Cayman Islands Dollar KYD $

📈 Exchange rate

1 USD = 0.892 EUR

1 KYD = 1.22 USD

1 KYD = 1.09 EUR

Exchange rates and currency converter

KYD, EUR to USD – United States Dollar Converter

🇰🇾 Cayman Islands Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Cayman Islands Dollar exchange rates as of October 10, 2026: 1 USD = 0.82 KYD (1 KYD = 1.22 USD). 1 EUR = 0.919 KYD (1 KYD = 1.09 EUR).

KYD to USD in detail →

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New York, NY George Town 2,470 km ≈ 3 h 30 min nonstop flight

From you

New York, NY
George Town

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs George Town: Cost of Living - Frequently Asked Questions

New York, NY and George Town differ by about 6% in total monthly costs ($5,142 vs $4,862 including rent). George Town is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 37% lower in George Town. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $4,506 in New York, NY versus $2,861 in George Town. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $5,142 per month in New York, NY versus $4,862 in George Town – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in George Town runs roughly 75% less than in New York, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $5,000. George Town is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, New York, NY and George Town are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find George Town gentler on the wallet – expenses run 6% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.