Last update: Oct 2026

Cost of Living Comparison Between George Town and New York, NY

For one person, living is cheaper in George Town: $4,862 a month against $5,142 in New York, NY, rent and utilities included – about $3,400 less a year. Higher rent and utilities in New York, NY outweigh lower spending on other living expenses.

237

Cost of Living Index in George Town
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George Town Living Index
245

Cost of Living Index in New York, NY
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New York, NY Living Index

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George Town

🇰🇾 Cayman Islands

$4,862

/mo nomad

New York, NY

🇺🇸 United States

$5,142

/mo nomad

Monthly Cost of Living

How much you'll spend in George Town and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in George Town and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,862 in George Town versus $5,142 in New York, NY.

George Town $4,862
New York, NY $5,142

Estimated couple costs with rent: $7,338 in George Town versus $7,455 in New York, NY.

George Town $7,338
New York, NY $7,455

Monthly costs for a family of three with rent: $9,814 in George Town versus $9,767 in New York, NY.

George Town $9,814
New York, NY $9,767

Living in George Town costs roughly 5% less than in New York, NY, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: George Town 263% above, New York, NY 284% above.

Meal at Budget Restaurant

$30.59 KYD 25.09

$26.46 $26.46

15.61%

Three-Course Dinner for Two, Mid-Range

$116 KYD 94.7

$119 $119

-2.71%

Fast Food Meal (McDonalds, etc)

$16.82 KYD 13.79

$14.43 $14.43

16.56%

Cappuccino

$7.14 KYD 5.86

$6.55 $6.55

9.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.06 KYD 2.51

$3.84 $3.84

-20.31%

Water (0.33 liter bottle)

$2.84 KYD 2.33

$3.00 $3.00

-5.33%

Local Beer (0.5 liter draught)

$7.11 KYD 5.83

$8.27 $8.27

-14.03%

Imported Beer (0.33 liter bottle)

$9.74 KYD 7.99

$10.05 $10.05

-3.08%

Milk (1 liter)

$4.70 KYD 3.85

$1.31 $1.31

258.78%

White Bread (500g)

$4.13 KYD 3.38

$4.90 $4.90

-15.71%

Rice (white) (1kg)

$4.41 KYD 3.62

$7.16 $7.16

-38.41%

Eggs

$7.21 KYD 5.91

$5.92 $5.92

21.79%

Local Cheese (1kg)

$56.9 KYD 46.64

$19.06 $19.06

198.43%

Chicken Fillets (1kg)

$19.04 KYD 15.62

$17.38 $17.38

9.55%

Beef Round Steak (1kg)

$19.67 KYD 16.13

$18.94 $18.94

3.85%

Apples (1kg)

$7.55 KYD 6.19

$6.96 $6.96

8.48%

Banana (1kg)

$3.63 KYD 2.98

$2.08 $2.08

74.52%

Oranges (1kg)

$6.19 KYD 5.07

$6.10 $6.10

1.48%

Tomato (1kg)

$7.91 KYD 6.49

$6.95 $6.95

13.81%

Potato (1kg)

$4.12 KYD 3.38

$3.98 $3.98

3.52%

Onion (1kg)

$4.07 KYD 3.34

$4.44 $4.44

-8.33%

Lettuce (1 head)

$3.19 KYD 2.62

$2.81 $2.81

13.52%

Water (1.5 liter bottle)

$2.26 KYD 1.86

$2.51 $2.51

-9.96%

Cigarettes 20 Pack (Marlboro, Camel)

$14.16 KYD 11.61

$19.27 $19.27

-26.52%

Wine (Bottle)

$25.66 KYD 21.04

$19.67 $19.67

30.45%

Local Beer (0.5 liter bottle)

$4.29 KYD 3.52

$3.08 $3.08

39.29%

Imported Beer (0.33 liter bottle)

$5.45 KYD 4.47

$3.68 $3.68

48.10%

One-way Ticket (Public Transport)

$2.38 KYD 1.95

$3.02 $3.02

-21.19%

Public Transport Monthly Pass (Regular Price)

$79.8 KYD 65.5

$140 $140

-42.79%

Taxi Start (Normal Tariff)

$19.15 KYD 15.70

$3.07 $3.07

523.78%

Taxi (Normal Tariff) (1km)

$3.74 KYD 3.07

$2.13 $2.13

75.59%

Taxi 1hour Waiting (Normal Tariff)

$44.62 KYD 36.59

$41.21 $41.21

8.27%

Gasoline (1 liter)

$1.58 KYD 1.30

$1.11 $1.11

42.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.1K KYD 34.6K

$35.0K $35.0K

20.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.0K KYD 34.4K

$25.4K $25.4K

65.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$450 KYD 369

$217 $217

106.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$120 KYD 98.2

$74.0 $74.0

61.71%

Internet (50+ Mbps, Unlimited Data)

$113 KYD 92.6

$72.5 $72.5

55.86%

Gym Membership (Monthly)

$217 KYD 178

$120 $120

79.84%

Tennis Court (1 Hour on Weekend)

$34.74 KYD 28.48

$66.9 $66.9

-48.06%

Cinema Ticket

$18.64 KYD 15.28

$22.32 $22.32

-16.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,818 KYD 1,490

$3,425 $3,425

-46.93%

International Primary School, 1 Child (Yearly)

$26.5K KYD 21.7K

$61.2K $61.2K

-56.68%

Jeans (Levis 501 Or Similar)

$87.0 KYD 71.3

$76.3 $76.3

14.01%

Summer Dress (H&M, Zara, etc)

$74.1 KYD 60.8

$55.5 $55.5

33.62%

Sport Shoes (Adidas, Nike)

$137 KYD 113

$119 $119

15.23%

Men's Leather Business Shoes

$146 KYD 119

$131 $131

11.47%

1-bedroom Apartment, City Center (Monthly)

$2,861 KYD 2,346

$4,506 $4,506

-36.51%

1-bedroom Apartment, Outside City Center (Monthly)

$2,479 KYD 2,033

$3,155 $3,155

-21.43%

3-bedroom Apartment, City Center (Monthly)

$5,698 KYD 4,672

$8,817 $8,817

-35.38%

3-bedroom Apartment, Outside City Center (Monthly)

$4,775 KYD 3,915

$5,532 $5,532

-13.69%

Buy Apartment in City Center (m2)

$8,919 KYD 7,314

$19.4K $19.4K

-53.99%

Buy Apartment Outside City Center (m2)

$2,270 KYD 1,861

$6,754 $6,754

-66.39%

Average Monthly Net Salary (After Tax)

$7,223 KYD 5,923

$5,290 $5,290

36.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

17.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for George Town: October 5, 2026

Last update for New York, NY: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

George Town

$2.5K 50.3%

New York, NY

$3.2K 63.2% 27.3% $676

Groceries & Markets

George Town

$727 14.8%

New York, NY

$546 11% 24.9% $181

Monthly Utilities & Internet

George Town

$682 13.8%

New York, NY

$364 7.3% 46.7% $318

Eating Out

George Town

$460 9.3%

New York, NY

$422 8.5% 8.1% $37

Sport & Entertainment

George Town

$254 5.2%

New York, NY

$165 3.3% 35% $89

Clothing & Footwear

George Town

$200 4.1%

New York, NY

$172 3.4% 14.1% $28

Getting Around

George Town

$127 2.6%

New York, NY

$165 3.3% 30% $38

Cost Breakdown

A one-bedroom apartment in the center runs $2,861 in George Town and $4,506 in New York, NY. Housing cost is often the main lever when comparing two cities.

George Town pays 37% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $116 in George Town vs $119 in New York, NY. Groceries flip the comparison at $727 vs $546, with New York, NY cheaper for home cooking.

Good to know

🇰🇾 George Town

🇺🇸 New York, NY

🕒 Local time

03:02 3:02 AM

04:02 4:02 AM

1 h ahead of George Town

🌤 Weather

👥 Population

28,089 Capital

8,804,190

💱 Currency

Cayman Islands Dollar KYD $

United States Dollar USD $

📈 Exchange rate

1 KYD = 1.22 USD

1 KYD = 1.09 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to KYD – Cayman Islands Dollar Converter

🇺🇸 United States Dollar ($)

🇰🇾 Cayman Islands Dollar ($)

Cayman Islands Dollar exchange rates as of October 10, 2026: 1 USD = 0.82 KYD (1 KYD = 1.22 USD). 1 EUR = 0.92 KYD (1 KYD = 1.09 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to KYD in detail →

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George Town New York, NY 2,470 km ≈ 3 h 30 min nonstop flight

From you

George Town
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

George Town vs New York, NY: Cost of Living - Frequently Asked Questions

George Town and New York, NY differ by about 6% in total monthly costs ($4,862 vs $5,142 including rent). George Town is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 37% higher in George Town, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,861 in George Town versus $4,506 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $4,862 per month in George Town versus $5,142 in New York, NY – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in George Town runs roughly 75% less than in New York, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $5,000. George Town is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, George Town and New York, NY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find George Town gentler on the wallet – expenses run 6% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.