Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Francisco Morato

For one person, living is cheaper in Francisco Morato: $909 a month against $4,938 in New York, NY, rent and utilities included – about $48,300 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
44

Cost of Living Index in Francisco Morato
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Francisco Morato Living Index

Jump to prices

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Francisco Morato

🇧🇷 Brazil

$909

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Francisco Morato

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Francisco Morato actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,938 in New York, NY versus $909 in Francisco Morato.

New York, NY $4,938
Francisco Morato $909

Estimated couple costs with rent: $7,273 in New York, NY versus $1,497 in Francisco Morato.

New York, NY $7,273
Francisco Morato $1,497

Monthly costs for a family of three with rent: $9,608 in New York, NY versus $2,084 in Francisco Morato.

New York, NY $9,608
Francisco Morato $2,084

Living in New York, NY is roughly 443% more expensive than in Francisco Morato, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: New York, NY is 264% above, Francisco Morato is 33% below.

Meal at Budget Restaurant

$24.99 $24.99

$7.11 R$36.02

251.48%

Three-Course Dinner for Two, Mid-Range

$120 $120

$39.40 R$200

205.25%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$9.12 R$46.25

50.66%

Cappuccino

$6.60 $6.60

$2.17 R$10.98

204.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$1.65 R$8.37

131.52%

Water (0.33 liter bottle)

$2.87 $2.87

$1.15 R$5.83

149.57%

Local Beer (0.5 liter draught)

$7.95 $7.95

$2.80 R$14.18

183.93%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$4.32 R$21.89

132.87%

Milk (1 liter)

$1.37 $1.37

$1.20 R$6.10

14.17%

White Bread (500g)

$4.75 $4.75

$2.02 R$10.26

135.15%

Rice (white) (1kg)

$7.69 $7.69

$1.14 R$5.78

574.56%

Eggs

$5.87 $5.87

$2.68 R$13.60

119.03%

Local Cheese (1kg)

$19.25 $19.25

$9.05 R$45.88

112.71%

Chicken Fillets (1kg)

$17.83 $17.83

$4.32 R$21.90

312.73%

Beef Round Steak (1kg)

$19.03 $19.03

$10.66 R$54.1

78.52%

Apples (1kg)

$6.69 $6.69

$2.85 R$14.45

134.74%

Banana (1kg)

$2.29 $2.29

$1.82 R$9.25

25.82%

Oranges (1kg)

$6.41 $6.41

$1.78 R$9.02

260.11%

Tomato (1kg)

$6.75 $6.75

$1.82 R$9.22

270.88%

Potato (1kg)

$3.93 $3.93

$1.42 R$7.22

176.76%

Onion (1kg)

$4.52 $4.52

$1.37 R$6.92

229.93%

Lettuce (1 head)

$2.79 $2.79

$0.97 R$4.93

187.63%

Water (1.5 liter bottle)

$2.51 $2.51

$0.79 R$3.99

217.72%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$2.79 R$14.15

548.75%

Wine (Bottle)

$20.16 $20.16

$8.89 R$45.05

126.77%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$1.64 R$8.32

98.78%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$2.11 R$10.70

77.73%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.03 R$5.22

183.50%

Public Transport Monthly Pass (Regular Price)

$143 $143

$45.27 R$229

215.04%

Taxi Start (Normal Tariff)

$3.06 $3.06

$1.31 R$6.67

133.59%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$1.42 R$7.19

52.11%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$9.62 R$48.77

329.63%

Gasoline (1 liter)

$1.12 $1.12

$1.29 R$6.56

-13.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$23.3K R$118.3K

41.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$34.5K R$174.9K

-25.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$43.25 R$219

407.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$14.17 R$71.8

431.62%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$17.99 R$91.2

291.94%

Gym Membership (Monthly)

$116 $116

$28.56 R$145

304.41%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

$29.94 R$152

125.85%

Cinema Ticket

$21.37 $21.37

$8.02 R$40.68

166.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$427 R$2,166

703.33%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$7,460 R$37.8K

726.66%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$55.5 R$282

34.82%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$58.0 R$294

-10.17%

Sport Shoes (Adidas, Nike)

$117 $117

$94.1 R$477

23.95%

Men's Leather Business Shoes

$135 $135

$84.5 R$428

59.34%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$363 R$1,841

1097.11%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$236 R$1,196

1221.50%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$666 R$3,379

1266.94%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$476 R$2,414

1029.62%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$1,626 R$8,241

1086.14%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$1,235 R$6,259

462.33%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

11.12

-38.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Francisco Morato: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Francisco Morato

$236 25.9% 92.4% $2.9K

Groceries & Markets

New York, NY

$552 11.2%

Francisco Morato

$220 24.2% 60.1% $332

Eating Out

New York, NY

$407 8.2%

Francisco Morato

$144 15.8% 64.6% $263

Monthly Utilities & Internet

New York, NY

$365 7.4%

Francisco Morato

$75 8.3% 79.4% $290

Clothing & Footwear

New York, NY

$170 3.5%

Francisco Morato

$132 14.5% 22.8% $39

Getting Around

New York, NY

$168 3.4%

Francisco Morato

$58 6.4% 65.6% $110

Sport & Entertainment

New York, NY

$158 3.2%

Francisco Morato

$45 4.9% 71.8% $114

Cost Breakdown

A one-bedroom apartment in the center runs $4,347 in New York, NY and $363 in Francisco Morato. Housing cost is often the main lever when comparing two cities.

Dining out: $120 in New York, NY vs $39.00 in Francisco Morato for a mid-range dinner for two. Groceries echo the gap at $552 vs $220 per month, with Francisco Morato cheaper across the board.

Good to know

🇺🇸 New York, NY

🇧🇷 Francisco Morato

🕒 Local time

04:48 4:48 AM

05:48 5:48 AM

1 h ahead of New York, NY

🌤 Weather

👥 Population

8,804,190

165,139

💱 Currency

United States Dollar USD $

Brazilian Real BRL R$

📈 Exchange rate

1 USD = 0.89 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, EUR to USD – United States Dollar Converter

🇧🇷 Brazilian Real (R$)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Brazilian Real exchange rates as of October 22, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

BRL to USD in detail →

On the map

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Between locations

New York, NY Francisco Morato 7,650 km ≈ 10 h nonstop flight

From you

New York, NY
Francisco Morato

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Francisco Morato: Cost of Living - Frequently Asked Questions

Francisco Morato is cheaper overall, especially in groceries, eating out, and clothing. The 443% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $7,407 in New York, NY and $1,364 in Francisco Morato to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $4,347 in New York, NY versus $363 in Francisco Morato. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Francisco Morato – a meal for two runs $39.00 versus $120 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $4,938 per month in New York, NY versus $909 in Francisco Morato – a 443% gap that adds up to real savings over time for anyone picking the cheaper option.

At $909 in Francisco Morato versus $4,938 in New York, NY, a $1,500 budget is realistic in Francisco Morato but tight or insufficient in New York, NY. The gap between the two cities makes Francisco Morato the clear choice for anyone on this budget.

For families, Francisco Morato is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Francisco Morato gentler on the wallet – expenses run 443% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.