Last update: Oct 2026

Cost of Living Comparison Between Francisco Morato and New York, NY

For one person, living is cheaper in Francisco Morato: $909 a month against $4,938 in New York, NY, rent and utilities included – about $48,300 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Francisco Morato
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Francisco Morato Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Francisco Morato

🇧🇷 Brazil

$909

/mo nomad

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Monthly Cost of Living

How much you'll spend in Francisco Morato and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Francisco Morato and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $909 in Francisco Morato versus $4,938 in New York, NY.

Francisco Morato $909
New York, NY $4,938

Estimated couple costs with rent: $1,497 in Francisco Morato versus $7,273 in New York, NY.

Francisco Morato $1,497
New York, NY $7,273

Monthly costs for a family of three with rent: $2,084 in Francisco Morato versus $9,608 in New York, NY.

Francisco Morato $2,084
New York, NY $9,608

Living in Francisco Morato costs roughly 82% less than in New York, NY, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Francisco Morato is 33% below, New York, NY is 264% above.

Meal at Budget Restaurant

$7.11 R$36.02

$24.99 $24.99

-71.55%

Three-Course Dinner for Two, Mid-Range

$39.40 R$200

$120 $120

-67.24%

Fast Food Meal (McDonalds, etc)

$9.12 R$46.25

$13.74 $13.74

-33.62%

Cappuccino

$2.17 R$10.98

$6.60 $6.60

-67.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.65 R$8.37

$3.82 $3.82

-56.81%

Water (0.33 liter bottle)

$1.15 R$5.83

$2.87 $2.87

-59.93%

Local Beer (0.5 liter draught)

$2.80 R$14.18

$7.95 $7.95

-64.78%

Imported Beer (0.33 liter bottle)

$4.32 R$21.89

$10.06 $10.06

-57.06%

Milk (1 liter)

$1.20 R$6.10

$1.37 $1.37

-12.41%

White Bread (500g)

$2.02 R$10.26

$4.75 $4.75

-57.47%

Rice (white) (1kg)

$1.14 R$5.78

$7.69 $7.69

-85.18%

Eggs

$2.68 R$13.60

$5.87 $5.87

-54.34%

Local Cheese (1kg)

$9.05 R$45.88

$19.25 $19.25

-52.99%

Chicken Fillets (1kg)

$4.32 R$21.90

$17.83 $17.83

-75.77%

Beef Round Steak (1kg)

$10.66 R$54.1

$19.03 $19.03

-43.98%

Apples (1kg)

$2.85 R$14.45

$6.69 $6.69

-57.40%

Banana (1kg)

$1.82 R$9.25

$2.29 $2.29

-20.52%

Oranges (1kg)

$1.78 R$9.02

$6.41 $6.41

-72.23%

Tomato (1kg)

$1.82 R$9.22

$6.75 $6.75

-73.04%

Potato (1kg)

$1.42 R$7.22

$3.93 $3.93

-63.87%

Onion (1kg)

$1.37 R$6.92

$4.52 $4.52

-69.69%

Lettuce (1 head)

$0.97 R$4.93

$2.79 $2.79

-65.23%

Water (1.5 liter bottle)

$0.79 R$3.99

$2.51 $2.51

-68.53%

Cigarettes 20 Pack (Marlboro, Camel)

$2.79 R$14.15

$18.10 $18.10

-84.59%

Wine (Bottle)

$8.89 R$45.05

$20.16 $20.16

-55.90%

Local Beer (0.5 liter bottle)

$1.64 R$8.32

$3.26 $3.26

-49.69%

Imported Beer (0.33 liter bottle)

$2.11 R$10.70

$3.75 $3.75

-43.73%

One-way Ticket (Public Transport)

$1.03 R$5.22

$2.92 $2.92

-64.73%

Public Transport Monthly Pass (Regular Price)

$45.27 R$229

$143 $143

-68.26%

Taxi Start (Normal Tariff)

$1.31 R$6.67

$3.06 $3.06

-57.19%

Taxi (Normal Tariff) (1km)

$1.42 R$7.19

$2.16 $2.16

-34.26%

Taxi 1hour Waiting (Normal Tariff)

$9.62 R$48.77

$41.33 $41.33

-76.72%

Gasoline (1 liter)

$1.29 R$6.56

$1.12 $1.12

15.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.3K R$118.3K

$33.1K $33.1K

-29.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.5K R$174.9K

$25.7K $25.7K

34.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$43.25 R$219

$219 $219

-80.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.17 R$71.8

$75.3 $75.3

-81.19%

Internet (50+ Mbps, Unlimited Data)

$17.99 R$91.2

$70.5 $70.5

-74.49%

Gym Membership (Monthly)

$28.56 R$145

$116 $116

-75.27%

Tennis Court (1 Hour on Weekend)

$29.94 R$152

$67.6 $67.6

-55.72%

Cinema Ticket

$8.02 R$40.68

$21.37 $21.37

-62.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$427 R$2,166

$3,432 $3,432

-87.55%

International Primary School, 1 Child (Yearly)

$7,460 R$37.8K

$61.7K $61.7K

-87.90%

Jeans (Levis 501 Or Similar)

$55.5 R$282

$74.9 $74.9

-25.83%

Summer Dress (H&M, Zara, etc)

$58.0 R$294

$52.1 $52.1

11.32%

Sport Shoes (Adidas, Nike)

$94.1 R$477

$117 $117

-19.32%

Men's Leather Business Shoes

$84.5 R$428

$135 $135

-37.24%

1-bedroom Apartment, City Center (Monthly)

$363 R$1,841

$4,347 $4,347

-91.65%

1-bedroom Apartment, Outside City Center (Monthly)

$236 R$1,196

$3,117 $3,117

-92.43%

3-bedroom Apartment, City Center (Monthly)

$666 R$3,379

$9,110 $9,110

-92.68%

3-bedroom Apartment, Outside City Center (Monthly)

$476 R$2,414

$5,379 $5,379

-91.15%

Buy Apartment in City Center (m2)

$1,626 R$8,241

$19.3K $19.3K

-91.57%

Buy Apartment Outside City Center (m2)

$1,235 R$6,259

$6,943 $6,943

-82.22%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

20-Year Fixed Mortgage Interest Rate (Annual %)

11.12

6.85

62.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Francisco Morato: October 17, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Francisco Morato

$236 25.9%

New York, NY

$3.1K 63.1% 1222% $2.9K

Groceries & Markets

Francisco Morato

$220 24.2%

New York, NY

$552 11.2% 151% $332

Eating Out

Francisco Morato

$144 15.8%

New York, NY

$407 8.2% 183% $263

Clothing & Footwear

Francisco Morato

$132 14.5%

New York, NY

$170 3.5% 29.5% $39

Monthly Utilities & Internet

Francisco Morato

$75 8.3%

New York, NY

$365 7.4% 384% $290

Getting Around

Francisco Morato

$58 6.4%

New York, NY

$168 3.4% 191% $110

Sport & Entertainment

Francisco Morato

$45 4.9%

New York, NY

$158 3.2% 255% $114

Cost Breakdown

A one-bedroom apartment in the center runs $363 in Francisco Morato and $4,347 in New York, NY. Housing cost is often the main lever when comparing two cities.

Dining out: $39.00 in Francisco Morato vs $120 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $220 vs $552 per month, with Francisco Morato cheaper across the board.

Good to know

🇧🇷 Francisco Morato

🇺🇸 New York, NY

🕒 Local time

05:10 5:10 AM

04:10 4:10 AM

1 h behind Francisco Morato

🌤 Weather

👥 Population

165,139

8,804,190

💱 Currency

Brazilian Real BRL R$

United States Dollar USD $

📈 Exchange rate

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to BRL – Brazilian Real Converter

🇺🇸 United States Dollar ($)

🇧🇷 Brazilian Real (R$)

Brazilian Real exchange rates as of October 22, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to BRL in detail →

On the map

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Between locations

Francisco Morato New York, NY 7,650 km ≈ 10 h nonstop flight

From you

Francisco Morato
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Francisco Morato vs New York, NY: Cost of Living - Frequently Asked Questions

Francisco Morato is cheaper overall, especially in groceries, eating out, and clothing. The 443% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,364 in Francisco Morato and $7,407 in New York, NY to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $363 in Francisco Morato versus $4,347 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Francisco Morato – a meal for two runs $39.00 versus $120 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $909 per month in Francisco Morato versus $4,938 in New York, NY – a 443% gap that adds up to real savings over time for anyone picking the cheaper option.

At $909 in Francisco Morato versus $4,938 in New York, NY, a $1,500 budget is realistic in Francisco Morato but tight or insufficient in New York, NY. The gap between the two cities makes Francisco Morato the clear choice for anyone on this budget.

For families, Francisco Morato is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Francisco Morato gentler on the wallet – expenses run 443% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.