Cost of Living Comparison Between New York, NY and Cumming, GA Cost of Living Comparison Between New York, NY and Cumming, GA

Monthly Cost of Living

Monthly costs for one person with rent: $4,458 in New York, NY versus $2,519 in Cumming, GA.

Estimated couple costs with rent: $7,020 in New York, NY versus $3,580 in Cumming, GA.

Monthly costs for a family of three with rent: $9,582 in New York, NY versus $4,640 in Cumming, GA.

Living in New York, NY is roughly 77% more expensive than Cumming, GA, driven mainly by Eating Out.

Both cities are pricier than the global median: New York, NY 232% above, Cumming, GA 87% above.

Meal at Budget Restaurant

$29.87 $29.87

$16.41 $16.41

82.02%

Three-Course Dinner for Two, Mid-Range

$148 $148

$67.5 $67.5

118.84%

Fast Food Meal (McDonalds, etc)

$12.37 $12.37

$10.35 $10.35

19.52%

Cappuccino

$6.07 $6.07

$5.16 $5.16

17.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.21 $3.21

$2.54 $2.54

26.38%

Water (0.33 liter bottle)

$2.65 $2.65

$2.08 $2.08

27.40%

Local Beer (0.5 liter draught)

$7.88 $7.88

$6.35 $6.35

24.09%

Imported Beer (0.33 liter bottle)

$12.19 $12.19

$7.45 $7.45

63.62%

Milk (1 liter)

$1.55 $1.55

$1.08 $1.08

43.52%

White Bread (500g)

$5.14 $5.14

$3.66 $3.66

40.44%

Rice (white) (1kg)

$8.16 $8.16

$4.71 $4.71

73.25%

Eggs

$6.96 $6.96

$4.11 $4.11

69.34%

Local Cheese (1kg)

$17.53 $17.53

$13.47 $13.47

30.14%

Chicken Fillets (1kg)

$16.22 $16.22

$13.78 $13.78

17.71%

Beef Round Steak (1kg)

$20.40 $20.40

$16.88 $16.88

20.85%

Apples (1kg)

$7.60 $7.60

$5.99 $5.99

26.88%

Banana (1kg)

$2.45 $2.45

$1.76 $1.76

39.20%

Oranges (1kg)

$5.64 $5.64

$4.65 $4.65

21.29%

Tomato (1kg)

$6.47 $6.47

$3.97 $3.97

62.97%

Potato (1kg)

$3.72 $3.72

$3.31 $3.31

12.39%

Onion (1kg)

$3.99 $3.99

$2.92 $2.92

36.64%

Lettuce (1 head)

$3.15 $3.15

$1.99 $1.99

58.29%

Water (1.5 liter bottle)

$2.45 $2.45

$2.54 $2.54

-3.54%

Cigarettes 20 Pack (Marlboro, Camel)

$18.92 $18.92

$7.15 $7.15

164.62%

Wine (Bottle)

$20.27 $20.27

$14.88 $14.88

36.22%

Local Beer (0.5 liter bottle)

$2.88 $2.88

$2.00 $2.00

44.00%

Imported Beer (0.33 liter bottle)

$3.88 $3.88

$3.43 $3.43

13.12%

One-way Ticket (Public Transport)

$2.89 $2.89

$4.37 $4.37

-33.87%

Public Transport Monthly Pass (Regular Price)

$132 $132

Taxi Start (Normal Tariff)

$5.10 $5.10

$1.95 $1.95

161.54%

Taxi (Normal Tariff) (1km)

$2.19 $2.19

$1.53 $1.53

43.14%

Taxi 1hour Waiting (Normal Tariff)

$42.50 $42.50

$32.47 $32.47

30.89%

Gasoline (1 liter)

$0.95 $0.95

$0.85 $0.85

11.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K $35.5K

$25.2K $25.2K

41.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.3K $28.3K

$26.1K $26.1K

8.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$181 $181

$143 $143

26.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.8 $59.8

$55.7 $55.7

7.42%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

$72.4 $72.4

-11.90%

Gym Membership (Monthly)

$141 $141

$43.82 $43.82

221.54%

Tennis Court (1 Hour on Weekend)

$64.9 $64.9

Cinema Ticket

$19.92 $19.92

$16.32 $16.32

22.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,208 $3,208

$1,246 $1,246

157.40%

International Primary School, 1 Child (Yearly)

$57.8K $57.8K

$24.7K $24.7K

133.63%

Jeans (Levis 501 Or Similar)

$68.3 $68.3

$40.65 $40.65

68.04%

Summer Dress (H&M, Zara, etc)

$48.77 $48.77

$32.01 $32.01

52.36%

Sport Shoes (Adidas, Nike)

$113 $113

$98.8 $98.8

14.25%

Men's Leather Business Shoes

$172 $172

$118 $118

46.49%

1-bedroom Apartment, City Center (Monthly)

$4,213 $4,213

$1,392 $1,392

202.71%

1-bedroom Apartment, Outside City Center (Monthly)

$2,706 $2,706

$1,281 $1,281

111.26%

3-bedroom Apartment, City Center (Monthly)

$8,515 $8,515

$2,231 $2,231

281.73%

3-bedroom Apartment, Outside City Center (Monthly)

$5,231 $5,231

$1,885 $1,885

177.48%

Buy Apartment in City Center (m2)

$17.9K $17.9K

$10.3K $10.3K

73.77%

Buy Apartment Outside City Center (m2)

$6,389 $6,389

Average Monthly Net Salary (After Tax)

$5,445 $5,445

$7,206 $7,206

-24.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.45

-0.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: June 7, 2026

Last update for Cumming, GA: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $4,213 in New York, NY and $1,392 in Cumming, GA. Housing cost is often the main lever when comparing two cities.

Cumming, GA pays 32% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $148 in New York, NY vs $67.0 in Cumming, GA for a mid-range dinner for two. Groceries echo the gap at $554 vs $422 per month, with Cumming, GA cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Cumming, GA: Cost of Living - Frequently Asked Questions

Cumming, GA is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 77% gap adds up to real monthly savings that compound significantly over time.

On paper, Cumming, GA earns 32% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $4,213 in New York, NY versus $1,392 in Cumming, GA. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 31% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $4,458 per month in New York, NY versus $2,519 in Cumming, GA – a 77% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Cumming, GA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Cumming, GA is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Cumming, GA gentler on the wallet – expenses run 77% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.