Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Cumming, GA

For one person, living is cheaper in Cumming, GA: $2,577 a month against $4,938 in New York, NY, rent and utilities included – about $28,300 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
124

Cost of Living Index in Cumming, GA
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Cumming, GA Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Cumming, GA

🇺🇸 United States

$2,577

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Cumming, GA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Cumming, GA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,938 in New York, NY versus $2,577 in Cumming, GA.

New York, NY $4,938
Cumming, GA $2,577

Estimated couple costs with rent: $7,273 in New York, NY versus $3,551 in Cumming, GA.

New York, NY $7,273
Cumming, GA $3,551

Monthly costs for a family of three with rent: $9,608 in New York, NY versus $4,525 in Cumming, GA.

New York, NY $9,608
Cumming, GA $4,525

Living in New York, NY is roughly 92% more expensive than in Cumming, GA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 264% above, Cumming, GA 90% above.

Meal at Budget Restaurant

$24.99 $24.99

$16.87 $16.87

48.13%

Three-Course Dinner for Two, Mid-Range

$120 $120

$69.5 $69.5

72.95%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$9.85 $9.85

39.49%

Cappuccino

$6.60 $6.60

$4.92 $4.92

34.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.63 $2.63

45.25%

Water (0.33 liter bottle)

$2.87 $2.87

$2.10 $2.10

36.67%

Local Beer (0.5 liter draught)

$7.95 $7.95

$5.31 $5.31

49.72%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$6.15 $6.15

63.58%

Milk (1 liter)

$1.37 $1.37

$1.08 $1.08

26.85%

White Bread (500g)

$4.75 $4.75

$3.00 $3.00

58.33%

Rice (white) (1kg)

$7.69 $7.69

$4.27 $4.27

80.09%

Eggs

$5.87 $5.87

$4.40 $4.40

33.41%

Local Cheese (1kg)

$19.25 $19.25

$13.15 $13.15

46.39%

Chicken Fillets (1kg)

$17.83 $17.83

$8.73 $8.73

104.24%

Beef Round Steak (1kg)

$19.03 $19.03

$18.38 $18.38

3.54%

Apples (1kg)

$6.69 $6.69

$4.69 $4.69

42.64%

Banana (1kg)

$2.29 $2.29

$1.32 $1.32

73.48%

Oranges (1kg)

$6.41 $6.41

$4.13 $4.13

55.21%

Tomato (1kg)

$6.75 $6.75

$3.94 $3.94

71.32%

Potato (1kg)

$3.93 $3.93

$2.81 $2.81

39.86%

Onion (1kg)

$4.52 $4.52

$3.17 $3.17

42.59%

Lettuce (1 head)

$2.79 $2.79

$2.09 $2.09

33.49%

Water (1.5 liter bottle)

$2.51 $2.51

$2.22 $2.22

13.06%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$8.94 $8.94

102.46%

Wine (Bottle)

$20.16 $20.16

$15.05 $15.05

33.95%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$2.13 $2.13

53.05%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$5.20 $5.20

-27.88%

One-way Ticket (Public Transport)

$2.92 $2.92

$4.30 $4.30

-32.09%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.06 $3.06

$2.04 $2.04

50.00%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$2.36 $2.36

-8.47%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$32.07 $32.07

28.87%

Gasoline (1 liter)

$1.12 $1.12

$0.96 $0.96

16.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$27.8K $27.8K

19.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.9K $26.9K

-4.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$174 $174

25.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$58.6 $58.6

28.48%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$91.6 $91.6

-23.05%

Gym Membership (Monthly)

$116 $116

$41.47 $41.47

178.51%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$21.37 $21.37

$16.27 $16.27

31.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$1,246 $1,246

175.42%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$9,360 $9,360

558.84%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$39.45 $39.45

89.81%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$31.71 $31.71

64.43%

Sport Shoes (Adidas, Nike)

$117 $117

$60.4 $60.4

93.07%

Men's Leather Business Shoes

$135 $135

$73.9 $73.9

82.22%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$1,588 $1,588

173.69%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$1,391 $1,391

124.11%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$2,862 $2,862

218.29%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$1,928 $1,928

178.98%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$10.2K $10.2K

88.34%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$7,286 $7,286

-28.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.72

1.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Cumming, GA: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Cumming, GA

$1.4K 54% 55.4% $1.7K

Groceries & Markets

New York, NY

$552 11.2%

Cumming, GA

$382 14.8% 30.8% $170

Eating Out

New York, NY

$407 8.2%

Cumming, GA

$281 10.9% 30.9% $126

Monthly Utilities & Internet

New York, NY

$365 7.4%

Cumming, GA

$325 12.6% 11.1% $40

Clothing & Footwear

New York, NY

$170 3.5%

Cumming, GA

$92 3.6% 45.7% $78

Getting Around

New York, NY

$168 3.4%

Cumming, GA

$31 * 1.2% 81.5% $137

Sport & Entertainment

New York, NY

$158 3.2%

Cumming, GA

$74 2.9% 53.2% $84

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $4,347 in New York, NY and $1,588 in Cumming, GA. Housing cost is often the main lever when comparing two cities.

Cumming, GA pays 39% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $120 in New York, NY vs $70.0 in Cumming, GA for a mid-range dinner for two. Groceries echo the gap at $552 vs $382 per month, with Cumming, GA cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Cumming, GA

🕒 Local time

07:42 7:42 AM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

5,718

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

New York, NY Cumming, GA 1,130 km ≈ 2 h nonstop flight

From you

New York, NY
Cumming, GA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Cumming, GA: Cost of Living - Frequently Asked Questions

Cumming, GA is cheaper overall, especially in groceries, eating out, and clothing. The 92% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 39% lower in Cumming, GA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $4,347 in New York, NY versus $1,588 in Cumming, GA. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 44% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $4,938 per month in New York, NY versus $2,577 in Cumming, GA – a 92% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Cumming, GA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Cumming, GA is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Cumming, GA gentler on the wallet – expenses run 92% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.