Cost of Living Comparison Between New York, NY and Cumming, GA Cost of Living Comparison Between New York, NY and Cumming, GA

Monthly Cost of Living

Monthly costs for one person with rent: $4,557 in New York, NY versus $2,453 in Cumming, GA.

Estimated couple costs with rent: $7,115 in New York, NY versus $3,516 in Cumming, GA.

Monthly costs for a family of three with rent: $9,674 in New York, NY versus $4,578 in Cumming, GA.

Living in New York, NY is roughly 86% more expensive than Cumming, GA, driven mainly by Eating Out.

Both cities are pricier than the global median: New York, NY 240% above, Cumming, GA 83% above.

Meal at Budget Restaurant

$29.90 $29.90

$16.73 $16.73

78.72%

Three-Course Dinner for Two, Mid-Range

$143 $143

$67.3 $67.3

112.17%

Fast Food Meal (McDonalds, etc)

$12.67 $12.67

$10.22 $10.22

23.97%

Cappuccino

$5.78 $5.78

$5.33 $5.33

8.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.40 $3.40

$2.62 $2.62

29.77%

Water (0.33 liter bottle)

$2.69 $2.69

$2.09 $2.09

28.71%

Local Beer (0.5 liter draught)

$8.07 $8.07

$6.48 $6.48

24.54%

Imported Beer (0.33 liter bottle)

$11.86 $11.86

$7.32 $7.32

62.02%

Milk (1 liter)

$1.61 $1.61

$1.14 $1.14

41.23%

White Bread (500g)

$5.14 $5.14

$3.59 $3.59

43.18%

Rice (white) (1kg)

$8.17 $8.17

$4.80 $4.80

70.21%

Eggs

$7.16 $7.16

$4.16 $4.16

72.12%

Local Cheese (1kg)

$17.24 $17.24

$13.56 $13.56

27.14%

Chicken Fillets (1kg)

$16.17 $16.17

$13.55 $13.55

19.34%

Beef Round Steak (1kg)

$20.46 $20.46

$17.06 $17.06

19.93%

Apples (1kg)

$7.33 $7.33

$6.09 $6.09

20.36%

Banana (1kg)

$2.42 $2.42

$1.68 $1.68

44.05%

Oranges (1kg)

$5.75 $5.75

$4.50 $4.50

27.78%

Tomato (1kg)

$6.52 $6.52

$3.92 $3.92

66.33%

Potato (1kg)

$3.81 $3.81

$3.44 $3.44

10.76%

Onion (1kg)

$3.96 $3.96

$2.85 $2.85

38.95%

Lettuce (1 head)

$3.08 $3.08

$2.05 $2.05

50.24%

Water (1.5 liter bottle)

$2.46 $2.46

$2.56 $2.56

-3.91%

Cigarettes 20 Pack (Marlboro, Camel)

$19.03 $19.03

$7.15 $7.15

166.15%

Wine (Bottle)

$20.16 $20.16

$14.90 $14.90

35.30%

Local Beer (0.5 liter bottle)

$2.89 $2.89

$2.02 $2.02

43.07%

Imported Beer (0.33 liter bottle)

$3.74 $3.74

$3.56 $3.56

5.06%

One-way Ticket (Public Transport)

$2.86 $2.86

$4.17 $4.17

-31.41%

Public Transport Monthly Pass (Regular Price)

$130 $130

Taxi Start (Normal Tariff)

$4.97 $4.97

$1.97 $1.97

152.28%

Taxi (Normal Tariff) (1km)

$2.24 $2.24

$1.58 $1.58

41.77%

Taxi 1hour Waiting (Normal Tariff)

$42.20 $42.20

$32.83 $32.83

28.54%

Gasoline (1 liter)

$0.96 $0.96

$0.86 $0.86

11.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K $34.7K

$25.5K $25.5K

36.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.1K $28.1K

$26.3K $26.3K

6.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 $183

$142 $142

28.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.5 $59.5

$56.9 $56.9

4.63%

Internet (50+ Mbps, Unlimited Data)

$63.4 $63.4

$70.0 $70.0

-9.40%

Gym Membership (Monthly)

$140 $140

$44.08 $44.08

218.69%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$19.98 $19.98

$16.20 $16.20

23.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,153 $3,153

$1,249 $1,249

152.48%

International Primary School, 1 Child (Yearly)

$56.3K $56.3K

$24.6K $24.6K

129.19%

Jeans (Levis 501 Or Similar)

$67.7 $67.7

$40.96 $40.96

65.21%

Summer Dress (H&M, Zara, etc)

$48.48 $48.48

$31.70 $31.70

52.93%

Sport Shoes (Adidas, Nike)

$115 $115

$98.1 $98.1

17.57%

Men's Leather Business Shoes

$170 $170

$120 $120

41.41%

1-bedroom Apartment, City Center (Monthly)

$4,113 $4,113

$1,379 $1,379

198.19%

1-bedroom Apartment, Outside City Center (Monthly)

$2,651 $2,651

$1,271 $1,271

108.48%

3-bedroom Apartment, City Center (Monthly)

$8,230 $8,230

$2,251 $2,251

265.63%

3-bedroom Apartment, Outside City Center (Monthly)

$5,113 $5,113

$1,879 $1,879

172.08%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$10.3K $10.3K

87.11%

Buy Apartment Outside City Center (m2)

$8,754 $8,754

Average Monthly Net Salary (After Tax)

$5,049 $5,049

$7,337 $7,337

-31.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.45

-0.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: April 25, 2026

Last update for Cumming, GA: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $4,113 in New York, NY and $1,379 in Cumming, GA. Housing cost is often the main lever when comparing two cities.

Cumming, GA pays 45% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $143 in New York, NY vs $67.0 in Cumming, GA for a mid-range dinner for two. Groceries echo the gap at $553 vs $423 per month, with Cumming, GA cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Cumming, GA: Cost of Living - Frequently Asked Questions

Cumming, GA is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 86% gap adds up to real monthly savings that compound significantly over time.

On paper, Cumming, GA earns 45% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $4,113 in New York, NY versus $1,379 in Cumming, GA. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 31% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $4,557 per month in New York, NY versus $2,453 in Cumming, GA – a 86% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,453 in Cumming, GA versus $4,557 in New York, NY, a $2,500 budget is realistic in Cumming, GA but tight or insufficient in New York, NY. The gap between the two cities makes Cumming, GA the clear choice for anyone on this budget.

For families, Cumming, GA is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Cumming, GA gentler on the wallet – expenses run 86% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.