Cost of Living Comparison Between New York, NY and Cumming, GA Cost of Living Comparison Between New York, NY and Cumming, GA

Monthly Cost of Living

Monthly costs for one person with rent: $4,443 in New York, NY versus $2,461 in Cumming, GA.

Estimated couple costs with rent: $6,945 in New York, NY versus $3,517 in Cumming, GA.

Monthly costs for a family of three with rent: $9,447 in New York, NY versus $4,572 in Cumming, GA.

Living in New York, NY is roughly 80% more expensive than in Cumming, GA, driven mainly by Eating Out.

Both cities are pricier than the global median: New York, NY 234% above, Cumming, GA 85% above.

Meal at Budget Restaurant

$30.45 $30.45

$16.60 $16.60

83.43%

Three-Course Dinner for Two, Mid-Range

$146 $146

$67.9 $67.9

114.91%

Fast Food Meal (McDonalds, etc)

$12.71 $12.71

$10.45 $10.45

21.63%

Cappuccino

$5.87 $5.87

$5.05 $5.05

16.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.22 $3.22

$2.57 $2.57

25.29%

Water (0.33 liter bottle)

$2.71 $2.71

$2.01 $2.01

34.83%

Local Beer (0.5 liter draught)

$8.19 $8.19

$6.66 $6.66

22.97%

Imported Beer (0.33 liter bottle)

$11.89 $11.89

$7.44 $7.44

59.81%

Milk (1 liter)

$1.56 $1.56

$1.09 $1.09

43.12%

White Bread (500g)

$5.01 $5.01

$3.62 $3.62

38.40%

Rice (white) (1kg)

$8.33 $8.33

$4.89 $4.89

70.35%

Eggs

$7.02 $7.02

$4.29 $4.29

63.64%

Local Cheese (1kg)

$17.39 $17.39

$13.66 $13.66

27.31%

Chicken Fillets (1kg)

$16.72 $16.72

$13.56 $13.56

23.30%

Beef Round Steak (1kg)

$20.01 $20.01

$16.96 $16.96

17.98%

Apples (1kg)

$7.72 $7.72

$5.81 $5.81

32.87%

Banana (1kg)

$2.47 $2.47

$1.74 $1.74

41.95%

Oranges (1kg)

$5.72 $5.72

$4.45 $4.45

28.54%

Tomato (1kg)

$6.42 $6.42

$3.99 $3.99

60.90%

Potato (1kg)

$3.75 $3.75

$3.31 $3.31

13.29%

Onion (1kg)

$3.91 $3.91

$2.97 $2.97

31.65%

Lettuce (1 head)

$3.04 $3.04

$1.97 $1.97

54.31%

Water (1.5 liter bottle)

$2.57 $2.57

Cigarettes 20 Pack (Marlboro, Camel)

$18.84 $18.84

$6.82 $6.82

176.25%

Wine (Bottle)

$19.67 $19.67

$15.24 $15.24

29.07%

Local Beer (0.5 liter bottle)

$3.00 $3.00

$1.98 $1.98

51.52%

Imported Beer (0.33 liter bottle)

$3.88 $3.88

$3.59 $3.59

8.08%

One-way Ticket (Public Transport)

$2.88 $2.88

$4.37 $4.37

-34.10%

Public Transport Monthly Pass (Regular Price)

$133 $133

Taxi Start (Normal Tariff)

$5.11 $5.11

$2.04 $2.04

150.49%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.57 $1.57

40.13%

Taxi 1hour Waiting (Normal Tariff)

$41.93 $41.93

$32.10 $32.10

30.62%

Gasoline (1 liter)

$0.98 $0.98

$0.83 $0.83

18.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K $35.4K

$25.2K $25.2K

40.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.5K $27.5K

$26.2K $26.2K

5.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 $184

$142 $142

29.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.9 $59.9

$55.3 $55.3

8.32%

Internet (50+ Mbps, Unlimited Data)

$62.4 $62.4

$70.8 $70.8

-11.80%

Gym Membership (Monthly)

$140 $140

$43.19 $43.19

223.01%

Tennis Court (1 Hour on Weekend)

$65.0 $65.0

Cinema Ticket

$20.33 $20.33

$16.45 $16.45

23.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,153 $3,153

$1,206 $1,206

161.48%

International Primary School, 1 Child (Yearly)

$56.8K $56.8K

$24.6K $24.6K

130.94%

Jeans (Levis 501 Or Similar)

$68.0 $68.0

$40.89 $40.89

66.18%

Summer Dress (H&M, Zara, etc)

$47.89 $47.89

$32.13 $32.13

49.05%

Sport Shoes (Adidas, Nike)

$115 $115

$97.3 $97.3

18.47%

Men's Leather Business Shoes

$174 $174

$120 $120

45.36%

1-bedroom Apartment, City Center (Monthly)

$4,125 $4,125

$1,426 $1,426

189.28%

1-bedroom Apartment, Outside City Center (Monthly)

$2,685 $2,685

$1,282 $1,282

109.48%

3-bedroom Apartment, City Center (Monthly)

$8,262 $8,262

$2,247 $2,247

267.74%

3-bedroom Apartment, Outside City Center (Monthly)

$5,258 $5,258

$1,838 $1,838

186.05%

Buy Apartment in City Center (m2)

$18.7K $18.7K

$10.4K $10.4K

79.23%

Buy Apartment Outside City Center (m2)

$6,464 $6,464

Average Monthly Net Salary (After Tax)

$5,584 $5,584

$7,322 $7,322

-23.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.45

-0.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: July 25, 2026

Last update for Cumming, GA: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $4,125 in New York, NY and $1,426 in Cumming, GA. Housing cost is often the main lever when comparing two cities.

Cumming, GA pays 31% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $146 in New York, NY vs $68.0 in Cumming, GA for a mid-range dinner for two. Groceries echo the gap at $555 vs $423 per month, with Cumming, GA cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Cumming, GA: Cost of Living - Frequently Asked Questions

Cumming, GA is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 80% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 31% lower in Cumming, GA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $4,125 in New York, NY versus $1,426 in Cumming, GA. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 31% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $4,443 per month in New York, NY versus $2,461 in Cumming, GA – a 80% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Cumming, GA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Cumming, GA is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Cumming, GA gentler on the wallet – expenses run 80% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.