Last update: Oct 2026

Cost of Living Comparison Between Cumming, GA and New York, NY

For one person, living is cheaper in Cumming, GA: $2,577 a month against $4,938 in New York, NY, rent and utilities included – about $28,300 less a year. Rent and utilities account for most of the difference.

124

Cost of Living Index in Cumming, GA
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Cumming, GA Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Cumming, GA

🇺🇸 United States

$2,577

/mo nomad

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Monthly Cost of Living

How much you'll spend in Cumming, GA and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cumming, GA and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,577 in Cumming, GA versus $4,938 in New York, NY.

Cumming, GA $2,577
New York, NY $4,938

Estimated couple costs with rent: $3,551 in Cumming, GA versus $7,273 in New York, NY.

Cumming, GA $3,551
New York, NY $7,273

Monthly costs for a family of three with rent: $4,525 in Cumming, GA versus $9,608 in New York, NY.

Cumming, GA $4,525
New York, NY $9,608

Living in Cumming, GA costs roughly 48% less than in New York, NY, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Cumming, GA 90% above, New York, NY 264% above.

Meal at Budget Restaurant

$16.87 $16.87

$24.99 $24.99

-32.49%

Three-Course Dinner for Two, Mid-Range

$69.5 $69.5

$120 $120

-42.18%

Fast Food Meal (McDonalds, etc)

$9.85 $9.85

$13.74 $13.74

-28.31%

Cappuccino

$4.92 $4.92

$6.60 $6.60

-25.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.63 $2.63

$3.82 $3.82

-31.15%

Water (0.33 liter bottle)

$2.10 $2.10

$2.87 $2.87

-26.83%

Local Beer (0.5 liter draught)

$5.31 $5.31

$7.95 $7.95

-33.21%

Imported Beer (0.33 liter bottle)

$6.15 $6.15

$10.06 $10.06

-38.87%

Milk (1 liter)

$1.08 $1.08

$1.37 $1.37

-21.17%

White Bread (500g)

$3.00 $3.00

$4.75 $4.75

-36.84%

Rice (white) (1kg)

$4.27 $4.27

$7.69 $7.69

-44.47%

Eggs

$4.40 $4.40

$5.87 $5.87

-25.04%

Local Cheese (1kg)

$13.15 $13.15

$19.25 $19.25

-31.69%

Chicken Fillets (1kg)

$8.73 $8.73

$17.83 $17.83

-51.04%

Beef Round Steak (1kg)

$18.38 $18.38

$19.03 $19.03

-3.42%

Apples (1kg)

$4.69 $4.69

$6.69 $6.69

-29.90%

Banana (1kg)

$1.32 $1.32

$2.29 $2.29

-42.36%

Oranges (1kg)

$4.13 $4.13

$6.41 $6.41

-35.57%

Tomato (1kg)

$3.94 $3.94

$6.75 $6.75

-41.63%

Potato (1kg)

$2.81 $2.81

$3.93 $3.93

-28.50%

Onion (1kg)

$3.17 $3.17

$4.52 $4.52

-29.87%

Lettuce (1 head)

$2.09 $2.09

$2.79 $2.79

-25.09%

Water (1.5 liter bottle)

$2.22 $2.22

$2.51 $2.51

-11.55%

Cigarettes 20 Pack (Marlboro, Camel)

$8.94 $8.94

$18.10 $18.10

-50.61%

Wine (Bottle)

$15.05 $15.05

$20.16 $20.16

-25.35%

Local Beer (0.5 liter bottle)

$2.13 $2.13

$3.26 $3.26

-34.66%

Imported Beer (0.33 liter bottle)

$5.20 $5.20

$3.75 $3.75

38.67%

One-way Ticket (Public Transport)

$4.30 $4.30

$2.92 $2.92

47.26%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$2.04 $2.04

$3.06 $3.06

-33.33%

Taxi (Normal Tariff) (1km)

$2.36 $2.36

$2.16 $2.16

9.26%

Taxi 1hour Waiting (Normal Tariff)

$32.07 $32.07

$41.33 $41.33

-22.41%

Gasoline (1 liter)

$0.96 $0.96

$1.12 $1.12

-14.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K $27.8K

$33.1K $33.1K

-16.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K $26.9K

$25.7K $25.7K

4.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$174 $174

$219 $219

-20.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.6 $58.6

$75.3 $75.3

-22.17%

Internet (50+ Mbps, Unlimited Data)

$91.6 $91.6

$70.5 $70.5

29.95%

Gym Membership (Monthly)

$41.47 $41.47

$116 $116

-64.10%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$16.27 $16.27

$21.37 $21.37

-23.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,246 $1,246

$3,432 $3,432

-63.69%

International Primary School, 1 Child (Yearly)

$9,360 $9,360

$61.7K $61.7K

-84.82%

Jeans (Levis 501 Or Similar)

$39.45 $39.45

$74.9 $74.9

-47.32%

Summer Dress (H&M, Zara, etc)

$31.71 $31.71

$52.1 $52.1

-39.18%

Sport Shoes (Adidas, Nike)

$60.4 $60.4

$117 $117

-48.20%

Men's Leather Business Shoes

$73.9 $73.9

$135 $135

-45.12%

1-bedroom Apartment, City Center (Monthly)

$1,588 $1,588

$4,347 $4,347

-63.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,391 $1,391

$3,117 $3,117

-55.38%

3-bedroom Apartment, City Center (Monthly)

$2,862 $2,862

$9,110 $9,110

-68.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,928 $1,928

$5,379 $5,379

-64.16%

Buy Apartment in City Center (m2)

$10.2K $10.2K

$19.3K $19.3K

-46.90%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

Average Monthly Net Salary (After Tax)

$7,286 $7,286

$5,238 $5,238

39.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.72

6.85

-1.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cumming, GA: October 17, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cumming, GA

$1.4K 54%

New York, NY

$3.1K 63.1% 124% $1.7K

Groceries & Markets

Cumming, GA

$382 14.8%

New York, NY

$552 11.2% 44.4% $170

Monthly Utilities & Internet

Cumming, GA

$325 12.6%

New York, NY

$365 7.4% 12.4% $40

Eating Out

Cumming, GA

$281 10.9%

New York, NY

$407 8.2% 44.6% $126

Clothing & Footwear

Cumming, GA

$92 3.6%

New York, NY

$170 3.5% 84.1% $78

Sport & Entertainment

Cumming, GA

$74 2.9%

New York, NY

$158 3.2% 114% $84

Getting Around

Cumming, GA

$31 * 1.2%

New York, NY

$168 3.4% 442% $137

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,588 in Cumming, GA and $4,347 in New York, NY. Housing cost is often the main lever when comparing two cities.

Cumming, GA pays 39% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $70.0 in Cumming, GA vs $120 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $382 vs $552 per month, with Cumming, GA cheaper across the board.

Good to know

🇺🇸 Cumming, GA

🇺🇸 New York, NY

🕒 Local time

06:53 6:53 AM

Same time as Cumming, GA

🌤 Weather

👥 Population

5,718

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Cumming, GA New York, NY 1,130 km ≈ 2 h nonstop flight

From you

Cumming, GA
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cumming, GA vs New York, NY: Cost of Living - Frequently Asked Questions

Cumming, GA is cheaper overall, especially in groceries, eating out, and clothing. The 92% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 39% higher in Cumming, GA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,588 in Cumming, GA versus $4,347 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 44% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,577 per month in Cumming, GA versus $4,938 in New York, NY – a 92% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Cumming, GA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Cumming, GA is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Cumming, GA gentler on the wallet – expenses run 92% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.