Cost of Living Comparison Between New York, NY and Concord, NH Cost of Living Comparison Between New York, NY and Concord, NH

Monthly Cost of Living

Monthly costs for one person with rent: $4,438 in New York, NY versus $2,746 in Concord, NH.

Estimated couple costs with rent: $7,016 in New York, NY versus $4,018 in Concord, NH.

Monthly costs for a family of three with rent: $9,593 in New York, NY versus $5,290 in Concord, NH.

Living in New York, NY is roughly 62% more expensive than Concord, NH, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: New York, NY 231% above, Concord, NH 105% above.

Meal at Budget Restaurant

$29.91 $29.91

$25.17 $25.17

18.83%

Three-Course Dinner for Two, Mid-Range

$144 $144

$73.3 $73.3

96.38%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$12.10 $12.10

1.82%

Cappuccino

$6.03 $6.03

$4.27 $4.27

41.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.39 $3.39

$2.78 $2.78

21.94%

Water (0.33 liter bottle)

$2.56 $2.56

$2.07 $2.07

23.67%

Local Beer (0.5 liter draught)

$8.20 $8.20

$6.33 $6.33

29.54%

Imported Beer (0.33 liter bottle)

$11.95 $11.95

$6.12 $6.12

95.26%

Milk (1 liter)

$1.54 $1.54

$0.99 $0.99

55.56%

White Bread (500g)

$5.15 $5.15

$3.67 $3.67

40.33%

Rice (white) (1kg)

$8.43 $8.43

$5.51 $5.51

52.99%

Eggs

$6.97 $6.97

$4.76 $4.76

46.43%

Local Cheese (1kg)

$17.28 $17.28

$14.29 $14.29

20.92%

Chicken Fillets (1kg)

$16.24 $16.24

$9.87 $9.87

64.54%

Beef Round Steak (1kg)

$19.95 $19.95

$14.66 $14.66

36.08%

Apples (1kg)

$7.45 $7.45

$3.36 $3.36

121.73%

Banana (1kg)

$2.42 $2.42

$1.84 $1.84

31.52%

Oranges (1kg)

$5.87 $5.87

$5.83 $5.83

0.69%

Tomato (1kg)

$6.31 $6.31

$6.86 $6.86

-8.02%

Potato (1kg)

$3.72 $3.72

$2.01 $2.01

85.07%

Onion (1kg)

$3.99 $3.99

$3.56 $3.56

12.08%

Lettuce (1 head)

$3.19 $3.19

$2.46 $2.46

29.67%

Water (1.5 liter bottle)

$2.55 $2.55

$2.12 $2.12

20.28%

Cigarettes 20 Pack (Marlboro, Camel)

$19.09 $19.09

$12.57 $12.57

51.87%

Wine (Bottle)

$20.24 $20.24

$13.81 $13.81

46.56%

Local Beer (0.5 liter bottle)

$2.99 $2.99

$1.79 $1.79

67.04%

Imported Beer (0.33 liter bottle)

$3.87 $3.87

$3.27 $3.27

18.35%

One-way Ticket (Public Transport)

$2.95 $2.95

$1.97 $1.97

49.75%

Public Transport Monthly Pass (Regular Price)

$131 $131

$31.52 $31.52

314.53%

Taxi Start (Normal Tariff)

$5.13 $5.13

$9.82 $9.82

-47.76%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.40 $1.40

57.14%

Taxi 1hour Waiting (Normal Tariff)

$42.64 $42.64

$26.89 $26.89

58.57%

Gasoline (1 liter)

$0.95 $0.95

$0.90 $0.90

5.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$35.7K $35.7K

-3.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K $28.2K

$25.7K $25.7K

9.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 $182

$264 $264

-31.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.1 $60.1

$46.10 $46.10

30.26%

Internet (50+ Mbps, Unlimited Data)

$61.9 $61.9

$98.4 $98.4

-37.04%

Gym Membership (Monthly)

$140 $140

$45.81 $45.81

205.65%

Tennis Court (1 Hour on Weekend)

$64.4 $64.4

$59.0 $59.0

9.13%

Cinema Ticket

$20.33 $20.33

$19.21 $19.21

5.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,222 $3,222

$1,261 $1,261

155.55%

International Primary School, 1 Child (Yearly)

$56.2K $56.2K

$33.3K $33.3K

68.92%

Jeans (Levis 501 Or Similar)

$65.9 $65.9

$46.63 $46.63

41.39%

Summer Dress (H&M, Zara, etc)

$47.20 $47.20

$44.05 $44.05

7.15%

Sport Shoes (Adidas, Nike)

$111 $111

$98.9 $98.9

12.34%

Men's Leather Business Shoes

$173 $173

$134 $134

29.70%

1-bedroom Apartment, City Center (Monthly)

$4,208 $4,208

$1,595 $1,595

163.82%

1-bedroom Apartment, Outside City Center (Monthly)

$2,647 $2,647

$1,333 $1,333

98.55%

3-bedroom Apartment, City Center (Monthly)

$8,415 $8,415

$2,639 $2,639

218.83%

3-bedroom Apartment, Outside City Center (Monthly)

$5,170 $5,170

$2,190 $2,190

136.01%

Buy Apartment in City Center (m2)

$20.1K $20.1K

$2,960 $2,960

578.93%

Buy Apartment Outside City Center (m2)

$8,742 $8,742

$2,921 $2,921

199.26%

Average Monthly Net Salary (After Tax)

$5,144 $5,144

$4,602 $4,602

11.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.4

0.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: April 20, 2026

Last update for Concord, NH: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $4,208 in New York, NY and $1,595 in Concord, NH. Housing cost is often the main lever when comparing two cities.

New York, NY pays 12% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $144 in New York, NY vs $73 in Concord, NH for a mid-range dinner for two. Groceries echo the gap at $554 vs $401 per month, with Concord, NH cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Concord, NH: Cost of Living - Frequently Asked Questions

New York, NY and Concord, NH differ by about 62% in total monthly costs ($4,438 vs $2,746 including rent). Concord, NH is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

New York, NY pays 12% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,208 in New York, NY versus $1,595 in Concord, NH. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $4,438 per month in New York, NY versus $2,746 in Concord, NH – a 62% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Concord, NH runs roughly 315% less than in New York, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $3,000. Concord, NH is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, New York, NY and Concord, NH are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Concord, NH gentler on the wallet – expenses run 62% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.