Cost of Living in Concord, NH - Updated Prices & Insights

Monthly Cost of Living

Living costs for one person come to about $2,746 monthly including rent, or $1,077 excluding housing.

Estimated monthly costs for a couple: $4,018 with rent, or $2,133 without housing.

Monthly costs for a family of three come to about $5,290 including rent, or $3,189 for daily expenses alone.

Currency
Do you live in Concord, NH? Add cost details
🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$25.17 $25.17
$12.08 $12.08
$50.4 $50.4
Three-Course Dinner for Two, Mid-Range
$73.3 $73.3
$50.5 $50.5
$121 $121
Fast Food Meal (McDonalds, etc)
$12.10 $12.10
$8.57 $8.57
$17.14 $17.14
Cappuccino
$4.27 $4.27
$2.76 $2.76
$5.77 $5.77
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.78 $2.78
$2.03 $2.03
$3.55 $3.55
Water (0.33 liter bottle)
$2.07 $2.07
$1.52 $1.52
$3.03 $3.03
Local Beer (0.5 liter draught)
$6.33 $6.33
$2.92 $2.92
$11.69 $11.69
Imported Beer (0.33 liter bottle)
$6.12 $6.12
$4.08 $4.08
$11.23 $11.23
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.99 $0.99
$0.62 $0.62
$1.28 $1.28
White Bread (500g)
$3.67 $3.67
$1.94 $1.94
$5.43 $5.43
Rice (white) (1kg)
$5.51 $5.51
$1.93 $1.93
$10.74 $10.74
Eggs
$4.76 $4.76
$3.03 $3.03
$5.58 $5.58
Local Cheese (1kg)
$14.29 $14.29
$6.59 $6.59
$17.59 $17.59
Chicken Fillets (1kg)
$9.87 $9.87
$5.62 $5.62
$20.29 $20.29
Beef Round Steak (1kg)
$14.66 $14.66
$8.92 $8.92
$31.20 $31.20
Apples (1kg)
$3.36 $3.36
$2.13 $2.13
$8.60 $8.60
Banana (1kg)
$1.84 $1.84
$0.87 $0.87
$3.28 $3.28
Oranges (1kg)
$5.83 $5.83
$3.25 $3.25
$10.82 $10.82
Tomato (1kg)
$6.86 $6.86
$3.35 $3.35
$9.00 $9.00
Potato (1kg)
$2.01 $2.01
$1.34 $1.34
$2.23 $2.23
Onion (1kg)
$3.56 $3.56
$1.57 $1.57
$4.50 $4.50
Lettuce (1 head)
$2.46 $2.46
$1.28 $1.28
$2.95 $2.95
Water (1.5 liter bottle)
$2.12 $2.12
$0.97 $0.97
$4.86 $4.86
Cigarettes 20 Pack (Marlboro, Camel)
$12.57 $12.57
$9.05 $9.05
$16.09 $16.09
Wine (Bottle)
$13.81 $13.81
$6.91 $6.91
$34.53 $34.53
Local Beer (0.5 liter bottle)
$1.79 $1.79
$1.67 $1.67
$2.09 $2.09
Imported Beer (0.33 liter bottle)
$3.27 $3.27
$1.46 $1.46
$5.82 $5.82
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.97 $1.97
$1.48 $1.48
$4.93 $4.93
Public Transport Monthly Pass (Regular Price)
$31.52 $31.52
$19.70 $19.70
$44.33 $44.33
Taxi Start (Normal Tariff)
$9.82 $9.82
$3.14 $3.14
$10.21 $10.21
Taxi (Normal Tariff) (1km)
$1.40 $1.40
$1.10 $1.10
$1.72 $1.72
Taxi 1hour Waiting (Normal Tariff)
$26.89 $26.89
$25.37 $25.37
$28.41 $28.41
Gasoline (1 liter)
$0.90 $0.90
$0.82 $0.82
$0.97 $0.97
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.7K $35.7K
$35.1K $35.1K
$36.2K $36.2K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K $25.7K
$25.4K $25.4K
$35.6K $35.6K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$264 $264
$233 $233
$305 $305
SIM Card Monthly Plan (Calls and 10GB+ Data)
$46.10 $46.10
$39.38 $39.38
$59.1 $59.1
Internet (50+ Mbps, Unlimited Data)
$98.4 $98.4
$74.7 $74.7
$120 $120
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$45.81 $45.81
$24.54 $24.54
$68.7 $68.7
Tennis Court (1 Hour on Weekend)
$59.0 $59.0
$49.18 $49.18
$68.9 $68.9
Cinema Ticket
$19.21 $19.21
$14.15 $14.15
$20.22 $20.22
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,261 $1,261
$1,095 $1,095
$1,493 $1,493
International Primary School, 1 Child (Yearly)
$33.3K $33.3K
$9,982 $9,982
$49.9K $49.9K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$46.63 $46.63
$20.16 $20.16
$70.6 $70.6
Summer Dress (H&M, Zara, etc)
$44.05 $44.05
$25.42 $25.42
$45.75 $45.75
Sport Shoes (Adidas, Nike)
$98.9 $98.9
$50.7 $50.7
$112 $112
Men's Leather Business Shoes
$134 $134
$81.4 $81.4
$193 $193
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,595 $1,595
$1,316 $1,316
$1,823 $1,823
1-bedroom Apartment, Outside City Center (Monthly)
$1,333 $1,333
$1,203 $1,203
$1,554 $1,554
3-bedroom Apartment, City Center (Monthly)
$2,639 $2,639
$2,111 $2,111
$3,117 $3,117
3-bedroom Apartment, Outside City Center (Monthly)
$2,190 $2,190
$1,800 $1,800
$3,501 $3,501
Buy Apartment in City Center (m2)
$2,960 $2,960
$2,938 $2,938
$2,981 $2,981
Buy Apartment Outside City Center (m2)
$2,921 $2,921
$2,782 $2,782
$3,017 $3,017
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$4,602 $4,602
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.4
6
6.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: April 21, 2026

Cost Breakdown

Expect to pay about $1,595 for a central one-bedroom, or $1,333 outside the center. At around 35% of the average salary ($4,602), rent noticeably above the typical 30% rent-to-income guideline.

Average take-home pay sits at $4,602, while typical expenses reach $2,746. This leaves solid room for saving and lifestyle spending.

Expect to spend about $401 monthly on groceries. Dining out at a mid-range restaurant costs roughly $73 for two.

Public transport is priced at around $32 per month.

Cost Highlights

Internet is more expensive than 97% of cities in North America

Meal at budget restaurant is more expensive than 95% of cities in North America

Family monthly cost (excluding rent) is more expensive than 94% of cities in North America

Concord, NH Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
City tags:
Cost of Living in Concord, NH - Frequently Asked Questions
How does Concord compare in terms of overall affordability for travelers, expats, and digital nomads?
Concord offers a balance of small-city charm and modern conveniences that many nomads find approachable. In general terms, you’ll notice that housing and everyday goods are more affordable than in larger metro areas, while healthcare and services remain solid. For long stays, you’ll appreciate the walkable downtown, easy access to parks, and a reliable café culture for remote work. The seasonal rhythm – harvests in autumn, festivals in summer – adds character without exploding costs in most neighborhoods. Cost of Living in Concord, NH, United States reflects that mix: value without sacrificing access. Tip: Start with a short-term stay near the Capitol and test a few neighborhoods before settling in.
What should you expect day-to-day in Concord regarding housing search, food, transport, and errands?
On housing, expect a mix of compact rentals near the downtown and quiet homes in nearby suburbs. Use local listings, neighborhood tours, and a walkable map to compare distances to workspaces. Food options range from farmers markets to steady grocery chains and independent eateries; try seasonal produce and local bakeries. For transport, modest bus routes and good bike lanes help, though many residents rely on cars for trips outside town. Errands are practical thanks to compact town layout. Concord, NH, United States living cost sits mid-range, so budget with a buffer for occasional seasonal treats. Tip: Do a weekend search to gauge transit times and shop proximity.
What are smart budgeting frameworks, seasonal adjustments, and neighborhood guides to maximize quality of life in Concord?
Quality of life in Concord blends small-town charm with reliable services and easy access to nature. A practical budgeting approach keeps you flexible: allocate three buckets – housing costs, daily essentials, and discretionary spend – and review them monthly with the season in mind. In winter, expect a shift toward heating routines and indoor activities; in summer, you gain more outdoor options and farmers markets. Neighborhood fit matters: downtown offers quick cafes and coworking, while the West End or suburban pockets provide quieter streets and easy green space access. Use short reconnaissance stays to test commutes, community events, and nearby amenities before deciding where to settle. Tip: keep a weekly plan for errands to reduce back-and-forth trips.
What are typical monthly expenses for a single person in Concord, NH?
All in, Concord, NH runs about $2,746 monthly with rent, or $1,077 without it. These numbers assume a moderate lifestyle – comfortable but not lavish. Choosing a cheaper neighborhood and cooking at home are the easiest ways to spend less.
What are the monthly living expenses in Concord, NH as of 2026?
As of 2026, monthly living costs in Concord, NH come to around $2,746 including rent, or roughly $1,077 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.
What income level supports a comfortable lifestyle in Concord, NH?
Earning $4,119 monthly in Concord, NH means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
What is the rental price range for apartments in Concord, NH?
Rents for a 1-bedroom flat in Concord, NH range from $1,333 to $1,595, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
Is public transport affordable in Concord, NH?
A monthly transit pass in Concord, NH runs about $31.52, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.
Why are groceries so expensive in Concord, NH?
A single person's grocery bill in Concord, NH runs about $401 monthly, which is above average. Everything from dairy and meat to fresh produce costs more here, reflecting the city's overall high price level.
Is $1,500 enough to cover living costs in Concord, NH?
At $2,746 in typical monthly expenses, a $1,500 budget barely covers Concord, NH. You'd need a shared flat in an outer area, home-cooked meals, and serious discipline with discretionary spending to make it work.
What are the pros and cons of living in Concord, NH?
Concord, NH offers genuinely appealing day-to-day living. Residents value fast internet, low crime rates, family-friendly facilities, and at around $2,746 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.

Concord, NH vs other spots: cost of living compared

Nearby cities

Similar cities