Last update: Oct 2026

Cost of Living Comparison Between Concord, NH and New York, NY

For one person, living is cheaper in Concord, NH: $2,762 a month against $4,938 in New York, NY, rent and utilities included – about $26,100 less a year. Rent and utilities account for most of the difference.

134

Cost of Living Index in Concord, NH
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Concord, NH Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Concord, NH

🇺🇸 United States

$2,762

/mo nomad

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Monthly Cost of Living

How much you'll spend in Concord, NH and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Concord, NH and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,762 in Concord, NH versus $4,938 in New York, NY.

Concord, NH $2,762
New York, NY $4,938

Estimated couple costs with rent: $4,156 in Concord, NH versus $7,273 in New York, NY.

Concord, NH $4,156
New York, NY $7,273

Monthly costs for a family of three with rent: $5,550 in Concord, NH versus $9,608 in New York, NY.

Concord, NH $5,550
New York, NY $9,608

Living in Concord, NH costs roughly 44% less than in New York, NY, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Concord, NH 104% above, New York, NY 264% above.

Meal at Budget Restaurant

$20.31 $20.31

$24.99 $24.99

-18.73%

Three-Course Dinner for Two, Mid-Range

$49.81 $49.81

$120 $120

-58.58%

Fast Food Meal (McDonalds, etc)

$11.96 $11.96

$13.74 $13.74

-12.95%

Cappuccino

$4.11 $4.11

$6.60 $6.60

-37.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.65 $2.65

$3.82 $3.82

-30.63%

Water (0.33 liter bottle)

$1.53 $1.53

$2.87 $2.87

-46.69%

Local Beer (0.5 liter draught)

$6.97 $6.97

$7.95 $7.95

-12.33%

Imported Beer (0.33 liter bottle)

$5.97 $5.97

$10.06 $10.06

-40.66%

Milk (1 liter)

$1.17 $1.17

$1.37 $1.37

-14.60%

White Bread (500g)

$4.22 $4.22

$4.75 $4.75

-11.16%

Rice (white) (1kg)

$6.70 $6.70

$7.69 $7.69

-12.87%

Eggs

$4.80 $4.80

$5.87 $5.87

-18.23%

Local Cheese (1kg)

$14.21 $14.21

$19.25 $19.25

-26.18%

Chicken Fillets (1kg)

$9.53 $9.53

$17.83 $17.83

-46.55%

Beef Round Steak (1kg)

$21.12 $21.12

$19.03 $19.03

10.98%

Apples (1kg)

$5.06 $5.06

$6.69 $6.69

-24.36%

Banana (1kg)

$2.10 $2.10

$2.29 $2.29

-8.30%

Oranges (1kg)

$7.17 $7.17

$6.41 $6.41

11.86%

Tomato (1kg)

$6.59 $6.59

$6.75 $6.75

-2.37%

Potato (1kg)

$2.02 $2.02

$3.93 $3.93

-48.60%

Onion (1kg)

$3.46 $3.46

$4.52 $4.52

-23.45%

Lettuce (1 head)

$2.53 $2.53

$2.79 $2.79

-9.32%

Water (1.5 liter bottle)

$2.40 $2.40

$2.51 $2.51

-4.38%

Cigarettes 20 Pack (Marlboro, Camel)

$13.70 $13.70

$18.10 $18.10

-24.31%

Wine (Bottle)

$15.24 $15.24

$20.16 $20.16

-24.40%

Local Beer (0.5 liter bottle)

$1.80 $1.80

$3.26 $3.26

-44.79%

Imported Beer (0.33 liter bottle)

$3.39 $3.39

$3.75 $3.75

-9.60%

One-way Ticket (Public Transport)

$3.40 $3.40

$2.92 $2.92

16.44%

Public Transport Monthly Pass (Regular Price)

$31.49 $31.49

$143 $143

-77.92%

Taxi Start (Normal Tariff)

$10.02 $10.02

$3.06 $3.06

227.45%

Taxi (Normal Tariff) (1km)

$2.04 $2.04

$2.16 $2.16

-5.56%

Taxi 1hour Waiting (Normal Tariff)

$26.85 $26.85

$41.33 $41.33

-35.04%

Gasoline (1 liter)

$0.98 $0.98

$1.12 $1.12

-12.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K $28.0K

$33.1K $33.1K

-15.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$25.7K $25.7K

0.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$191 $191

$219 $219

-12.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.36 $47.36

$75.3 $75.3

-37.13%

Internet (50+ Mbps, Unlimited Data)

$101 $101

$70.5 $70.5

42.70%

Gym Membership (Monthly)

$46.81 $46.81

$116 $116

-59.47%

Tennis Court (1 Hour on Weekend)

$58.9 $58.9

$67.6 $67.6

-12.84%

Cinema Ticket

$18.90 $18.90

$21.37 $21.37

-11.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,275 $1,275

$3,432 $3,432

-62.84%

International Primary School, 1 Child (Yearly)

$32.7K $32.7K

$61.7K $61.7K

-46.96%

Jeans (Levis 501 Or Similar)

$46.35 $46.35

$74.9 $74.9

-38.10%

Summer Dress (H&M, Zara, etc)

$42.55 $42.55

$52.1 $52.1

-18.39%

Sport Shoes (Adidas, Nike)

$92.7 $92.7

$117 $117

-20.53%

Men's Leather Business Shoes

$131 $131

$135 $135

-2.70%

1-bedroom Apartment, City Center (Monthly)

$1,763 $1,763

$4,347 $4,347

-59.45%

1-bedroom Apartment, Outside City Center (Monthly)

$1,369 $1,369

$3,117 $3,117

-56.06%

3-bedroom Apartment, City Center (Monthly)

$2,683 $2,683

$9,110 $9,110

-70.55%

3-bedroom Apartment, Outside City Center (Monthly)

$2,569 $2,569

$5,379 $5,379

-52.24%

Buy Apartment in City Center (m2)

$2,993 $2,993

$19.3K $19.3K

-84.48%

Buy Apartment Outside City Center (m2)

$3,018 $3,018

$6,943 $6,943

-56.53%

Average Monthly Net Salary (After Tax)

$4,539 $4,539

$5,238 $5,238

-13.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.4

6.85

-6.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Concord, NH: October 19, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Concord, NH

$1.4K 49.6%

New York, NY

$3.1K 63.1% 128% $1.7K

Groceries & Markets

Concord, NH

$451 16.3%

New York, NY

$552 11.2% 22.4% $101

Monthly Utilities & Internet

Concord, NH

$339 12.3%

New York, NY

$365 7.4% 7.6% $26

Eating Out

Concord, NH

$311 11.3%

New York, NY

$407 8.2% 30.8% $96

Clothing & Footwear

Concord, NH

$141 5.1%

New York, NY

$170 3.5% 21% $30

Sport & Entertainment

Concord, NH

$85 3.1%

New York, NY

$158 3.2% 87% $74

Getting Around

Concord, NH

$65 2.4%

New York, NY

$168 3.4% 158% $103

Cost Breakdown

A one-bedroom apartment in the center runs $1,763 in Concord, NH and $4,347 in New York, NY. Housing cost is often the main lever when comparing two cities.

New York, NY pays 15% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50.0 in Concord, NH vs $120 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $451 vs $552 per month, with Concord, NH cheaper across the board.

Good to know

🇺🇸 Concord, NH

🇺🇸 New York, NY

🕒 Local time

04:11 4:11 AM

Same time as Concord, NH

🌤 Weather

👥 Population

42,695

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Concord, NH New York, NY 360 km

From you

Concord, NH
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Concord, NH vs New York, NY: Cost of Living - Frequently Asked Questions

Concord, NH and New York, NY differ by about 79% in total monthly costs ($2,762 vs $4,938 including rent). Concord, NH is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 15% lower in New York, NY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,763 in Concord, NH versus $4,347 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,762 per month in Concord, NH versus $4,938 in New York, NY – a 79% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Concord, NH runs roughly 353% less than in New York, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $3,000. Concord, NH is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Concord, NH and New York, NY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Concord, NH gentler on the wallet – expenses run 79% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.