Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Clovis, NM

For one person, living is cheaper in Clovis, NM: $2,017 a month against $4,941 in New York, NY, rent and utilities included – about $35,100 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
97

Cost of Living Index in Clovis, NM
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Clovis, NM Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Clovis, NM

🇺🇸 United States

$2,017

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Clovis, NM

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Clovis, NM actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $2,017 in Clovis, NM, rent included.

New York, NY $4,941
Clovis, NM $2,017

A couple spends around $7,225 per month in New York, NY vs $2,893 in Clovis, NM, rent included.

New York, NY $7,225
Clovis, NM $2,893

A family of three spends $9,509 per month in New York, NY vs $3,770 in Clovis, NM, rent included.

New York, NY $9,509
Clovis, NM $3,770

New York, NY costs about 145% more than Clovis, NM, and outside of rent the biggest gap is in eating out.

Both New York, NY and Clovis, NM sit above the global median – New York, NY by 263%, Clovis, NM by 48%.

Meal at Budget Restaurant

$28.55 $28.55

$17.28 $17.28

65.22%

Three-Course Dinner for Two, Mid-Range

$118 $118

$78.8 $78.8

50.34%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$10.62 $10.62

41.62%

Cappuccino

$6.53 $6.53

$5.48 $5.48

19.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$2.97 $2.97

33.33%

Water (0.33 liter bottle)

$3.01 $3.01

$2.31 $2.31

30.30%

Local Beer (0.5 liter draught)

$8.16 $8.16

$5.38 $5.38

51.67%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$7.12 $7.12

38.20%

Milk (1 liter)

$1.37 $1.37

$0.69 $0.69

98.55%

White Bread (500g)

$4.97 $4.97

$4.45 $4.45

11.69%

Rice (white) (1kg)

$7.81 $7.81

$5.66 $5.66

37.99%

Eggs

$5.97 $5.97

$4.23 $4.23

41.13%

Local Cheese (1kg)

$18.91 $18.91

$16.83 $16.83

12.36%

Chicken Fillets (1kg)

$18.04 $18.04

$21.11 $21.11

-14.54%

Beef Round Steak (1kg)

$19.05 $19.05

$16.74 $16.74

13.80%

Apples (1kg)

$6.76 $6.76

$3.28 $3.28

106.10%

Banana (1kg)

$2.27 $2.27

$1.29 $1.29

75.97%

Oranges (1kg)

$6.83 $6.83

$2.99 $2.99

128.43%

Tomato (1kg)

$7.09 $7.09

$2.10 $2.10

237.62%

Potato (1kg)

$4.22 $4.22

$1.53 $1.53

175.82%

Onion (1kg)

$4.65 $4.65

$2.06 $2.06

125.73%

Lettuce (1 head)

$2.87 $2.87

$1.81 $1.81

58.56%

Water (1.5 liter bottle)

$2.60 $2.60

$2.55 $2.55

1.96%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$10.91 $10.91

72.04%

Wine (Bottle)

$20.13 $20.13

$16.30 $16.30

23.50%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$2.06 $2.06

67.48%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$4.08 $4.08

-1.47%

One-way Ticket (Public Transport)

$2.91 $2.91

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.08 $3.08

Taxi (Normal Tariff) (1km)

$2.12 $2.12

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

Gasoline (1 liter)

$1.17 $1.17

$1.01 $1.01

15.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$26.7K $26.7K

29.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$25.4K $25.4K

1.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$245 $245

-10.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$43.97 $43.97

68.84%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$94.3 $94.3

-25.53%

Gym Membership (Monthly)

$112 $112

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$22.14 $22.14

$17.83 $17.83

24.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$1,323 $1,323

168.94%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$15.2K $15.2K

309.05%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$61.3 $61.3

23.36%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$57.0 $57.0

-10.24%

Sport Shoes (Adidas, Nike)

$123 $123

$81.3 $81.3

51.41%

Men's Leather Business Shoes

$140 $140

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$961 $961

367.97%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$768 $768

300.80%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$1,320 $1,320

615.92%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$1,077 $1,077

381.67%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$1,405 $1,405

1188.58%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$1,402 $1,402

377.37%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$5,173 $5,173

0.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

4.75

44.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Clovis, NM: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Clovis, NM

$768 38.1% 75.1% $2.3K

Groceries & Markets

New York, NY

$563 11.4%

Clovis, NM

$442 21.9% 21.6% $121

Eating Out

New York, NY

$440 8.9%

Clovis, NM

$298 14.8% 32.3% $142

Monthly Utilities & Internet

New York, NY

$364 7.4%

Clovis, NM

$384 19% 5.5% $20

Clothing & Footwear

New York, NY

$175 3.6%

Clovis, NM

$90 * 4.5% 48.8% $86

Getting Around

New York, NY

$164 3.3%

Clovis, NM

- * 0% 100%

Sport & Entertainment

New York, NY

$156 3.2%

Clovis, NM

$36 * 1.8% 77.2% $121

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $961 in Clovis, NM. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $118 in New York, NY versus $79 in Clovis, NM. Monthly groceries follow the same trend: $563 vs $442 – making Clovis, NM the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Clovis, NM

🕒 Local time

14:45 2:45 PM

12:45 12:45 PM

2 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

38,567

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

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Between locations

New York, NY Clovis, NM 2,640 km ≈ 3 h 45 min nonstop flight

From you

New York, NY
Clovis, NM

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Clovis, NM: Cost of Living - Frequently Asked Questions

New York, NY costs about 145% more than Clovis, NM, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,412 per month in New York, NY and $3,026 in Clovis, NM. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Clovis, NM, especially for central apartments: a one-bedroom in the center costs $961 there versus $4,499 in New York, NY.

A mid-range dinner for two costs $118 in New York, NY and $79 in Clovis, NM. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 28% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,000 is a stretch for both – monthly costs hit $4,941 in New York, NY and $2,017 in Clovis, NM. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Clovis, NM – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.