Cost of Living Comparison Between New York, NY and Clovis, NM Cost of Living Comparison Between New York, NY and Clovis, NM

Monthly Cost of Living

A single person spends $4,852 per month in New York, NY vs $1,957 in Clovis, NM, rent included.

A couple spends around $7,370 per month in New York, NY vs $2,878 in Clovis, NM, rent included.

A family of three spends $9,889 per month in New York, NY vs $3,800 in Clovis, NM, rent included.

New York, NY costs about 148% more than Clovis, NM, driven mainly by Getting Around.

Both New York, NY and Clovis, NM sit above the global median – New York, NY by 252%, Clovis, NM by 42%.

Meal at Budget Restaurant

$25.42 $25.42

$16.75 $16.75

51.76%

Three-Course Dinner for Two, Mid-Range

$142 $142

$78.4 $78.4

80.56%

Fast Food Meal (McDonalds, etc)

$13.97 $13.97

$9.13 $9.13

53.01%

Cappuccino

$6.42 $6.42

$5.66 $5.66

13.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.91 $3.91

$2.92 $2.92

33.90%

Water (0.33 liter bottle)

$2.96 $2.96

$2.43 $2.43

21.81%

Local Beer (0.5 liter draught)

$7.83 $7.83

$3.92 $3.92

99.74%

Imported Beer (0.33 liter bottle)

$9.86 $9.86

$7.01 $7.01

40.66%

Milk (1 liter)

$1.33 $1.33

$0.73 $0.73

82.19%

White Bread (500g)

$4.73 $4.73

$4.26 $4.26

11.03%

Rice (white) (1kg)

$6.89 $6.89

$5.66 $5.66

21.73%

Eggs

$5.63 $5.63

$4.29 $4.29

31.24%

Local Cheese (1kg)

$17.39 $17.39

$16.43 $16.43

5.84%

Chicken Fillets (1kg)

$15.02 $15.02

$21.20 $21.20

-29.15%

Beef Round Steak (1kg)

$17.97 $17.97

$16.69 $16.69

7.67%

Apples (1kg)

$6.02 $6.02

$3.18 $3.18

89.31%

Banana (1kg)

$2.15 $2.15

$1.25 $1.25

72.00%

Oranges (1kg)

$5.89 $5.89

$2.97 $2.97

98.32%

Tomato (1kg)

$6.21 $6.21

$2.22 $2.22

179.73%

Potato (1kg)

$3.40 $3.40

$1.47 $1.47

131.29%

Onion (1kg)

$4.26 $4.26

$2.07 $2.07

105.80%

Lettuce (1 head)

$2.67 $2.67

$1.86 $1.86

43.55%

Water (1.5 liter bottle)

$2.43 $2.43

Cigarettes 20 Pack (Marlboro, Camel)

$18.70 $18.70

$10.24 $10.24

82.62%

Wine (Bottle)

$19.72 $19.72

$15.89 $15.89

24.10%

Local Beer (0.5 liter bottle)

$3.24 $3.24

$2.10 $2.10

54.29%

Imported Beer (0.33 liter bottle)

$3.91 $3.91

$4.14 $4.14

-5.56%

One-way Ticket (Public Transport)

$2.95 $2.95

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.03 $3.03

Taxi (Normal Tariff) (1km)

$2.22 $2.22

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

Gasoline (1 liter)

$1.08 $1.08

$0.87 $0.87

24.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K $35.3K

$30.3K $30.3K

16.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K $25.0K

$24.4K $24.4K

2.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$236 $236

$252 $252

-6.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.5 $73.5

$44.73 $44.73

64.23%

Internet (50+ Mbps, Unlimited Data)

$76.1 $76.1

$96.0 $96.0

-20.73%

Gym Membership (Monthly)

$128 $128

Tennis Court (1 Hour on Weekend)

$63.5 $63.5

Cinema Ticket

$23.19 $23.19

$17.85 $17.85

29.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,340 $3,340

$1,345 $1,345

148.34%

International Primary School, 1 Child (Yearly)

$59.9K $59.9K

$15.7K $15.7K

281.37%

Jeans (Levis 501 Or Similar)

$72.8 $72.8

$61.7 $61.7

17.88%

Summer Dress (H&M, Zara, etc)

$54.1 $54.1

$58.0 $58.0

-6.74%

Sport Shoes (Adidas, Nike)

$119 $119

$81.3 $81.3

46.12%

Men's Leather Business Shoes

$126 $126

1-bedroom Apartment, City Center (Monthly)

$4,467 $4,467

$1,049 $1,049

326.05%

1-bedroom Apartment, Outside City Center (Monthly)

$2,988 $2,988

$746 $746

300.28%

3-bedroom Apartment, City Center (Monthly)

$9,222 $9,222

$1,326 $1,326

595.45%

3-bedroom Apartment, Outside City Center (Monthly)

$5,537 $5,537

$1,116 $1,116

396.29%

Buy Apartment in City Center (m2)

$18.9K $18.9K

$1,432 $1,432

1218.21%

Buy Apartment Outside City Center (m2)

$6,621 $6,621

$1,417 $1,417

367.18%

Average Monthly Net Salary (After Tax)

$5,327 $5,327

$5,208 $5,208

2.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

4.75

36.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: September 7, 2026

Last update for Clovis, NM: September 6, 2026

Cost Breakdown

A central one-bedroom costs $4,467 in New York, NY versus $1,049 in Clovis, NM. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $142 in New York, NY versus $78.0 in Clovis, NM. Monthly groceries follow the same trend: $512 vs $437 – making Clovis, NM the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Clovis, NM: Cost of Living - Frequently Asked Questions

New York, NY costs about 148% more than Clovis, NM, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,278 per month in New York, NY and $2,935 in Clovis, NM. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Clovis, NM, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $142 in New York, NY and $78.0 in Clovis, NM. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 17% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Clovis, NM, where all-in costs run around $1,957, than in New York, NY at $4,852. In Clovis, NM it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Clovis, NM costs $1,957 versus $4,852 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Clovis, NM. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.