Last update: Oct 2026 United States 38.6K

Cost of Living in Clovis, NM

For one person, living costs in Clovis, NM are estimated at $2,024 a month, including rent and utilities – 25% below the national average. Rent and utilities take about half of the total.

Monthly Cost of Living

How much you'll spend in Clovis, NM

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Clovis, NM actually costs, broken down by who's living it.

A single person spends around $2,024 per month with rent, or $1,004 for everyday expenses alone.

$2,024 /mo

A couple spends around $2,914 per month with rent, or $1,719 for everyday expenses alone.

$2,914 /mo

A family of three spends around $3,805 per month with rent, or $2,433 without housing.

$3,805 /mo
Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$17.20 $17.20
$14.17 $14.17
$40.48 $40.48
Three-Course Dinner for Two, Mid-Range
$76.2 $76.2
$59.0 $59.0
$148 $148
Fast Food Meal (McDonalds, etc)
$10.45 $10.45
$8.96 $8.96
$11.94 $11.94
Cappuccino
$5.75 $5.75
$3.07 $3.07
$8.18 $8.18
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.91 $2.91
$2.77 $2.77
$4.02 $4.02
Water (0.33 liter bottle)
$2.32 $2.32
$1.95 $1.95
$2.92 $2.92
Local Beer (0.5 liter draught)
$5.53 $5.53
$3.02 $3.02
$7.04 $7.04
Imported Beer (0.33 liter bottle)
$7.14 $7.14
$6.12 $6.12
$10.20 $10.20
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.73 $0.73
$0.73 $0.73
$3.04 $3.04
White Bread (500g)
$4.22 $4.22
$1.46 $1.46
$6.43 $6.43
Rice (white) (1kg)
$5.62 $5.62
$4.49 $4.49
$6.76 $6.76
Eggs
$4.15 $4.15
$2.93 $2.93
$6.93 $6.93
Local Cheese (1kg)
$16.80 $16.80
$11.15 $11.15
$19.17 $19.17
Chicken Fillets (1kg)
$21.18 $21.18
$10.09 $10.09
$26.96 $26.96
Beef Round Steak (1kg)
$16.69 $16.69
$7.97 $7.97
$29.62 $29.62
Apples (1kg)
$3.18 $3.18
$3.16 $3.16
$8.61 $8.61
Banana (1kg)
$1.26 $1.26
$1.26 $1.26
$2.16 $2.16
Oranges (1kg)
$2.92 $2.92
$2.92 $2.92
$4.02 $4.02
Tomato (1kg)
$2.10 $2.10
$2.10 $2.10
$2.10 $2.10
Potato (1kg)
$1.54 $1.54
$1.54 $1.54
$1.54 $1.54
Onion (1kg)
$2.03 $2.03
$1.91 $1.91
$2.83 $2.83
Lettuce (1 head)
$1.86 $1.86
$1.61 $1.61
$3.04 $3.04
Water (1.5 liter bottle)
$2.51 $2.51
$2.01 $2.01
$3.01 $3.01
Cigarettes 20 Pack (Marlboro, Camel)
$10.45 $10.45
$10.45 $10.45
$10.45 $10.45
Wine (Bottle)
$16.06 $16.06
$10.04 $10.04
$21.09 $21.09
Local Beer (0.5 liter bottle)
$2.03 $2.03
$1.69 $1.69
$4.19 $4.19
Imported Beer (0.33 liter bottle)
$4.18 $4.18
$2.51 $2.51
$6.02 $6.02
🚌 Getting Around
Cost
Range
Gasoline (1 liter)
$1.02 $1.02
$0.72 $0.72
$1.12 $1.12
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.2K $31.2K
$31.2K $31.2K
$35.4K $35.4K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.9K $24.9K
$24.6K $24.6K
$25.8K $25.8K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$251 $251
$156 $156
$302 $302
SIM Card Monthly Plan (Calls and 10GB+ Data)
$45.35 $45.35
$25.39 $25.39
$48.70 $48.70
Internet (50+ Mbps, Unlimited Data)
$95.3 $95.3
$90.9 $90.9
$104 $104
🎉 Sport & Entertainment
Cost
Range
Cinema Ticket
$17.95 $17.95
$16.95 $16.95
$19.95 $19.95
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,338 $1,338
$1,332 $1,332
$1,345 $1,345
International Primary School, 1 Child (Yearly)
$15.4K $15.4K
$15.4K $15.4K
$15.4K $15.4K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$60.2 $60.2
$49.34 $49.34
$71.0 $71.0
Summer Dress (H&M, Zara, etc)
$57.2 $57.2
$25.10 $25.10
$89.4 $89.4
Sport Shoes (Adidas, Nike)
$81.0 $81.0
$70.9 $70.9
$91.1 $91.1
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$952 $952
-
1-bedroom Apartment, Outside City Center (Monthly)
$768 $768
-
3-bedroom Apartment, City Center (Monthly)
$1,316 $1,316
-
3-bedroom Apartment, Outside City Center (Monthly)
$1,121 $1,121
-
Buy Apartment in City Center (m2)
$1,406 $1,406
$1,378 $1,378
$1,452 $1,452
Buy Apartment Outside City Center (m2)
$1,373 $1,373
$1,368 $1,368
$1,378 $1,378
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$5,252 $5,252
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.75
4.75
7.58

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Clovis, NM $2,024
Accommodation & Living
$768
Groceries & Markets
$438
Monthly Utilities & Internet
$392
Eating Out
$301
Clothing & Footwear
$89 *
Sport & Entertainment
$36 *
Getting Around
- *

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the city center costs around $952, dropping to $768 outside central areas. Housing accounts for roughly 18% of the average salary ($5,252) – well above the 30% international benchmark.

The average net salary is $5,252 – comfortably above monthly costs of $2,024. Most workers can save and live well. A comfortable lifestyle typically starts at $3,035.

Groceries cost around $438 per month for one person. A mid-range dinner for two is priced at $76.0.

Cost Highlights

Chicken fillets is more expensive than 99% of cities in North America

Milk is cheaper than 98% of cities in North America

Internet is more expensive than 97% of cities in North America

Good to know
🕒 Local time
14:06 2:06 PM
🌤 Weather
👥 Population
38,567
💱 Currency
📈 Exchange rate
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

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Clovis, NM Median Internet Speeds (Updated April 2026)

Mobile

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Latency
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Fixed Broadband

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The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Clovis, NM - Frequently Asked Questions
How affordable is Clovis, NM for travelers, expats, and digital nomads, and who tends to find it good value?
Clovis, NM offers a straightforward balance of comfort and cost that many travelers, expats, and digital nomads value. When assessing Cost of Living in Clovis, NM, you will notice that rental options and utilities typically come with a gentler price tag than larger metropolitan areas, while groceries and dining out remain practical for weekly budgeting. The town’s pace supports longer stays, dependable internet, and reliable services, which many nomads appreciate for routine work. However you may trade breadth of options for convenience, and your social calendar may revolve more around community events than nightlife. Tip: Start with a week-by-week plan to gauge recurring expenses and adjust seasonally.
What does daily life look like for housing search, food options, transport, and errands in Clovis, NM?
Daily life centers on practicality: you will find a mix of quiet residential streets, modest apartments, and family-friendly neighborhoods where commute times tend to be shorter than in bigger cities. Housing search can be straightforward – start near shopping centers or campuses for convenience and access to services. Grocery stores, farmers markets, and casual dining options cover a broad range of budgets, while cooking at home helps keep costs predictable. For getting around, a car is common, with some areas serviced by regional buses and bike routes. Co-working spaces, libraries, and cafes provide comfortable spots to work when you want a change of scene. Tip: Make a short checklist of must-haves for your daily errands.
How does one plan for quality of life, budgeting frameworks, seasonal changes, and neighborhood fit in Clovis, NM?
Quality of life here rewards steady routines and clear priorities. Use a simple budgeting framework – list essentials, then discretionary spending – so you can adapt as seasons shift. In Clovis, NM living cost varies by housing type and lifestyle, so prioritize a stable base if you plan longer stays. Winters are milder than harsher inland climates, but summer heat can drive higher energy use, so plan for smart cooling habits. Neighborhood fit matters: look for quiet streets near parks or schools if you value family ease, or stay downtown to be close to cafes and services. Tip: set a monthly review date to adjust your plan as needs change.
What is the average cost of living in Clovis, NM?
A single person in Clovis, NM typically spends $2,024 per month once rent is factored in. Strip out housing, and everyday essentials like groceries, utilities, transport, and personal spending land around $1,004. The final number shifts depending on your neighborhood, eating habits, and general lifestyle.
What is the average cost of living in Clovis, NM in 2026?
For 2026, a single person in Clovis, NM should plan on about $2,024 per month with rent, or $1,004 without housing. That covers a moderate lifestyle – food, utilities, transport, and some leisure – at current local prices.
What is the average salary in Clovis, NM?
After taxes, the average worker in Clovis, NM takes home about $5,252 per month. Of course, that varies a lot by industry and experience – tech and finance pay well above this, while service jobs often fall below it.
Is rent high in Clovis, NM?
Rent in Clovis, NM is middle-of-the-road – 1-bedroom apartments fall between $768 and $952 per month. Not cheap, not outrageous, with reasonable options across most neighborhoods.
Is food expensive in Clovis, NM?
Grocery spending in Clovis, NM lands around $438 per month for one person – not cheap, not expensive. Local produce and staples are fairly priced, though imported goods and specialty items cost more. Overall, food is a manageable part of the budget.
How much does childcare cost in Clovis, NM?
Private kindergarten in Clovis, NM costs about $1,338 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
Can a person live on $2,000 monthly in Clovis, NM?
$2,000 is below the $2,024 average in Clovis, NM, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
Is Clovis, NM a good city for digital nomads?
Clovis, NM has become a go-to for digital nomads thanks to fast internet. At around $2,024 monthly all-in, the value is strong for the infrastructure and lifestyle you get. Coworking spaces, solid internet, and a growing international crowd make remote work here both productive and social.

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