Last update: Oct 2026

Cost of Living Comparison Between Clovis, NM and New York, NY

For one person, living is cheaper in Clovis, NM: $2,017 a month against $4,941 in New York, NY, rent and utilities included – about $35,100 less a year. Rent and utilities account for most of the difference.

97

Cost of Living Index in Clovis, NM
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Clovis, NM Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Clovis, NM

🇺🇸 United States

$2,017

/mo nomad

New York, NY

🇺🇸 United States

$4,941

/mo nomad

Monthly Cost of Living

How much you'll spend in Clovis, NM and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Clovis, NM and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,017 per month in Clovis, NM vs $4,941 in New York, NY, rent included.

Clovis, NM $2,017
New York, NY $4,941

A couple spends around $2,893 per month in Clovis, NM vs $7,225 in New York, NY, rent included.

Clovis, NM $2,893
New York, NY $7,225

A family of three spends $3,770 per month in Clovis, NM vs $9,509 in New York, NY, rent included.

Clovis, NM $3,770
New York, NY $9,509

Clovis, NM is about 59% cheaper than New York, NY, and outside of rent the biggest gap is in eating out.

Both Clovis, NM and New York, NY sit above the global median – Clovis, NM by 48%, New York, NY by 263%.

Meal at Budget Restaurant

$17.28 $17.28

$28.55 $28.55

-39.47%

Three-Course Dinner for Two, Mid-Range

$78.8 $78.8

$118 $118

-33.48%

Fast Food Meal (McDonalds, etc)

$10.62 $10.62

$15.04 $15.04

-29.39%

Cappuccino

$5.48 $5.48

$6.53 $6.53

-16.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 $2.97

$3.96 $3.96

-25.00%

Water (0.33 liter bottle)

$2.31 $2.31

$3.01 $3.01

-23.26%

Local Beer (0.5 liter draught)

$5.38 $5.38

$8.16 $8.16

-34.07%

Imported Beer (0.33 liter bottle)

$7.12 $7.12

$9.84 $9.84

-27.64%

Milk (1 liter)

$0.69 $0.69

$1.37 $1.37

-49.64%

White Bread (500g)

$4.45 $4.45

$4.97 $4.97

-10.46%

Rice (white) (1kg)

$5.66 $5.66

$7.81 $7.81

-27.53%

Eggs

$4.23 $4.23

$5.97 $5.97

-29.15%

Local Cheese (1kg)

$16.83 $16.83

$18.91 $18.91

-11.00%

Chicken Fillets (1kg)

$21.11 $21.11

$18.04 $18.04

17.02%

Beef Round Steak (1kg)

$16.74 $16.74

$19.05 $19.05

-12.13%

Apples (1kg)

$3.28 $3.28

$6.76 $6.76

-51.48%

Banana (1kg)

$1.29 $1.29

$2.27 $2.27

-43.17%

Oranges (1kg)

$2.99 $2.99

$6.83 $6.83

-56.22%

Tomato (1kg)

$2.10 $2.10

$7.09 $7.09

-70.38%

Potato (1kg)

$1.53 $1.53

$4.22 $4.22

-63.74%

Onion (1kg)

$2.06 $2.06

$4.65 $4.65

-55.70%

Lettuce (1 head)

$1.81 $1.81

$2.87 $2.87

-36.93%

Water (1.5 liter bottle)

$2.55 $2.55

$2.60 $2.60

-1.92%

Cigarettes 20 Pack (Marlboro, Camel)

$10.91 $10.91

$18.77 $18.77

-41.88%

Wine (Bottle)

$16.30 $16.30

$20.13 $20.13

-19.03%

Local Beer (0.5 liter bottle)

$2.06 $2.06

$3.45 $3.45

-40.29%

Imported Beer (0.33 liter bottle)

$4.08 $4.08

$4.02 $4.02

1.49%

One-way Ticket (Public Transport)

$2.91 $2.91

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.08 $3.08

Taxi (Normal Tariff) (1km)

$2.12 $2.12

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

Gasoline (1 liter)

$1.01 $1.01

$1.17 $1.17

-13.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K $26.7K

$34.5K $34.5K

-22.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$25.9K $25.9K

-1.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$245 $245

$219 $219

11.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.97 $43.97

$74.2 $74.2

-40.77%

Internet (50+ Mbps, Unlimited Data)

$94.3 $94.3

$70.2 $70.2

34.28%

Gym Membership (Monthly)

$112 $112

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$17.83 $17.83

$22.14 $22.14

-19.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,323 $1,323

$3,558 $3,558

-62.82%

International Primary School, 1 Child (Yearly)

$15.2K $15.2K

$62.2K $62.2K

-75.55%

Jeans (Levis 501 Or Similar)

$61.3 $61.3

$75.6 $75.6

-18.94%

Summer Dress (H&M, Zara, etc)

$57.0 $57.0

$51.2 $51.2

11.41%

Sport Shoes (Adidas, Nike)

$81.3 $81.3

$123 $123

-33.96%

Men's Leather Business Shoes

$140 $140

1-bedroom Apartment, City Center (Monthly)

$961 $961

$4,499 $4,499

-78.63%

1-bedroom Apartment, Outside City Center (Monthly)

$768 $768

$3,078 $3,078

-75.05%

3-bedroom Apartment, City Center (Monthly)

$1,320 $1,320

$9,447 $9,447

-86.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,077 $1,077

$5,190 $5,190

-79.24%

Buy Apartment in City Center (m2)

$1,405 $1,405

$18.1K $18.1K

-92.24%

Buy Apartment Outside City Center (m2)

$1,402 $1,402

$6,693 $6,693

-79.05%

Average Monthly Net Salary (After Tax)

$5,173 $5,173

$5,220 $5,220

-0.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.75

6.86

-30.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Clovis, NM: October 26, 2026

Last update for New York, NY: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Clovis, NM

$768 38.1%

New York, NY

$3.1K 62.3% 301% $2.3K

Groceries & Markets

Clovis, NM

$442 21.9%

New York, NY

$563 11.4% 27.5% $121

Monthly Utilities & Internet

Clovis, NM

$384 19%

New York, NY

$364 7.4% 5.2% $20

Eating Out

Clovis, NM

$298 14.8%

New York, NY

$440 8.9% 47.6% $142

Clothing & Footwear

Clovis, NM

$90 * 4.5%

New York, NY

$175 3.6% 95.2% $86

Sport & Entertainment

Clovis, NM

$36 * 1.8%

New York, NY

$156 3.2% 338% $121

Getting Around

Clovis, NM

- * 0%

New York, NY

$164 3.3%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $961 in Clovis, NM versus $4,499 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $79 in Clovis, NM versus $118 in New York, NY. Monthly groceries follow the same trend: $442 vs $563 – making Clovis, NM the more affordable choice for daily food spending.

Good to know

🇺🇸 Clovis, NM

🇺🇸 New York, NY

🕒 Local time

09:49 9:49 AM

11:49 11:49 AM

2 h ahead of Clovis, NM

🌤 Weather

👥 Population

38,567

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

On the map

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Between locations

Clovis, NM New York, NY 2,640 km ≈ 3 h 45 min nonstop flight

From you

Clovis, NM
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Clovis, NM vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 145% more than Clovis, NM, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,026 per month in Clovis, NM and $7,412 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Clovis, NM, especially for central apartments: a one-bedroom in the center costs $961 there versus $4,499 in New York, NY.

A mid-range dinner for two costs $79 in Clovis, NM and $118 in New York, NY. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 28% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,000 is a stretch for both – monthly costs hit $2,017 in Clovis, NM and $4,941 in New York, NY. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Clovis, NM – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.