Cost of Living Comparison Between New York, NY and Chevy Chase, MD Cost of Living Comparison Between New York, NY and Chevy Chase, MD

Monthly Cost of Living

A single person spends $4,878 per month in New York, NY vs $3,669 in Chevy Chase, MD, rent included.

A couple spends around $7,262 per month in New York, NY vs $4,604 in Chevy Chase, MD, rent included.

A family of three spends $9,645 per month in New York, NY vs $5,538 in Chevy Chase, MD, rent included.

New York, NY costs about 33% more than Chevy Chase, MD, driven mainly by Getting Around.

Both New York, NY and Chevy Chase, MD sit above the global median – New York, NY by 255%, Chevy Chase, MD by 167%.

Meal at Budget Restaurant

$25.20 $25.20

$20.12 $20.12

25.25%

Three-Course Dinner for Two, Mid-Range

$150 $150

$105 $105

42.58%

Fast Food Meal (McDonalds, etc)

$13.98 $13.98

$12.16 $12.16

14.97%

Cappuccino

$6.39 $6.39

$4.55 $4.55

40.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.01 $4.01

$2.73 $2.73

46.89%

Water (0.33 liter bottle)

$2.91 $2.91

$2.36 $2.36

23.31%

Local Beer (0.5 liter draught)

$8.01 $8.01

$6.45 $6.45

24.19%

Imported Beer (0.33 liter bottle)

$9.94 $9.94

$9.08 $9.08

9.47%

Milk (1 liter)

$1.33 $1.33

$1.12 $1.12

18.75%

White Bread (500g)

$4.80 $4.80

$3.41 $3.41

40.76%

Rice (white) (1kg)

$6.81 $6.81

$6.24 $6.24

9.13%

Eggs

$5.67 $5.67

$6.81 $6.81

-16.74%

Local Cheese (1kg)

$16.66 $16.66

$19.03 $19.03

-12.45%

Chicken Fillets (1kg)

$14.82 $14.82

$20.50 $20.50

-27.71%

Beef Round Steak (1kg)

$18.90 $18.90

$23.46 $23.46

-19.44%

Apples (1kg)

$6.03 $6.03

$7.99 $7.99

-24.53%

Banana (1kg)

$2.16 $2.16

$2.87 $2.87

-24.74%

Oranges (1kg)

$5.67 $5.67

$7.44 $7.44

-23.79%

Tomato (1kg)

$6.07 $6.07

$7.99 $7.99

-24.03%

Potato (1kg)

$3.49 $3.49

$2.91 $2.91

19.93%

Onion (1kg)

$4.14 $4.14

$3.29 $3.29

25.84%

Lettuce (1 head)

$2.67 $2.67

$2.86 $2.86

-6.64%

Water (1.5 liter bottle)

$2.56 $2.56

$3.13 $3.13

-18.21%

Cigarettes 20 Pack (Marlboro, Camel)

$19.04 $19.04

$8.99 $8.99

111.79%

Wine (Bottle)

$19.73 $19.73

$18.23 $18.23

8.23%

Local Beer (0.5 liter bottle)

$3.30 $3.30

$1.69 $1.69

95.27%

Imported Beer (0.33 liter bottle)

$3.97 $3.97

$3.85 $3.85

3.12%

One-way Ticket (Public Transport)

$2.99 $2.99

$1.80 $1.80

66.11%

Public Transport Monthly Pass (Regular Price)

$140 $140

Taxi Start (Normal Tariff)

$2.94 $2.94

$4.05 $4.05

-27.41%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.98 $1.98

7.07%

Taxi 1hour Waiting (Normal Tariff)

$41.24 $41.24

$24.80 $24.80

66.29%

Gasoline (1 liter)

$1.11 $1.11

$0.92 $0.92

20.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.2K $35.2K

$36.9K $36.9K

-4.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K $25.2K

$24.7K $24.7K

1.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$218 $218

$221 $221

-1.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$76.5 $76.5

$53.8 $53.8

42.19%

Internet (50+ Mbps, Unlimited Data)

$76.0 $76.0

$80.5 $80.5

-5.64%

Gym Membership (Monthly)

$128 $128

$41.79 $41.79

205.70%

Tennis Court (1 Hour on Weekend)

$63.2 $63.2

Cinema Ticket

$23.94 $23.94

$15.20 $15.20

57.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,313 $3,313

$1,974 $1,974

67.88%

International Primary School, 1 Child (Yearly)

$60.8K $60.8K

$19.8K $19.8K

207.03%

Jeans (Levis 501 Or Similar)

$74.0 $74.0

$47.83 $47.83

54.67%

Summer Dress (H&M, Zara, etc)

$56.3 $56.3

$48.03 $48.03

17.16%

Sport Shoes (Adidas, Nike)

$116 $116

$121 $121

-3.82%

Men's Leather Business Shoes

$130 $130

$135 $135

-3.76%

1-bedroom Apartment, City Center (Monthly)

$4,391 $4,391

$2,529 $2,529

73.63%

1-bedroom Apartment, Outside City Center (Monthly)

$3,088 $3,088

$2,160 $2,160

42.93%

3-bedroom Apartment, City Center (Monthly)

$9,291 $9,291

$4,147 $4,147

124.05%

3-bedroom Apartment, Outside City Center (Monthly)

$5,460 $5,460

$1,976 $1,976

176.32%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$2,802 $2,802

588.42%

Buy Apartment Outside City Center (m2)

$6,723 $6,723

$2,404 $2,404

179.66%

Average Monthly Net Salary (After Tax)

$5,364 $5,364

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

6.1

5.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: August 29, 2026

Last update for Chevy Chase, MD: August 30, 2026

Cost Breakdown

A central one-bedroom costs $4,391 in New York, NY versus $2,529 in Chevy Chase, MD. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $150 in New York, NY versus $105 in Chevy Chase, MD. Groceries tell a different story – $512 in New York, NY vs $571 in Chevy Chase, MD – so New York, NY wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Chevy Chase, MD: Cost of Living - Frequently Asked Questions

New York, NY costs about 33% more than Chevy Chase, MD, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,317 per month in New York, NY and $5,504 in Chevy Chase, MD. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chevy Chase, MD, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $4,878 in New York, NY and $3,669 in Chevy Chase, MD. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $3,313 per month in New York, NY and $1,974 in Chevy Chase, MD. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $4,878 in New York, NY and $3,669 in Chevy Chase, MD. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Chevy Chase, MD costs $3,669 versus $4,878 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Chevy Chase, MD. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.