Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Chevy Chase, MD

For one person, living is cheaper in Chevy Chase, MD: $3,535 a month against $4,950 in New York, NY, rent and utilities included – about $17,000 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
174

Cost of Living Index in Chevy Chase, MD
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Chevy Chase, MD Living Index

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New York, NY

🇺🇸 United States

$4,950

/mo nomad

Chevy Chase, MD

🇺🇸 United States

$3,535

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Chevy Chase, MD

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Chevy Chase, MD actually costs, broken down by who's living it.

A single person spends $4,950 per month in New York, NY vs $3,535 in Chevy Chase, MD, rent included.

New York, NY $4,950
Chevy Chase, MD $3,535

A couple spends around $7,265 per month in New York, NY vs $4,617 in Chevy Chase, MD, rent included.

New York, NY $7,265
Chevy Chase, MD $4,617

A family of three spends $9,581 per month in New York, NY vs $5,699 in Chevy Chase, MD, rent included.

New York, NY $9,581
Chevy Chase, MD $5,699

New York, NY costs about 40% more than Chevy Chase, MD, and outside of rent the biggest gap is in transport.

Both New York, NY and Chevy Chase, MD sit above the global median – New York, NY by 267%, Chevy Chase, MD by 162%.

Meal at Budget Restaurant

$24.65 $24.65

$23.84 $23.84

3.40%

Three-Course Dinner for Two, Mid-Range

$122 $122

$100 $100

21.21%

Fast Food Meal (McDonalds, etc)

$13.91 $13.91

$10.88 $10.88

27.85%

Cappuccino

$6.59 $6.59

$5.70 $5.70

15.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.84 $3.84

$2.99 $2.99

28.43%

Water (0.33 liter bottle)

$2.87 $2.87

$2.44 $2.44

17.62%

Local Beer (0.5 liter draught)

$7.79 $7.79

$7.90 $7.90

-1.39%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$9.10 $9.10

8.24%

Milk (1 liter)

$1.38 $1.38

$1.22 $1.22

13.11%

White Bread (500g)

$4.68 $4.68

$4.46 $4.46

4.93%

Rice (white) (1kg)

$7.54 $7.54

$5.46 $5.46

38.10%

Eggs

$5.93 $5.93

$5.07 $5.07

16.96%

Local Cheese (1kg)

$18.83 $18.83

$21.40 $21.40

-12.01%

Chicken Fillets (1kg)

$17.36 $17.36

$15.53 $15.53

11.78%

Beef Round Steak (1kg)

$18.51 $18.51

$23.24 $23.24

-20.35%

Apples (1kg)

$6.74 $6.74

$5.54 $5.54

21.66%

Banana (1kg)

$2.09 $2.09

$1.82 $1.82

14.84%

Oranges (1kg)

$6.07 $6.07

$4.60 $4.60

31.96%

Tomato (1kg)

$6.74 $6.74

$5.95 $5.95

13.28%

Potato (1kg)

$4.05 $4.05

$3.21 $3.21

26.17%

Onion (1kg)

$4.37 $4.37

$3.78 $3.78

15.61%

Lettuce (1 head)

$2.89 $2.89

$2.34 $2.34

23.50%

Water (1.5 liter bottle)

$2.60 $2.60

$2.57 $2.57

1.17%

Cigarettes 20 Pack (Marlboro, Camel)

$18.72 $18.72

$10.42 $10.42

79.65%

Wine (Bottle)

$20.06 $20.06

$17.09 $17.09

17.38%

Local Beer (0.5 liter bottle)

$3.25 $3.25

$2.86 $2.86

13.64%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$2.95 $2.95

26.44%

One-way Ticket (Public Transport)

$3.06 $3.06

$2.17 $2.17

41.01%

Public Transport Monthly Pass (Regular Price)

$140 $140

Taxi Start (Normal Tariff)

$3.04 $3.04

$4.07 $4.07

-25.31%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$1.27 $1.27

69.29%

Taxi 1hour Waiting (Normal Tariff)

$41.82 $41.82

$25.05 $25.05

66.95%

Gasoline (1 liter)

$1.12 $1.12

$1.00 $1.00

12.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K $35.5K

$34.3K $34.3K

3.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$25.4K $25.4K

2.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$163 $163

34.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.2 $73.2

$51.0 $51.0

43.48%

Internet (50+ Mbps, Unlimited Data)

$72.0 $72.0

$62.5 $62.5

15.22%

Gym Membership (Monthly)

$123 $123

$37.93 $37.93

223.46%

Tennis Court (1 Hour on Weekend)

$67.7 $67.7

Cinema Ticket

$22.85 $22.85

$16.66 $16.66

37.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,333 $3,333

$1,586 $1,586

110.19%

International Primary School, 1 Child (Yearly)

$60.0K $60.0K

$20.0K $20.0K

199.23%

Jeans (Levis 501 Or Similar)

$75.2 $75.2

$55.7 $55.7

35.02%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$63.1 $63.1

-17.03%

Sport Shoes (Adidas, Nike)

$122 $122

$101 $101

20.82%

Men's Leather Business Shoes

$133 $133

$166 $166

-19.97%

1-bedroom Apartment, City Center (Monthly)

$4,389 $4,389

$2,555 $2,555

71.75%

1-bedroom Apartment, Outside City Center (Monthly)

$3,130 $3,130

$2,114 $2,114

48.03%

3-bedroom Apartment, City Center (Monthly)

$8,918 $8,918

$4,195 $4,195

112.60%

3-bedroom Apartment, Outside City Center (Monthly)

$5,354 $5,354

$2,376 $2,376

125.27%

Buy Apartment in City Center (m2)

$19.4K $19.4K

$2,777 $2,777

598.81%

Buy Apartment Outside City Center (m2)

$6,806 $6,806

$2,399 $2,399

183.71%

Average Monthly Net Salary (After Tax)

$5,343 $5,343

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.79

0.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 13, 2026

Last update for Chevy Chase, MD: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.2%

Chevy Chase, MD

$2.1K 59.8% 32.4% $1K

Groceries & Markets

New York, NY

$545 11%

Chevy Chase, MD

$509 14.4% 6.6% $36

Eating Out

New York, NY

$404 8.2%

Chevy Chase, MD

$371 10.5% 8% $32

Monthly Utilities & Internet

New York, NY

$364 7.4%

Chevy Chase, MD

$276 7.8% 24.2% $88

Clothing & Footwear

New York, NY

$172 3.5%

Chevy Chase, MD

$174 4.9% 0.9% $1.6

Sport & Entertainment

New York, NY

$168 3.4%

Chevy Chase, MD

$71 2% 57.7% $97

Getting Around

New York, NY

$167 3.4%

Chevy Chase, MD

$19 * 0.5% 88.5% $147

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,389 in New York, NY versus $2,555 in Chevy Chase, MD. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $122 in New York, NY versus $100 in Chevy Chase, MD. Monthly groceries follow the same trend: $545 vs $509 – making Chevy Chase, MD the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Chevy Chase, MD

🕒 Local time

17:14 5:14 PM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

3,000

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

New York, NY Chevy Chase, MD 310 km

From you

New York, NY
Chevy Chase, MD

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Chevy Chase, MD: Cost of Living - Frequently Asked Questions

New York, NY costs about 40% more than Chevy Chase, MD, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,424 per month in New York, NY and $5,302 in Chevy Chase, MD. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chevy Chase, MD, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $4,950 in New York, NY and $3,535 in Chevy Chase, MD. That's a gap of about 40%.

Kindergarten costs $3,333 per month in New York, NY and $1,586 in Chevy Chase, MD. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $4,950 in New York, NY and $3,535 in Chevy Chase, MD. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Chevy Chase, MD costs $3,535 versus $4,950 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Chevy Chase, MD. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.