Last update: Oct 2026

Cost of Living Comparison Between Chevy Chase, MD and New York, NY

For one person, living is cheaper in Chevy Chase, MD: $3,535 a month against $4,950 in New York, NY, rent and utilities included – about $17,000 less a year. Rent and utilities account for most of the difference.

174

Cost of Living Index in Chevy Chase, MD
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Chevy Chase, MD Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Chevy Chase, MD

🇺🇸 United States

$3,535

/mo nomad

New York, NY

🇺🇸 United States

$4,950

/mo nomad

Monthly Cost of Living

How much you'll spend in Chevy Chase, MD and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chevy Chase, MD and in New York, NY actually costs, broken down by who's living it.

A single person spends $3,535 per month in Chevy Chase, MD vs $4,950 in New York, NY, rent included.

Chevy Chase, MD $3,535
New York, NY $4,950

A couple spends around $4,617 per month in Chevy Chase, MD vs $7,265 in New York, NY, rent included.

Chevy Chase, MD $4,617
New York, NY $7,265

A family of three spends $5,699 per month in Chevy Chase, MD vs $9,581 in New York, NY, rent included.

Chevy Chase, MD $5,699
New York, NY $9,581

Chevy Chase, MD is about 29% cheaper than New York, NY, and outside of rent the biggest gap is in transport.

Both Chevy Chase, MD and New York, NY sit above the global median – Chevy Chase, MD by 162%, New York, NY by 267%.

Meal at Budget Restaurant

$23.84 $23.84

$24.65 $24.65

-3.29%

Three-Course Dinner for Two, Mid-Range

$100 $100

$122 $122

-17.50%

Fast Food Meal (McDonalds, etc)

$10.88 $10.88

$13.91 $13.91

-21.78%

Cappuccino

$5.70 $5.70

$6.59 $6.59

-13.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.99 $2.99

$3.84 $3.84

-22.14%

Water (0.33 liter bottle)

$2.44 $2.44

$2.87 $2.87

-14.98%

Local Beer (0.5 liter draught)

$7.90 $7.90

$7.79 $7.79

1.41%

Imported Beer (0.33 liter bottle)

$9.10 $9.10

$9.85 $9.85

-7.61%

Milk (1 liter)

$1.22 $1.22

$1.38 $1.38

-11.59%

White Bread (500g)

$4.46 $4.46

$4.68 $4.68

-4.70%

Rice (white) (1kg)

$5.46 $5.46

$7.54 $7.54

-27.59%

Eggs

$5.07 $5.07

$5.93 $5.93

-14.50%

Local Cheese (1kg)

$21.40 $21.40

$18.83 $18.83

13.65%

Chicken Fillets (1kg)

$15.53 $15.53

$17.36 $17.36

-10.54%

Beef Round Steak (1kg)

$23.24 $23.24

$18.51 $18.51

25.55%

Apples (1kg)

$5.54 $5.54

$6.74 $6.74

-17.80%

Banana (1kg)

$1.82 $1.82

$2.09 $2.09

-12.92%

Oranges (1kg)

$4.60 $4.60

$6.07 $6.07

-24.22%

Tomato (1kg)

$5.95 $5.95

$6.74 $6.74

-11.72%

Potato (1kg)

$3.21 $3.21

$4.05 $4.05

-20.74%

Onion (1kg)

$3.78 $3.78

$4.37 $4.37

-13.50%

Lettuce (1 head)

$2.34 $2.34

$2.89 $2.89

-19.03%

Water (1.5 liter bottle)

$2.57 $2.57

$2.60 $2.60

-1.15%

Cigarettes 20 Pack (Marlboro, Camel)

$10.42 $10.42

$18.72 $18.72

-44.34%

Wine (Bottle)

$17.09 $17.09

$20.06 $20.06

-14.81%

Local Beer (0.5 liter bottle)

$2.86 $2.86

$3.25 $3.25

-12.00%

Imported Beer (0.33 liter bottle)

$2.95 $2.95

$3.73 $3.73

-20.91%

One-way Ticket (Public Transport)

$2.17 $2.17

$3.06 $3.06

-29.08%

Public Transport Monthly Pass (Regular Price)

$140 $140

Taxi Start (Normal Tariff)

$4.07 $4.07

$3.04 $3.04

33.88%

Taxi (Normal Tariff) (1km)

$1.27 $1.27

$2.15 $2.15

-40.93%

Taxi 1hour Waiting (Normal Tariff)

$25.05 $25.05

$41.82 $41.82

-40.10%

Gasoline (1 liter)

$1.00 $1.00

$1.12 $1.12

-10.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K $34.3K

$35.5K $35.5K

-3.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$26.0K $26.0K

-2.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$163 $163

$219 $219

-25.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.0 $51.0

$73.2 $73.2

-30.30%

Internet (50+ Mbps, Unlimited Data)

$62.5 $62.5

$72.0 $72.0

-13.21%

Gym Membership (Monthly)

$37.93 $37.93

$123 $123

-69.08%

Tennis Court (1 Hour on Weekend)

$67.7 $67.7

Cinema Ticket

$16.66 $16.66

$22.85 $22.85

-27.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,586 $1,586

$3,333 $3,333

-52.42%

International Primary School, 1 Child (Yearly)

$20.0K $20.0K

$60.0K $60.0K

-66.58%

Jeans (Levis 501 Or Similar)

$55.7 $55.7

$75.2 $75.2

-25.93%

Summer Dress (H&M, Zara, etc)

$63.1 $63.1

$52.4 $52.4

20.52%

Sport Shoes (Adidas, Nike)

$101 $101

$122 $122

-17.23%

Men's Leather Business Shoes

$166 $166

$133 $133

24.95%

1-bedroom Apartment, City Center (Monthly)

$2,555 $2,555

$4,389 $4,389

-41.78%

1-bedroom Apartment, Outside City Center (Monthly)

$2,114 $2,114

$3,130 $3,130

-32.45%

3-bedroom Apartment, City Center (Monthly)

$4,195 $4,195

$8,918 $8,918

-52.96%

3-bedroom Apartment, Outside City Center (Monthly)

$2,376 $2,376

$5,354 $5,354

-55.61%

Buy Apartment in City Center (m2)

$2,777 $2,777

$19.4K $19.4K

-85.69%

Buy Apartment Outside City Center (m2)

$2,399 $2,399

$6,806 $6,806

-64.75%

Average Monthly Net Salary (After Tax)

$5,343 $5,343

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.82

-0.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chevy Chase, MD: October 12, 2026

Last update for New York, NY: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chevy Chase, MD

$2.1K 59.8%

New York, NY

$3.1K 63.2% 48% $1K

Groceries & Markets

Chevy Chase, MD

$509 14.4%

New York, NY

$545 11% 7.1% $36

Eating Out

Chevy Chase, MD

$371 10.5%

New York, NY

$404 8.2% 8.7% $32

Monthly Utilities & Internet

Chevy Chase, MD

$276 7.8%

New York, NY

$364 7.4% 31.8% $88

Clothing & Footwear

Chevy Chase, MD

$174 4.9%

New York, NY

$172 3.5% 0.9% $1.6

Sport & Entertainment

Chevy Chase, MD

$71 2%

New York, NY

$168 3.4% 136% $97

Getting Around

Chevy Chase, MD

$19 * 0.5%

New York, NY

$167 3.4% 772% $147

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,555 in Chevy Chase, MD versus $4,389 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $100 in Chevy Chase, MD versus $122 in New York, NY. Monthly groceries follow the same trend: $509 vs $545 – making Chevy Chase, MD the more affordable choice for daily food spending.

Good to know

🇺🇸 Chevy Chase, MD

🇺🇸 New York, NY

🕒 Local time

16:30 4:30 PM

Same time as Chevy Chase, MD

🌤 Weather

👥 Population

3,000

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Chevy Chase, MD New York, NY 310 km

From you

Chevy Chase, MD
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chevy Chase, MD vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 40% more than Chevy Chase, MD, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,302 per month in Chevy Chase, MD and $7,424 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chevy Chase, MD, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,535 in Chevy Chase, MD and $4,950 in New York, NY. That's a gap of about 40%.

Kindergarten costs $1,586 per month in Chevy Chase, MD and $3,333 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $3,535 in Chevy Chase, MD and $4,950 in New York, NY. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Chevy Chase, MD costs $3,535 versus $4,950 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Chevy Chase, MD. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.