Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Charlottetown

For one person, living is cheaper in Charlottetown: $1,957 a month against $5,142 in New York, NY, rent and utilities included – about $38,200 less a year. Rent and utilities account for most of the difference.

245

Cost of Living Index in New York, NY
Learn more

New York, NY Living Index
95

Cost of Living Index in Charlottetown
Learn more

Charlottetown Living Index

Jump to prices

New York, NY

🇺🇸 United States

$5,142

/mo nomad

Charlottetown

🇨🇦 Canada

$1,957

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Charlottetown

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Charlottetown actually costs, broken down by who's living it.

A single person spends $5,142 per month in New York, NY vs $1,957 in Charlottetown, rent included.

New York, NY $5,142
Charlottetown $1,957

A couple spends around $7,455 per month in New York, NY vs $2,920 in Charlottetown, rent included.

New York, NY $7,455
Charlottetown $2,920

A family of three spends $9,767 per month in New York, NY vs $3,882 in Charlottetown, rent included.

New York, NY $9,767
Charlottetown $3,882

New York, NY costs about 163% more than Charlottetown, and outside of rent the biggest gap is in eating out.

Both New York, NY and Charlottetown sit above the global median – New York, NY by 284%, Charlottetown by 46%.

Meal at Budget Restaurant

$26.46 $26.46

$14.00 CA$19.95

89.00%

Three-Course Dinner for Two, Mid-Range

$119 $119

$59.2 CA$84.3

100.73%

Fast Food Meal (McDonalds, etc)

$14.43 $14.43

$9.23 CA$13.16

56.34%

Cappuccino

$6.55 $6.55

$3.57 CA$5.08

83.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.84 $3.84

$1.73 CA$2.46

121.97%

Water (0.33 liter bottle)

$3.00 $3.00

$1.29 CA$1.84

132.56%

Local Beer (0.5 liter draught)

$8.27 $8.27

$5.52 CA$7.87

49.82%

Imported Beer (0.33 liter bottle)

$10.05 $10.05

$5.57 CA$7.94

80.43%

Milk (1 liter)

$1.31 $1.31

$2.23 CA$3.18

-41.26%

White Bread (500g)

$4.90 $4.90

$2.99 CA$4.27

63.88%

Rice (white) (1kg)

$7.16 $7.16

$4.85 CA$6.91

47.63%

Eggs

$5.92 $5.92

$3.90 CA$5.56

51.79%

Local Cheese (1kg)

$19.06 $19.06

$11.34 CA$16.16

68.08%

Chicken Fillets (1kg)

$17.38 $17.38

$14.86 CA$21.18

16.96%

Beef Round Steak (1kg)

$18.94 $18.94

$16.99 CA$24.22

11.48%

Apples (1kg)

$6.96 $6.96

$3.52 CA$5.02

97.73%

Banana (1kg)

$2.08 $2.08

$1.45 CA$2.07

43.45%

Oranges (1kg)

$6.10 $6.10

$3.91 CA$5.57

56.01%

Tomato (1kg)

$6.95 $6.95

$4.72 CA$6.73

47.25%

Potato (1kg)

$3.98 $3.98

$1.72 CA$2.45

131.40%

Onion (1kg)

$4.44 $4.44

$3.12 CA$4.44

42.31%

Lettuce (1 head)

$2.81 $2.81

$2.67 CA$3.81

5.24%

Water (1.5 liter bottle)

$2.51 $2.51

$2.03 CA$2.90

23.65%

Cigarettes 20 Pack (Marlboro, Camel)

$19.27 $19.27

$17.45 CA$24.87

10.43%

Wine (Bottle)

$19.67 $19.67

$13.70 CA$19.52

43.58%

Local Beer (0.5 liter bottle)

$3.08 $3.08

$3.25 CA$4.64

-5.23%

Imported Beer (0.33 liter bottle)

$3.68 $3.68

$3.09 CA$4.41

19.09%

One-way Ticket (Public Transport)

$3.02 $3.02

$1.42 CA$2.03

112.68%

Public Transport Monthly Pass (Regular Price)

$140 $140

$14.18 CA$20.21

883.92%

Taxi Start (Normal Tariff)

$3.07 $3.07

$7.29 CA$10.39

-57.89%

Taxi (Normal Tariff) (1km)

$2.13 $2.13

$2.05 CA$2.93

3.90%

Taxi 1hour Waiting (Normal Tariff)

$41.21 $41.21

$27.61 CA$39.35

49.26%

Gasoline (1 liter)

$1.11 $1.11

$1.24 CA$1.77

-10.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$27.6K CA$39.3K

26.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$18.3K CA$26.1K

38.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 $217

$124 CA$177

75.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.0 $74.0

$32.57 CA$46.42

127.26%

Internet (50+ Mbps, Unlimited Data)

$72.5 $72.5

$73.0 CA$104

-0.74%

Gym Membership (Monthly)

$120 $120

$56.9 CA$81.1

111.61%

Tennis Court (1 Hour on Weekend)

$66.9 $66.9

$3.55 CA$5.06

1784.23%

Cinema Ticket

$22.32 $22.32

$10.57 CA$15.07

111.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,425 $3,425

$157 CA$224

2080.01%

International Primary School, 1 Child (Yearly)

$61.2K $61.2K

Jeans (Levis 501 Or Similar)

$76.3 $76.3

$39.61 CA$56.5

92.63%

Summer Dress (H&M, Zara, etc)

$55.5 $55.5

$33.73 CA$48.08

64.39%

Sport Shoes (Adidas, Nike)

$119 $119

$83.1 CA$118

43.44%

Men's Leather Business Shoes

$131 $131

$129 CA$184

0.90%

1-bedroom Apartment, City Center (Monthly)

$4,506 $4,506

$1,091 CA$1,555

313.06%

1-bedroom Apartment, Outside City Center (Monthly)

$3,155 $3,155

$823 CA$1,174

283.18%

3-bedroom Apartment, City Center (Monthly)

$8,817 $8,817

$1,747 CA$2,491

404.58%

3-bedroom Apartment, Outside City Center (Monthly)

$5,532 $5,532

$1,358 CA$1,936

307.32%

Buy Apartment in City Center (m2)

$19.4K $19.4K

$3,107 CA$4,428

524.01%

Buy Apartment Outside City Center (m2)

$6,754 $6,754

$1,923 CA$2,741

251.18%

Average Monthly Net Salary (After Tax)

$5,290 $5,290

$2,415 CA$3,442

119.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

4.58

48.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 3, 2026

Last update for Charlottetown: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.2K 63.2%

Charlottetown

$823 42.5% 73.9% $2.3K

Groceries & Markets

New York, NY

$546 11%

Charlottetown

$408 21.1% 25.2% $138

Eating Out

New York, NY

$422 8.5%

Charlottetown

$233 12% 44.8% $189

Monthly Utilities & Internet

New York, NY

$364 7.3%

Charlottetown

$230 11.9% 36.9% $134

Clothing & Footwear

New York, NY

$172 3.4%

Charlottetown

$129 6.6% 25.1% $43

Getting Around

New York, NY

$165 3.3%

Charlottetown

$37 1.9% 77.4% $128

Sport & Entertainment

New York, NY

$165 3.3%

Charlottetown

$78 4% 52.7% $87

Cost Breakdown

A central one-bedroom costs $4,506 in New York, NY versus $1,091 in Charlottetown. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 119% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $119 in New York, NY versus $59.0 in Charlottetown. Monthly groceries follow the same trend: $546 vs $408 – making Charlottetown the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇨🇦 Charlottetown

🕒 Local time

00:42 12:42 AM

01:42 1:42 AM

1 h ahead of New York, NY

🌤 Weather

👥 Population

8,804,190

38,809

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

CAD to USD in detail →

On the map

Lowest

Highest

Between locations

New York, NY Charlottetown 1,090 km ≈ 1 h 45 min nonstop flight

From you

New York, NY
Charlottetown

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Charlottetown: Cost of Living - Frequently Asked Questions

New York, NY costs about 163% more than Charlottetown, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,714 per month in New York, NY and $2,936 in Charlottetown. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Charlottetown, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $5,142 in New York, NY and $1,957 in Charlottetown. That's a gap of about 163%.

Public transport costs about 884% less in Charlottetown. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Charlottetown, where all-in costs run around $1,957, than in New York, NY at $5,142. In Charlottetown it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Charlottetown costs $1,957 versus $5,142 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Charlottetown. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.