Last update: Oct 2026

Cost of Living Comparison Between Charlottetown and New York, NY

For one person, living is cheaper in Charlottetown: $1,957 a month against $5,142 in New York, NY, rent and utilities included – about $38,200 less a year. Rent and utilities account for most of the difference.

95

Cost of Living Index in Charlottetown
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Charlottetown Living Index
245

Cost of Living Index in New York, NY
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New York, NY Living Index

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Charlottetown

🇨🇦 Canada

$1,957

/mo nomad

New York, NY

🇺🇸 United States

$5,142

/mo nomad

Monthly Cost of Living

How much you'll spend in Charlottetown and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Charlottetown and in New York, NY actually costs, broken down by who's living it.

A single person spends $1,957 per month in Charlottetown vs $5,142 in New York, NY, rent included.

Charlottetown $1,957
New York, NY $5,142

A couple spends around $2,920 per month in Charlottetown vs $7,455 in New York, NY, rent included.

Charlottetown $2,920
New York, NY $7,455

A family of three spends $3,882 per month in Charlottetown vs $9,767 in New York, NY, rent included.

Charlottetown $3,882
New York, NY $9,767

Charlottetown is about 62% cheaper than New York, NY, and outside of rent the biggest gap is in eating out.

Both Charlottetown and New York, NY sit above the global median – Charlottetown by 46%, New York, NY by 284%.

Meal at Budget Restaurant

$14.00 CA$19.95

$26.46 $26.46

-47.09%

Three-Course Dinner for Two, Mid-Range

$59.2 CA$84.3

$119 $119

-50.18%

Fast Food Meal (McDonalds, etc)

$9.23 CA$13.16

$14.43 $14.43

-36.04%

Cappuccino

$3.57 CA$5.08

$6.55 $6.55

-45.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 CA$2.46

$3.84 $3.84

-54.95%

Water (0.33 liter bottle)

$1.29 CA$1.84

$3.00 $3.00

-57.00%

Local Beer (0.5 liter draught)

$5.52 CA$7.87

$8.27 $8.27

-33.25%

Imported Beer (0.33 liter bottle)

$5.57 CA$7.94

$10.05 $10.05

-44.58%

Milk (1 liter)

$2.23 CA$3.18

$1.31 $1.31

70.23%

White Bread (500g)

$2.99 CA$4.27

$4.90 $4.90

-38.98%

Rice (white) (1kg)

$4.85 CA$6.91

$7.16 $7.16

-32.26%

Eggs

$3.90 CA$5.56

$5.92 $5.92

-34.12%

Local Cheese (1kg)

$11.34 CA$16.16

$19.06 $19.06

-40.50%

Chicken Fillets (1kg)

$14.86 CA$21.18

$17.38 $17.38

-14.50%

Beef Round Steak (1kg)

$16.99 CA$24.22

$18.94 $18.94

-10.30%

Apples (1kg)

$3.52 CA$5.02

$6.96 $6.96

-49.43%

Banana (1kg)

$1.45 CA$2.07

$2.08 $2.08

-30.29%

Oranges (1kg)

$3.91 CA$5.57

$6.10 $6.10

-35.90%

Tomato (1kg)

$4.72 CA$6.73

$6.95 $6.95

-32.09%

Potato (1kg)

$1.72 CA$2.45

$3.98 $3.98

-56.78%

Onion (1kg)

$3.12 CA$4.44

$4.44 $4.44

-29.73%

Lettuce (1 head)

$2.67 CA$3.81

$2.81 $2.81

-4.98%

Water (1.5 liter bottle)

$2.03 CA$2.90

$2.51 $2.51

-19.12%

Cigarettes 20 Pack (Marlboro, Camel)

$17.45 CA$24.87

$19.27 $19.27

-9.44%

Wine (Bottle)

$13.70 CA$19.52

$19.67 $19.67

-30.35%

Local Beer (0.5 liter bottle)

$3.25 CA$4.64

$3.08 $3.08

5.52%

Imported Beer (0.33 liter bottle)

$3.09 CA$4.41

$3.68 $3.68

-16.03%

One-way Ticket (Public Transport)

$1.42 CA$2.03

$3.02 $3.02

-52.98%

Public Transport Monthly Pass (Regular Price)

$14.18 CA$20.21

$140 $140

-89.84%

Taxi Start (Normal Tariff)

$7.29 CA$10.39

$3.07 $3.07

137.46%

Taxi (Normal Tariff) (1km)

$2.05 CA$2.93

$2.13 $2.13

-3.76%

Taxi 1hour Waiting (Normal Tariff)

$27.61 CA$39.35

$41.21 $41.21

-33.00%

Gasoline (1 liter)

$1.24 CA$1.77

$1.11 $1.11

11.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.3K

$35.0K $35.0K

-21.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.3K CA$26.1K

$25.4K $25.4K

-27.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 CA$177

$217 $217

-42.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.57 CA$46.42

$74.0 $74.0

-56.00%

Internet (50+ Mbps, Unlimited Data)

$73.0 CA$104

$72.5 $72.5

0.75%

Gym Membership (Monthly)

$56.9 CA$81.1

$120 $120

-52.74%

Tennis Court (1 Hour on Weekend)

$3.55 CA$5.06

$66.9 $66.9

-94.69%

Cinema Ticket

$10.57 CA$15.07

$22.32 $22.32

-52.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$157 CA$224

$3,425 $3,425

-95.41%

International Primary School, 1 Child (Yearly)

$61.2K $61.2K

Jeans (Levis 501 Or Similar)

$39.61 CA$56.5

$76.3 $76.3

-48.09%

Summer Dress (H&M, Zara, etc)

$33.73 CA$48.08

$55.5 $55.5

-39.17%

Sport Shoes (Adidas, Nike)

$83.1 CA$118

$119 $119

-30.29%

Men's Leather Business Shoes

$129 CA$184

$131 $131

-0.90%

1-bedroom Apartment, City Center (Monthly)

$1,091 CA$1,555

$4,506 $4,506

-75.79%

1-bedroom Apartment, Outside City Center (Monthly)

$823 CA$1,174

$3,155 $3,155

-73.90%

3-bedroom Apartment, City Center (Monthly)

$1,747 CA$2,491

$8,817 $8,817

-80.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,358 CA$1,936

$5,532 $5,532

-75.45%

Buy Apartment in City Center (m2)

$3,107 CA$4,428

$19.4K $19.4K

-83.97%

Buy Apartment Outside City Center (m2)

$1,923 CA$2,741

$6,754 $6,754

-71.52%

Average Monthly Net Salary (After Tax)

$2,415 CA$3,442

$5,290 $5,290

-54.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.58

6.82

-32.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Charlottetown: October 6, 2026

Last update for New York, NY: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Charlottetown

$823 42.5%

New York, NY

$3.2K 63.2% 283% $2.3K

Groceries & Markets

Charlottetown

$408 21.1%

New York, NY

$546 11% 33.7% $138

Eating Out

Charlottetown

$233 12%

New York, NY

$422 8.5% 81.1% $189

Monthly Utilities & Internet

Charlottetown

$230 11.9%

New York, NY

$364 7.3% 58.5% $134

Clothing & Footwear

Charlottetown

$129 6.6%

New York, NY

$172 3.4% 33.5% $43

Sport & Entertainment

Charlottetown

$78 4%

New York, NY

$165 3.3% 112% $87

Getting Around

Charlottetown

$37 1.9%

New York, NY

$165 3.3% 342% $128

Cost Breakdown

A central one-bedroom costs $1,091 in Charlottetown versus $4,506 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 119% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $59.0 in Charlottetown versus $119 in New York, NY. Monthly groceries follow the same trend: $408 vs $546 – making Charlottetown the more affordable choice for daily food spending.

Good to know

🇨🇦 Charlottetown

🇺🇸 New York, NY

🕒 Local time

23:59 11:59 PM

22:59 10:59 PM

1 h behind Charlottetown

🌤 Weather

👥 Population

38,809

8,804,190

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

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Between locations

Charlottetown New York, NY 1,090 km ≈ 1 h 45 min nonstop flight

From you

Charlottetown
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Charlottetown vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 163% more than Charlottetown, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,936 per month in Charlottetown and $7,714 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Charlottetown, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,957 in Charlottetown and $5,142 in New York, NY. That's a gap of about 163%.

Public transport costs about 884% less in Charlottetown. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Charlottetown, where all-in costs run around $1,957, than in New York, NY at $5,142. In Charlottetown it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Charlottetown costs $1,957 versus $5,142 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Charlottetown. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.