Last update: Oct 2026
Cost of Living Comparison Between New York, NY and the Cayman Islands
For one person, living is cheaper in the Cayman Islands: $4,723 a month against $5,142 in New York, NY, rent and utilities included – about $5,000 less a year. Higher rent and utilities in New York, NY outweigh lower spending on other living expenses.
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New York, NY Living Index245Cost of Living Index in New York, NYLearn more -
Cayman Islands Living Index231Cost of Living Index in the Cayman IslandsLearn more
🙂 Solo nomad: New York, NY is 17% cheaper than the Cayman Islands without rent, and 8.9% more expensive with rent.
🙂 Family of 3: New York, NY is 14.4% cheaper than the Cayman Islands without rent, and 2% cheaper with rent.
🍽 Eating Out
New York, NY
Cayman Islands
Difference
Meal at Budget Restaurant
$26.46 $26.46
$30.05 KYD 24.64
-11.95%
Three-Course Dinner for Two, Mid-Range
$119 $119
$112 KYD 92.1
5.70%
Fast Food Meal (McDonalds, etc)
$14.43 $14.43
$16.49 KYD 13.52
-12.49%
Cappuccino
$6.55 $6.55
$7.27 KYD 5.96
-9.90%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.84 $3.84
$3.26 KYD 2.68
17.79%
Water (0.33 liter bottle)
$3.00 $3.00
$2.96 KYD 2.43
1.35%
Local Beer (0.5 liter draught)
$8.27 $8.27
$7.03 KYD 5.77
17.64%
Imported Beer (0.33 liter bottle)
$10.05 $10.05
$9.19 KYD 7.53
9.36%
🛒 Groceries & Markets
New York, NY
Cayman Islands
Difference
Milk (1 liter)
$1.31 $1.31
$4.46 KYD 3.66
-70.63%
White Bread (500g)
$4.90 $4.90
$4.56 KYD 3.74
7.46%
Rice (white) (1kg)
$7.16 $7.16
$5.14 KYD 4.22
39.30%
Eggs
$5.92 $5.92
$7.42 KYD 6.08
-20.22%
Local Cheese (1kg)
$19.06 $19.06
$46.93 KYD 38.49
-59.39%
Chicken Fillets (1kg)
$17.38 $17.38
$20.10 KYD 16.48
-13.53%
Beef Round Steak (1kg)
$18.94 $18.94
$20.81 KYD 17.07
-8.99%
Apples (1kg)
$6.96 $6.96
$7.84 KYD 6.43
-11.22%
Banana (1kg)
$2.08 $2.08
$3.57 KYD 2.92
-41.74%
Oranges (1kg)
$6.10 $6.10
$6.57 KYD 5.39
-7.15%
Tomato (1kg)
$6.95 $6.95
$7.58 KYD 6.22
-8.31%
Potato (1kg)
$3.98 $3.98
$4.57 KYD 3.75
-12.91%
Onion (1kg)
$4.44 $4.44
$4.00 KYD 3.28
11.00%
Lettuce (1 head)
$2.81 $2.81
$3.55 KYD 2.91
-20.85%
Water (1.5 liter bottle)
$2.51 $2.51
$2.37 KYD 1.94
5.91%
Cigarettes 20 Pack (Marlboro, Camel)
$19.27 $19.27
$14.33 KYD 11.75
34.47%
Wine (Bottle)
$19.67 $19.67
$24.16 KYD 19.81
-18.58%
Local Beer (0.5 liter bottle)
$3.08 $3.08
$4.36 KYD 3.58
-29.36%
Imported Beer (0.33 liter bottle)
$3.68 $3.68
$5.52 KYD 4.53
-33.33%
🚌 Getting Around
New York, NY
Cayman Islands
Difference
One-way Ticket (Public Transport)
$3.02 $3.02
$2.43 KYD 1.99
24.28%
Public Transport Monthly Pass (Regular Price)
$140 $140
$81.0 KYD 66.4
72.29%
Taxi Start (Normal Tariff)
$3.07 $3.07
$18.92 KYD 15.51
-83.77%
Taxi (Normal Tariff) (1km)
$2.13 $2.13
$3.80 KYD 3.12
-43.95%
Taxi 1hour Waiting (Normal Tariff)
$41.21 $41.21
$44.95 KYD 36.86
-8.32%
Gasoline (1 liter)
$1.11 $1.11
$1.65 KYD 1.36
-32.73%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.0K $35.0K
$41.7K KYD 34.2K
-16.12%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.4K $25.4K
$38.8K KYD 31.8K
-34.55%
🧾 Monthly Utilities & Internet
New York, NY
Cayman Islands
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$217 $217
$486 KYD 399
-55.25%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$74.0 $74.0
$119 KYD 97.2
-37.55%
Internet (50+ Mbps, Unlimited Data)
$72.5 $72.5
$117 KYD 95.7
-37.88%
🎉 Sport & Entertainment
New York, NY
Cayman Islands
Difference
Gym Membership (Monthly)
$120 $120
$202 KYD 166
-40.50%
Tennis Court (1 Hour on Weekend)
$66.9 $66.9
$48.10 KYD 39.44
39.06%
Cinema Ticket
$22.32 $22.32
$19.37 KYD 15.88
15.23%
🧸 Childcare & Education
New York, NY
Cayman Islands
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,425 $3,425
$1,795 KYD 1,472
90.76%
International Primary School, 1 Child (Yearly)
$61.2K $61.2K
$26.9K KYD 22.0K
127.49%
👕👟 Clothing & Footwear
New York, NY
Cayman Islands
Difference
Jeans (Levis 501 Or Similar)
$76.3 $76.3
$87.1 KYD 71.4
-12.38%
Summer Dress (H&M, Zara, etc)
$55.5 $55.5
$77.3 KYD 63.4
-28.27%
Sport Shoes (Adidas, Nike)
$119 $119
$135 KYD 110
-11.35%
Men's Leather Business Shoes
$131 $131
$146 KYD 119
-10.39%
🏠 Accommodation & Living
New York, NY
Cayman Islands
Difference
1-bedroom Apartment, City Center (Monthly)
$4,506 $4,506
$2,966 KYD 2,432
51.95%
1-bedroom Apartment, Outside City Center (Monthly)
$3,155 $3,155
$2,297 KYD 1,883
37.36%
3-bedroom Apartment, City Center (Monthly)
$8,817 $8,817
$5,765 KYD 4,727
52.95%
3-bedroom Apartment, Outside City Center (Monthly)
$5,532 $5,532
$4,623 KYD 3,791
19.65%
Buy Apartment in City Center (m2)
$19.4K $19.4K
$13.3K KYD 10.9K
45.87%
Buy Apartment Outside City Center (m2)
$6,754 $6,754
$7,495 KYD 6,146
-9.89%
💵 Salaries & Financials
New York, NY
Cayman Islands
Difference
Average Monthly Net Salary (After Tax)
$5,290 $5,290
$7,643 KYD 6,268
-30.80%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.82
7.2
-5.28%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for New York, NY: October 3, 2026
Last update for the Cayman Islands: October 4, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Accommodation & Living
New York, NY $3.2K 63.2%
Cayman Islands $2.3K 48.3% 27.2% $858
Groceries & Markets
New York, NY $546 11%
Cayman Islands $714 15% 30.8% $168
Eating Out
New York, NY $422 8.5%
Cayman Islands $456 9.6% 7.9% $33
Monthly Utilities & Internet
New York, NY $364 7.3%
Cayman Islands $721 15.2% 98.2% $357
Clothing & Footwear
New York, NY $172 3.4%
Cayman Islands $200 4.2% 16.5% $28
Getting Around
New York, NY $165 3.3%
Cayman Islands $129 2.7% 22.2% $37
Sport & Entertainment
New York, NY $165 3.3%
Cayman Islands $241 5.1% 46.1% $76
Accommodation & Living
New York, NY $5.5K 56.6%
Cayman Islands $4.6K 47% 16.4% $908
Groceries & Markets
New York, NY $1.2K 12.8%
Cayman Islands $1.6K 16.7% 31.7% $397
Eating Out
New York, NY $1.4K 14.8%
Cayman Islands $1.5K 15.2% 3% $43
Monthly Utilities & Internet
New York, NY $438 4.5%
Cayman Islands $840 8.5% 91.7% $402
Clothing & Footwear
New York, NY $382 3.9%
Cayman Islands $445 4.5% 16.5% $63
Getting Around
New York, NY $337 3.4%
Cayman Islands $262 2.7% 22.2% $75
Sport & Entertainment
New York, NY $397 4.1%
Cayman Islands $530 5.4% 33.6% $133
Good to know
🇺🇸 New York, NY
🇰🇾 Cayman Islands
Weather
Population
8,804,190
65,483
Exchange rates and currency converter
On the map
Lowest
Highest
Between locations
- New York, NY Cayman Islands 2,470 km ≈ 3 h 30 min nonstop flight
From you
- New York, NY
- Cayman Islands
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs other spots: cost of living compared
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$5,142
/mo nomad
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$5,142
/mo nomad
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🇵🇹 Portugal
$2,203
/mo nomad
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🇺🇸 United States
$5,142
/mo nomad
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🇮🇩 Indonesia
$1,348
/mo nomad
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