Last update: Oct 2026

Cost of Living Comparison Between the Cayman Islands and New York, NY

For one person, living is cheaper in the Cayman Islands: $4,723 a month against $5,142 in New York, NY, rent and utilities included – about $5,000 less a year. Higher rent and utilities in New York, NY outweigh lower spending on other living expenses.

231

Cost of Living Index in the Cayman Islands
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Cayman Islands Living Index
245

Cost of Living Index in New York, NY
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New York, NY Living Index

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🇰🇾 Cayman Islands

$4,723

/mo nomad

New York, NY

🇺🇸 United States

$5,142

/mo nomad

😐 Solo nomad: The Cayman Islands is 20.5% more expensive than New York, NY without rent, and 8.2% cheaper with rent.

😐 Family of 3: The Cayman Islands is 16.8% more expensive than New York, NY without rent, and 2.1% more expensive with rent.

Meal at Budget Restaurant

$30.05 KYD 24.64

$26.46 $26.46

13.57%

Three-Course Dinner for Two, Mid-Range

$112 KYD 92.1

$119 $119

-5.39%

Fast Food Meal (McDonalds, etc)

$16.49 KYD 13.52

$14.43 $14.43

14.28%

Cappuccino

$7.27 KYD 5.96

$6.55 $6.55

10.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 KYD 2.68

$3.84 $3.84

-15.10%

Water (0.33 liter bottle)

$2.96 KYD 2.43

$3.00 $3.00

-1.33%

Local Beer (0.5 liter draught)

$7.03 KYD 5.77

$8.27 $8.27

-14.99%

Imported Beer (0.33 liter bottle)

$9.19 KYD 7.53

$10.05 $10.05

-8.56%

Milk (1 liter)

$4.46 KYD 3.66

$1.31 $1.31

240.46%

White Bread (500g)

$4.56 KYD 3.74

$4.90 $4.90

-6.94%

Rice (white) (1kg)

$5.14 KYD 4.22

$7.16 $7.16

-28.21%

Eggs

$7.42 KYD 6.08

$5.92 $5.92

25.34%

Local Cheese (1kg)

$46.93 KYD 38.49

$19.06 $19.06

146.22%

Chicken Fillets (1kg)

$20.10 KYD 16.48

$17.38 $17.38

15.65%

Beef Round Steak (1kg)

$20.81 KYD 17.07

$18.94 $18.94

9.87%

Apples (1kg)

$7.84 KYD 6.43

$6.96 $6.96

12.64%

Banana (1kg)

$3.57 KYD 2.92

$2.08 $2.08

71.63%

Oranges (1kg)

$6.57 KYD 5.39

$6.10 $6.10

7.70%

Tomato (1kg)

$7.58 KYD 6.22

$6.95 $6.95

9.06%

Potato (1kg)

$4.57 KYD 3.75

$3.98 $3.98

14.82%

Onion (1kg)

$4.00 KYD 3.28

$4.44 $4.44

-9.91%

Lettuce (1 head)

$3.55 KYD 2.91

$2.81 $2.81

26.33%

Water (1.5 liter bottle)

$2.37 KYD 1.94

$2.51 $2.51

-5.58%

Cigarettes 20 Pack (Marlboro, Camel)

$14.33 KYD 11.75

$19.27 $19.27

-25.64%

Wine (Bottle)

$24.16 KYD 19.81

$19.67 $19.67

22.83%

Local Beer (0.5 liter bottle)

$4.36 KYD 3.58

$3.08 $3.08

41.56%

Imported Beer (0.33 liter bottle)

$5.52 KYD 4.53

$3.68 $3.68

50.00%

One-way Ticket (Public Transport)

$2.43 KYD 1.99

$3.02 $3.02

-19.54%

Public Transport Monthly Pass (Regular Price)

$81.0 KYD 66.4

$140 $140

-41.96%

Taxi Start (Normal Tariff)

$18.92 KYD 15.51

$3.07 $3.07

516.29%

Taxi (Normal Tariff) (1km)

$3.80 KYD 3.12

$2.13 $2.13

78.40%

Taxi 1hour Waiting (Normal Tariff)

$44.95 KYD 36.86

$41.21 $41.21

9.08%

Gasoline (1 liter)

$1.65 KYD 1.36

$1.11 $1.11

48.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.7K KYD 34.2K

$35.0K $35.0K

19.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.8K KYD 31.8K

$25.4K $25.4K

52.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$486 KYD 399

$217 $217

123.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$119 KYD 97.2

$74.0 $74.0

60.13%

Internet (50+ Mbps, Unlimited Data)

$117 KYD 95.7

$72.5 $72.5

60.97%

Gym Membership (Monthly)

$202 KYD 166

$120 $120

68.07%

Tennis Court (1 Hour on Weekend)

$48.10 KYD 39.44

$66.9 $66.9

-28.09%

Cinema Ticket

$19.37 KYD 15.88

$22.32 $22.32

-13.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,795 KYD 1,472

$3,425 $3,425

-47.58%

International Primary School, 1 Child (Yearly)

$26.9K KYD 22.0K

$61.2K $61.2K

-56.04%

Jeans (Levis 501 Or Similar)

$87.1 KYD 71.4

$76.3 $76.3

14.13%

Summer Dress (H&M, Zara, etc)

$77.3 KYD 63.4

$55.5 $55.5

39.40%

Sport Shoes (Adidas, Nike)

$135 KYD 110

$119 $119

12.81%

Men's Leather Business Shoes

$146 KYD 119

$131 $131

11.59%

1-bedroom Apartment, City Center (Monthly)

$2,966 KYD 2,432

$4,506 $4,506

-34.19%

1-bedroom Apartment, Outside City Center (Monthly)

$2,297 KYD 1,883

$3,155 $3,155

-27.20%

3-bedroom Apartment, City Center (Monthly)

$5,765 KYD 4,727

$8,817 $8,817

-34.62%

3-bedroom Apartment, Outside City Center (Monthly)

$4,623 KYD 3,791

$5,532 $5,532

-16.42%

Buy Apartment in City Center (m2)

$13.3K KYD 10.9K

$19.4K $19.4K

-31.44%

Buy Apartment Outside City Center (m2)

$7,495 KYD 6,146

$6,754 $6,754

10.97%

Average Monthly Net Salary (After Tax)

$7,643 KYD 6,268

$5,290 $5,290

44.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.82

5.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the Cayman Islands: October 4, 2026

Last update for New York, NY: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cayman Islands

$2.3K 48.3%

New York, NY

$3.2K 63.2% 37.4% $858

Monthly Utilities & Internet

Cayman Islands

$721 15.2%

New York, NY

$364 7.3% 49.5% $357

Groceries & Markets

Cayman Islands

$714 15%

New York, NY

$546 11% 23.6% $168

Eating Out

Cayman Islands

$456 9.6%

New York, NY

$422 8.5% 7.3% $33

Sport & Entertainment

Cayman Islands

$241 5.1%

New York, NY

$165 3.3% 31.6% $76

Clothing & Footwear

Cayman Islands

$200 4.2%

New York, NY

$172 3.4% 14.2% $28

Getting Around

Cayman Islands

$129 2.7%

New York, NY

$165 3.3% 28.6% $37

Good to know

🇰🇾 Cayman Islands

🇺🇸 New York, NY

🕒 Local time

04:56 4:56 AM

05:56 5:56 AM

1 h ahead of the Cayman Islands

🌤 Weather

👥 Population

65,483

8,804,190

💱 Currency

Cayman Islands Dollar KYD $

United States Dollar USD $

📈 Exchange rate

1 KYD = 1.22 USD

1 KYD = 1.09 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to KYD – Cayman Islands Dollar Converter

🇺🇸 United States Dollar ($)

🇰🇾 Cayman Islands Dollar ($)

Cayman Islands Dollar exchange rates as of October 10, 2026: 1 USD = 0.82 KYD (1 KYD = 1.22 USD). 1 EUR = 0.919 KYD (1 KYD = 1.09 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to KYD in detail →

On the map

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Cayman Islands New York, NY 2,470 km ≈ 3 h 30 min nonstop flight

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Cayman Islands
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

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