Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Boca Raton, FL

For one person, living is cheaper in Boca Raton, FL: $3,423 a month against $4,938 in New York, NY, rent and utilities included – about $18,200 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
164

Cost of Living Index in Boca Raton, FL
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Boca Raton, FL Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Boca Raton, FL

🇺🇸 United States

$3,423

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Boca Raton, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Boca Raton, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,938 in New York, NY versus $3,423 in Boca Raton, FL.

New York, NY $4,938
Boca Raton, FL $3,423

Estimated couple costs with rent: $7,273 in New York, NY versus $5,232 in Boca Raton, FL.

New York, NY $7,273
Boca Raton, FL $5,232

Monthly costs for a family of three with rent: $9,608 in New York, NY versus $7,041 in Boca Raton, FL.

New York, NY $9,608
Boca Raton, FL $7,041

Living in New York, NY is roughly 44% more expensive than in Boca Raton, FL, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: New York, NY 264% above, Boca Raton, FL 153% above.

Meal at Budget Restaurant

$24.99 $24.99

$24.78 $24.78

0.85%

Three-Course Dinner for Two, Mid-Range

$120 $120

$100 $100

19.79%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$12.29 $12.29

11.80%

Cappuccino

$6.60 $6.60

$4.59 $4.59

43.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.27 $2.27

68.28%

Water (0.33 liter bottle)

$2.87 $2.87

$1.89 $1.89

51.85%

Local Beer (0.5 liter draught)

$7.95 $7.95

$6.12 $6.12

29.90%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$7.13 $7.13

41.09%

Milk (1 liter)

$1.37 $1.37

$1.05 $1.05

30.48%

White Bread (500g)

$4.75 $4.75

$4.26 $4.26

11.50%

Rice (white) (1kg)

$7.69 $7.69

$7.09 $7.09

8.46%

Eggs

$5.87 $5.87

$5.33 $5.33

10.13%

Local Cheese (1kg)

$19.25 $19.25

$11.62 $11.62

65.66%

Chicken Fillets (1kg)

$17.83 $17.83

$14.07 $14.07

26.72%

Beef Round Steak (1kg)

$19.03 $19.03

$23.50 $23.50

-19.02%

Apples (1kg)

$6.69 $6.69

$4.95 $4.95

35.15%

Banana (1kg)

$2.29 $2.29

$1.89 $1.89

21.16%

Oranges (1kg)

$6.41 $6.41

$3.78 $3.78

69.58%

Tomato (1kg)

$6.75 $6.75

$5.13 $5.13

31.58%

Potato (1kg)

$3.93 $3.93

$3.22 $3.22

22.05%

Onion (1kg)

$4.52 $4.52

$3.27 $3.27

38.23%

Lettuce (1 head)

$2.79 $2.79

$1.01 $1.01

176.24%

Water (1.5 liter bottle)

$2.51 $2.51

$2.57 $2.57

-2.33%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$10.16 $10.16

78.15%

Wine (Bottle)

$20.16 $20.16

$14.02 $14.02

43.79%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$1.99 $1.99

63.82%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$2.40 $2.40

56.25%

One-way Ticket (Public Transport)

$2.92 $2.92

$2.05 $2.05

42.44%

Public Transport Monthly Pass (Regular Price)

$143 $143

$35.69 $35.69

299.61%

Taxi Start (Normal Tariff)

$3.06 $3.06

$4.01 $4.01

-23.69%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$0.72 $0.72

200.00%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$29.70 $29.70

39.16%

Gasoline (1 liter)

$1.12 $1.12

$0.94 $0.94

19.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$34.5K $34.5K

-3.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$25.4K $25.4K

1.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$217 $217

0.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$53.9 $53.9

39.73%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$73.5 $73.5

-4.03%

Gym Membership (Monthly)

$116 $116

$36.17 $36.17

219.33%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

$20.21 $20.21

234.59%

Cinema Ticket

$21.37 $21.37

$15.19 $15.19

40.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$1,073 $1,073

219.70%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$21.3K $21.3K

189.99%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$46.13 $46.13

62.32%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$42.47 $42.47

22.77%

Sport Shoes (Adidas, Nike)

$117 $117

$70.7 $70.7

64.96%

Men's Leather Business Shoes

$135 $135

$68.1 $68.1

97.77%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$3,372 $3,372

28.92%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$2,057 $2,057

51.52%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$4,578 $4,578

99.01%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$3,894 $3,894

38.14%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$8,693 $8,693

121.82%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$6,480 $6,480

7.15%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$5,714 $5,714

-8.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.53

4.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Boca Raton, FL: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Boca Raton, FL

$2.1K 60.1% 34% $1.1K

Groceries & Markets

New York, NY

$552 11.2%

Boca Raton, FL

$449 13.1% 18.7% $103

Eating Out

New York, NY

$407 8.2%

Boca Raton, FL

$352 10.3% 13.6% $55

Monthly Utilities & Internet

New York, NY

$365 7.4%

Boca Raton, FL

$345 10.1% 5.6% $21

Clothing & Footwear

New York, NY

$170 3.5%

Boca Raton, FL

$102 3% 39.9% $68

Getting Around

New York, NY

$168 3.4%

Boca Raton, FL

$52 1.5% 69.4% $117

Sport & Entertainment

New York, NY

$158 3.2%

Boca Raton, FL

$67 1.9% 57.9% $92

Cost Breakdown

A one-bedroom apartment in the center runs $4,347 in New York, NY and $3,372 in Boca Raton, FL. Housing cost is often the main lever when comparing two cities.

Boca Raton, FL pays 9% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $120 in New York, NY vs $100 in Boca Raton, FL for a mid-range dinner for two. Groceries echo the gap at $552 vs $449 per month, with Boca Raton, FL cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Boca Raton, FL

🕒 Local time

13:57 1:57 PM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

86,396

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

New York, NY Boca Raton, FL 1,680 km ≈ 2 h 30 min nonstop flight

From you

New York, NY
Boca Raton, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Boca Raton, FL: Cost of Living - Frequently Asked Questions

Boca Raton, FL is cheaper overall, especially in groceries, eating out, and clothing. The 44% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 9% lower in Boca Raton, FL. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $4,347 in New York, NY versus $3,372 in Boca Raton, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Boca Raton, FL – a meal for two runs $100 versus $120 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $4,938 per month in New York, NY versus $3,423 in Boca Raton, FL – a 44% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Boca Raton, FL is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Boca Raton, FL is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Boca Raton, FL gentler on the wallet – expenses run 44% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.