Cost of Living Comparison Between New York, NY and Boca Raton, FL Cost of Living Comparison Between New York, NY and Boca Raton, FL

Monthly Cost of Living

Monthly costs for one person with rent: $4,503 in New York, NY versus $3,314 in Boca Raton, FL.

Estimated couple costs with rent: $7,077 in New York, NY versus $4,947 in Boca Raton, FL.

Monthly costs for a family of three with rent: $9,650 in New York, NY versus $6,580 in Boca Raton, FL.

Living in New York, NY is roughly 36% more expensive than Boca Raton, FL, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: New York, NY 236% above, Boca Raton, FL 147% above.

Meal at Budget Restaurant

$30.28 $30.28

$22.09 $22.09

37.08%

Three-Course Dinner for Two, Mid-Range

$142 $142

$85.3 $85.3

66.79%

Fast Food Meal (McDonalds, etc)

$12.65 $12.65

$12.07 $12.07

4.81%

Cappuccino

$5.81 $5.81

$4.61 $4.61

26.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$2.54 $2.54

28.35%

Water (0.33 liter bottle)

$2.58 $2.58

$2.08 $2.08

24.04%

Local Beer (0.5 liter draught)

$8.19 $8.19

$6.15 $6.15

33.17%

Imported Beer (0.33 liter bottle)

$11.82 $11.82

$7.06 $7.06

67.42%

Milk (1 liter)

$1.53 $1.53

$1.06 $1.06

44.34%

White Bread (500g)

$5.27 $5.27

$4.09 $4.09

28.85%

Rice (white) (1kg)

$8.34 $8.34

$4.08 $4.08

104.41%

Eggs

$7.25 $7.25

$4.46 $4.46

62.56%

Local Cheese (1kg)

$17.29 $17.29

$11.33 $11.33

52.60%

Chicken Fillets (1kg)

$16.21 $16.21

$11.52 $11.52

40.71%

Beef Round Steak (1kg)

$19.82 $19.82

$15.39 $15.39

28.78%

Apples (1kg)

$7.57 $7.57

$5.02 $5.02

50.80%

Banana (1kg)

$2.42 $2.42

$1.60 $1.60

51.25%

Oranges (1kg)

$5.83 $5.83

$4.48 $4.48

30.13%

Tomato (1kg)

$6.39 $6.39

$5.35 $5.35

19.44%

Potato (1kg)

$3.87 $3.87

$4.28 $4.28

-9.58%

Onion (1kg)

$4.06 $4.06

$4.07 $4.07

-0.25%

Lettuce (1 head)

$3.12 $3.12

$2.38 $2.38

31.09%

Water (1.5 liter bottle)

$2.45 $2.45

$2.65 $2.65

-7.55%

Cigarettes 20 Pack (Marlboro, Camel)

$19.26 $19.26

$5.58 $5.58

245.16%

Wine (Bottle)

$19.96 $19.96

$13.80 $13.80

44.64%

Local Beer (0.5 liter bottle)

$2.99 $2.99

$1.94 $1.94

54.12%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$2.09 $2.09

78.47%

One-way Ticket (Public Transport)

$2.84 $2.84

$1.96 $1.96

44.90%

Public Transport Monthly Pass (Regular Price)

$134 $134

$68.8 $68.8

95.13%

Taxi Start (Normal Tariff)

$5.11 $5.11

$3.98 $3.98

28.39%

Taxi (Normal Tariff) (1km)

$2.11 $2.11

$0.78 $0.78

170.51%

Taxi 1hour Waiting (Normal Tariff)

$42.31 $42.31

$30.48 $30.48

38.81%

Gasoline (1 liter)

$0.97 $0.97

$0.83 $0.83

16.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K $34.7K

$24.8K $24.8K

40.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.8K $27.8K

$24.8K $24.8K

12.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$181 $181

$250 $250

-27.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.2 $60.2

$47.48 $47.48

26.87%

Internet (50+ Mbps, Unlimited Data)

$62.5 $62.5

$69.5 $69.5

-10.02%

Gym Membership (Monthly)

$143 $143

$36.20 $36.20

295.33%

Tennis Court (1 Hour on Weekend)

$65.3 $65.3

$44.48 $44.48

46.72%

Cinema Ticket

$19.98 $19.98

$14.49 $14.49

37.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,216 $3,216

$1,272 $1,272

152.82%

International Primary School, 1 Child (Yearly)

$57.2K $57.2K

$39.7K $39.7K

44.00%

Jeans (Levis 501 Or Similar)

$67.5 $67.5

$31.95 $31.95

111.27%

Summer Dress (H&M, Zara, etc)

$47.68 $47.68

$41.39 $41.39

15.20%

Sport Shoes (Adidas, Nike)

$111 $111

$66.1 $66.1

68.25%

Men's Leather Business Shoes

$169 $169

$61.7 $61.7

173.38%

1-bedroom Apartment, City Center (Monthly)

$4,092 $4,092

$2,707 $2,707

51.17%

1-bedroom Apartment, Outside City Center (Monthly)

$2,694 $2,694

$1,949 $1,949

38.26%

3-bedroom Apartment, City Center (Monthly)

$8,445 $8,445

$5,065 $5,065

66.74%

3-bedroom Apartment, Outside City Center (Monthly)

$5,128 $5,128

$3,507 $3,507

46.20%

Buy Apartment in City Center (m2)

$18.2K $18.2K

$8,590 $8,590

111.63%

Buy Apartment Outside City Center (m2)

$6,299 $6,299

$6,433 $6,433

-2.08%

Average Monthly Net Salary (After Tax)

$5,540 $5,540

$5,758 $5,758

-3.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.39

0.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: June 1, 2026

Last update for Boca Raton, FL: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $4,092 in New York, NY and $2,707 in Boca Raton, FL. Housing cost is often the main lever when comparing two cities.

Boca Raton, FL pays 4% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $142 in New York, NY vs $85.0 in Boca Raton, FL for a mid-range dinner for two. Groceries echo the gap at $554 vs $407 per month, with Boca Raton, FL cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Boca Raton, FL: Cost of Living - Frequently Asked Questions

Boca Raton, FL is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Clothing & Footwear, Getting Around. The 36% gap adds up to real monthly savings that compound significantly over time.

On paper, Boca Raton, FL earns 4% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $4,092 in New York, NY versus $2,707 in Boca Raton, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Boca Raton, FL – a meal for two runs $85.0 versus $142 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $4,503 per month in New York, NY versus $3,314 in Boca Raton, FL – a 36% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Boca Raton, FL is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Boca Raton, FL is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Boca Raton, FL gentler on the wallet – expenses run 36% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.