Cost of Living Comparison Between Boca Raton, FL and New York, NY Cost of Living Comparison Between Boca Raton, FL and New York, NY

Monthly Cost of Living

Monthly costs for one person with rent: $3,367 in Boca Raton, FL versus $4,878 in New York, NY.

Estimated couple costs with rent: $4,930 in Boca Raton, FL versus $7,262 in New York, NY.

Monthly costs for a family of three with rent: $6,494 in Boca Raton, FL versus $9,645 in New York, NY.

Living in Boca Raton, FL costs roughly 31% less than in New York, NY, driven mainly by Getting Around.

Both cities are pricier than the global median: Boca Raton, FL 145% above, New York, NY 255% above.

Meal at Budget Restaurant

$25.48 $25.48

$25.20 $25.20

1.11%

Three-Course Dinner for Two, Mid-Range

$98.7 $98.7

$150 $150

-34.30%

Fast Food Meal (McDonalds, etc)

$12.33 $12.33

$13.98 $13.98

-11.80%

Cappuccino

$4.63 $4.63

$6.39 $6.39

-27.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.36 $2.36

$4.01 $4.01

-41.15%

Water (0.33 liter bottle)

$1.93 $1.93

$2.91 $2.91

-33.68%

Local Beer (0.5 liter draught)

$6.07 $6.07

$8.01 $8.01

-24.22%

Imported Beer (0.33 liter bottle)

$6.98 $6.98

$9.94 $9.94

-29.78%

Milk (1 liter)

$0.99 $0.99

$1.33 $1.33

-25.56%

White Bread (500g)

$4.41 $4.41

$4.80 $4.80

-8.12%

Rice (white) (1kg)

$7.02 $7.02

$6.81 $6.81

3.08%

Eggs

$5.22 $5.22

$5.67 $5.67

-7.94%

Local Cheese (1kg)

$11.33 $11.33

$16.66 $16.66

-31.99%

Chicken Fillets (1kg)

$14.35 $14.35

$14.82 $14.82

-3.17%

Beef Round Steak (1kg)

$24.29 $24.29

$18.90 $18.90

28.52%

Apples (1kg)

$5.03 $5.03

$6.03 $6.03

-16.58%

Banana (1kg)

$1.92 $1.92

$2.16 $2.16

-11.11%

Oranges (1kg)

$3.71 $3.71

$5.67 $5.67

-34.57%

Tomato (1kg)

$5.21 $5.21

$6.07 $6.07

-14.17%

Potato (1kg)

$3.35 $3.35

$3.49 $3.49

-4.01%

Onion (1kg)

$3.23 $3.23

$4.14 $4.14

-21.98%

Lettuce (1 head)

$1.03 $1.03

$2.67 $2.67

-61.42%

Water (1.5 liter bottle)

$2.70 $2.70

$2.56 $2.56

5.47%

Cigarettes 20 Pack (Marlboro, Camel)

$10.40 $10.40

$19.04 $19.04

-45.38%

Wine (Bottle)

$13.96 $13.96

$19.73 $19.73

-29.24%

Local Beer (0.5 liter bottle)

$1.92 $1.92

$3.30 $3.30

-41.82%

Imported Beer (0.33 liter bottle)

$2.40 $2.40

$3.97 $3.97

-39.55%

One-way Ticket (Public Transport)

$1.97 $1.97

$2.99 $2.99

-34.11%

Public Transport Monthly Pass (Regular Price)

$34.72 $34.72

$140 $140

-75.25%

Taxi Start (Normal Tariff)

$3.93 $3.93

$2.94 $2.94

33.67%

Taxi (Normal Tariff) (1km)

$0.72 $0.72

$2.12 $2.12

-66.04%

Taxi 1hour Waiting (Normal Tariff)

$30.42 $30.42

$41.24 $41.24

-26.24%

Gasoline (1 liter)

$0.97 $0.97

$1.11 $1.11

-12.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.5K $36.5K

$35.2K $35.2K

3.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$25.2K $25.2K

2.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$210 $210

$218 $218

-3.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.5 $52.5

$76.5 $76.5

-31.37%

Internet (50+ Mbps, Unlimited Data)

$74.1 $74.1

$76.0 $76.0

-2.41%

Gym Membership (Monthly)

$35.97 $35.97

$128 $128

-71.84%

Tennis Court (1 Hour on Weekend)

$20.51 $20.51

$63.2 $63.2

-67.55%

Cinema Ticket

$15.18 $15.18

$23.94 $23.94

-36.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,077 $1,077

$3,313 $3,313

-67.50%

International Primary School, 1 Child (Yearly)

$21.2K $21.2K

$60.8K $60.8K

-65.18%

Jeans (Levis 501 Or Similar)

$47.41 $47.41

$74.0 $74.0

-35.92%

Summer Dress (H&M, Zara, etc)

$42.00 $42.00

$56.3 $56.3

-25.36%

Sport Shoes (Adidas, Nike)

$70.3 $70.3

$116 $116

-39.57%

Men's Leather Business Shoes

$68.8 $68.8

$130 $130

-46.98%

1-bedroom Apartment, City Center (Monthly)

$3,024 $3,024

$4,391 $4,391

-31.14%

1-bedroom Apartment, Outside City Center (Monthly)

$2,015 $2,015

$3,088 $3,088

-34.73%

3-bedroom Apartment, City Center (Monthly)

$3,995 $3,995

$9,291 $9,291

-57.00%

3-bedroom Apartment, Outside City Center (Monthly)

$3,282 $3,282

$5,460 $5,460

-39.90%

Buy Apartment in City Center (m2)

$8,625 $8,625

$19.3K $19.3K

-55.30%

Buy Apartment Outside City Center (m2)

$6,486 $6,486

$6,723 $6,723

-3.53%

Average Monthly Net Salary (After Tax)

$5,797 $5,797

$5,364 $5,364

8.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.07

6.43

-5.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Boca Raton, FL: August 30, 2026

Last update for New York, NY: August 29, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $3,024 in Boca Raton, FL and $4,391 in New York, NY. Housing cost is often the main lever when comparing two cities.

Boca Raton, FL pays 8% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $99.0 in Boca Raton, FL vs $150 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $454 vs $512 per month, with Boca Raton, FL cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Boca Raton, FL vs New York, NY: Cost of Living - Frequently Asked Questions

Boca Raton, FL is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet, Clothing & Footwear, Sport & Entertainment. The 45% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 8% higher in Boca Raton, FL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,024 in Boca Raton, FL versus $4,391 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Boca Raton, FL – a meal for two runs $99.0 versus $150 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,367 per month in Boca Raton, FL versus $4,878 in New York, NY – a 45% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Boca Raton, FL is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Boca Raton, FL is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Boca Raton, FL gentler on the wallet – expenses run 45% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.