Last update: Oct 2026

Cost of Living Comparison Between Boca Raton, FL and New York, NY

For one person, living is cheaper in Boca Raton, FL: $3,423 a month against $4,938 in New York, NY, rent and utilities included – about $18,200 less a year. Rent and utilities account for most of the difference.

164

Cost of Living Index in Boca Raton, FL
Learn more

Boca Raton, FL Living Index
239

Cost of Living Index in New York, NY
Learn more

New York, NY Living Index

Jump to prices

Boca Raton, FL

🇺🇸 United States

$3,423

/mo nomad

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Monthly Cost of Living

How much you'll spend in Boca Raton, FL and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Boca Raton, FL and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,423 in Boca Raton, FL versus $4,938 in New York, NY.

Boca Raton, FL $3,423
New York, NY $4,938

Estimated couple costs with rent: $5,232 in Boca Raton, FL versus $7,273 in New York, NY.

Boca Raton, FL $5,232
New York, NY $7,273

Monthly costs for a family of three with rent: $7,041 in Boca Raton, FL versus $9,608 in New York, NY.

Boca Raton, FL $7,041
New York, NY $9,608

Living in Boca Raton, FL costs roughly 31% less than in New York, NY, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Boca Raton, FL 153% above, New York, NY 264% above.

Meal at Budget Restaurant

$24.78 $24.78

$24.99 $24.99

-0.84%

Three-Course Dinner for Two, Mid-Range

$100 $100

$120 $120

-16.52%

Fast Food Meal (McDonalds, etc)

$12.29 $12.29

$13.74 $13.74

-10.55%

Cappuccino

$4.59 $4.59

$6.60 $6.60

-30.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 $2.27

$3.82 $3.82

-40.58%

Water (0.33 liter bottle)

$1.89 $1.89

$2.87 $2.87

-34.15%

Local Beer (0.5 liter draught)

$6.12 $6.12

$7.95 $7.95

-23.02%

Imported Beer (0.33 liter bottle)

$7.13 $7.13

$10.06 $10.06

-29.13%

Milk (1 liter)

$1.05 $1.05

$1.37 $1.37

-23.36%

White Bread (500g)

$4.26 $4.26

$4.75 $4.75

-10.32%

Rice (white) (1kg)

$7.09 $7.09

$7.69 $7.69

-7.80%

Eggs

$5.33 $5.33

$5.87 $5.87

-9.20%

Local Cheese (1kg)

$11.62 $11.62

$19.25 $19.25

-39.64%

Chicken Fillets (1kg)

$14.07 $14.07

$17.83 $17.83

-21.09%

Beef Round Steak (1kg)

$23.50 $23.50

$19.03 $19.03

23.49%

Apples (1kg)

$4.95 $4.95

$6.69 $6.69

-26.01%

Banana (1kg)

$1.89 $1.89

$2.29 $2.29

-17.47%

Oranges (1kg)

$3.78 $3.78

$6.41 $6.41

-41.03%

Tomato (1kg)

$5.13 $5.13

$6.75 $6.75

-24.00%

Potato (1kg)

$3.22 $3.22

$3.93 $3.93

-18.07%

Onion (1kg)

$3.27 $3.27

$4.52 $4.52

-27.65%

Lettuce (1 head)

$1.01 $1.01

$2.79 $2.79

-63.80%

Water (1.5 liter bottle)

$2.57 $2.57

$2.51 $2.51

2.39%

Cigarettes 20 Pack (Marlboro, Camel)

$10.16 $10.16

$18.10 $18.10

-43.87%

Wine (Bottle)

$14.02 $14.02

$20.16 $20.16

-30.46%

Local Beer (0.5 liter bottle)

$1.99 $1.99

$3.26 $3.26

-38.96%

Imported Beer (0.33 liter bottle)

$2.40 $2.40

$3.75 $3.75

-36.00%

One-way Ticket (Public Transport)

$2.05 $2.05

$2.92 $2.92

-29.79%

Public Transport Monthly Pass (Regular Price)

$35.69 $35.69

$143 $143

-74.98%

Taxi Start (Normal Tariff)

$4.01 $4.01

$3.06 $3.06

31.05%

Taxi (Normal Tariff) (1km)

$0.72 $0.72

$2.16 $2.16

-66.67%

Taxi 1hour Waiting (Normal Tariff)

$29.70 $29.70

$41.33 $41.33

-28.14%

Gasoline (1 liter)

$0.94 $0.94

$1.12 $1.12

-16.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$33.1K $33.1K

4.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$25.7K $25.7K

-1.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 $217

$219 $219

-0.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.9 $53.9

$75.3 $75.3

-28.43%

Internet (50+ Mbps, Unlimited Data)

$73.5 $73.5

$70.5 $70.5

4.20%

Gym Membership (Monthly)

$36.17 $36.17

$116 $116

-68.68%

Tennis Court (1 Hour on Weekend)

$20.21 $20.21

$67.6 $67.6

-70.11%

Cinema Ticket

$15.19 $15.19

$21.37 $21.37

-28.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,073 $1,073

$3,432 $3,432

-68.72%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$61.7K $61.7K

-65.52%

Jeans (Levis 501 Or Similar)

$46.13 $46.13

$74.9 $74.9

-38.39%

Summer Dress (H&M, Zara, etc)

$42.47 $42.47

$52.1 $52.1

-18.55%

Sport Shoes (Adidas, Nike)

$70.7 $70.7

$117 $117

-39.38%

Men's Leather Business Shoes

$68.1 $68.1

$135 $135

-49.44%

1-bedroom Apartment, City Center (Monthly)

$3,372 $3,372

$4,347 $4,347

-22.43%

1-bedroom Apartment, Outside City Center (Monthly)

$2,057 $2,057

$3,117 $3,117

-34.00%

3-bedroom Apartment, City Center (Monthly)

$4,578 $4,578

$9,110 $9,110

-49.75%

3-bedroom Apartment, Outside City Center (Monthly)

$3,894 $3,894

$5,379 $5,379

-27.61%

Buy Apartment in City Center (m2)

$8,693 $8,693

$19.3K $19.3K

-54.92%

Buy Apartment Outside City Center (m2)

$6,480 $6,480

$6,943 $6,943

-6.67%

Average Monthly Net Salary (After Tax)

$5,714 $5,714

$5,238 $5,238

9.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

6.85

-4.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Boca Raton, FL: October 17, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Boca Raton, FL

$2.1K 60.1%

New York, NY

$3.1K 63.1% 51.5% $1.1K

Groceries & Markets

Boca Raton, FL

$449 13.1%

New York, NY

$552 11.2% 23% $103

Eating Out

Boca Raton, FL

$352 10.3%

New York, NY

$407 8.2% 15.7% $55

Monthly Utilities & Internet

Boca Raton, FL

$345 10.1%

New York, NY

$365 7.4% 6% $21

Clothing & Footwear

Boca Raton, FL

$102 3%

New York, NY

$170 3.5% 66.4% $68

Sport & Entertainment

Boca Raton, FL

$67 1.9%

New York, NY

$158 3.2% 138% $92

Getting Around

Boca Raton, FL

$52 1.5%

New York, NY

$168 3.4% 226% $117

Cost Breakdown

A one-bedroom apartment in the center runs $3,372 in Boca Raton, FL and $4,347 in New York, NY. Housing cost is often the main lever when comparing two cities.

Boca Raton, FL pays 9% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $100 in Boca Raton, FL vs $120 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $449 vs $552 per month, with Boca Raton, FL cheaper across the board.

Good to know

🇺🇸 Boca Raton, FL

🇺🇸 New York, NY

🕒 Local time

10:27 10:27 AM

Same time as Boca Raton, FL

🌤 Weather

👥 Population

86,396

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Boca Raton, FL New York, NY 1,680 km ≈ 2 h 30 min nonstop flight

From you

Boca Raton, FL
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Boca Raton, FL vs New York, NY: Cost of Living - Frequently Asked Questions

Boca Raton, FL is cheaper overall, especially in groceries, eating out, and utilities. The 44% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 9% higher in Boca Raton, FL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,372 in Boca Raton, FL versus $4,347 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Boca Raton, FL – a meal for two runs $100 versus $120 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,423 per month in Boca Raton, FL versus $4,938 in New York, NY – a 44% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Boca Raton, FL is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Boca Raton, FL is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Boca Raton, FL gentler on the wallet – expenses run 44% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.