Cost of Living Comparison Between New York, NY and Biloxi, MS Cost of Living Comparison Between New York, NY and Biloxi, MS

Monthly Cost of Living

A single person spends $4,878 per month in New York, NY vs $2,048 in Biloxi, MS, rent included.

A couple spends around $7,262 per month in New York, NY vs $2,912 in Biloxi, MS, rent included.

A family of three spends $9,645 per month in New York, NY vs $3,776 in Biloxi, MS, rent included.

New York, NY costs about 138% more than Biloxi, MS, driven mainly by Groceries & Markets.

Both New York, NY and Biloxi, MS sit above the global median – New York, NY by 255%, Biloxi, MS by 49%.

Currency
🍽 Eating Out
New York, NY
Biloxi, MS
Difference
Meal at Budget Restaurant
$25.20 $25.20
$19.65 $19.65
28.24%
Three-Course Dinner for Two, Mid-Range
$150 $150
$48.64 $48.64
208.78%
Fast Food Meal (McDonalds, etc)
$13.98 $13.98
$9.35 $9.35
49.52%
Cappuccino
$6.39 $6.39
$4.56 $4.56
40.13%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.01 $4.01
$2.60 $2.60
54.23%
Water (0.33 liter bottle)
$2.91 $2.91
$1.47 $1.47
97.96%
Local Beer (0.5 liter draught)
$8.01 $8.01
$4.91 $4.91
63.14%
Imported Beer (0.33 liter bottle)
$9.94 $9.94
$5.35 $5.35
85.79%
🛒 Groceries & Markets
New York, NY
Biloxi, MS
Difference
Milk (1 liter)
$1.33 $1.33
$0.96 $0.96
38.54%
White Bread (500g)
$4.80 $4.80
$2.51 $2.51
91.24%
Rice (white) (1kg)
$6.81 $6.81
$6.23 $6.23
9.31%
Eggs
$5.67 $5.67
$3.42 $3.42
65.79%
Local Cheese (1kg)
$16.66 $16.66
$11.39 $11.39
46.27%
Chicken Fillets (1kg)
$14.82 $14.82
$9.41 $9.41
57.49%
Beef Round Steak (1kg)
$18.90 $18.90
$15.42 $15.42
22.57%
Apples (1kg)
$6.03 $6.03
$4.66 $4.66
29.40%
Banana (1kg)
$2.16 $2.16
$1.31 $1.31
64.89%
Oranges (1kg)
$5.67 $5.67
$3.52 $3.52
61.08%
Tomato (1kg)
$6.07 $6.07
$3.42 $3.42
77.49%
Potato (1kg)
$3.49 $3.49
$2.69 $2.69
29.74%
Onion (1kg)
$4.14 $4.14
$3.13 $3.13
32.27%
Lettuce (1 head)
$2.67 $2.67
$1.53 $1.53
74.51%
Water (1.5 liter bottle)
$2.56 $2.56
$1.92 $1.92
33.33%
Cigarettes 20 Pack (Marlboro, Camel)
$19.04 $19.04
$9.17 $9.17
107.63%
Wine (Bottle)
$19.73 $19.73
$16.17 $16.17
22.02%
Local Beer (0.5 liter bottle)
$3.30 $3.30
$2.12 $2.12
55.66%
Imported Beer (0.33 liter bottle)
$3.97 $3.97
$3.98 $3.98
-0.25%
🚌 Getting Around
New York, NY
Biloxi, MS
Difference
One-way Ticket (Public Transport)
$2.99 $2.99
-
-
Public Transport Monthly Pass (Regular Price)
$140 $140
$49.25 $49.25
184.87%
Taxi Start (Normal Tariff)
$2.94 $2.94
$3.54 $3.54
-16.95%
Taxi (Normal Tariff) (1km)
$2.12 $2.12
$1.47 $1.47
44.22%
Taxi 1hour Waiting (Normal Tariff)
$41.24 $41.24
$35.36 $35.36
16.63%
Gasoline (1 liter)
$1.11 $1.11
$0.69 $0.69
60.87%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.2K $35.2K
$35.8K $35.8K
-1.83%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.2K $25.2K
$25.6K $25.6K
-1.79%
🧾 Monthly Utilities & Internet
New York, NY
Biloxi, MS
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$218 $218
$119 $119
83.05%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$76.5 $76.5
$35.32 $35.32
116.70%
Internet (50+ Mbps, Unlimited Data)
$76.0 $76.0
$72.4 $72.4
4.96%
🎉 Sport & Entertainment
New York, NY
Biloxi, MS
Difference
Gym Membership (Monthly)
$128 $128
$18.10 $18.10
605.80%
Tennis Court (1 Hour on Weekend)
$63.2 $63.2
$12.44 $12.44
408.12%
Cinema Ticket
$23.94 $23.94
$12.43 $12.43
92.60%
🧸 Childcare & Education
New York, NY
Biloxi, MS
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,313 $3,313
$1,582 $1,582
109.49%
International Primary School, 1 Child (Yearly)
$60.8K $60.8K
$10.0K $10.0K
506.80%
👕👟 Clothing & Footwear
New York, NY
Biloxi, MS
Difference
Jeans (Levis 501 Or Similar)
$74.0 $74.0
$58.1 $58.1
27.35%
Summer Dress (H&M, Zara, etc)
$56.3 $56.3
$42.54 $42.54
32.28%
Sport Shoes (Adidas, Nike)
$116 $116
$88.1 $88.1
32.05%
Men's Leather Business Shoes
$130 $130
$119 $119
9.26%
🏠 Accommodation & Living
New York, NY
Biloxi, MS
Difference
1-bedroom Apartment, City Center (Monthly)
$4,391 $4,391
$1,248 $1,248
251.95%
1-bedroom Apartment, Outside City Center (Monthly)
$3,088 $3,088
$879 $879
251.47%
3-bedroom Apartment, City Center (Monthly)
$9,291 $9,291
$1,677 $1,677
453.92%
3-bedroom Apartment, Outside City Center (Monthly)
$5,460 $5,460
$1,312 $1,312
316.21%
Buy Apartment in City Center (m2)
$19.3K $19.3K
$2,308 $2,308
735.74%
Buy Apartment Outside City Center (m2)
$6,723 $6,723
$1,850 $1,850
263.46%
💵 Salaries & Financials
New York, NY
Biloxi, MS
Difference
Average Monthly Net Salary (After Tax)
$5,364 $5,364
$4,616 $4,616
16.22%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.43
5.83
10.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: August 29, 2026

Last update for Biloxi, MS: August 30, 2026

Cost Breakdown

A central one-bedroom costs $4,391 in New York, NY versus $1,248 in Biloxi, MS. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 16% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $150 in New York, NY versus $49.00 in Biloxi, MS. Monthly groceries follow the same trend: $512 vs $358 – making Biloxi, MS the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Biloxi, MS: Cost of Living - Frequently Asked Questions
How do living costs in New York, NY and in Biloxi, MS compare overall?
Monthly costs with rent: $4,878 in New York, NY, $2,048 in Biloxi, MS – roughly 138% apart. New York, NY costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in New York, NY compared to Biloxi, MS?
For a comfortable life, plan on about $7,317 per month in New York, NY and $3,072 in Biloxi, MS. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between New York, NY and Biloxi, MS?
Rent is clearly cheaper in Biloxi, MS, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: New York, NY or Biloxi, MS?
Monthly expenses with rent come to $4,878 in New York, NY and $2,048 in Biloxi, MS. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do commuting costs compare in New York, NY and in Biloxi, MS?
Public transport costs about 185% less in Biloxi, MS. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more doable on $3,000 per month?
A $3,000 monthly budget goes further in Biloxi, MS, where all-in costs run around $2,048, than in New York, NY at $4,878. In Biloxi, MS it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.
How does quality of life compare between New York, NY and Biloxi, MS?
It depends on your priorities. New York, NY has an edge in some lifestyle areas, with costs from $2,048 in Biloxi, MS to $4,878 in New York, NY. Climate, culture, job market, and personal taste all factor in.
How do I decide between New York, NY and Biloxi, MS?
If budget matters most, go with Biloxi, MS. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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