Last update: Oct 2026

Cost of Living Comparison Between Biloxi, MS and New York, NY

For one person, living is cheaper in Biloxi, MS: $1,965 a month against $4,938 in New York, NY, rent and utilities included – about $35,700 less a year. Rent and utilities account for most of the difference.

95

Cost of Living Index in Biloxi, MS
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Biloxi, MS Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Biloxi, MS

🇺🇸 United States

$1,965

/mo nomad

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Monthly Cost of Living

How much you'll spend in Biloxi, MS and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Biloxi, MS and in New York, NY actually costs, broken down by who's living it.

A single person spends $1,965 per month in Biloxi, MS vs $4,938 in New York, NY, rent included.

Biloxi, MS $1,965
New York, NY $4,938

A couple spends around $2,820 per month in Biloxi, MS vs $7,273 in New York, NY, rent included.

Biloxi, MS $2,820
New York, NY $7,273

A family of three spends $3,674 per month in Biloxi, MS vs $9,608 in New York, NY, rent included.

Biloxi, MS $3,674
New York, NY $9,608

Biloxi, MS is about 60% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Biloxi, MS and New York, NY sit above the global median – Biloxi, MS by 45%, New York, NY by 264%.

Meal at Budget Restaurant

$19.01 $19.01

$24.99 $24.99

-23.93%

Three-Course Dinner for Two, Mid-Range

$49.12 $49.12

$120 $120

-59.16%

Fast Food Meal (McDonalds, etc)

$9.22 $9.22

$13.74 $13.74

-32.90%

Cappuccino

$4.59 $4.59

$6.60 $6.60

-30.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 $2.73

$3.82 $3.82

-28.53%

Water (0.33 liter bottle)

$1.54 $1.54

$2.87 $2.87

-46.34%

Local Beer (0.5 liter draught)

$5.14 $5.14

$7.95 $7.95

-35.35%

Imported Beer (0.33 liter bottle)

$5.60 $5.60

$10.06 $10.06

-44.33%

Milk (1 liter)

$0.82 $0.82

$1.37 $1.37

-40.15%

White Bread (500g)

$2.65 $2.65

$4.75 $4.75

-44.21%

Rice (white) (1kg)

$2.65 $2.65

$7.69 $7.69

-65.54%

Eggs

$3.23 $3.23

$5.87 $5.87

-44.97%

Local Cheese (1kg)

$10.67 $10.67

$19.25 $19.25

-44.57%

Chicken Fillets (1kg)

$9.62 $9.62

$17.83 $17.83

-46.05%

Beef Round Steak (1kg)

$14.28 $14.28

$19.03 $19.03

-24.96%

Apples (1kg)

$3.97 $3.97

$6.69 $6.69

-40.66%

Banana (1kg)

$1.33 $1.33

$2.29 $2.29

-41.92%

Oranges (1kg)

$2.75 $2.75

$6.41 $6.41

-57.10%

Tomato (1kg)

$3.37 $3.37

$6.75 $6.75

-50.07%

Potato (1kg)

$2.82 $2.82

$3.93 $3.93

-28.24%

Onion (1kg)

$2.77 $2.77

$4.52 $4.52

-38.72%

Lettuce (1 head)

$1.53 $1.53

$2.79 $2.79

-45.16%

Water (1.5 liter bottle)

$1.93 $1.93

$2.51 $2.51

-23.11%

Cigarettes 20 Pack (Marlboro, Camel)

$9.09 $9.09

$18.10 $18.10

-49.78%

Wine (Bottle)

$14.90 $14.90

$20.16 $20.16

-26.09%

Local Beer (0.5 liter bottle)

$2.04 $2.04

$3.26 $3.26

-37.42%

Imported Beer (0.33 liter bottle)

$3.89 $3.89

$3.75 $3.75

3.73%

One-way Ticket (Public Transport)

$2.92 $2.92

Public Transport Monthly Pass (Regular Price)

$49.38 $49.38

$143 $143

-65.38%

Taxi Start (Normal Tariff)

$2.51 $2.51

$3.06 $3.06

-17.97%

Taxi (Normal Tariff) (1km)

$1.64 $1.64

$2.16 $2.16

-24.07%

Taxi 1hour Waiting (Normal Tariff)

$25.73 $25.73

$41.33 $41.33

-37.74%

Gasoline (1 liter)

$0.73 $0.73

$1.12 $1.12

-34.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.1K $37.1K

$33.1K $33.1K

11.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$25.7K $25.7K

2.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 $120

$219 $219

-45.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.11 $35.11

$75.3 $75.3

-53.39%

Internet (50+ Mbps, Unlimited Data)

$70.7 $70.7

$70.5 $70.5

0.26%

Gym Membership (Monthly)

$18.32 $18.32

$116 $116

-84.14%

Tennis Court (1 Hour on Weekend)

$12.25 $12.25

$67.6 $67.6

-81.88%

Cinema Ticket

$12.87 $12.87

$21.37 $21.37

-39.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$619 $619

$3,432 $3,432

-81.96%

International Primary School, 1 Child (Yearly)

$14.0K $14.0K

$61.7K $61.7K

-77.34%

Jeans (Levis 501 Or Similar)

$48.61 $48.61

$74.9 $74.9

-35.08%

Summer Dress (H&M, Zara, etc)

$40.65 $40.65

$52.1 $52.1

-22.04%

Sport Shoes (Adidas, Nike)

$85.3 $85.3

$117 $117

-26.90%

Men's Leather Business Shoes

$95.6 $95.6

$135 $135

-28.99%

1-bedroom Apartment, City Center (Monthly)

$1,219 $1,219

$4,347 $4,347

-71.97%

1-bedroom Apartment, Outside City Center (Monthly)

$897 $897

$3,117 $3,117

-71.21%

3-bedroom Apartment, City Center (Monthly)

$1,665 $1,665

$9,110 $9,110

-81.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,344 $1,344

$5,379 $5,379

-75.02%

Buy Apartment in City Center (m2)

$1,764 $1,764

$19.3K $19.3K

-90.85%

Buy Apartment Outside City Center (m2)

$1,781 $1,781

$6,943 $6,943

-74.35%

Average Monthly Net Salary (After Tax)

$4,667 $4,667

$5,238 $5,238

-10.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.27

6.85

-8.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Biloxi, MS: October 19, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Biloxi, MS

$897 45.7%

New York, NY

$3.1K 63.1% 247% $2.2K

Groceries & Markets

Biloxi, MS

$328 16.7%

New York, NY

$552 11.2% 68.4% $224

Eating Out

Biloxi, MS

$289 14.7%

New York, NY

$407 8.2% 40.9% $118

Monthly Utilities & Internet

Biloxi, MS

$225 11.5%

New York, NY

$365 7.4% 62% $140

Clothing & Footwear

Biloxi, MS

$122 6.2%

New York, NY

$170 3.5% 40% $49

Getting Around

Biloxi, MS

$60 * 3.1%

New York, NY

$168 3.4% 180% $108

Sport & Entertainment

Biloxi, MS

$44 2.2%

New York, NY

$158 3.2% 259% $114

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,219 in Biloxi, MS versus $4,347 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $49.00 in Biloxi, MS versus $120 in New York, NY. Monthly groceries follow the same trend: $328 vs $552 – making Biloxi, MS the more affordable choice for daily food spending.

Good to know

🇺🇸 Biloxi, MS

🇺🇸 New York, NY

🕒 Local time

03:08 3:08 AM

04:08 4:08 AM

1 h ahead of Biloxi, MS

🌤 Weather

👥 Population

49,449

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Biloxi, MS New York, NY 1,750 km ≈ 2 h 45 min nonstop flight

From you

Biloxi, MS
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Biloxi, MS vs New York, NY: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,965 in Biloxi, MS, $4,938 in New York, NY – roughly 151% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,948 per month in Biloxi, MS and $7,407 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Biloxi, MS, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,965 in Biloxi, MS and $4,938 in New York, NY. That's a gap of about 151%.

Public transport costs about 189% less in Biloxi, MS. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Biloxi, MS, where all-in costs run around $1,965, than in New York, NY at $4,938. In Biloxi, MS it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

It depends on your priorities. New York, NY has an edge in some lifestyle areas, with costs from $1,965 in Biloxi, MS to $4,938 in New York, NY. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Biloxi, MS. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.